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How to send money to Nepal from Philippines with the best PHP-NPR rate

Compare ways to send money from Philippines to Nepal. Find the cheapest, fastest, and most reliable providers with the best PHP to NPR exchange rates.

Read on for the best deals, expert information, and all you need to send money to Nepal from Philippines.

Transferring the other way? Send NPR from Nepal to Philippines instead.
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July 8th, 2025
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Best money transfer companies

Send money from Philippines to Nepal

Last updated: Today
Mid-market rate as of 07/08/2025: 1 PHP = 2.431811 NPR
Results below are based on a 400000 PHP search
0 of 1 providers
Sponsored
Wise
Recipient gets (NPR)
Rs 962,127.00
Full transfer details
Visit Wise
Rs 18,584 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Live Rates
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1
Wise
Recipient gets (NPR)
Rs 962,127.00
Full transfer details
Visit Wise
Rs 18,584 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (NPR)
Rs 962,127.00
Full transfer details
Visit Wise
Rs 18,584 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best way to send: Wise

Wise is our top pick for sending PHP to NPR.

We tested & reviewed 1 money transfer companies offering services between the Philippines and Nepal, and Wise scored highly.

For example, sending 400,000 PHP to NPR will cost you ₱4201.34 in fees, and you will receive 962,127 NPR. The delivery time is within minutes, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Philippines to Nepal transfer using Wise.

Wise is the top rated company for sending money from Philippines (PHP) to Nepal (NPR) - Wise Screenshot

How to get the best deal on sending money from Philippines to Nepal

Summary of recent searches

Top rated for transfers from Philippines to Nepal
Wise
Total number of PH - NP providers
1
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise

Considerations for money transfers from Philippines to Nepal

1
Compare providers

Comparing providers offering services between the Philippines and Nepal, based on your specific needs is the best way to send money with confidence.

Our comparison includes 1 companies that provide the ability to send Philippine Peso to Nepal.

This ensures you get the best options for transfers to Nepal from the Philippines, based on the amount you want to send.

2
Watch the Philippine Peso-Nepalese Rupee exchange rate
3
Choose the right payment method
4
Use providers regulated in Nepal and Philippines
5
Consider transfer limits
6
Receiving money in Nepal
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money from Philippines to Nepal: Wise

Wise is the cheapest way to send money to Nepal from the Philippines out of the 1 companies compared.

Data collected over the past week shows that Wise is 0% cheaper than the second-best option.

This includes the transfer fee of 4201.34 PHP an exchange rate for buying Nepalese Rupee with Philippine Pesos that is 0.04% different to the mid-market rate.

If you want to secure the best rates on transfers from Philippines to Nepal, Wise will result in the most Nepalese Rupee received.

Wise is the cheapest way to send money from Philippines (PHP) to Nepal (NPR) - Wise Screenshot

Fastest way to send money to Nepal from the Philippines: Wise

We compared 1 companies and found Wise offers the fastest money transfers between the Philippines and Nepal.

For example, if you send 400,000 PHP with Wise to Nepal, the transfer time is within minutes based on our data.

Smaller transfers to Nepal will likely be quicker, while larger transfers can take slightly longer.

A PHP-Nepalese Rupee transfer through Wise comes with a 4201.34 PHP fee.

To ensure Wise was the 'fastest' option we compared 1 providers. This comparison was for overall speed of sending money from the Philippines to Nepal and is a combination of depositing Philippine Peso, transfer times to Nepal and withdrawal timeframes where applicable.

When speed is a priority, Wise is the top choice for sending into Nepal from the Philippines.

Wise is the fastest way to send money from Philippines (PHP) to Nepal (NPR) - Wise Screenshot

Sending large amounts of money

Transferring Philippine Peso to Nepalese Rupee in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
1 companies compared, Wise has the strongest option for large transfers from the Philippines to Nepal.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Nepalese Rupee.

The Wise rate makes them great for large transfers between Nepal and the Philippines.

Understanding the cost of transferring money to Nepal from Philippines

Fees and exchange rates make up the total cost of sending money from Nepal to Nepal. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PHP-NPR mid-market rate is 2.4218 NPR per Philippine Peso. You will get more Nepalese Rupee for your Philippine Pesos if you find a provider close to this number.

  • For context, over the last 7 days the PHP-NPR mid-market rate has had a high of 2.4318, a low of 2.4132 and averaged 2.4221 NPR per Philippine Peso.

  • Across the 1 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting PHP to NPR will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Nepal.

Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 4201.34 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Nepalese Rupee eventually received in Nepal. You can assume that a lower cost of sending from the Philippines will result in more money received in Nepal.

How to find the best exchange rate for Philippine Peso to Nepalese Rupee

Timing is essential for sending money between PHP and NPR. The exchange rate you secure impacts how much NPR you get for your PHP.

Mid-market Rate
1 
=
2.421760 
NPR

Let's dive into some interesting recent trends.

  • Over the past 7 days, the exchange rate from PHP to NPR has seen some fluctuation. On average, it stood at 2.4221.

  • During this period, the highest value recorded was 2.4318, while the lowest was 2.4132.

  • Wise, which is our recommended service to send money online from Philippines to Nepal offers an exchange rate that is only 0.04% above the mid-market rate.

Want to secure the best PHP-Nepalese Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Nepal!

Funding your Philippines to
Nepal money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from the Philippines to Nepal.

    By using a money transfer company such as Wise for transfers from the Philippines to Nepal, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Wise is the cheapest way to send money via a bank transfer. This is of the 1 companies we tested when sending PHP to Nepal.

    With a fee of 4201.34 PHP to send money from the Philippines to Nepal, Wise offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to Nepal with a debit or a prepaid card is easy with .


    is a leading money transfer company for debit card payments, and offers transfers from the Philippines to Nepal.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nepal and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Nepal.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to NPR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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