MoneyTransfers

How to send money to Nigeria from Togo with the best XOF-NGN rate

Find money transfer deals for sending money from Togo to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best XOF to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Togo.

Transferring the other way? Send NGN from Nigeria to Togo instead.
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August 11th, 2025
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Best money transfer companies

Send money from Togo to Nigeria

Last updated: Today
Mid-market rate as of 08/11/2025: 1 XOF = 2.719587 NGN
Results below are based on a 4469500 XOF search
0 of 1 providers
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1
WorldRemit
Recipient gets (NGN)
₦12,082,249.42
Full transfer details
Visit WorldRemit
₦291,711 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Overall best way: WorldRemit

WorldRemit is our recommended company for transferring CFA Franc BCEAO to Nigeria.

We tested & reviewed 1 transfer providers, and WorldRemit scored highly.

Sending 4,469,500 XOF to NGN will cost you CFA5 in fees, and you will receive 12,082,249.42 NGN. The delivery time is minutes - 2 days, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Togo to Nigeria transfer using WorldRemit.

WorldRemit is the top rated company for sending money from Togo (XOF) to Nigeria (NGN) - WorldRemit Screenshot 1
WorldRemit is the top rated company for sending money from Togo (XOF) to Nigeria (NGN) - WorldRemit Screenshot 2

How to send money from Togo to Nigeria

Summary of recent searches

Top rated for transfers from Togo to Nigeria
WorldRemit
Total number of TG - NG providers
1
Average cheapest fees & rate
WorldRemit
Average fastest transfer
WorldRemit
Average transfer time
Within minutes

Considerations for money transfers from Togo to Nigeria

1
Compare providers

Comparing providers offering services between Togo and Nigeria, based on your specific needs is the best way to send money with confidence.

Our comparison includes 1 companies that provide the ability to send CFA Franc BCEAO to Nigeria.

This ensures you get the best options for transfers to Nigeria from Togo, based on the amount you want to send.

2
Watch the CFA Franc BCEAO-Naira exchange rate
3
Choose the right payment method
4
Use providers regulated in Nigeria and Togo
5
Consider transfer limits
6
Receiving money in Nigeria
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Nigeria from Togo: WorldRemit

WorldRemit combines the lowest fees with the best exchange rate and from the 1 companies compared offers the cheapest transfers to Nigeria from Togo.

Data collected through our comparison over the past week shows that WorldRemit is 0% cheaper than the second-best option.

The cost is made up of a fee of 5 XOF and an exchange rate for buying Naira with CFA Franc BCEAO that is 0.6% different to the mid-market rate.

If you want to secure the best rates on a Togo to Nigeria transfer, WorldRemit offers value. We would still recommend searching for the amount you want to send to Nigeria.

WorldRemit is the cheapest way to send money from Togo (XOF) to Nigeria (NGN) - WorldRemit Screenshot 1
WorldRemit is the cheapest way to send money from Togo (XOF) to Nigeria (NGN) - WorldRemit Screenshot 2

Fastest money transfers from Togo to Nigeria: WorldRemit.

Of the 1 money transfer companies tested, WorldRemit offered the quickest way to send CFA Franc BCEAOs to Nigeria.

Based on our recent data, transfer time for a CFA4,469,500 transfer to Nigeria with WorldRemit is minutes - 2 days. This can vary by amount and method, but it is a good point of reference.

Sending money from Togo to Nigeria through WorldRemit will cost you 5 XOF in fees & small markup.

WorldRemit was one of 1 money transfer providers we compared for overall speed of sending money from Togo to Nigeria. This speed test included depositing CFA Franc BCEAOs to an account and the average timeframe for sending money to Nigeria.

When fast transfers are a priority, WorldRemit is our best choice for sending from Togo to Nigeria.

WorldRemit is the fastest way to send money from Togo (XOF) to Nigeria (NGN) - WorldRemit Screenshot 1
WorldRemit is the fastest way to send money from Togo (XOF) to Nigeria (NGN) - WorldRemit Screenshot 2

Sending large amounts of money

Transferring CFA Franc BCEAO to Naira in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
1 companies compared, WorldRemit has the strongest option for large transfers from Togo to Nigeria.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from CFA Franc BCEAO to Naira.

The WorldRemit rate makes them great for large transfers between Nigeria and Togo.

Understanding the cost of sending money to Nigeria from Togo

The cost of sending money from Nigeria to Nigeria, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from XOF-NGN is 2.7202 NGN per CFA Franc BCEAO.

  • Finding a provider offering an exchange as close to 2.7202 as possible will ensure more Naira received when transferring.

  • For context, the XOF-NGN mid-market rate for the past 7 days has averaged 2.7081 NGN per CFA Franc BCEAO. This includes a high of 2.7215, and low of 2.6873.

  • WorldRemit currently offers the best exchange rate on transfers from Togo to Nigeria.

For the most part the XOF-NGN exchange rate you receive is the biggest factor impacting the cost of sending XOF to Nigeria.

Fees: Outside of exchange rates, you may need to pay a fee to send. WorldRemit currently offers the lowest fees on transfers to Nigeria from Togo. They charge 5 XOF per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Naira is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging CFA Franc BCEAOs to NGN, paired with a low fee, means a higher total amount received in Nigeria.

Finding the best exchange rate for CFA Franc BCEAO to Naira

Timing is essential for sending money between XOF and NGN. The exchange rate you secure impacts how much NGN you get for your XOF.

Mid-market Rate
1 
XOF
=
2.720155 
NGN

Over the last week, here’s what we’ve seen:

  • The exchange rate from XOF to NGN averaged 2.7081 NGN.

  • The highest value recorded was 2.7215 NGN, while the lowest was 2.6873 NGN.

  • There are currently 1 providers offering transfers between Togo and Nigeria close to this rate

Want to secure the best XOF-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Togo to Nigeria!

Payment methods for Togo to
Nigeria transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from Togo to Nigeria.

    By opting for a money transfer company such as for transfers from Togo to Nigeria, you can send money via a bank transfer while benefiting from lower fees and more favorable exchange rates. 


    On average, is the cheapest provider for bank transfers from the 1 we tested when sending XOF to Nigeria.

    With a fee of XOF to send money from Togo to Nigeria, offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from Togo to Nigeria is easy with .


    is a market leader in debit card payments for transfers from Togo to Nigeria, this is among a total of 1 money transfer companies compared.

  • Credit cards transfers

    When it comes to the credit card deposits, when sending money from Togo to Nigeria, we recommend comparing your options to get the best deal.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Togo.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Togo to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send XOF to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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