Best companies for USD/MVR transfers
3 of 3 providers Last updated on 28 October 2026
Based on 7,000 USD transfer Best companies for USD/MVR transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $217.57 1 USD = 15.4328 MVR +0.11% vs mid-market	Recipient gets MVR 104,671.89 Next week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Maldives with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext weekAvailable via:SWIFT $217.571 USD = 15.4328 MVR MVR 104,671.89You pay$7,000.00
Promoted Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 15.4086 MVR +0.27% vs mid-market	Recipient gets MVR 107,860.09 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Maldives with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 15.4086 MVR MVR 107,860.09You pay$7,000.00
Run a live search Showing top United States to Maldives deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to MVR rates.
Run a live search These companies offer multi-currency accounts for spending MVR. We suggest doing a live search based on how much USD you're planning to spend in Maldives.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 15.4086 MVR +0.27% vs mid-market	Recipient gets MVR 107,860.09 Minutes - 24 hours
9 reviews CheapestFastest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Maldives with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 15.4086 MVR MVR 107,860.09You pay$7,000.00
$0 fee on first online transfers MoneyGram Pay via Cash deposit	Fee $60.79 1 USD = 15.2658 MVR +1.20% vs mid-market	Recipient gets MVR 106,860.60 Minutes - 24 hours
2 reviews
Ways to receive money in Maldives with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $60.791 USD = 15.2658 MVR MVR 106,860.60You pay$7,060.79
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee $5.99 1 USD = 15.0653 MVR +2.52% vs mid-market	Recipient gets MVR 105,457.10 Minutes - 24 hours
2 reviews
Ways to receive money in Maldives with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $5.991 USD = 15.0653 MVR MVR 105,457.10You pay$7,005.99

$0 fee on first online transfers MoneyGram Pay via Debit card	Fee $75.99 1 USD = 15.0653 MVR +2.52% vs mid-market	Recipient gets MVR 105,457.10 Minutes - 24 hours
2 reviews
Ways to receive money in Maldives with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $75.991 USD = 15.0653 MVR MVR 105,457.10You pay$7,075.99
$0 fee on first online transfers MoneyGram Pay via Credit card	Fee $179.99 1 USD = 15.0653 MVR +2.52% vs mid-market	Recipient gets MVR 105,457.10 Minutes - 24 hours
2 reviews
Ways to receive money in Maldives with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours $179.991 USD = 15.0653 MVR MVR 105,457.10You pay$7,179.99
Wise Pay via Bank transfer	Fee $217.57 1 USD = 15.4328 MVR +0.11% vs mid-market	Recipient gets MVR 104,671.89 Next week
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Maldives with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext weekAvailable via:SWIFT $217.571 USD = 15.4328 MVR MVR 104,671.89You pay$7,000.00
How Our Results Work Mid-market rate: 1 USD = 15.4503 MVR Updates every 60 minutes.

Why compare

USD/MVR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Maldives

Pick a company

If you're sending a one-off transfer, then Regency FX is the best option.

Regency FX was the cheapest on 30 of the 30 days it quoted $7,000 transfers to Maldives.

For recurring transfers, I'd suggest using an app or a multi-currency account with MoneyGram.

For large transfers, a broker like Regency FX is the best option.

If your recipient needs cash, MoneyGram is the cheapest.

How much you send will affect the best option for you right now.

Pay for it

You have 4 ways to pay for your transfer to Maldives, including bank transfer, cash deposit, debit card, and credit card.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Maldives?

How much USD you send to Maldives heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from $5,000 it quoted, and in 100% of all the transfers it quoted.


$500	1.17%	$0.00	MVR 7,635.00with remitly wallet to bank deposit	+MVR 160.69
$2,000	1.17%	$0.00	MVR 30,540.00with remitly wallet to bank deposit	+MVR 530.32
$5,000	1.17%	$0.00	MVR 76,350.00with remitly wallet to bank deposit	+MVR 609.26
$7,000This page	0.27%	$0.00	MVR 107,860.09with bank transfer to bank deposit	+MVR 1,899.44
$10,000	0.27%	$0.00	MVR 154,077.32with bank transfer to bank deposit	+MVR 2,692.05
$50,000	0.25%	$0.00	MVR 770,563.96with bank transfer to bank deposit	+MVR 13,473.92
$100,000	0.20%	$0.00	MVR 1,541,907.80with bank transfer to bank deposit	+MVR 27,564.25
$250,000	0.20%	$0.00	MVR 3,854,767.02with bank transfer to bank deposit	+MVR 68,858.25

Mid-market rate: 1 USD = 15.4503 MVR

USD/MVR Exchange Rate History

Is today a good time to send money from US to Maldives?

The cheapest way to send USD to MVR can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 USD transfers to Maldives.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/MVR exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more MVR per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of MVR on every transfer from US.

Right now, Regency FX pays 107,860.09 MVR on 7,000 USD, which is 292.01 MVR less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 107,930.44 MVR.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Maldives.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

Regency FXAppeared in 117 comparisons
Cheapest every time
MoneyGramAppeared in 204 comparisons
Cheapest in 4% of them
WiseAppeared in 207 comparisons
Cheapest in 0% of them

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most MVR, and it was also the cheapest in 100% of the 117 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Maldives.

MoneyGram (today's second cheapest) was the cheapest in only 4% of its comparisons, so it's rarely the cheapest option for transfers to Maldives.

Ways to send money from the US to Maldives

There are 3 companies available for sending money from the US to Maldives, across online, app, broker, in person, multi-currency account, and global account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

MoneyGram charges $60.79 on a $7,000 transfer with 1.2% markup, saves your recipient's details for next time, and MVR arrives in minutes - 24 hours.

Over the past month, MoneyGram was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

Sending without a US bank account

Cash & in-person transfers

Paying in cash at an agent can work without a US bank account.

The ID accepted depends on the company and the amount, so check before visiting if you do not have an SSN.

Hand $7,000 to a MoneyGram agent in the US, and your recipient will get 106,860.6 MVR in minutes - 24 hours.

Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.

However, transfers funded with cash or a money order carry a 1% federal tax since January 1, 2026. To avoid it, fund with a debit card or bank account instead (most agents take both).

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Maldives.

Of all online companies listed here, MoneyGram gets you the most MVR per USD.

On a $7,000 transfer, you will get 106,860.6 MVR after a $60.79 fee and 1.2% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Maldives (e.g. a property purchase, tuition, or moving to Maldives), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/MVR that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving MVR.

This is useful for traveling to Maldives, building up MVR balance, or receiving payments in MVR.

Wise converts $7,000 at 0.11% markup plus small fee and holds the MVR until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive MVR in Maldives

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 107,860.09 MVR.

Deposit USD by bank transfer, cash deposit, debit card, and credit card.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Maldives.

You can deposit cash

You'll need to visit the nearest MoneyGram branch and hand over $7,000.

MoneyGram is the cheapest option and will get you 106,860.6 MVR on a $7,000 transfer after fees.

Transfers funded with physical cash are subject to the 1% US remittance transfer tax, but funding from a US bank account or with a US-issued debit or credit card is exempt.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Maldives.

Your recipient in Maldives can collect MVR through bank deposit and cash pickup.

They can collect cash in Maldives

Your recipient can collect MVR from a participating MoneyGram location in Maldives.

They should take a valid photo ID and the collection reference, and check that the name on the transfer matches their ID.

1

Bank transfer Bank deposit

You pay $7,000.00

MVR107,860

Cheapest
2

Cash deposit Cash pickup

You pay $7,060.79

MVR106,861

-MVR999
3

Bank transfer Cash pickup

You pay $7,005.99

MVR105,457

-MVR2,403
4

Debit card Cash pickup

You pay $7,075.99

MVR105,457

-MVR2,403
5

Credit card Cash pickup

You pay $7,179.99

MVR105,457

-MVR2,403

Things to consider before sending USD to Maldives

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/MVR company

Cheapest way to send money to Maldives

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 107,860.09 MVR, which is 0.93% more than the next best option.

Fastest way to send money to Maldives

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 107,860.09 MVR, with the money arriving in minutes - 24 hours.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Maldives?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Maldives.

While Wise may not always be the cheapest or fastest way to send MVR, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Maldives and United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/MVR transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Related transfer routes

Send money to Maldives

Send money from India to Maldives Send money from United Kingdom to Maldives

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4599	–	MVR 108,218.96
Regency FX Cheapest	15.4181	$0.00	MVR 107,926.77	−MVR 292.19
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,358.36
Wise	15.4343	$218.89	MVR 104,661.69	−MVR 3,557.27

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4503	–	MVR 108,151.85
Regency FX Cheapest	15.4085	$0.00	MVR 107,859.84	−MVR 292.01
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,291.25
Wise	15.4342	$218.89	MVR 104,661.01	−MVR 3,490.84

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4601	–	MVR 108,220.57
Regency FX Cheapest	15.4183	$0.00	MVR 107,928.38	−MVR 292.19
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,359.97
Wise	15.4366	$220.86	MVR 104,646.87	−MVR 3,573.70

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4503	–	MVR 108,152.07
Regency FX Cheapest	15.4086	$0.00	MVR 107,860.06	−MVR 292.01
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,291.47
Wise	15.2994	$99.67	MVR 105,570.91	−MVR 2,581.16

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4604	–	MVR 108,222.65
Regency FX Cheapest	15.4186	$0.00	MVR 107,930.44	−MVR 292.21
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,362.05
Wise	15.4319	$216.91	MVR 104,675.97	−MVR 3,546.68

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4599	–	MVR 108,219.43
Regency FX Cheapest	15.4182	$0.00	MVR 107,927.24	−MVR 292.19
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,358.83
Wise	15.4360	$220.21	MVR 104,652.84	−MVR 3,566.59

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4550	–	MVR 108,185.13
Regency FX Cheapest	15.4133	$0.00	MVR 107,893.03	−MVR 292.10
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,324.53
Wise	15.4347	$218.89	MVR 104,664.40	−MVR 3,520.73

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4101	–	MVR 107,870.76
Regency FX Cheapest	15.3685	$0.00	MVR 107,579.50	−MVR 291.26
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,010.16
Wise	15.4212	$207.68	MVR 104,745.73	−MVR 3,125.03

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4095	–	MVR 107,866.24
Regency FX Cheapest	15.3679	$0.00	MVR 107,575.00	−MVR 291.24
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,005.64
Wise	15.4196	$205.69	MVR 104,765.54	−MVR 3,100.70

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4101	–	MVR 107,870.49
Regency FX Cheapest	15.3685	$0.00	MVR 107,579.24	−MVR 291.25
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,009.89
Wise	15.4312	$216.26	MVR 104,681.25	−MVR 3,189.24

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4504	–	MVR 108,152.65
Regency FX Cheapest	15.4087	$0.00	MVR 107,860.63	−MVR 292.02
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,292.05
Wise	15.4323	$216.91	MVR 104,678.68	−MVR 3,473.97

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4501	–	MVR 108,151.01
Regency FX Cheapest	15.4084	$0.00	MVR 107,859.00	−MVR 292.01
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,290.41
Wise	15.4323	$216.91	MVR 104,678.68	−MVR 3,472.33

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4498	–	MVR 108,148.40
Regency FX Cheapest	15.4081	$0.00	MVR 107,856.40	−MVR 292.00
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,287.80
Wise	15.4323	$216.91	MVR 104,678.68	−MVR 3,469.72

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4598	–	MVR 108,218.60
Regency FX Cheapest	15.4181	$0.00	MVR 107,926.41	−MVR 292.19
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,358.00
Wise	15.4362	$220.21	MVR 104,654.19	−MVR 3,564.41

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4498	–	MVR 108,148.81
Regency FX Cheapest	15.4081	$0.00	MVR 107,856.81	−MVR 292.00
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,288.21
Wise	15.4347	$218.89	MVR 104,664.40	−MVR 3,484.41

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4600	–	MVR 108,219.84
Regency FX Cheapest	15.4182	$0.00	MVR 107,927.65	−MVR 292.19
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,359.24
Wise	15.2969	$97.63	MVR 105,584.86	−MVR 2,634.98

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4603	–	MVR 108,222.11
Regency FX Cheapest	15.4186	$0.00	MVR 107,929.91	−MVR 292.20
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,361.51
Wise	15.4322	$216.91	MVR 104,678.00	−MVR 3,544.11

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4504	–	MVR 108,152.85
Regency FX Cheapest	15.4087	$0.00	MVR 107,860.84	−MVR 292.01
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,292.25
Wise	15.4330	$217.57	MVR 104,673.24	−MVR 3,479.61

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4598	–	MVR 108,218.37
Regency FX Cheapest	15.4180	$0.00	MVR 107,926.18	−MVR 292.19
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,357.77
Wise	15.4330	$217.57	MVR 104,673.24	−MVR 3,545.13

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4600	–	MVR 108,219.87
Regency FX Cheapest	15.4182	$0.00	MVR 107,927.67	−MVR 292.20
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,359.27
Wise	15.4380	$222.18	MVR 104,635.99	−MVR 3,583.88

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4600	–	MVR 108,220.13
Regency FX Cheapest	15.4183	$0.00	MVR 107,927.94	−MVR 292.19
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,359.53
Wise	15.4380	$222.18	MVR 104,635.99	−MVR 3,584.14

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4602	–	MVR 108,221.30
Regency FX Cheapest	15.4184	$0.00	MVR 107,929.10	−MVR 292.20
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,360.70
Wise	15.4380	$222.18	MVR 104,635.99	−MVR 3,585.31

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4501	–	MVR 108,150.45
Regency FX Cheapest	15.4083	$0.00	MVR 107,858.44	−MVR 292.01
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,289.85
Wise	15.4366	$220.86	MVR 104,646.87	−MVR 3,503.58

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	15.4503	–	MVR 108,152.10
Regency FX Cheapest	15.4086	$0.00	MVR 107,860.09	−MVR 292.01
MoneyGram	15.2658	$60.79	MVR 106,860.60	−MVR 1,291.50
Wise	15.4328	$217.57	MVR 104,671.89	−MVR 3,480.21

Compare the best ways to send money from United States to Maldives

Best companies for USD/MVR transfers

Pick a company

Pay for it

Check and send

Understanding USD/MVR exchange rate

Is the cheapest money transfer company always the best?

Money transfer apps

Cash & in-person transfers

Online transfers

Currency brokers

Global accounts

Multi-currency accounts

Find the right USD/MVR company

Cash-funded transfers now carry a 1% tax

The $10,000 rule is not a transfer limit

You normally have 30 minutes to cancel

Need to send a large amount of USD to Maldives?

Send money to Maldives

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