Transfer EUR to XOF quickly and easily by comparing the latest exchange rates, and best provider fees, speed and reviews from Germany to Togo.
Best Providers for Sending Money to Togo from Germany
When considering how to send money Togo from Germany there are some key aspects of the transfer that will impact the best provider for your needs.
There are plenty of international money transfer providers for Germany to Togo. The fastest provider is Western Union. The cheapest provider we found is Western Union at 640.00% Above Mid-Market Rate.
If you’re looking for the best combination of price, speed, and reliability we recommend using Western Union when sending EUR - XOF.
This means that by using Western Union for online money transfers to Togo from Germany, you are likely to save on transfer fees and benefit from fast speeds - so your recipient will get more money and have it delivered in less time.
Alternatively, if you are unable to access Western Union for any reason, our comparison engine has found and also to be very good options when sending EUR to XOF.
The cheapest way to send money from Germany to Togo
The cost of transferring money will depend on the value of the transaction and amount of XOF you want the recipient in Togo to receive.
In order to avoid high fees, you should consider the cheapest way to send money from Germany to Togo.
Western Union has been determined by our comparison engine to be currently offering you the cheapest rates possible.
The fastest way to send money from Germany to Togo
When sending money from Germany to Togo, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers, particularly if you want to send money instantly. Currently, Western Union is the fastest way to send EUR - XOF.
What payment methods are available when sending money from Germany to Togo?
Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.
Sending money to Togo from Germany using credit card
To avoid high fees you can opt to use an online money transfer provider such as Western Union to pay for your transfer to Togo. Our guide on sending money using a credit card has more information.
Sending money to Togo from Germany using a debit card
With Western Union you can send money online to Togo using your debit card. But before making a payment, make sure you understand all the processing fees in place. Our guide on sending money using a debit card has more information.
Using a wire transfer to send money from Germany to Togo
Bank and international wire transfers are the most common ways of sending money Togo as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use Western Union to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.
When sending money to Togo from Germany using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. If you do decide to make an international transfer using wire transfer, you might be required to use a SWIFT/BIC code when completing your transaction. If you're unsure of what it is, check out our guide on what is a SWIFT code as well as use our SWIFT code calculator to find the right SWIFT/BIC code.
On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as Western Union, and .
Considerations for a EUR to XOF Currency Transfer
Before sending money to Togo from Germany, you should consider the following:
The amount you want to transfer: It is likely that the more money you send to Togo the more value you will get and more XOF the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
The EUR - XOF exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 659.793226 and the lowest exchange rate margin is currently offered by Western Union at 640.00% above the mid market rate.
Hidden fees & charges: Before sending money to Togo, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers Western Union, undefined and undefined will give insight here.
How to send money from Germany to Togo at the best rate?
This one’s easy. Simply use our comparison table above to find the best provider to send EUR to XOF. After that it’s just a process of making your transfer via the following steps:
Click “Visit Site” inside our comparison table
Register for an account if required
Input how much you are willing to send
Fund your transfer
Receive & save an email confirming your transfer
How to receive transfers from EUR to XOF in Togo?
Your recipient has a few methods available to receive your money in Togo. These will vary between providers, but it is possible to find services that will:
Deposit XOF directly into a bank account
Enable the recipient to pick up cash a specific locations across Togo
Deliver money directly to their door
Send XOF to your recipient’s mobile wallet
If your recipient is going to collect or have the money delivered to them in Togo, then they will usually need the following:
A government issued I.D document
The money transfer reference number
Senders details and the amount of money sent
How much money can be transferred from Germany to Togo?
The amount of XOF you can receive from Germany will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers.
You should also check if there are any government regulations pertaining to the amount of XOF that can be received in Togo or sent from Germany before making your transfer.