How to send money to Nigeria from Zimbabwe with the best USD-NGN rate
Find money transfer deals for sending money from Zimbabwe to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best USD to NGN exchange rates.
Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Zimbabwe.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
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Best recommended: Wise
Of the 4 money transfer providers tested and reviewed, Wise will get you the most NGN (357,996.59) based on our 7-day analysis.
Wise appeared in 100% of Zimbabwe to Nigeria searches, and was the top rated company supporting USD to NGN transfers.

How to get the best deal on sending money from Zimbabwe to Nigeria
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Zimbabwe to Nigeria.
Choose a provider
Select the provider that offers you the best value on buying NGN & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Considerations for sending money from Zimbabwe to Nigeria
Always compare ways to send money from Zimbabwe to Nigeria to get the best options for fees, speed, and reliability.
Our analysis included 4 providers that operate between Zimbabwe and Nigeria.
Through this, you get a comprehensive view of all the options you have in Zimbabwe when you need to send money to Nigeria.
Cheapest way to transfer money from Zimbabwe to Nigeria: Wise
Our data shows that Wise is 5.19% cheaper than the second-best option.
The company offers an average fee of 8.37* USD and an average exchange rate between USD and NGN that is -2.4% different from the mid-market rate.
For a cheap way to send USD to Nigeria, Wise is a great all round choice.
*The most common fee applied to USD-NGN by Wise, based on data from the past 7 days.

Fastest way to send money to Nigeria from Zimbabwe: PayPal App
Our comparison shows that PayPal App is the fastest option for sending US Dollar into Naira 100% of the time.
With PayPal App, the average transfer time is: minutes (based on a 7-day average ).
A USD-Naira transfer through PayPal App comes with an average 4 USD fee.
This comparison is based on the overall speed of sending 250 USD to Nigeria and is a combination of depositing US Dollar, transfer times to Nigeria and withdrawal timeframes, where applicable.
When speed is a priority, PayPal App is the top choice for sending into Nigeria from Zimbabwe.

Send large sums of money
Wise offers the strongest all round option for large transfers of the 4 money transfer companies compared.
Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Naira to Naira.
As such, opt for Wise for sending large sums of money to Nigeria from Zimbabwe.

Pick the right payment method when sending money to Nigeria from Zimbabwe
When sending money to Nigeria from Zimbabwe, it is important to consider your needs and the payment method you will be using. Some payment methods can be faster but will cost more, while others might have lower fees but get you more NGN.
Below is the data from our search results from the past week. It is based on $250 transfer to Nigeria from Zimbabwe.
Overall best way to send money to Nigeria from Zimbabwe
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
|---|---|---|---|---|
Overall best | Wise (appeared 1 times last week) | 1481.5900 (-2.4% markup) | 8.37 | 357,996.59 NGN |
Bank transfer deposit | Wise (appeared in 100% of the searches last week) | 1481.5900 (-2.4% markup) | 8.37 | 357,996.59 NGN |
Debit card deposit | Western Union Agent (appeared 1/7 times in the past 7 days) | 1374.1276 (5% markup) | 3 | 339,409.52 NGN |
Cheapest money transfer companies to send money to Nigeria from Zimbabwe
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
|---|---|---|---|---|
Overall best | Wise (appeared 1 times last week) | 1481.5900 (-2.4% markup) | 8.37 | 357,996.59 NGN |
Bank transfer deposit | Wise (appeared in 100% of the searches last week) | 1481.5900 (-2.4% markup) | 8.37 | 357,996.59 NGN |
Debit card deposit | Western Union Agent (appeared 1/7 times in the past 7 days) | 1374.1276 (5% markup) | 3 | 339,409.52 NGN |
Money transfer companies with the lowest USD fees
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
|---|---|---|---|---|
Overall best | Western Union Agent (appeared 1 times last week) | 1374.1276 (5% markup) | 3 | 339,409.52 NGN |
Bank transfer deposit | Western Union Agent (appeared in 100% of the searches last week) | 1374.1276 (5% markup) | 3 | 339,409.52 NGN |
Debit card deposit | Western Union Agent (appeared 1/7 times in the past 7 days) | 1374.1276 (5% markup) | 3 | 339,409.52 NGN |
Fastest money transfer companies to send money to Nigeria from Zimbabwe
Funding method | Provider | FX Rate & Markup | Transfer Fee | NGN Received |
|---|---|---|---|---|
Overall best | PayPal App (appeared 1 times last week) | 1359.6631 (6% markup) | 4 | 334,477.13 NGN |
Bank transfer deposit | PayPal App (appeared in 100% of the searches last week) | 1359.6631 (6% markup) | 4 | 334,477.13 NGN |
Debit card deposit | PayPal App (appeared 1/7 times in the past 7 days) | 1359.6631 (6% markup) | 4 | 334,477.13 NGN |
We recommend avoiding the following companies, as they are the most expensive for transfers from Zimbabwe to Nigeria:
Overall most expensive option: PayPal App. It will cost you $4 to send money to Nigeria, and your recipient will get 334,477.13 NGN.
Most expensive for bank transfer deposits: PayPal App. It will cost you $4 to send money to Nigeria, and your recipient will get 334,477.13 NGN.
Most expensive for debit card deposits: PayPal App. It will cost you $4 to send money to Nigeria, and your recipient will get 334,477.13 NGN.
Understanding the cost of sending money from Zimbabwe to Nigeria
Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Zimbabwe to Nigeria.
The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Naira for your US Dollar. The current USD-NGN mid-market rate is 1,452.5301 NGN per US Dollar.
This rate changes regularly so it can pay to track it. For comparison, the USD-NGN mid-market rate for the past 7 days has averaged 1,449.9288 NGN per US Dollar, with a low of 1,446.4501 and a high of 1,452.1603.
Wise is currently offering the best exchange rate from the 4 companies compared.
Often the USD-NGN exchange rate you pay is the biggest cost factor when transferring US Dollars to Nigeria.
Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of US Dollar you’re sending to Nigeria. Wise currently has the lowest fees for transfers into NGN at an average of 8.37 USD over the last week. We always recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Naira is the biggest indicator of the total cost of sending money to Nigeria from Zimbabwe. The bigger the amount received in Nigeria, the lower the overall cost of sending from Zimbabwe.
How to find the best exchange rate for US Dollar to Naira
Timing is essential for sending money between USD and NGN. The exchange rate you secure impacts how much NGN you get for your USD.
Let's dive into some interesting recent trends.
In the last 7 days, the exchange rate from USD to NGN has seen some fluctuation. On average, it stood at 1,449.9288.
During this period, the highest value recorded was 1,452.1603, while the lowest was 1,446.4501.
Wise, which is our recommended service to send money online from Zimbabwe to Nigeria offers an exchange rate that is only -2.4% above the mid-market rate.
Want to secure the best USD-Naira exchange rates?
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Payment methods for Zimbabwe to Nigeria transfers
Bank transfers
Bank transfers are often the fastest option, and normally the cheapest, for sending money from Zimbabwe to Nigeria.
By opting for a money transfer company such as Wise for transfers from Zimbabwe to Nigeria, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Wise is the cheapest provider for bank transfers from the 4 we tested when sending USD to Nigeria.
With an average fee of USD8.37 to send money from Zimbabwe to Nigeria, Wise offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid card payments
Using a debit card, or prepaid option, for sending money from Zimbabwe to Nigeria is easy with Western Union Agent.
Western Union Agent is a market leader in debit card payments for transfers from Zimbabwe to Nigeria, this is among a total of 4 money transfer companies compared.
Credit card transfers
When it comes to credit card transfers from Zimbabwe to Nigeria, we to get the best deal as not many companies offer direct credit card deposits.
Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Zimbabwe.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Zimbabwe to Nigeria.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to NGN.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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