We compared 9 companies sending money from the United States to Israel. Key Currency is the best and cheapest, while Regency FX is the fastest.
Sending $7,000 with Key Currency gets your recipient 20,978.91 ILS at 2.9970 ILS per USD.
| 9 of 9 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze USD/ILS exchange rates from our comparisons. | |||
| Based on 7,000 USD transfer Best companies for USD/ILS transfersAll money transfer offers for USD/ILS transfers, sorted by most ILS received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee $35.50 1 USD = 3.0044 ILS 0.00% vs mid-market | Recipient gets ₪20,924.49 Next day | |
Ways to receive money in Israel with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $35.501 USD = 3.0044 ILS ₪20,924.49You pay$7,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 USD = 2.9925 ILS +0.40% vs mid-market | Recipient gets ₪20,947.50 Minutes - 24 hours | |
Ways to receive money in Israel with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2.9925 ILS ₪20,947.50You pay$7,000.00 | |||
Run a live search Showing top United States to Israel deals for 7,000 USD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live USD to ILS rates. | |||
Run a live search These companies offer multi-currency accounts for spending ILS. We suggest doing a live search based on how much USD you're planning to spend in Israel. | |||
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 USD = 2.9970 ILS +0.25% vs mid-market | Recipient gets ₪20,978.91 Minutes - 3 days | |
Ways to receive money in Israel with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 USD = 2.9970 ILS ₪20,978.91You pay$7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 USD = 2.9964 ILS +0.27% vs mid-market | Recipient gets ₪20,974.70 Minutes - 24 hours | |
Ways to receive money in Israel with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2.9964 ILS ₪20,974.70You pay$7,000.00 | |||
| Xe Pay via Bank transfer | Fee $0.00 1 USD = 2.9925 ILS +0.40% vs mid-market | Recipient gets ₪20,947.50 Minutes - 24 hours | |
Ways to receive money in Israel with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2.9925 ILS ₪20,947.50You pay$7,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 USD = 2.9895 ILS +0.50% vs mid-market | Recipient gets ₪20,926.33 Minutes - 24 hours | |
Ways to receive money in Israel with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2.9895 ILS ₪20,926.33You pay$7,000.00 | |||
| Wise Pay via Bank transfer | Fee $35.50 1 USD = 3.0044 ILS 0.00% vs mid-market | Recipient gets ₪20,924.49 Next day | |
Ways to receive money in Israel with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $35.501 USD = 3.0044 ILS ₪20,924.49You pay$7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 USD = 2.9862 ILS +0.61% vs mid-market | Recipient gets ₪20,903.40 Minutes - 24 hours | |
Ways to receive money in Israel with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 2.9862 ILS ₪20,903.40You pay$7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee $4.66 1 USD = 2.9814 ILS +0.77% vs mid-market | Recipient gets ₪20,855.80 Minutes - 24 hours | |
Ways to receive money in Israel with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $4.661 USD = 2.9814 ILS ₪20,855.80You pay$7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $40.50 1 USD = 2.9951 ILS +0.31% vs mid-market | Recipient gets ₪20,844.37 Within a week | |
Ways to receive money in Israel with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week $40.501 USD = 2.9951 ILS ₪20,844.37You pay$7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee $35.00 1 USD = 2.9925 ILS +0.40% vs mid-market | Recipient gets ₪20,842.76 Minutes - 24 hours | |
Ways to receive money in Israel with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $35.001 USD = 2.9925 ILS ₪20,842.76You pay$7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee $0.00 1 USD = 2.9624 ILS +1.40% vs mid-market | Recipient gets ₪20,737.05 Minutes - 2 days | |
Ways to receive money in Israel with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 USD = 2.9624 ILS ₪20,737.05You pay$7,000.00 | |||
| Xe Pay via Credit card | Fee $210.00 1 USD = 2.9925 ILS +0.40% vs mid-market | Recipient gets ₪20,319.08 Minutes - 24 hours | |
Ways to receive money in Israel with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $210.001 USD = 2.9925 ILS ₪20,319.08You pay$7,000.00 | |||
| How Our Results Work Mid-market rate: 1 USD = 3.004498 ILS Updates every 60 minutes. | |||
Transfer details
If you're sending a one-off transfer, then Key Currency is the best option.
For recurring transfers, I'd suggest using an app or a multi-currency account with Xe.
For large transfers using a broker like Key Currency is the best option.
How much you send will affect the best option for you right now.
You have 3 ways to pay for your transfer to Israel, including bank transfer, debit card, and credit card.
Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).
You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.
I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).
First time round you'll need to confirm who you are.
An SSN isn't required, an ITIN or a foreign passport works with most companies here.
There are 9 companies available for sending money from the US to Israel, across broker, online, app, multi-currency account, and global account, and more.
For regular transfers home
If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.
Xe charges $0 on a $7,000 transfer with 0.4% markup, saves your recipient's details for next time, and ILS arrives in minutes - 24 hours.
Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.
For one-off transfers
For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Israel.
Of all online companies listed here, Xe gets you the most ILS per USD.
On a $7,000 transfer, you will get 20,947.5 ILS after a $0 fee and 0.4% markup.
But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.
For transfers over $10,000
For large transfers to Israel (e.g. a property purchase, tuition, or moving to Israel), a broker like Key Currency charges no fee, gives you a dedicated account manager, and adds 0.25% markup on USD/ILS that gets lower the more you send.
It's also good to check Wise since you get a bulk discount on transfers over $25,000.
Business payments from the US
Global accounts are for US businesses paying people abroad.
Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.
Holding & spending currencies
A multi-currency account like Wise is the best for holding and receiving ILS.
This is useful for traveling to Israel, building up ILS balance, or receiving payments in ILS.
Wise converts $7,000 at 0% markup plus small fee and holds the ILS until you spend it.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 20,978.91 ILS.
Deposit USD by bank transfer, debit card, and credit card.
The simplest way is to pay from your US checking account
Pay by bank transfer using your routing and account numbers.
An ACH payment is usually cheaper than a card, but the it may take some time for it to clear before a money transfer company can send the money to Israel.
Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Israel.
Your recipient in Israel can collect ILS through bank deposit.
You pay $7,000.00
₪20,979
Cheapest
You pay $7,000.00
₪20,843
-₪136
You pay $7,000.00
₪20,319
-₪660
The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.
Cheapest way to send money to Israel
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 20,978.91 ILS, which is 0.02% more than the next best option.
Fastest way to send money to Israel
The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 20,974.7 ILS, with the money arriving in minutes - 24 hours.
Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.
Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.
The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.
There is no federal cap on how much of your own money you can send electronically abroad.
Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.
Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.
Do not split cash transactions to avoid a report.
The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.
You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.
You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.
Contact the company first and keep the receipt.
For transfers over $10,000, Wise is the best option.
It offers the best exchange rate, which is more important than the fee for large transfers to Israel.
While Wise may not always be the cheapest or fastest way to send ILS, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.
The rate changes how much ILS your recipient gets for your USD. Recent movement gives you a useful benchmark before you send.
Mid-market rate:1 USD = 3.008097 ILS
We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Israel and United States.
We work with leading money transfer companies to provide real time fees and exchange rates.
We also conduct detailed company reviews, combined with in-depth analysis, we can offer the best deals on the market - every time you want to transfer money from United States to Israel.
For a deeper understanding of our commitment to integrity and transparency, check out these articles:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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