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How to send money to Sweden from Philippines with the best PHP-SEK rate

Get the best deals when you send money from the Philippines to Sweden. Find the best, cheapest, and fastest, providers for PHP to SEK transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Sweden from Philippines.

Transferring the other way? Send SEK from Sweden to Philippines instead.
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July 27th, 2025
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Best money transfer companies

Send money from Philippines to Sweden

Last updated: Today
Mid-market rate as of 07/27/2025: 1 PHP = 0.166569 SEK
Results below are based on a 400000 PHP search
0 of 2 providers
Sponsored
Wise
Recipient gets (SEK)
kr 66,486.95
Full transfer details
Visit Wise
kr 1,858 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Live Rates
Sort by:
1
Wise
Recipient gets (SEK)
kr 66,486.95
Full transfer details
Visit Wise
kr 1,858 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.

Best recommended: Wise

Wise is our top pick for sending Philippine Peso to Sweden.

Of the 2 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.

A transfer of 400,000 Philippine Pesos to SEK will cost you ₱1203.51 in fees, and you will receive 66,486.95 SEK. The transfer time is next day, but might be a bit longer depending on the day you make the transfer.

Make your Philippines to Sweden transfer using Wise for the best mix of cost and speed.

Wise is the top rated company for sending money from Philippines (PHP) to Sweden (SEK) - Wise Screenshot

How to get the best deal on sending money from Philippines to Sweden

Summary of recent searches

Top rated for transfers from Philippines to Sweden
Wise
Total number of PH - SE providers
2
Average cheapest fees & rate
Wise
Average fastest transfer
IFX Payments
Average transfer time
Within minutes
Best for bank transfers
Wise

Considerations to make sending money from Philippines to Sweden easy

1
Compare providers

Comparing the different providers offering services between the Philippines and Sweden, is the best way to send money with confidence.

The 2 providers we've compared ensures you will get the best options for your transfer to Sweden from Philippines. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Philippine Peso to Sweden.

2
Exchange rates between Philippine Peso-Swedish Krona
3
Choose the right payment method
4
Financial regulation in Philippines and Sweden
5
Consider transfer limits
6
Receiving money in Sweden
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Sweden from the Philippines: Wise

Wise offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Philippine Peso to Sweden.

Of the 2 providers compared, data shows that Wise is 0.29% cheaper than the second-best option.

The is cost is made up of PHP-SEK exchange rate that is -0.08% different to the mid-market rate and the a of 1203.51 PHP.

If you want to secure the best rates on a PHP to Sweden transfer, Wise will result in the most Swedish Krona received.

Wise is the cheapest way to send money from Philippines (PHP) to Sweden (SEK) - Wise Screenshot

Fastest way to send money to Sweden from the Philippines: IFX Payments.

Of the 2 companies offering the Philippines to Sweden, IFX Payments is the quickest: minutes - 24 hours.

Sending money from the Philippines to Sweden through IFX Payments has a fee of 0 PHP.

To find the fastest company, we compared 2 money transfer providers for the overall speed of sending money from the Philippines to Sweden. This was made up of depositing Philippine Peso to a money transfer account and transfer times to Sweden.

When looking for the fastest money transfer, IFX Payments is our best choice for sending into Sweden from Philippines.

Sending large amounts of money

Transferring Philippine Peso to Swedish Krona in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
2 companies compared, Wise has the strongest option for large transfers from the Philippines to Sweden.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Swedish Krona.

The Wise rate makes them great for large transfers between Sweden and the Philippines.

Understanding the cost of transferring money to Sweden from Philippines

Fees and exchange rates make up the total cost of sending money from Sweden to Sweden. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current PHP-SEK mid-market rate is 0.1667 SEK per Philippine Peso. You will get more Swedish Krona for your Philippine Pesos if you find a provider close to this number.

  • For context, over the last 7 days the PHP-SEK mid-market rate has had a high of 0.169, a low of 0.1666 and averaged 0.1675 SEK per Philippine Peso.

  • Across the 2 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting PHP to SEK will be the biggest determining factor when working out the cost of transferring Philippine Pesos to Sweden.

Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 1203.51 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of Swedish Krona eventually received in Sweden. You can assume that a lower cost of sending from the Philippines will result in more money received in Sweden.

How to find the best exchange rate for Philippine Peso to Swedish Krona

Timing is essential for sending money between PHP and SEK. The exchange rate you secure impacts how much SEK you get for your PHP.

Mid-market Rate
1 
PHP
=
0.166720 
SEK

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from PHP to SEK has seen some fluctuation. On average, it stood at 0.1675.

  • During this period, the highest value recorded was 0.169, while the lowest was 0.1666.

  • Wise, which is our recommended service to send money online from Philippines to Sweden offers an exchange rate that is only -0.08% above the mid-market rate.

Want to secure the best PHP-Swedish Krona exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Sweden!

Funding your Philippines to
Sweden money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from the Philippines to Sweden.

    By using a money transfer company such as Wise for transfers from the Philippines to Sweden, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Wise is the cheapest way to send money via a bank transfer. This is of the 2 companies we tested when sending PHP to Sweden.

    With a fee of 1203.51 PHP to send money from the Philippines to Sweden, Wise offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to Sweden with a debit or a prepaid card is easy with .


    is a leading money transfer company for debit card payments, and offers transfers from the Philippines to Sweden.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Sweden and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Sweden.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to SEK.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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