Best companies for AUD/USD transfers
6 of 6 providers Last updated on 10 November 2026
Based on 2,000 AUD transfer Best companies for AUD/USD transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $8.44 1 AUD = 0.6926 USD -0.01% vs mid-market	Recipient gets $1,379.35 Within an hour
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Zimbabwe with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin an hourAvailable via:Bank Transfer $8.441 AUD = 0.6926 USD $1,379.35You pay$2,000.00
Ad Xe Pay via Debit Card	Fees: $0.00 1 AUD = 0.6897 USD +0.41% vs mid-market	Recipient gets $1,379.36 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Zimbabwe with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.6897 USD $1,379.36You pay$2,000.00
Run a live search Showing top Australia to Zimbabwe deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to USD rates.
Run a live search These companies offer multi-currency accounts for spending USD. We suggest doing a live search based on how much AUD you're planning to spend in Zimbabwe.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Xe Pay via Debit Card	Fees: $0.00 1 AUD = 0.6897 USD +0.41% vs mid-market	Recipient gets $1,379.36 6-12 Hours
4 reviews Cheapest Receive to bank accountDedicated support for larger transactions
Ways to receive money in Zimbabwe with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.6897 USD $1,379.36You pay$2,000.00

Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.6897 USD +0.41% vs mid-market	Recipient gets $1,379.36 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Zimbabwe with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.6897 USD $1,379.36You pay$2,000.00
Xe Pay via Credit Card	Fees: $0.00 1 AUD = 0.6897 USD +0.41% vs mid-market	Recipient gets $1,379.36 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Zimbabwe with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.6897 USD $1,379.36You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $8.44 1 AUD = 0.6926 USD -0.01% vs mid-market	Recipient gets $1,379.35 Within an hour
25 reviews Our top pick Receive to bank accountDedicated support for large transfers
Ways to receive money in Zimbabwe with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin an hourAvailable via:Bank Transfer $8.441 AUD = 0.6926 USD $1,379.35You pay$2,000.00

Wise Pay via Osko	Fees: $8.44 1 AUD = 0.6926 USD -0.01% vs mid-market	Recipient gets $1,379.35 Within an hour
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Zimbabwe with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin an hourAvailable via:Bank Transfer $8.441 AUD = 0.6926 USD $1,379.35You pay$2,000.00
Wise Pay via Debit Card	Fees: $13.98 1 AUD = 0.6926 USD -0.01% vs mid-market	Recipient gets $1,375.52 Within an hour
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Zimbabwe with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin an hourAvailable via:Bank Transfer $13.981 AUD = 0.6926 USD $1,375.52You pay$2,000.00
TapTap Send Pay via Debit Card	Fees: $0.00 1 AUD = 0.6860 USD +0.95% vs mid-market	Recipient gets $1,372.00 Minutes
2 reviews Fastest Receive to bank account
Ways to receive money in Zimbabwe with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Mobile moneyMinutesAvailable via:EcoCash, Mukuru Cash Pickup Free1 AUD = 0.6860 USD $1,372.00You pay$2,000.00
Wise Pay via Credit Card	Fees: $27.51 1 AUD = 0.6926 USD -0.01% vs mid-market	Recipient gets $1,366.15 Within an hour
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Zimbabwe with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin an hourAvailable via:Bank Transfer $27.511 AUD = 0.6926 USD $1,366.15You pay$2,000.00
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 0.6829 USD +1.40% vs mid-market	Recipient gets $1,365.80 Within a week
19 reviews Receive to bank account or cash pickup
Ways to receive money in Zimbabwe with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 AUD = 0.6829 USD $1,365.80You pay$2,000.00 Cash pickupWithin a week Free1 AUD = 0.6829 USD $1,365.80You pay$2,000.00 Mobile walletWithin a week Free1 AUD = 0.6829 USD $1,365.80You pay$2,000.00

Remitly Pay via Credit Card	Fees: $0.00 1 AUD = 0.6829 USD +1.40% vs mid-market	Recipient gets $1,365.80 Within a week
19 reviews Receive to bank account or cash pickup
Ways to receive money in Zimbabwe with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 AUD = 0.6829 USD $1,365.80You pay$2,000.00 Cash pickupWithin a week Free1 AUD = 0.6829 USD $1,365.80You pay$2,000.00 Mobile walletWithin a week Free1 AUD = 0.6829 USD $1,365.80You pay$2,000.00
Remitly Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.6829 USD +1.40% vs mid-market	Recipient gets $1,365.80 Within a week
19 reviews Receive to bank account or cash pickup
Ways to receive money in Zimbabwe with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 AUD = 0.6829 USD $1,365.80You pay$2,000.00 Cash pickupWithin a week Free1 AUD = 0.6829 USD $1,365.80You pay$2,000.00 Mobile walletWithin a week Free1 AUD = 0.6829 USD $1,365.80You pay$2,000.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 0.6829 USD +1.40% vs mid-market	Recipient gets $1,365.80 Within a week
19 reviews Receive to bank account or cash pickup
Ways to receive money in Zimbabwe with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 AUD = 0.6829 USD $1,365.80You pay$2,000.00 Cash pickupWithin a week Free1 AUD = 0.6829 USD $1,365.80You pay$2,000.00 Mobile walletWithin a week Free1 AUD = 0.6829 USD $1,365.80You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $1.99 1 AUD = 0.6821 USD +1.52% vs mid-market	Recipient gets $1,364.20 6-12 Hours
2 reviews
Ways to receive money in Zimbabwe with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets $1.991 AUD = 0.6821 USD $1,364.20You pay$2,001.99 Cash pickup6-12 Hours $3.991 AUD = 0.6636 USD $1,327.20You pay$2,003.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $1.99 1 AUD = 0.6821 USD +1.52% vs mid-market	Recipient gets $1,364.20 6-12 Hours
2 reviews
Ways to receive money in Zimbabwe with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets $1.991 AUD = 0.6821 USD $1,364.20You pay$2,001.99 Cash pickup6-12 Hours $3.991 AUD = 0.6636 USD $1,327.20You pay$2,003.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $1.99 1 AUD = 0.6821 USD +1.52% vs mid-market	Recipient gets $1,364.20 6-12 Hours
2 reviews
Ways to receive money in Zimbabwe with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Mobile wallet6-12 HoursAvailable via:Select Wallets $1.991 AUD = 0.6821 USD $1,364.20You pay$2,001.99 Cash pickup6-12 Hours $3.991 AUD = 0.6636 USD $1,327.20You pay$2,003.99
NAB Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.6720 USD +3.02% vs mid-market	Recipient gets $1,343.94 3-5 Days
0 reviews
Ways to receive money in Zimbabwe with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 0.6720 USD $1,343.94You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 0.6925 USD Updates every 60 minutes.

Why compare

AUD/USD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Zimbabwe

Pick a company

Start with the cheapest, which is Xe at 1,379.36 USD on A$2,000.

Xe was the cheapest on 6 of the 29 days it quoted A$2,000 transfers to Zimbabwe.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including debit card, credit card, bank transfer, osko, PayTo, and POLi.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Zimbabwe?

How much AUD you send to Zimbabwe heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 29% of the transfers up to A$2,000 it quoted, and in 18% of all the transfers it quoted.


$1,000	-1.32%	$0.00	$701.80with debit card to bank deposit	+$12.69
$1,500	0.04%	$0.00	$1,038.54with debit card to bank deposit	+$8.54
$2,000This page	0.41%	$0.00	$1,379.36with debit card to bank deposit	+$9.97
$3,000	0.12%	$0.00	$2,073.21with debit card to bank deposit	+$24.02
$7,500	0.13%	$0.00	$5,187.90with debit card to bank deposit	+$33.81
$12,000	0.14%	$0.00	$8,300.28with bank transfer to bank deposit	+$49.62
$15,000	0.14%	$0.00	$10,375.35with bank transfer to bank deposit	+$61.93
$50,000	0.12%	$0.00	$34,590.00with bank transfer to bank deposit	+$192.81
$100,000	0.23%	$0.00	$69,044.00with bank transfer to bank deposit	+$333.13
$250,000	0.20%	$0.00	$172,804.95with bank transfer to bank deposit	+$966.42
$500,000	0.20%	$0.00	$345,462.69with bank transfer to bank deposit	+$553.06

Mid-market rate: 1 AUD = 0.6925 USD

AUD/USD Exchange Rate History

Is today a good time to send money from Australia to Zimbabwe?

The cheapest way to send AUD to USD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 2,000 AUD transfers to Zimbabwe.

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more USD per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 8 of the last 30 days.

Right now, Xe pays 1,379.36 USD on 2,000 AUD, which is 5.73 USD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,410 USD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Ways to send money from Australia to Zimbabwe

6 money transfer companies let you send money from Australia to Zimbabwe.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Zimbabwe.

For example, sending A$2,000 with Xe will get you 1,379.36 USD after a A$0 fee and 0.41% markup.

In our comparisons over the past month, it was the cheapest online service on 6 of the 29 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Xe takes A$0 in fees and 0.41% markup on a A$2,000 transfer, and your USD arrives in 6-12 hours.

Over the past month, Xe was the cheapest app on 21% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 0.41% on AUD/USD, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows Xe was the cheapest broker in 50% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in USD, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and USD in one account, and convert when the rate suits you.

Wise converts A$2,000 at -0.01% markup, and the USD sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Most useful if you travel often to Zimbabwe, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a A$2,000 transfer, a bank like NAB adds 3.02% markup and delivers 1,343.94 USD, against 1,379.36 USD via Xe (the cheapest option).

We found NAB was the cheapest bank on 30 of the 30 days it appeared for this amount.

Ways to fund AUD and receive money in Zimbabwe

With Xe, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 1,379.36 USD.

Our data shows that Xe gets your recipient 35.42 USD more than NAB, today's cheapest bank, on the same A$2,000.

You can fund the transfer with debit card, credit card, bank transfer, osko, PayTo, and POLi.

Recipients in Zimbabwe can collect USD through bank deposit, mobile wallet, cash pickup, and mobile money.

Your recipient can have USD delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

Receive USD in a mobile money

Use the mobile number registered to the recipient's mobile money account. A wrong digit can send the money to a different account.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Zimbabwe.

1

Debit card Bank deposit

You pay A$2,000.00

$1,379

Cheapest
2

Bank transfer Bank deposit

You pay A$2,000.00

$1,379

$0
3

Credit card Bank deposit

You pay A$2,000.00

$1,379

$0
4

Osko Bank deposit

You pay A$2,000.00

$1,379

-$0.01
5

Debit card Mobile money

You pay A$2,000.00

$1,372

-$7

Show moreShow less

6

Debit card Cash pickup

You pay A$2,000.00

$1,366

-$14
7

Debit card Mobile wallet

You pay A$2,000.00

$1,366

-$14
8

Bank transfer Cash pickup

You pay A$2,000.00

$1,366

-$14
9

Bank transfer Mobile wallet

You pay A$2,000.00

$1,366

-$14
10

Credit card Cash pickup

You pay A$2,000.00

$1,366

-$14
11

Credit card Mobile wallet

You pay A$2,000.00

$1,366

-$14
12

PayTo Bank deposit

You pay A$2,000.00

$1,366

-$14
13

PayTo Cash pickup

You pay A$2,000.00

$1,366

-$14
14

PayTo Mobile wallet

You pay A$2,000.00

$1,366

-$14
15

POLi Mobile wallet

You pay A$2,001.99

$1,364

-$15
16

POLi Cash pickup

You pay A$2,003.99

$1,327

-$52

Consider this before sending AUD to Zimbabwe

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/USD transfer options

For a A$2,000 transfer to Zimbabwe, these are the best options right now:

Cheapest

Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 1,379.36 USD, which is 0% more than the next best option.

Fastest

TapTap Send delivers 1,372 USD in minutes when you use debit card and choose mobile money as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Zimbabwe.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Zimbabwe.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 6 companies sending AUD to Zimbabwe, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 329 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/USD transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Mon, 12 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.6981	–	$1,396.14
TapTap Send Cheapest	0.7050	$0.00	$1,410.00	+$13.86
Xe	0.6959	$0.00	$1,391.80	−$4.34
Wise	0.6981	$8.44	$1,390.31	−$5.83
NAB	0.6804	$0.00	$1,360.80	−$35.34

Tue, 13 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.6967	–	$1,393.42
TapTap Send Cheapest	0.7050	$0.00	$1,410.00	+$16.58
Wise	0.6966	$8.44	$1,387.42	−$6.00
Xe	0.6936	$0.00	$1,387.20	−$6.22
NAB	0.6795	$0.00	$1,359.00	−$34.42

Wed, 14 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.7006	–	$1,401.20
Instarem Cheapest	0.7007	$0.00	$1,401.40	+$0.20
TapTap Send	0.7000	$0.00	$1,400.00	−$1.20
Wise	0.7006	$8.44	$1,395.39	−$5.81
Xe	0.6975	$0.00	$1,395.06	−$6.14
NAB	0.6829	$0.00	$1,365.90	−$35.30

Thu, 15 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.6940	–	$1,387.93
TapTap Send Cheapest	0.7000	$0.00	$1,400.00	+$12.07
Wise	0.6940	$8.44	$1,382.14	−$5.79
Xe	0.6911	$0.00	$1,382.10	−$5.83
NAB	0.6829	$0.00	$1,365.90	−$22.03

Fri, 16 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.6961	–	$1,392.23
Wise Cheapest	0.6961	$8.44	$1,386.32	−$5.91
Xe	0.6928	$0.00	$1,385.70	−$6.53
TapTap Send	0.6900	$0.00	$1,380.00	−$12.23
NAB	0.6788	$0.00	$1,357.59	−$34.64

How to send money to Zimbabwe from Australia with the best AUD-USD rate

Best companies for AUD/USD transfers