From 11 companies analysed, Key Currency is the cheapest way to send money to United States, giving your recipient 8,007.45 USD when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most USD.
| 11 of 11 providers Last updated on 28 October 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/USD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 355,78 kr 1 SEK = 0.1003 USD +0.01% vs mid-market | Recipient gets 7 991,26 $ Same day | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 355,78 kr1 SEK = 0.1003 USD 7 991,26 $You pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.1000 USD +0.34% vs mid-market | Recipient gets 8 000,00 $ Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1000 USD 8 000,00 $You pay80 000,00 kr | |||
Run a live search Showing top Sweden to United States deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to USD rates. | |||
Run a live search These companies offer multi-currency accounts for spending USD. We suggest doing a live search based on how much SEK you're planning to spend in United States. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1001 USD +0.25% vs mid-market | Recipient gets 8 007,45 $ Minutes - 3 days | |
Ways to receive money in US with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.1001 USD 8 007,45 $You pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1001 USD +0.27% vs mid-market | Recipient gets 8 005,85 $ Minutes - 24 hours | |
Ways to receive money in US with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1001 USD 8 005,85 $You pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1000 USD +0.30% vs mid-market | Recipient gets 8 003,44 $ Minutes - 24 hours | |
Ways to receive money in US with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1000 USD 8 003,44 $You pay80 000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.1000 USD +0.34% vs mid-market | Recipient gets 8 000,00 $ Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1000 USD 8 000,00 $You pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1000 USD +0.34% vs mid-market | Recipient gets 8 000,00 $ Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1000 USD 8 000,00 $You pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 0.1000 USD +0.34% vs mid-market | Recipient gets 8 000,00 $ Minutes - 24 hours | |
Ways to receive money in US with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1000 USD 8 000,00 $You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 355,78 kr 1 SEK = 0.1003 USD +0.01% vs mid-market | Recipient gets 7 991,26 $ Same day | |
Ways to receive money in US with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 355,78 kr1 SEK = 0.1003 USD 7 991,26 $You pay80 000,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 39,86 kr 1 SEK = 0.0999 USD +0.44% vs mid-market | Recipient gets 7 984,80 $ Minutes - 24 hours | |
Ways to receive money in US with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 39,86 kr1 SEK = 0.0999 USD 7 984,80 $You pay80 000,00 kr | |||
 Currencies Direct Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.0998 USD +0.54% vs mid-market | Recipient gets 7 981,60 $ Minutes - 24 hours | |
Ways to receive money in US with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0998 USD 7 981,60 $You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 0.1002 USD +0.14% vs mid-market | Recipient gets 7 932,42 $ Same day | |
Ways to receive money in US with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day 820,00 kr1 SEK = 0.1002 USD 7 932,42 $You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.0989 USD +1.40% vs mid-market | Recipient gets 7 915,13 $ Minutes - 2 days | |
Ways to receive money in US with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.0989 USD 7 915,13 $You pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 218,66 kr 1 SEK = 0.1003 USD +0.01% vs mid-market | Recipient gets 7 904,68 $ Same day | |
Ways to receive money in US with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 218,66 kr1 SEK = 0.1003 USD 7 904,68 $You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 381,28 kr 1 SEK = 0.1003 USD +0.01% vs mid-market | Recipient gets 7 888,37 $ Same day | |
Ways to receive money in US with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 381,28 kr1 SEK = 0.1003 USD 7 888,37 $You pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 30,00 kr 1 SEK = 0.0984 USD +1.96% vs mid-market | Recipient gets 7 872,00 $ Minutes - 24 hours | |
Ways to receive money in US with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 0.0984 USD 7 872,00 $You pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.0976 USD 7 808,00 $You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 30,00 kr 1 SEK = 0.0984 USD +1.96% vs mid-market | Recipient gets 7 872,00 $ Minutes - 24 hours | |
Ways to receive money in US with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 0.0984 USD 7 872,00 $You pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.0976 USD 7 808,00 $You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 30,00 kr 1 SEK = 0.0984 USD +1.96% vs mid-market | Recipient gets 7 872,00 $ Minutes - 24 hours | |
Ways to receive money in US with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 0.0984 USD 7 872,00 $You pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.0976 USD 7 808,00 $You pay80 040,00 kr USDCMinutes - 24 hoursAvailable via:USDC Wallet Free1 SEK = 0.0950 USD 7 600,00 $You pay80 000,00 kr | |||
 TapTap Send Pay via Debit card | Fee 0,00 kr 1 SEK = 0.0980 USD +2.36% vs mid-market | Recipient gets 7 840,00 $ Minutes | |
Ways to receive money in US with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 SEK = 0.0980 USD 7 840,00 $You pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 0.1003 USD Updates every 60 minutes. | |||
Transfer details
For a one-off SEK transfer to US, I suggest picking the cheapest option which is Key Currency.
Key Currency was the cheapest on 29 of the 29 days it quoted kr80,000 transfers to US.
On a 80,000 SEK transfer, Key Currency delivers the most USD.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/USD rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to US, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but it's less common).
How much SEK you send to US heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 100% of the transfers from SEK 50,000 it quoted, and in 100% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| 5 000 kr | 0.38% | 0,00 kr | 500,25 $with debit card to bank deposit | +4,66 $ | |
| 10 000 kr | 0.23% | 0,00 kr | 1 002,00 $with debit card to bank deposit | +9,64 $ | |
| 25 000 kr | 0.00% | 120,30 kr | 2 499,89 $with bank transfer to bank deposit | +23,57 $ | |
| 50 000 kr | 0.30% | 0,00 kr | 5 005,29 $with bank transfer to bank deposit | +41,92 $ | |
| 80 000 krThis page | 0.25% | 0,00 kr | 8 007,45 $with bank transfer to bank deposit | +62,10 $ |
Mid-market rate: 1 SEK = 0.1003 USD
The cheapest way to send SEK to USD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 80,000 SEK transfers to US.
Wed, 28 Oct 2026Mid-market rate8 027,52 $ Key Currency 8 007,45 $Key Currency8 007,45 $Regency FX8 005,85 $TorFx8 003,44 $
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1003 | – | 8 022,08 $ | |
| | 0.1000 | 0,00 kr | 8 002,02 $ | −20,06 $ |
| | 0.1000 | 0,00 kr | 8 000,42 $ | −21,66 $ |
| | 0.1000 | 0,00 kr | 7 998,01 $ | −24,07 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1002 | – | 8 018,00 $ | |
| | 0.1000 | 0,00 kr | 7 997,95 $ | −20,05 $ |
| | 0.1000 | 0,00 kr | 7 996,35 $ | −21,65 $ |
| | 0.0999 | 0,00 kr | 7 993,95 $ | −24,05 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.0998 | – | 7 983,44 $ | |
| | 0.0995 | 0,00 kr | 7 963,48 $ | −19,96 $ |
| | 0.0995 | 0,00 kr | 7 961,88 $ | −21,56 $ |
| | 0.0995 | 0,00 kr | 7 959,49 $ | −23,95 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.0997 | – | 7 976,64 $ | |
| | 0.0995 | 0,00 kr | 7 956,70 $ | −19,94 $ |
| | 0.0994 | 0,00 kr | 7 955,10 $ | −21,54 $ |
| | 0.0994 | 0,00 kr | 7 952,71 $ | −23,93 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.0996 | – | 7 968,08 $ | |
| | 0.0994 | 0,00 kr | 7 948,16 $ | −19,92 $ |
| | 0.0993 | 0,00 kr | 7 946,57 $ | −21,51 $ |
| | 0.0993 | 0,00 kr | 7 944,18 $ | −23,90 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.0996 | – | 7 968,08 $ | |
| | 0.0994 | 0,00 kr | 7 948,16 $ | −19,92 $ |
| | 0.0993 | 0,00 kr | 7 946,57 $ | −21,51 $ |
| | 0.0993 | 0,00 kr | 7 944,18 $ | −23,90 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.0992 | – | 7 939,68 $ | |
| | 0.0990 | 0,00 kr | 7 919,83 $ | −19,85 $ |
| | 0.0990 | 0,00 kr | 7 918,24 $ | −21,44 $ |
| | 0.0989 | 0,00 kr | 7 915,86 $ | −23,82 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.0995 | – | 7 959,52 $ | |
| | 0.0992 | 0,00 kr | 7 939,62 $ | −19,90 $ |
| | 0.0992 | 0,00 kr | 7 938,03 $ | −21,49 $ |
| | 0.0992 | 0,00 kr | 7 935,64 $ | −23,88 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.0997 | – | 7 977,36 $ | |
| | 0.0995 | 0,00 kr | 7 957,42 $ | −19,94 $ |
| | 0.0994 | 0,00 kr | 7 955,82 $ | −21,54 $ |
| | 0.0994 | 0,00 kr | 7 953,43 $ | −23,93 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.0999 | – | 7 992,32 $ | |
| | 0.0997 | 0,00 kr | 7 972,34 $ | −19,98 $ |
| | 0.0996 | 0,00 kr | 7 970,74 $ | −21,58 $ |
| | 0.0996 | 0,00 kr | 7 968,34 $ | −23,98 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1004 | – | 8 034,80 $ | |
| | 0.1002 | 0,00 kr | 8 014,71 $ | −20,09 $ |
| | 0.1002 | 0,00 kr | 8 013,11 $ | −21,69 $ |
| | 0.1001 | 0,00 kr | 8 010,70 $ | −24,10 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1000 | – | 8 000,64 $ | |
| | 0.0998 | 0,00 kr | 7 980,64 $ | −20,00 $ |
| | 0.0997 | 0,00 kr | 7 979,04 $ | −21,60 $ |
| | 0.0997 | 0,00 kr | 7 976,64 $ | −24,00 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1000 | – | 8 000,64 $ | |
| | 0.0998 | 0,00 kr | 7 980,64 $ | −20,00 $ |
| | 0.0997 | 0,00 kr | 7 979,04 $ | −21,60 $ |
| | 0.0997 | 0,00 kr | 7 976,64 $ | −24,00 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1001 | – | 8 005,20 $ | |
| | 0.0998 | 0,00 kr | 7 985,19 $ | −20,01 $ |
| | 0.0998 | 0,00 kr | 7 983,59 $ | −21,61 $ |
| | 0.0998 | 0,00 kr | 7 981,18 $ | −24,02 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.0999 | – | 7 994,72 $ | |
| | 0.0997 | 0,00 kr | 7 974,73 $ | −19,99 $ |
| | 0.0997 | 0,00 kr | 7 973,13 $ | −21,59 $ |
| | 0.0996 | 0,00 kr | 7 970,74 $ | −23,98 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1005 | – | 8 041,84 $ | |
| | 0.1003 | 0,00 kr | 8 021,74 $ | −20,10 $ |
| | 0.1003 | 0,00 kr | 8 020,13 $ | −21,71 $ |
| | 0.1002 | 0,00 kr | 8 017,71 $ | −24,13 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1002 | – | 8 012,40 $ | |
| | 0.0999 | 0,00 kr | 7 992,37 $ | −20,03 $ |
| | 0.0999 | 0,00 kr | 7 990,77 $ | −21,63 $ |
| | 0.0999 | 0,00 kr | 7 988,36 $ | −24,04 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1008 | – | 8 066,96 $ | |
| | 0.1006 | 0,00 kr | 8 046,79 $ | −20,17 $ |
| | 0.1006 | 0,00 kr | 8 045,18 $ | −21,78 $ |
| | 0.1005 | 0,00 kr | 8 042,76 $ | −24,20 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1009 | – | 8 070,72 $ | |
| | 0.1006 | 0,00 kr | 8 050,54 $ | −20,18 $ |
| | 0.1006 | 0,00 kr | 8 048,93 $ | −21,79 $ |
| | 0.1006 | 0,00 kr | 8 046,51 $ | −24,21 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1009 | – | 8 070,72 $ | |
| | 0.1006 | 0,00 kr | 8 050,54 $ | −20,18 $ |
| | 0.1006 | 0,00 kr | 8 048,93 $ | −21,79 $ |
| | 0.1006 | 0,00 kr | 8 046,51 $ | −24,21 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1008 | – | 8 064,96 $ | |
| | 0.1006 | 0,00 kr | 8 044,80 $ | −20,16 $ |
| | 0.1005 | 0,00 kr | 8 043,18 $ | −21,78 $ |
| | 0.1005 | 0,00 kr | 8 040,77 $ | −24,19 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1010 | – | 8 081,12 $ | |
| | 0.1008 | 0,00 kr | 8 060,92 $ | −20,20 $ |
| | 0.1007 | 0,00 kr | 8 059,30 $ | −21,82 $ |
| | 0.1007 | 0,00 kr | 8 056,88 $ | −24,24 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1009 | – | 8 072,32 $ | |
| | 0.1007 | 0,00 kr | 8 052,14 $ | −20,18 $ |
| | 0.1006 | 0,00 kr | 8 050,52 $ | −21,80 $ |
| | 0.1006 | 0,00 kr | 8 048,10 $ | −24,22 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1012 | – | 8 096,80 $ | |
| | 0.1010 | 0,00 kr | 8 076,56 $ | −20,24 $ |
| | 0.1009 | 0,00 kr | 8 074,94 $ | −21,86 $ |
| | 0.1009 | 0,00 kr | 8 072,51 $ | −24,29 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1008 | – | 8 064,56 $ | |
| | 0.1006 | 0,00 kr | 8 044,40 $ | −20,16 $ |
| | 0.1005 | 0,00 kr | 8 042,79 $ | −21,77 $ |
| | 0.1005 | 0,00 kr | 8 040,37 $ | −24,19 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
 | 0.1003 | 0,00 kr | 8 022,03 $ | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1007 | – | 8 054,96 $ | |
| | 0.1004 | 0,00 kr | 8 034,82 $ | −20,14 $ |
| | 0.1004 | 0,00 kr | 8 033,21 $ | −21,75 $ |
| | 0.1004 | 0,00 kr | 8 030,80 $ | −24,16 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1007 | – | 8 055,60 $ | |
| | 0.1004 | 0,00 kr | 8 035,46 $ | −20,14 $ |
| | 0.1004 | 0,00 kr | 8 033,85 $ | −21,75 $ |
| | 0.1004 | 0,00 kr | 8 031,43 $ | −24,17 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1003 | – | 8 024,88 $ | |
| | 0.1001 | 0,00 kr | 8 004,82 $ | −20,06 $ |
| | 0.1000 | 0,00 kr | 8 003,21 $ | −21,67 $ |
| | 0.1000 | 0,00 kr | 8 000,81 $ | −24,07 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1003 | – | 8 027,52 $ | |
| | 0.1001 | 0,00 kr | 8 007,45 $ | −20,07 $ |
| | 0.1001 | 0,00 kr | 8 005,85 $ | −21,67 $ |
| | 0.1000 | 0,00 kr | 8 003,44 $ | −24,08 $ |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 0.1003 | – | 8 027,52 $ | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more USD per SEK than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of USD on every transfer from Sweden.
Right now, Key Currency pays 8,007.45 USD on 80,000 SEK, which is 20.07 USD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 8,076.56 USD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to US.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest every time
Never the cheapest
Cheapest in 54% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest every time
Never the cheapest
Cheapest in 34% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest every time
Never the cheapest
Cheapest in 14% of them
Based on 154 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
11 companies send money from Sweden to United States, mostly through broker, app, online, multi-currency account, global account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to United States, an online service like Xe is usually the simplest place to start.
Xe charges kr0 to send 80,000 SEK, leaving your recipient with 8,000 USD after a 0.34% markup on SEK/USD exchange rate.
In our comparisons over the past month, it was the cheapest online service on 2 of the 28 days it quoted.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to United States.
Xe charges kr0 on a 80,000 SEK transfer and money will arrive in minutes - 24 hours.
Over the past month, Xe was the cheapest app on 7% of the days it appeared for kr80,000 transfers.
Your recipient can withdraw via bank deposit, cash pickup, and usdc.
In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.
Spending and travelling
A multi-currency account makes sense if you regularly need USD.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.04% exchange-rate markup and holds the USD in your account.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
Paying from business accounts
If your business receives and sends money in United States, a global account keeps the USD in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 8,007.45 USD.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in United States, the recipient can use bank deposit, cash pickup, and usdc.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect USD from a nearby MoneyGram agent in United States.
Swish is useful for payments within Sweden, but it does not send USD to United States.
You pay kr80,000.00
$8,007
Cheapest
You pay kr80,000.00
$8,000
-$7
You pay kr80,000.00
$8,000
-$7
You pay kr80,040.00
$7,808
-$199
You pay kr80,040.00
$7,808
-$199
You pay kr80,040.00
$7,808
-$199
You pay kr80,000.00
$7,600
-$407
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most USD from Sweden.
Cheapest way to send money to United States
The cheapest option for an SEK 80,000 transfer is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 8,007.45 USD, which is 0.02% more than the next best option.
Fastest way to send money to United States
With TapTap Send, a debit card deposit and bank deposit payout delivers 7,840 USD in minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to United States.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to United States over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
United States may have their own rules on receiving monetary gifts.
We track 11 companies sending SEK to United States, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for SEK/USD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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