.svg)
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Best way to send: Wise
We tested & reviewed 7 money transfer companies offering services between India and Nepal, and Wise scored highly.
In total, Wise appeared in 67.6% of India to Nepal searches, and was the top rated company out of 7 that support transfers into Nepalese Rupee.
So for a great mix of cost, speed & features, make your India to Nepal transfer using Wise.
How to get the best deal on sending money from India to Nepal
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from India to Nepal.
- Choose a provider
Select the provider that offers you the best value on buying NPR & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Considerations for money transfers from India to Nepal
Comparing providers offering services between India and Nepal, based on your specific needs is the best way to send money with confidence.
Our comparison includes 7 companies that provide the ability to send Indian Rupee to Nepal.
This ensures you get the best options for transfers to Nepal from India, based on the amount you want to send.
Cheapest way to transfer money from India to Nepal: Ria Money Transfer
Our data shows Ria Money Transfer is 0% cheaper than the second-best option. The company offers an average fee of 4* INR and an average exchange rate between INR and NPR that is 2.8% different to the mid-market rate.
For a cheap way to send INR to Nepal, Ria Money Transfer is a great all round choice.
*The most common fee applied to INR-NPR by Ria Money Transfer, based on data from the past six months.
Fastest way to send money to Nepal from India: Ria Money Transfer
Our comparison shows Ria Money Transfer is the fastest option for sending Indian Rupee into Nepalese Rupee 59.9% of the time. For urgent INR to NPR money transfers, they’re our recommended choice.
A INR-Nepalese Rupee transfer through Ria Money Transfer comes with an average 4 INR fee.
To ensure Ria Money Transfer was the 'fastest' option we compared 7 providers. This comparison was for overall speed of sending money from India to Nepal and is a combination of depositing Indian Rupee, transfer times to Nepal and withdrawal timeframes where applicable.
When speed is a priority, Ria Money Transfer is the top choice for sending into Nepal from India.
Send large sums of money
Wise offers the strongest all round option for large transfers of the 7 money transfer companies compared.
Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Nepalese Rupee to Nepalese Rupee.
As such, opt for Wise for sending large sums of money to Nepal from India.
Understanding the cost of transferring money to Nepal from India
Fees and exchange rates make up the total cost of sending money from Nepal to Nepal. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current INR-NPR mid-market rate is 1.5987 NPR per Indian Rupee. You will get more Nepalese Rupee for your Indian Rupees if you find a provider close to this number.
For context, over the last three months the INR-NPR mid-market rate has had a high of 1.6084, a low of 1.5849 and averaged 1.5998 NPR per Indian Rupee.
Across the 7 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting INR to NPR will be the biggest determining factor when working out the cost of transferring Indian Rupees to Nepal.
Fees: Transfer fees are charged as part of the transfer. Ria Money Transfer at an average of 4 INR per transfer over the last 6 months, offers the lowest fees overall. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Nepalese Rupee eventually received in Nepal. You can assume that a lower cost of sending from India will result in more money received in Nepal.
How to find the best exchange rate for Indian Rupee to Nepalese Rupee
Timing is essential for sending money between INR and NPR. The exchange rate you secure impacts how much NPR you get for your INR.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from INR to NPR has seen some fluctuation. On average, it stood at 1.5998.
During this period, the highest value recorded was 1.6084, while the lowest was 1.5849.
Wise, which is our recommended service to send money online from India to Nepal offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best INR-Nepalese Rupee exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Nepal!
Payment methods available to fund your India to Nepal transfer
Bank transfers
Bank transfers are often the better option for money transfers from India to Nepal.
Sending money via a bank transfer with a company such as Ria Money Transfer for transfers from India to Nepal allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Ria Money Transfer is the best provider for bank transfers of the 7 we tested when sending INR to Nepal.
With an average fee of INR4 to send money from India to Nepal, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from India to Nepal with a prepaid or a debit card is very simple with Instarem.
Instarem is a leader in card payments for transfers from India to Nepal, competing among a total of 7 active money transfer companies on this route.
Credit cards
When it comes to transferring money with a credit card from India to Nepal, Instarem emerges as our top choice of the 7 companies offering this service.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nepal and India.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from India to Nepal.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to NPR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
