HomeNews25% Of Students Use Apple Pay For Their Day-To-Day Purchases Compared to 12% Who Use Google Pay
25% Of Students Use Apple Pay For Their Day-To-Day Purchases Compared to 12% Who Use Google Pay

25% Of Students Use Apple Pay For Their Day-To-Day Purchases Compared to 12% Who Use Google Pay

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Apple Pay provides a secure and easy way to make purchases with just a tap of your phone. It is accepted at many online and in-person stores and works with most major credit and debit cards. According to, a quarter of students use Apple Pay for their daily expenses, while only 12% use Google Pay.

Jonathan Merry, the CEO of MoneyTransfer, commented on the data,

Apple Pay offers higher levels of security than traditional credit or debit cards, as it uses tokenization that creates a one-time code for each transaction. This code is safe and cannot be used again, making it much harder for hackers to access your information. Additionally, Apple Pay provides additional security with their two-factor authentication that requires an extra layer of verification before a purchase can be made.

MoneyTransfers CEO, Jonathan Merry

Apple’s Privacy Policy Encourages Transactions

Apple’s Privacy policy appeals to students as it does not store the user’s personal information, such as credit card numbers or other data. This policy encourages students to feel secure while using Apple Pay for their purchases. Additionally, Apple Pay saves time as it only requires students to enter their information once, and every transaction thereafter is made securely with a single touch.

Apple is also invested in providing a seamless experience. The company has collaborated with merchants and banks to ensure that stores are equipped with the necessary technology to accept Apple Pay. In addition, Apple regularly updates its systems to keep up with the ever-evolving world of technology and payment processing.

Overall, Apple Pay offers a secure and convenient way for students to purchase in person or online. Its tokenization feature is an added layer of security that can help protect users from cyber fraud while providing access to various merchants and banks. As the popularity of Apple Pay continues to grow, it seems likely that more students will be turning to it as their preferred means of payment.

Google Pay Operates as an Intermediary Between Clients and Banks

There is a minimal difference between Apple Pay services and Google Pay. Google operates as an intermediary and holds card details on its database so that you may add virtually any card to your Google Pay account. You can send and receive money that you can deposit in the account and use directly without involving your bank. You can also add loyalty cards and gift cards to your account.

Google Pay attempts to make a digital wallet function like a traditional wallet. Google keeps tabs on purchases, recording the details as if you had tucked the receipt into a traditional wallet. From there, you can easily categorize and track your spending habits. This is especially helpful for students who are on a budget and need to know exactly where their money goes each month. Overall, Apple Pay and Google Pay provide users with secure and convenient ways to make purchases.

Both options offer a safe and user-friendly experience, but Apple Pay is the more popular choice with students. With its added security measures and one-time tokenization feature, it’s understandable why so many choose Apple Pay for their day-to-day purchases.

Elizabeth Kerr
Elizabeth Kerr
Elizabeth is a financial content specialist from Manchester. Her specialities include cryptocurrency, data analysis and financial regulation.