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Send money from South Africa to India
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
HSBCRecipient gets (INR)₹609,015.06Not recommended
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Our recommendation: Currencies Direct
We tested & reviewed 7 money transfer providers offering money transfers from South Africa to India, and Currencies Direct scored highly.
Sending 130,000 ZAR to INR will cost you R0 in fees, and you will receive 625,703 INR. The delivery time usually is minutes - 24 hours, but it depends on the day you make the transfer.
For a great mix of cost, speed & features, we recommend making your South Africa to India transfer using Currencies Direct.
How to compare deals on South Africa to India money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from South Africa to India.
- Choose a provider
Select the provider that gives you the best value & service for your needs.
- Click, sign up & send
Follow the steps & start your transfer from South Africa. Your funds will be converted to Indian Rupee and transferred to India.
Summary of recent searches
Sending money from South Africa to India considerations
A comparison of providers offering services between South Africa and India is the easiest way to ensure the best deal.
We've compared 7 providers that offer services for sending Rand to India.
This ensures you will get the best options for your transfer to India from South Africa.
Whilst we rate Currencies Direct as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to India.
Cheapest way to send money from South Africa to India: Currencyflow
We found that Currencyflow fees were 0 ZAR per transfer, and customers would expect an exchange rate between ZAR-INR that is 0.26% different to the mid-market rate
Against the others tested, Currencyflow is 0.01% cheaper than the second-best option.
To secure a cheap way to transfer ZAR to India, Currencyflow is our recommendation.
Fastest company to send money to India from South Africa: Currencyflow.
For example, if you send 130,000 ZAR with Currencyflow to India now, the transfer time is minutes - 24 hours. Smaller transfers will likely be quicker, while larger transfers to India can take slightly longer.
Sending money through Currencyflow to India from South Africa has a fee of 0 ZAR.
To understand who was the fastest, we tested Currencyflow as part of 7 money transfer providers. Within this, we looked at the overall speed of sending money from South Africa to India. This was made up of transfer times to India after Rands were added to a money transfer account.
When fast money transfers between South Africa and India are a priority, Currencyflow is our recommended choice.
Send large sums of money abroad with Currencies Direct
From the 7 options we compared, Currencies Direct offers the strongest all-round option for large transfers to India from South Africa.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Indian Rupees to Indian Rupee.
As such, we recommend Currencies Direct for large India transfers.
Understanding the costs involved when moving money from South Africa to India
The total cost of sending money to India from South Africa is a mix of the mid-market, exchange rates and transfer fees.
The Mid-Market and Exchange Rates: The mid-market for ZAR-INR is 4.7968 INR per Rand.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your Rands.
The ZAR-INR mid-market rate over the last 7 days has seen the Rand worth an average 4.8008 INR. Within this there has been a high of 4.845, and a low of 4.6629.
From 7 companies compared, Currencyflow offers the strongest exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting ZAR to INR.
Fees: When sending money there may be additional fees. Currencyflow offers the lowest fee of the 7 providers tested, costing justs 0 ZAR per transfer.
Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.
This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from South Africa.
Getting best exchange rate for transfers between Rand and Indian Rupee
Timing is essential for transferring money between ZAR and INR. The exchange rate you secure impacts how much INR you get for your ZAR.
The recent trends between the currencies are:
Over the past 7 days, the mid-market rate from ZAR to INR has moved slightly. On average, it was 4.8008.
During this same period,there was a high of 4.845, and a low of 4.6629.
Currencies Direct, which is our recommended service to send money online from South Africa to India offers 4.8131 INR per ZAR which is only 0.61% above the mid-market rate.
Want to secure the best ZAR-Indian Rupee exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to India!
Payment options for South Africa to India money transfers
Bank transfers
Bank transfers are usually the best and easiest way to send money from South Africa to India.
By using a money transfer company such as Currencyflow for transfers from South Africa to India, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
Currencyflow is the cheapest money transfer company for bank transfers from the 7 we compared for transfers from ZAR into India.With a fee of 0 ZAR to send money from South Africa to India, Currencyflow offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from South Africa to India with a debit or a prepaid card is available through .
is a one of the cheaper options for debit card payments for transfers from South Africa to India. This cost is against a total of 7 money transfer companies offering this option.
Credit cards
When it comes to international credit card transfers from South Africa to India, we recommend comparing your options to get the best deal.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between India and South Africa.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to India.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to INR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
