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How to send money to Sweden from Poland with the best PLN-SEK rate

Get the best deals on transfers from Poland to Sweden. Find the cheapest, fastest, and best rated providers with the most competitive PLN to SEK exchange rates.

Read on for analysis and insights on the best ways to send money to Sweden from Poland.

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July 8th, 2025
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Best money transfer companies

Send money from Poland to Sweden

Last updated: Today
Mid-market rate as of 07/08/2025: 1 PLN = 2.626862 SEK
Results below are based on a 30000 PLN search
0 of 14 providers
Sponsored
Wise
Recipient gets (SEK)
kr 78,298.39
Full transfer details
Visit Wise
kr 1,857 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (SEK)
kr 77,664.00
Full transfer details
Visit Xe
kr 1,222 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (SEK)
kr 78,608.85
Full transfer details
Visit Key Currency
kr 2,167 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (SEK)
kr 78,593.08
Full transfer details
Visit Regency FX
kr 2,151 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
3
TorFx
Recipient gets (SEK)
kr 78,569.44
Full transfer details
Visit TorFx
kr 2,128 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
Wise
Recipient gets (SEK)
kr 78,298.39
Full transfer details
Visit Wise
kr 1,857 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
5
OFX
Recipient gets (SEK)
kr 78,174.00
Full transfer details
Visit OFX
kr 1,732 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (SEK)
kr 78,150.00
Full transfer details
Visit CurrencyFair
kr 1,708 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
7
Xe
Recipient gets (SEK)
kr 77,664.00
Full transfer details
Visit Xe
kr 1,222 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
8
Currencies Direct
Recipient gets (SEK)
kr 76,842.00
Full transfer details
Visit Currencies Direct
kr 400 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (SEK)
kr 78,558.97
Sponsored
Wise
Recipient gets (SEK)
kr 78,298.39
Full transfer details
Visit Wise
kr 1,857 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (SEK)
kr 77,664.00
Full transfer details
Visit Xe
kr 1,222 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Our recommendation: Wise

Wise is our top choice for PLN to SEK transfers.

We tested & reviewed 14 money transfer providers offering money transfers from Poland to Sweden, and Wise scored highly.

Sending 30,000 PLN to SEK will cost you zł199.4 in fees, and you will receive 78,298.39 SEK. The delivery time usually is within minutes.

For a great mix of cost, speed & features, we recommend making your Poland to Sweden transfer using Wise.

Wise is the top rated company for sending money from Poland (PLN) to Sweden (SEK) - Wise Screenshot

How to get the best deal on sending money from Poland to Sweden

Summary of recent searches

Top rated for transfers from Poland to Sweden
Wise
Total number of PL - SE providers
14
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Considerations to make sending money from Poland to Sweden easy

1
Compare providers

Comparing the different providers offering services between Poland and Sweden, is the best way to send money with confidence.

The 14 providers we've compared ensures you will get the best options for your transfer to Sweden from Poland. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Zloty to Sweden.

2
Exchange rates between Zloty-Swedish Krona
3
Choose the right payment method
4
Financial regulation in Poland and Sweden
5
Consider transfer limits
6
Receiving money in Sweden
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Sweden from Poland: Key Currency

Key Currency offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Zloty to Sweden.

Of the 14 providers compared, data shows that Key Currency is 0.02% cheaper than the second-best option.

The is cost is made up of PLN-SEK exchange rate that is 0.25% different to the mid-market rate and the a of 0 PLN.

If you want to secure the best rates on a PLN to Sweden transfer, Key Currency will result in the most Swedish Krona received.

Key Currency is the cheapest way to send money from Poland (PLN) to Sweden (SEK) - Key Currency Screenshot

Fastest way to send money to Sweden from Poland: Wise.

Of the 14 companies offering Poland to Sweden, Wise is the quickest: within minutes.

Sending money from Poland to Sweden through Wise has a fee of 199.4 PLN.

To find the fastest company, we compared 14 money transfer providers for the overall speed of sending money from Poland to Sweden. This was made up of depositing Zloty to a money transfer account and transfer times to Sweden.

When looking for the fastest money transfer, Wise is our best choice for sending into Sweden from Poland.

Wise is the fastest way to send money from Poland (PLN) to Sweden (SEK) - Wise Screenshot

Sending large sums of money?

For transferring a bigger sum of money to Sweden from Poland, we’d recommend using a provider that can offer a hands-on approach.

Of the
14 companies tested, Wise is the best rated for larger transfer amounts.

Whether for a property purchase, or as a gift, sending large amounts of money to Sweden from Poland can be expensive.

Wise is our choice for big transfers to PLN because of all round price, speed and management when making large transfers.

Understanding the costs involved when transferring money to Sweden from Poland

When calculating the cost of sending money from Poland to Sweden, a combination of fees and exchange rates ensure the best deal:

The Mid-Market and Exchange Rates: The current PLN-SEK mid-market rate is 2.636 SEK per Zloty. Finding a provider as close to this number as possible will ensure more Swedish Krona for your money.

  • As a comparison, the PLN-SEK mid-market rate for the past week has averaged 2.6449 SEK per Zloty, hitting a high of 2.6536 and a low of 2.6269.

  • Wise is currently offering the best exchange rate on transfers between Poland and Sweden.

  • Often the PLN-SEK exchange rate you receive will be the biggest factor impacting the cost of sending Zloty to Sweden.

Fees: Transfer fees are charged on top of a transfer. Key Currency currently offers lowest fees of 0 PLN. Although we recommend searching for your exact send amount for an exact fee.

Amount Received: The total amount received in Swedish Krona is the biggest indicator in the total cost of sending money to Poland from Sweden. The higher the total amount received in Sweden, the lower the cost of sending from Poland.

How to find the best exchange rate for Zloty to Swedish Krona

Timing is essential for sending money between PLN and SEK. The exchange rate you secure impacts how much SEK you get for your PLN.

Mid-market Rate
1 
PLN
=
2.636000 
SEK

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from PLN to SEK has seen some fluctuation. On average, it stood at 2.6449.

  • During this period, the highest value recorded was 2.6536, while the lowest was 2.6269.

  • Wise, which is our recommended service to send money online from Poland to Sweden offers an exchange rate that is only -0.02% above the mid-market rate.

Want to secure the best PLN-Swedish Krona exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Poland to Sweden!

Payment options for Poland to
Sweden money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from Poland to Sweden.

    By using a money transfer company such as Key Currency for transfers from Poland to Sweden, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Key Currency is the cheapest money transfer company for bank transfers from the 14 we compared for transfers from PLN into Sweden.

    With a fee of 0 PLN to send money from Poland to Sweden, Key Currency offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from Poland to Sweden with a debit or a prepaid card is available through .


    is a one of the cheaper options for debit card payments for transfers from Poland to Sweden. This cost is against a total of 14 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from Poland to Sweden, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Sweden and Poland.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Poland to Sweden.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PLN to SEK.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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