/Send money/To Nepal/From India

How to send money to Nepal from India with the best INR-NPR rate

Compare ways to send money from India to Nepal. Find the cheapest, fastest, and most reliable providers with the best INR to NPR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Nepal from India.

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November 21st, 2025

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Best money transfer companies

Send money from India to Nepal

Last updated: Today
Mid-market rate as of 11/21/2025: 1 INR = 1.597154 NPR
Results below are based on a 22100 INR search
Promoted
Wise
Recipient gets (NPR)
Rs 34,086.00
Full transfer details

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
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0 of 5 providers
1
Wise
Recipient gets (NPR)
Rs 34,086.00
Full transfer details

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (NPR)
Rs 33,527.70
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
3
MoneyGram Agent
Recipient gets (NPR)
Rs 33,527.70
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
4
PayPal App
Recipient gets (NPR)
Rs 33,173.27
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Promoted
Wise
Recipient gets (NPR)
Rs 34,086.00
Full transfer details

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best way to send: Wise

Wise is our top pick for sending INR to NPR.

We tested & reviewed 5 money transfer companies offering services between India and Nepal, and Wise scored highly.

For example, sending 22,100 INR to NPR will cost you ₹795.24 in fees, and you will receive 34,086 NPR. The delivery time is next day, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your India to Nepal transfer using Wise.

Wise is the top rated company for sending money from India (INR) to Nepal (NPR) - Wise Screenshot

How to get the best deal on sending money from India to Nepal

Summary of recent searches

Top rated for transfers from India to Nepal
Wise
Total number of IN - NP providers
5
Average cheapest fees & rate
Ria Money Transfer
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Ria Money Transfer
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations for money transfers from India to Nepal

1

Compare providers

Comparing providers offering services between India and Nepal, based on your specific needs is the best way to send money with confidence.

Our comparison includes 5 companies that provide the ability to send Indian Rupee to Nepal.

This ensures you get the best options for transfers to Nepal from India, based on the amount you want to send.

2

Watch the Indian Rupee-Nepalese Rupee exchange rate

3

Choose the right payment method

4

Use providers regulated in Nepal and India

5

Consider transfer limits

6

Receiving money in Nepal

7

Have your ID ready

8

Tax declarations

The fastest way to send money to Nepal from India is by sending cash

Cash transfers are almost instant in most cases.

However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.

Considering there aren’t many INR/NPR transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to Nepal from India is via PayPal P2P Transfer

The coverage of INR/NPR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a INR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Nepal from India needs a strong exchange rate and effective transfer management.

From the
5 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Nepal from India.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Nepalese Rupees to Nepalese Rupee.

As such, we recommend Currencies Direct for large Nepal transfers.

Understanding the cost of transferring money to Nepal from India

Fees and exchange rates make up the total cost of sending money from Nepal to Nepal. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current INR-NPR mid-market rate is 1.5972 NPR per Indian Rupee. You will get more Nepalese Rupee for your Indian Rupees if you find a provider close to this number.

  • For context, over the last 7 days the INR-NPR mid-market rate has had a high of 1.6051, a low of 1.5972 and averaged 1.6007 NPR per Indian Rupee.

  • Across the 5 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting INR to NPR will be the biggest determining factor when working out the cost of transferring Indian Rupees to Nepal.

Fees: Transfer fees are charged as part of the transfer. Ria Money Transfer charges the lowest fee of 4 INR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Nepalese Rupee eventually received in Nepal. You can assume that a lower cost of sending from India will result in more money received in Nepal.

How to find the best exchange rate for Indian Rupee to Nepalese Rupee

Timing is essential for sending money between INR and NPR. The exchange rate you secure impacts how much NPR you get for your INR.

Mid-market Rate
1 
INR
=
1.597242 
NPR

Let's dive into some interesting recent trends.

  • Over the past 7 days, the exchange rate from INR to NPR has seen some fluctuation. On average, it stood at 1.6007.

  • During this period, the highest value recorded was 1.6051, while the lowest was 1.5972.

  • Wise, which is our recommended service to send money online from India to Nepal offers an exchange rate that is only -0.17% above the mid-market rate.

Want to secure the best INR-Nepalese Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Nepal!

Payment methods available to fund your India to
Nepal transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from India to Nepal.

    Sending money via a bank transfer with a company such as Ria Money Transfer for transfers from India to Nepal allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Ria Money Transfer is the best provider for bank transfers of the 5 we tested when sending INR to Nepal.

    With a fee of INR4 to send money from India to Nepal, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from India to Nepal with a prepaid or a debit card is very simple with Western Union Agent.


    Western Union Agent is a leader in card payments for transfers from India to Nepal, competing among a total of 5 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from India to Nepal, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nepal and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Nepal.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to NPR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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