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Overall best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 100% of United States to Puerto Rico searches, and was the top rated company out of 4 that support USD to USD.
So for a great mix of cost, speed & features, make your United States to Puerto Rico transfer using Wise.
How to send money from United States to Puerto Rico with the best rate
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from United States to Puerto Rico.
- Choose a provider
Select the provider that offers you the best value & service for your needs
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Important things to consider before sending money from United States to Puerto Rico
Don't settle for the first option. Always compare ways to send money from United States to Puerto Rico to find out about fees, speed, and reliability.
Our analysis included 4 providers that operate between United States and Puerto Rico.
Through this, you get a comprehensive view of all the options you have in United States when you need to send money to Puerto Rico.
Cheapest way to send money to Puerto Rico from United States: Remitly
Data collected over the past six months shows that Remitly is 0.4% cheaper than the second-best option.
The $16.67 transfer cost represents the most common fee for USD to USD international transfers, based on data from the past six months.
If you want to secure the best rates on a USD to Puerto Rico transfer, make sure you pick Remitly to send your money online.
*The most common fee applied to USD-USD by Remitly, based on data from the past six months.
Fastest way to send money from United States to Puerto Rico: Wise
Our data shows that Wise came up as the fastest way to send money from United States to Puerto Rico in 69.2% of searches. This makes them well suited to urgent USD to USD money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from United States to Puerto Rico - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to Puerto Rico from United States in 69.2% of the searches on MoneyTransfers.com over the past six months.
Easiest way to send money to Puerto Rico: Wise
Our 6-month analysis shows that Wise came up as the top-rated provider for transfers to Puerto Rico in 100% of the searches.
By “easiest”, we mean the service that is easy to get started with, is fully transparent and offers a good balance of cheap and fast transfers.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.
While Wise may not always be the cheapest or fastest way to send USD from United States to Puerto Rico, it’s the provider that will keep you safe and relaxed while your money moves into USD.
Understanding the costs involved when moving money from United States to Puerto Rico
When calculating the costs of money transfers between United States and Puerto Rico, here's what really matters:
The Mid-Market Rate: Today, the USD-USD mid-market rate equals to 1 USD per US Dollar.
The USD-USD average exchange rate for the past three months has been 1 USD per US Dollar, with a high of 1 and a low of 1.
When looking to send money, we'd recommend Wise. On average Wise is 0% away from the average mid-market rate. Fees may be added on top, but they're still the cheapest provider on average from USD to USD.
How to find the best exchange rate for US Dollar to US Dollar
Timing is essential for sending money between USD and USD. The exchange rate you secure impacts how much USD you get for your USD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from USD to USD has seen some fluctuation. On average, it stood at 1.
During this period, the highest value recorded was 1, while the lowest was 1.
Wise, which is our recommended service to send money online from United States to Puerto Rico offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best USD-US Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Puerto Rico!
Payment methods available to fund your United States to Puerto Rico transfer
Bank transfers
Bank transfers are often the default option for sending money from United States to Puerto Rico.
By using a money transfer company such as Remitly for transfers from United States to Puerto Rico, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Remitly is the cheapest provider for bank transfers from the 4 we tested when sending USD to Puerto Rico.
With an average fee of USD0 to send money from United States to Puerto Rico, Remitly offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from United States to Puerto Rico with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from United States to Puerto Rico, competing among a total of 4 active money transfer companies on this route.
Credit cards
When it comes to credit card transfers from United States to Puerto Rico, Instarem emerges as our top choice of the 4 companies offering this service.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Puerto Rico and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Puerto Rico.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
Related transfer routes
Send money from United States
Keep your money safe
Making sure your funds are safe when transferring to Puerto Rico is really important. Ensure you send money to the recipients in Puerto Rico you know and trust.
Always choose providers that are regulated by financial authorities.
If you don’t know what the key regulatory bodies are in Puerto Rico, please refer to our directory of financial regulators worldwide.
