How to send money to UAE from Canada with the best CAD-AED rate

Remitly is the cheapest way to send money from Canada to United Arab Emirates based on the 14 companies we analyzed, giving your recipient 2,625.3 AED from CA$1,000.

Best companies for CAD/AED transfers

14 of 14 providers

Last updated on 28 October 2026

Based on 1,000 CAD transfer

Best companies for CAD/AED transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $8.95 1 CAD = 2.6119 AED -0.01% vs mid-market Recipient gets AED 2,588.53 Within a week
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
$8.951 CAD = 2.6119 AED
AED 2,588.53You pay$1,000.00
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WorldRemit

Pay via Debit Card
Fees: $3.99 1 CAD = 2.5197 AED +3.58% vs mid-market Recipient gets AED 2,509.65 Next Day
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupNext Day
$3.991 CAD = 2.5197 AED
AED 2,509.65You pay$1,000.00

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Showing top Canada to United Arab Emirates deals for 1,000 CAD. Do a live search with your exact amount for today's best rates.

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 2.6253 AED -0.52% vs mid-market Recipient gets AED 2,625.30 Within a week
Cheapest
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 2.6253 AED
AED 2,625.30You pay$1,000.00

Remitly

Pay via Interac
Fees: $0.00 1 CAD = 2.6253 AED -0.52% vs mid-market Recipient gets AED 2,625.30 Within a week
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Remitly when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 2.6253 AED
AED 2,625.30You pay$1,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 CAD = 2.6193 AED -0.30% vs mid-market Recipient gets AED 2,619.28 Next Day
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 2.6193 AED
AED 2,619.28You pay$1,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 CAD = 2.6193 AED -0.30% vs mid-market Recipient gets AED 2,619.28 Next Day
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 2.6193 AED
AED 2,619.28You pay$1,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 2.6151 AED -0.13% vs mid-market Recipient gets AED 2,615.10 Within minutes
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 CAD = 2.6151 AED
AED 2,615.10You pay$1,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 CAD = 2.6151 AED -0.13% vs mid-market Recipient gets AED 2,615.10 Within minutes
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$20.001 CAD = 2.6151 AED
AED 2,615.10You pay$1,020.00

Currencies Direct

Pay via Bank Transfer
Fees: $0.00 1 CAD = 2.5951 AED +0.63% vs mid-market Recipient gets AED 2,595.10 6-12 Hours
Fastest
Receive to bank account

Ways to receive money in United Arab Emirates with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 2.5951 AED
AED 2,595.10You pay$1,000.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 CAD = 2.5946 AED +0.65% vs mid-market Recipient gets AED 2,594.61 6-12 Hours
Receive to bank account

Ways to receive money in United Arab Emirates with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 2.5946 AED
AED 2,594.61You pay$1,000.00

Wise

Pay via Bank Transfer
Fees: $8.95 1 CAD = 2.6119 AED -0.01% vs mid-market Recipient gets AED 2,588.53 Within a week
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:Bank Transfer
$8.951 CAD = 2.6119 AED
AED 2,588.53You pay$1,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $5.99 1 CAD = 2.5845 AED +1.04% vs mid-market Recipient gets AED 2,584.50 6-12 Hours

Ways to receive money in United Arab Emirates with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 2.5845 AED
AED 2,584.50You pay$1,005.99
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 2.5844 AED
AED 2,584.40You pay$1,004.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $5.99 1 CAD = 2.5845 AED +1.04% vs mid-market Recipient gets AED 2,584.50 6-12 Hours

Ways to receive money in United Arab Emirates with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 2.5845 AED
AED 2,584.50You pay$1,005.99
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 2.5844 AED
AED 2,584.40You pay$1,004.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fees: $5.99 1 CAD = 2.5845 AED +1.04% vs mid-market Recipient gets AED 2,584.50 6-12 Hours

Ways to receive money in United Arab Emirates with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$5.991 CAD = 2.5845 AED
AED 2,584.50You pay$1,005.99
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 2.5844 AED
AED 2,584.40You pay$1,004.99

Remitbee

Pay via Interac
Fees: $0.00 1 CAD = 2.5812 AED +1.17% vs mid-market Recipient gets AED 2,581.20 Next Day
0 reviews

Ways to receive money in United Arab Emirates with Remitbee when paying by interac.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 2.5812 AED
AED 2,581.20You pay$1,000.00

Remitbee

Pay via Bill payment
Fees: $0.00 1 CAD = 2.5812 AED +1.17% vs mid-market Recipient gets AED 2,581.20 Next Day
0 reviews

Ways to receive money in United Arab Emirates with Remitbee when paying by bill payment.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 2.5812 AED
AED 2,581.20You pay$1,000.00

Remitbee

Pay via Bank Transfer
Fees: $0.00 1 CAD = 2.5812 AED +1.17% vs mid-market Recipient gets AED 2,581.20 Next Day
0 reviews

Ways to receive money in United Arab Emirates with Remitbee when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 2.5812 AED
AED 2,581.20You pay$1,000.00

CurrencyFair

Pay via Bank Transfer
Fees: $5.74 1 CAD = 2.5930 AED +0.71% vs mid-market Recipient gets AED 2,578.00 6-12 Hours
Receive to bank account

Ways to receive money in United Arab Emirates with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$5.741 CAD = 2.5930 AED
AED 2,578.00You pay$1,000.00

Wise

Pay via Interac
Fees: $14.65 1 CAD = 2.6119 AED -0.01% vs mid-market Recipient gets AED 2,573.65 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by interac.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$14.651 CAD = 2.6119 AED
AED 2,573.65You pay$1,000.00

Paysend

Pay via Debit Card
Fees: $0.00 1 CAD = 2.5673 AED +1.71% vs mid-market Recipient gets AED 2,567.28 6-12 Hours

Ways to receive money in United Arab Emirates with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 2.5673 AED
AED 2,567.28You pay$1,000.00

Paysend

Pay via Credit Card
Fees: $0.00 1 CAD = 2.5673 AED +1.71% vs mid-market Recipient gets AED 2,567.28 6-12 Hours

Ways to receive money in United Arab Emirates with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 2.5673 AED
AED 2,567.28You pay$1,000.00

Wise

Pay via Debit Card
Fees: $19.96 1 CAD = 2.6119 AED -0.01% vs mid-market Recipient gets AED 2,559.78 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$19.961 CAD = 2.6119 AED
AED 2,559.78You pay$1,000.00

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 CAD = 2.5594 AED +2.00% vs mid-market Recipient gets AED 2,559.35 Next Day

Ways to receive money in United Arab Emirates with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 2.5594 AED
AED 2,559.35You pay$1,000.00

Remitbee

Pay via Debit Card
Fees: $8.99 1 CAD = 2.5812 AED +1.17% vs mid-market Recipient gets AED 2,558.00 Next Day
0 reviews

Ways to receive money in United Arab Emirates with Remitbee when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
$8.991 CAD = 2.5812 AED
AED 2,558.00You pay$1,000.00

Koho

Pay via Bank Transfer
Fees: $24.06 1 CAD = 2.6111 AED +0.02% vs mid-market Recipient gets AED 2,548.28 Next day
Receive to bank account

Ways to receive money in United Arab Emirates with Koho when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
$24.061 CAD = 2.6111 AED
AED 2,548.28You pay$1,000.00

RBC

Pay via Bank Transfer
Fees: $0.00 1 CAD = 2.5408 AED +2.75% vs mid-market Recipient gets AED 2,540.76 6-12 Hours
0 reviews

Ways to receive money in United Arab Emirates with RBC when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 2.5408 AED
AED 2,540.76You pay$1,000.00

TD Bank

Pay via Bank Transfer
Fees: $0.00 1 CAD = 2.5226 AED +3.46% vs mid-market Recipient gets AED 2,522.64 6-12 Hours

Ways to receive money in United Arab Emirates with TD Bank when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 2.5226 AED
AED 2,522.64You pay$1,000.00

Wise

Pay via Credit Card
Fees: $34.68 1 CAD = 2.6119 AED -0.01% vs mid-market Recipient gets AED 2,521.33 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in United Arab Emirates with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$34.681 CAD = 2.6119 AED
AED 2,521.33You pay$1,000.00
Only available via Mobile App

WorldRemit

Pay via Debit Card
Fees: $3.99 1 CAD = 2.5197 AED +3.58% vs mid-market Recipient gets AED 2,509.65 Next Day
Receive to bank account or cash pickup

Ways to receive money in United Arab Emirates with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupNext Day
$3.991 CAD = 2.5197 AED
AED 2,509.65You pay$1,000.00
How Our Results Work
Mid-market rate: 1 CAD = 2.6116 AED Updates every 60 minutes.

How to send money from Canada to UAE

Pick a company

Start with the cheapest, which is Remitly at 2,625.3 AED on CA$1,000.

Remitly was the cheapest on 15 of the 28 days it quoted CA$1,000 transfers to UAE.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, interac, cash deposit, and bill payment.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Compare amounts

How much CAD are you sending to UAE?

How much CAD you send to UAE heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Remitly was the cheapest in 54% of the transfers up to C$1,000 it quoted, and in 42% of all the transfers it quoted.

Cheapest service
$100-0.50%$0.00AED 262.53with bank transfer to bank deposit+AED 8.80
$500-0.49%$0.00AED 1,312.65with bank transfer to bank deposit+AED 25.88
$1,000This page-0.52%$0.00AED 2,625.30with bank transfer to bank deposit+AED 47.50
$1,900-0.08%$0.00AED 4,966.69with debit card to bank deposit+AED 65.36
$3,000-0.06%$0.00AED 7,842.15with debit card to bank deposit+AED 103.70
$10,0000.25%$0.00AED 26,051.39with bank transfer to bank deposit+AED 204.94
$50,0000.20%$0.00AED 130,353.22with bank transfer to bank deposit+AED 735.88

Mid-market rate: 1 CAD = 2.6116 AED

CAD/AED Exchange Rate History

Is today a good time to send money from Canada to UAE?

The cheapest way to send CAD to AED can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Remitly), across 30 days of comparisons for 1,000 CAD transfers to UAE.

AED received for $1,000, after fees

Wed, Oct 28, 2026Mid-market rateAED 2,611.58 Remitly AED 2,625.30 RBC AED 2,540.76RemitlyAED 2,625.30Western UnionAED 2,619.28Currencies DirectAED 2,595.10Extra cost of a bankAED 84.54

2,450
2,500
2,550
2,600
2,650
2,700
At the mid-market rateWith the cheapest optionWith a bankRemitlyWestern UnionCurrencies Direct
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5890 – AED 2,589.00
Remitbee Cheapest 2.6175 $0.00 AED 2,617.50 +AED 28.50
Western Union 2.5962 $0.00 AED 2,596.18 +AED 7.18
Remitly 2.5741 $0.00 AED 2,574.10 −AED 14.90
Currencies Direct 2.5720 $0.00 AED 2,572.00 −AED 17.00
RBC 2.5223 $0.00 AED 2,522.30 −AED 66.70
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5891 – AED 2,589.09
Remitbee Cheapest 2.6175 $0.00 AED 2,617.50 +AED 28.41
Western Union 2.5929 $0.00 AED 2,592.89 +AED 3.80
Remitly 2.5761 $0.00 AED 2,576.10 −AED 12.99
Currencies Direct 2.5720 $0.00 AED 2,572.00 −AED 17.09
RBC 2.5210 $0.00 AED 2,521.04 −AED 68.05
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5786 – AED 2,578.62
Remitbee Cheapest 2.6175 $0.00 AED 2,617.50 +AED 38.88
Western Union 2.5852 $0.00 AED 2,585.24 +AED 6.62
Remitly 2.5631 $0.00 AED 2,563.10 −AED 15.52
Currencies Direct 2.5617 $0.00 AED 2,561.70 −AED 16.92
RBC 2.5210 $0.00 AED 2,521.04 −AED 57.58
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5829 – AED 2,582.95
Remitbee Cheapest 2.6175 $0.00 AED 2,617.50 +AED 34.55
Western Union 2.5876 $0.00 AED 2,587.60 +AED 4.65
Remitly 2.5686 $0.00 AED 2,568.60 −AED 14.35
Currencies Direct 2.5659 $0.00 AED 2,565.90 −AED 17.05
RBC 2.5116 $0.00 AED 2,511.63 −AED 71.32
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5778 – AED 2,577.84
Remitbee Cheapest 2.6175 $0.00 AED 2,617.50 +AED 39.66
Western Union 2.5810 $0.00 AED 2,581.03 +AED 3.19
Remitly 2.5625 $0.00 AED 2,562.50 −AED 15.34
Currencies Direct 2.5597 $0.00 AED 2,559.70 −AED 18.14
RBC 2.5116 $0.00 AED 2,511.63 −AED 66.21
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5773 – AED 2,577.29
Remitbee Cheapest 2.6175 $0.00 AED 2,617.50 +AED 40.21
Western Union 2.5810 $0.00 AED 2,581.03 +AED 3.74
Remitly 2.5626 $0.00 AED 2,562.60 −AED 14.69
Currencies Direct 2.5597 $0.00 AED 2,559.70 −AED 17.59
RBC 2.5056 $0.00 AED 2,505.64 −AED 71.65
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5729 – AED 2,572.92
Remitbee Cheapest 2.6175 $0.00 AED 2,617.50 +AED 44.58
Western Union 2.5810 $0.00 AED 2,581.03 +AED 8.11
Remitly 2.5577 $0.00 AED 2,557.70 −AED 15.22
Currencies Direct 2.5563 $0.00 AED 2,556.30 −AED 16.62
RBC 2.5056 $0.00 AED 2,505.64 −AED 67.28
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5718 – AED 2,571.79
Remitbee Cheapest 2.6175 $0.00 AED 2,617.50 +AED 45.71
Western Union 2.5814 $0.00 AED 2,581.40 +AED 9.61
Remitly 2.5579 $0.00 AED 2,557.90 −AED 13.89
Currencies Direct 2.5551 $0.00 AED 2,555.10 −AED 16.69
RBC 2.5013 $0.00 AED 2,501.30 −AED 70.49
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5824 – AED 2,582.37
Remitbee Cheapest 2.6175 $0.00 AED 2,617.50 +AED 35.13
Western Union 2.5902 $0.00 AED 2,590.15 +AED 7.78
Remitly 2.5675 $0.00 AED 2,567.50 −AED 14.87
Currencies Direct 2.5657 $0.00 AED 2,565.70 −AED 16.67
RBC 2.5013 $0.00 AED 2,501.30 −AED 81.07
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5758 – AED 2,575.76
Remitbee Cheapest 2.6175 $0.00 AED 2,617.50 +AED 41.74
Western Union 2.5807 $0.00 AED 2,580.74 +AED 4.98
Currencies Direct 2.5595 $0.00 AED 2,559.50 −AED 16.26
Remitly No quote collected this day – – – –
Bank No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5836 – AED 2,583.59
Remitbee Cheapest 2.6175 $0.00 AED 2,617.50 +AED 33.91
Western Union 2.5854 $0.00 AED 2,585.42 +AED 1.83
Remitly 2.5695 $0.00 AED 2,569.50 −AED 14.09
Currencies Direct 2.5669 $0.00 AED 2,566.90 −AED 16.69
RBC 2.5129 $0.00 AED 2,512.91 −AED 70.68
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5750 – AED 2,575.02
Remitbee Cheapest 2.6175 $0.00 AED 2,617.50 +AED 42.48
Western Union 2.5807 $0.00 AED 2,580.71 +AED 5.69
Remitly 2.5614 $0.00 AED 2,561.40 −AED 13.62
Currencies Direct 2.5588 $0.00 AED 2,558.80 −AED 16.22
RBC 2.5050 $0.00 AED 2,505.01 −AED 70.01
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5750 – AED 2,575.02
Remitbee Cheapest 2.6175 $0.00 AED 2,617.50 +AED 42.48
Western Union 2.5807 $0.00 AED 2,580.71 +AED 5.69
Remitly 2.5592 $0.00 AED 2,559.20 −AED 15.82
Currencies Direct 2.5588 $0.00 AED 2,558.80 −AED 16.22
RBC 2.5050 $0.00 AED 2,505.01 −AED 70.01
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5788 – AED 2,578.77
Western Union Cheapest 2.5807 $0.00 AED 2,580.71 +AED 1.94
Currencies Direct 2.5622 $0.00 AED 2,562.20 −AED 16.57
Remitly 2.5608 $0.00 AED 2,560.80 −AED 17.97
RBC 2.5079 $0.00 AED 2,507.91 −AED 70.86
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5744 – AED 2,574.37
Western Union Cheapest 2.5768 $0.00 AED 2,576.77 +AED 2.40
Currencies Direct 2.5582 $0.00 AED 2,558.20 −AED 16.17
Remitly No quote collected this day – – – –
Bank No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5851 – AED 2,585.15
Remitly Cheapest 2.6081 $0.00 AED 2,608.10 +AED 22.95
Western Union 2.5876 $0.00 AED 2,587.60 +AED 2.45
Currencies Direct 2.5691 $0.00 AED 2,569.10 −AED 16.05
RBC 2.5130 $0.00 AED 2,512.95 −AED 72.20
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5830 – AED 2,583.00
Remitly Cheapest 2.6053 $0.00 AED 2,605.30 +AED 22.30
Western Union 2.5855 $0.00 AED 2,585.46 +AED 2.46
Currencies Direct 2.5671 $0.00 AED 2,567.10 −AED 15.90
RBC 2.5141 $0.00 AED 2,514.08 −AED 68.92
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5909 – AED 2,590.93
Remitly Cheapest 2.6044 $0.00 AED 2,604.40 +AED 13.47
Western Union 2.5931 $0.00 AED 2,593.07 +AED 2.14
Currencies Direct 2.5748 $0.00 AED 2,574.80 −AED 16.13
RBC 2.5141 $0.00 AED 2,514.08 −AED 76.85
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5940 – AED 2,594.03
Remitly Cheapest 2.6118 $0.00 AED 2,611.80 +AED 17.77
Western Union 2.6015 $0.00 AED 2,601.54 +AED 7.51
Currencies Direct 2.5761 $0.00 AED 2,576.10 −AED 17.93
RBC 2.5265 $0.00 AED 2,526.53 −AED 67.50
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.5940 – AED 2,594.03
Remitly Cheapest 2.6113 $0.00 AED 2,611.30 +AED 17.27
Western Union 2.6015 $0.00 AED 2,601.54 +AED 7.51
Currencies Direct 2.5761 $0.00 AED 2,576.10 −AED 17.93
RBC 2.5265 $0.00 AED 2,526.53 −AED 67.50
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.6047 – AED 2,604.69
Remitly Cheapest 2.6159 $0.00 AED 2,615.90 +AED 11.21
Western Union 2.6015 $0.00 AED 2,601.54 −AED 3.15
Currencies Direct 2.5890 $0.00 AED 2,589.00 −AED 15.69
RBC 2.5320 $0.00 AED 2,531.97 −AED 72.72
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.6081 – AED 2,608.08
Remitly Cheapest 2.6230 $0.00 AED 2,623.00 +AED 14.92
Western Union 2.6075 $0.00 AED 2,607.55 −AED 0.53
Currencies Direct 2.5919 $0.00 AED 2,591.90 −AED 16.18
RBC 2.5320 $0.00 AED 2,531.97 −AED 76.11
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.6122 – AED 2,612.21
Remitly Cheapest 2.6258 $0.00 AED 2,625.80 +AED 13.59
Western Union 2.6168 $0.00 AED 2,616.82 +AED 4.61
Currencies Direct 2.5957 $0.00 AED 2,595.70 −AED 16.51
RBC 2.5418 $0.00 AED 2,541.85 −AED 70.36
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.6189 – AED 2,618.89
Remitly Cheapest 2.6315 $0.00 AED 2,631.50 +AED 12.61
Western Union 2.6200 $0.00 AED 2,620.02 +AED 1.13
RBC 2.5467 $0.00 AED 2,546.67 −AED 72.22
Currencies Direct No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.6202 – AED 2,620.23
Remitly Cheapest 2.6337 $0.00 AED 2,633.70 +AED 13.47
Western Union 2.6269 $0.00 AED 2,626.91 +AED 6.68
Currencies Direct 2.6037 $0.00 AED 2,603.70 −AED 16.53
RBC 2.5503 $0.00 AED 2,550.28 −AED 69.95
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.6227 – AED 2,622.75
Remitly Cheapest 2.6349 $0.00 AED 2,634.90 +AED 12.15
Western Union 2.6271 $0.00 AED 2,627.13 +AED 4.38
Currencies Direct 2.6016 $0.00 AED 2,601.60 −AED 21.15
RBC 2.5503 $0.00 AED 2,550.28 −AED 72.47
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.6227 – AED 2,622.75
Remitly Cheapest 2.6350 $0.00 AED 2,635.00 +AED 12.25
Western Union 2.6271 $0.00 AED 2,627.13 +AED 4.38
Currencies Direct 2.6016 $0.00 AED 2,601.60 −AED 21.15
RBC 2.5510 $0.00 AED 2,551.02 −AED 71.73
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.6211 – AED 2,621.15
Remitly Cheapest 2.6330 $0.00 AED 2,633.00 +AED 11.86
Western Union 2.6271 $0.00 AED 2,627.13 +AED 5.99
Currencies Direct 2.6048 $0.00 AED 2,604.80 −AED 16.34
RBC 2.5495 $0.00 AED 2,549.55 −AED 71.59
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.6189 – AED 2,618.90
Remitly Cheapest 2.6335 $0.00 AED 2,633.50 +AED 14.60
Western Union 2.6254 $0.00 AED 2,625.44 +AED 6.54
Currencies Direct 2.6027 $0.00 AED 2,602.70 −AED 16.20
RBC 2.5495 $0.00 AED 2,549.48 −AED 69.42
Exchange rateFees:Recipient getsDifference
Mid-market rate 2.6116 – AED 2,611.58
Remitly Cheapest 2.6253 $0.00 AED 2,625.30 +AED 13.72
Western Union 2.6193 $0.00 AED 2,619.28 +AED 7.70
Currencies Direct 2.5951 $0.00 AED 2,595.10 −AED 16.48
RBC 2.5408 $0.00 AED 2,540.76 −AED 70.82

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $1,000, after fees, as quoted by each company. The mid-market line shows what $1,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more AED per CAD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 30 of the last 30 days.

Right now, Remitly pays 2,625.3 AED on 1,000 CAD, which is 13.72 AED more than the mid-market amount, so it's a good deal (pretty much free money).

Today's payout isn't the best this month though, since the highest receive amount was 2,635 AED.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

If you need to send money now, it's a good time to send.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to UAE.

We've tracked 196 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. RemitlyAppeared in 118 comparisons

    Cheapest in 42% of them

  2. Western UnionAppeared in 135 comparisons

    Cheapest in 24% of them

  3. Currencies DirectAppeared in 177 comparisons

    Never the cheapest

  4. RBCAppeared in 87 comparisons

    Never the cheapest

Based on 196 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Remitly is the cheapest and gets you the most AED, but it was the cheapest in only 42% of the 118 comparisons it appeared in over the past month.

Western Union (today's second cheapest) was the cheapest in only 24% of its comparisons, so it's rarely the cheapest option for transfers to UAE.

If it's a one-off transfer, go with Remitly, since it's the cheapest right now.

Ways to send money from Canada to UAE

There are 14 companies sending money to the United Arab Emirates, but how you send depends on your needs.

Most common option

In-person transfers

Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.

Bring CA$1,000 in cash to the closest Remitly location, and your recipient picks up 2,625.3 AED within minutes.

Our data shows Remitly came out cheapest among in-person options on 54% of days in the past month.

Cash transfers cost more

Cash transfer to United Arab Emirates is usually the most expensive option, compare your options above to get the best deal.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

Remitly charges CA$0 in fees and adds -0.52% markup, so your CA$1,000 delivers 2,625.3 AED in within a week.

Over the past month, Remitly was the cheapest app on 54% of the days it appeared for CA$1,000 transfers.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of the 14 companies we compared, Remitly is the cheapest online service and currently gets you 2,625.3 AED on a CA$1,000 transfer after a CA$0 fee and -0.52% markup.

In our comparisons over the past month, it was the cheapest online service on 15 of the 28 days it quoted.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

The most expensive way

Banks

A wire from your bank carries a $30 to $80 fee, plus another 1.5 to 3% inside the exchange rate that you won't see itemized anywhere.

On a CA$1,000 transfer, a bank like RBC delivers 2,540.76 AED, against 2,625.3 AED with Remitly.

We found RBC was the cheapest bank on 28 of the 28 days it appeared for this amount.

The wire can feel like the safer choice for a big amount, but bank deposit insurance and the safeguards used by money transfer companies are just as safe, just different protections.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

Brokers like Currencies Direct charge no fees but add 0.63% on CAD/AED interbank rate.

The markup gets lower the more you send, with an account manager handling it end to end.

Our analysis shows Currencies Direct was the cheapest broker in 51% of all the transfers it quoted.

If you're sending large amounts, expect more questions about the transfers, so have statements and documents ready to avoid delays.

If you already have one

Challenger banks

Some neobanks in Canada include international transfers with no transfer fee as part of the account.

Koho sends your CA$1,000 for CA$24.06 in fees with 0.02% markup.

It's a good option for small occasional transfers, but I still suggest .

Our data shows Koho came out cheapest among challenger banks on 100% of days in the past month.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in AED.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

For spending abroad and getting paid

Multi-currency accounts

If part of your life runs in AED, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.

Currencies Direct lets you hold CAD and AED, and convert between them at low cost.

For example, converting $1,000 costs $0 in fees at 0.63% markup, which gets you 2,595.1 AED.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund CAD and receive AED in UAE

With Remitly, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CA$1,000 gives your recipient 2,625.3 AED.

Our data shows that Remitly gets your recipient 84.54 AED more than RBC, today's cheapest bank, on the same CA$1,000.

Deposit CAD using bank transfer, debit card, credit card, interac, cash deposit, and bill payment.

I suggest using Interac e-Transfer for simplicity

Follow the company's Interac instructions and check the business name before sending.

Do not send to an email address supplied outside the company's app or website.

The recipient can receive AED through bank deposit and cash pickup.

For a bank deposit payout, you will need the recipient's bank details in United Arab Emirates.

  1. 1
    Bank transfer Bank deposit

    You pay CA$1,000.00

    AED2,625

    Cheapest

  2. 2
    Interac Bank deposit

    You pay CA$1,000.00

    AED2,625

    AED0

  3. 3
    debit card Bank deposit

    You pay CA$1,000.00

    AED2,619

    -AED6

  4. 4
    credit card Bank deposit

    You pay CA$1,020.00

    AED2,615

    -AED10

  5. 5
    debit card Cash pickup

    You pay CA$1,005.99

    AED2,585

    -AED41

Show moreShow less
  1. 6
    credit card Cash pickup

    You pay CA$1,005.99

    AED2,585

    -AED41

  2. 7
    Cash deposit Cash pickup

    You pay CA$1,005.99

    AED2,585

    -AED41

  3. 8
    Cash deposit Bank deposit

    You pay CA$1,004.99

    AED2,584

    -AED41

  4. 9
    Bill payment Bank deposit

    You pay CA$1,000.00

    AED2,581

    -AED44

Consider this when sending CAD to UAE

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/AED transfer options

For a CA$1,000 transfer to United Arab Emirates, these are the cheapest, fastest and easiest options available now.

Best way to send money to United Arab Emirates

Remitly is the cheapest and easiest option, funded by bank transfer with bank deposit for the payout. Your recipient gets 2,625.3 AED, which is 0.23% more than the next best option.

Fastest way to send money to United Arab Emirates

Currencies Direct is fastest when you pay by bank transfer and choose bank deposit for the payout. The transfer delivers 2,595.1 AED in 6-12 hours.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in United Arab Emirates.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 14 FINTRAC-registered companies sending CAD to the United Arab Emirates, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

In the past 30 days alone, we analyzed 196 comparisons across 7 amounts.

This page covers the cheapest and fastest options for CAD/AED transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.