How to send money to Zimbabwe from Australia with the best AUD-USD rate

Of the 6 companies we analysed, TapTap Send is the cheapest app overall for sending $2,000 to Zimbabwe.

On a 2,000 AUD transfer it will get your recipient 1,400 USD.

Best companies for AUD/USD transfers

6 of 6 providers

Last updated on 28 September 2026

Based on 2,000 AUD transfer

Best companies for AUD/USD transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $8.44 1 AUD = 0.7015 USD +0.04% vs mid-market Recipient gets $1,397.08 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Zimbabwe with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$8.441 AUD = 0.7015 USD
$1,397.08You pay$2,000.00
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MoneyGram

Pay via Debit Card
Fees: $1.99 1 AUD = 0.6919 USD +1.42% vs mid-market Recipient gets $1,383.80 6-12 Hours

Ways to receive money in Zimbabwe with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 AUD = 0.6919 USD
$1,383.80You pay$2,001.99
Cash pickup6-12 Hours
$3.991 AUD = 0.6595 USD
$1,319.00You pay$2,003.99

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Showing top Australia to Zimbabwe deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.

TapTap Send

Pay via Debit Card
Fees: $0.00 1 AUD = 0.7000 USD +0.25% vs mid-market Recipient gets $1,400.00 Minutes
CheapestFastest
Receive to bank account

Ways to receive money in Zimbabwe with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Mobile moneyMinutesAvailable via:EcoCash, Mukuru Cash Pickup
Free1 AUD = 0.7000 USD
$1,400.00You pay$2,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.6993 USD +0.35% vs mid-market Recipient gets $1,398.54 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Zimbabwe with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.6993 USD
$1,398.54You pay$2,000.00

Wise

Pay via Bank Transfer
Fees: $8.44 1 AUD = 0.7015 USD +0.04% vs mid-market Recipient gets $1,397.08 Same day
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Zimbabwe with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$8.441 AUD = 0.7015 USD
$1,397.08You pay$2,000.00

Wise

Pay via Osko
Fees: $8.44 1 AUD = 0.7015 USD +0.04% vs mid-market Recipient gets $1,397.08 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Zimbabwe with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$8.441 AUD = 0.7015 USD
$1,397.08You pay$2,000.00

Xe

Pay via Debit Card
Fees: $6.00 1 AUD = 0.6993 USD +0.35% vs mid-market Recipient gets $1,394.34 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Zimbabwe with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$6.001 AUD = 0.6993 USD
$1,394.34You pay$2,000.00

Wise

Pay via Debit Card
Fees: $13.98 1 AUD = 0.7015 USD +0.04% vs mid-market Recipient gets $1,393.19 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Zimbabwe with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$13.981 AUD = 0.7015 USD
$1,393.19You pay$2,000.00

Xe

Pay via Credit Card
Fees: $15.00 1 AUD = 0.6993 USD +0.35% vs mid-market Recipient gets $1,388.05 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Zimbabwe with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$15.001 AUD = 0.6993 USD
$1,388.05You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $1.99 1 AUD = 0.6919 USD +1.42% vs mid-market Recipient gets $1,383.80 6-12 Hours

Ways to receive money in Zimbabwe with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 AUD = 0.6919 USD
$1,383.80You pay$2,001.99
Cash pickup6-12 Hours
$3.991 AUD = 0.6595 USD
$1,319.00You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $1.99 1 AUD = 0.6919 USD +1.42% vs mid-market Recipient gets $1,383.80 6-12 Hours

Ways to receive money in Zimbabwe with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:Select Wallets
$1.991 AUD = 0.6919 USD
$1,383.80You pay$2,001.99
Cash pickup6-12 Hours
$3.991 AUD = 0.6595 USD
$1,319.00You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $32.99 1 AUD = 0.6919 USD +1.42% vs mid-market Recipient gets $1,383.80 6-12 Hours

Ways to receive money in Zimbabwe with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Mobile wallet6-12 HoursAvailable via:Select Wallets
$32.991 AUD = 0.6919 USD
$1,383.80You pay$2,032.99
Cash pickup6-12 Hours
$32.991 AUD = 0.6595 USD
$1,319.00You pay$2,032.99

Wise

Pay via Credit Card
Fees: $27.51 1 AUD = 0.7015 USD +0.04% vs mid-market Recipient gets $1,383.70 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Zimbabwe with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$27.511 AUD = 0.7015 USD
$1,383.70You pay$2,000.00

NAB

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.6807 USD +3.05% vs mid-market Recipient gets $1,361.42 3-5 Days
0 reviews

Ways to receive money in Zimbabwe with NAB when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit3-5 Days
Free1 AUD = 0.6807 USD
$1,361.42You pay$2,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 0.6730 USD +4.19% vs mid-market Recipient gets $1,346.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Zimbabwe with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 0.6730 USD
$1,346.00You pay$2,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 AUD = 0.6730 USD +4.19% vs mid-market Recipient gets $1,346.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Zimbabwe with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$20.001 AUD = 0.6730 USD
$1,346.00You pay$2,020.00

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 0.6730 USD +4.19% vs mid-market Recipient gets $1,346.00 2 Days
Receive to bank account or cash pickup

Ways to receive money in Zimbabwe with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 0.6730 USD
$1,346.00You pay$2,000.00
How Our Results Work
Mid-market rate: 1 AUD = 0.7018 USD Updates every 60 minutes.

How to send money from Australia to Zimbabwe

Pick a company

Start with the cheapest, which is TapTap Send at 1,400 USD on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including debit card, credit card, bank transfer, osko, poli, and payto.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Zimbabwe?

How much AUD you send to Zimbabwe heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
$1,000-0.04%$0.00$702.00with payid to bank deposit+$11.30
$1,5000.25%$0.00$1,050.00with debit card to mobile money+$14.63
$2,000This page0.25%$0.00$1,400.00with debit card to mobile money+$19.81
$3,0000.23%$0.00$2,100.00with debit card to mobile money+$17.42
$7,5000.26%$0.00$5,250.00with debit card to mobile money+$30.49
$12,0000.25%$0.00$8,400.00with debit card to mobile money+$44.57
$15,0000.24%$0.00$10,500.00with debit card to mobile money+$56.78
$100,0000.24%$0.00$70,000.00with debit card to mobile money+$360.54
$250,0000.20%$0.00$175,103.84with bank transfer to bank deposit+$1,012.56
$500,0000.20%$0.00$350,090.91with bank transfer to bank deposit+$901.05

Mid-market rate: 1 AUD = 0.7018 USD

Ways to send money from Australia to Zimbabwe

6 money transfer companies let you send money from Australia to Zimbabwe.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Zimbabwe.

For example, sending $500 with Xe will get you 1,398.54 USD after a $0 fee and 0.35% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

TapTap Send takes $0 in fees and 0.25% markup on a $0 transfer, and your USD arrives in minutes.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 0.35% on AUD/USD, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in USD, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and USD in one account, and convert when the rate suits you.

Wise converts $2,000 at 0.04% markup, and the USD sits in your account until you spend or transfer it.

Most useful if you travel often to Zimbabwe, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a $2,000 transfer, a bank like NAB adds 3.05% markup and delivers 1,361.42 USD, against 1,400 USD via TapTap Send (the cheapest option).

Ways to fund AUD and receive money in Zimbabwe

With TapTap Send, paying by debit card and receiving through a mobile money is the cheapest combination. Sending $2,000 gives your recipient 1,400 USD.

You can fund the transfer with debit card, credit card, bank transfer, osko, poli, and payto.

Recipients in the Zimbabwe can collect USD through bank deposit, mobile money, mobile wallet, and cash pickup.

Your recipient can have USD delivered to a mobile wallet, without a bank account.

Use our payout filters above to find the cheapest company offering mobile wallet withdrawals.

Receive USD in a mobile wallet

Use the mobile number registered to the recipient's supported wallet. A wrong digit can send the money to a different account.

They can collect cash via MoneyGram

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Zimbabwe.

  1. 1
    Debit card Mobile money

    You pay $2,000.00

    $1,400

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay $2,000.00

    $1,399

    -$1

  3. 3
    Osko Bank deposit

    You pay $2,000.00

    $1,397

    -$3

  4. 4
    Debit card Bank deposit

    You pay $2,000.00

    $1,394

    -$6

  5. 5
    Credit card Bank deposit

    You pay $2,000.00

    $1,388

    -$12

Show moreShow less
  1. 6
    Debit card Mobile wallet

    You pay $2,001.99

    $1,384

    -$16

  2. 7
    Credit card Mobile wallet

    You pay $2,032.99

    $1,384

    -$16

  3. 8
    Poli Mobile wallet

    You pay $2,001.99

    $1,384

    -$16

  4. 9
    Payto Bank deposit

    You pay $2,000.00

    $1,346

    -$54

  5. 10
    Debit card Cash pickup

    You pay $2,003.99

    $1,319

    -$81

  6. 11
    Credit card Cash pickup

    You pay $2,032.99

    $1,319

    -$81

  7. 12
    Poli Cash pickup

    You pay $2,003.99

    $1,319

    -$81

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Zimbabwe, these are the best options right now:

Cheapest

TapTap Send is cheapest when funded by debit card with mobile money for the payout. Your recipient gets 1,400 USD, which is 0.1% more than the next best option.

Fastest

TapTap Send delivers 1,400 USD in minutes when you use debit card and choose mobile money as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Zimbabwe.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Zimbabwe.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-USD Exchange Rate

Getting a better AUD to USD rate

Small changes in the AUD/USD rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 0.7015 USD

How we analyse the market

We track 6 companies sending AUD to Zimbabwe, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.