How to send money to Zimbabwe from South Africa with the best ZAR-USD rate
Compare the best ways to send money from South Africa to Zimbabwe. Explore the fastest, cheapest, and most reliable providers with the best ZAR to USD exchange rates.
Read on for the best deals, expert information, and all you need to send money to Zimbabwe from South Africa.
Transferring the other way? Send USD from Zimbabwe to South Africa instead."Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
Alternative for South Africa to Zimbabwe
While you can’t send ZAR to USD with Wise, you can transfer USD to USD.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
The best way to send ZAR to Zimbabwe is through a cash transfer with MoneyGram.
MoneyGram offers broad coverage across South Africa and Zimbabwe, making it a reliable option.
Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 ZAR per 4,300 ZAR transferred.
Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in ZAR, while the recipient collects USD in cash at a local branch.
If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

Getting the best deal on your South Africa to Zimbabwe transfer
Always compare rates
Don't pay more than you have to. Our live comparison tool will give you the best rates for sending money from South Africa to Zimbabwe.
Choose a provider
Select the provider that offers you the best value & service for transfers between South Africa and Zimbabwe.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Zimbabwe.
Sending money from South Africa to Zimbabwe considerations
A comparison of providers offering services between South Africa and Zimbabwe is the easiest way to ensure the best deal.
We've compared 3 providers that offer services for sending Rand to Zimbabwe.
This ensures you will get the best options for your transfer to Zimbabwe from South Africa.
Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Zimbabwe.
The cheapest way to send money from South Africa to Zimbabwe is a cash transfer via Western Union.
The cheapest way to send money to Zimbabwe from South Africa is via a cash transfer through a Western Union Agent.
While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support ZAR/USD transfers online.
The total cost of your transfer includes both the transfer fee (around 3 ZAR per 4,300 ZAR) and an exchange rate markup.
Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The cheapest way to to send money to Zimbabwe from South Africa is via PayPal P2P Transfer
The coverage of ZAR/USD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a ZAR transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Transfer a large amount of money
Western Union Agent is the strongest option for large transfers of the 3 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from South Africa to Zimbabwe can become expensive through your bank or with the wrong provider.
Our data shows Western Union Agent as the best choice for sending large sums of money to Zimbabwe from South Africa.

Understanding the cost of sending money to Zimbabwe from South Africa
The cost of sending money from Zimbabwe to Zimbabwe, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-USD is 0.0593 USD per Rand.
Finding a provider offering an exchange as close to 0.0593 as possible will ensure more US Dollar received when transferring.
For context, the ZAR-USD mid-market rate for the past 7 days has averaged 0.0589 USD per Rand. This includes a high of 0.0591, and low of 0.0587.
Western Union Agent currently offers the best exchange rate on transfers from South Africa to Zimbabwe.
For the most part the ZAR-USD exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Zimbabwe.
Fees: Outside of exchange rates, you may need to pay a fee to send. Western Union Agent currently offers the lowest fees on transfers to Zimbabwe from South Africa. They charge 3 ZAR per transfer.
Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in US Dollar is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Rands to USD, paired with a low fee, means a higher total amount received in Zimbabwe.
Getting best exchange rate for transfers between Rand and US Dollar
Timing is essential for transferring money between ZAR and USD. The exchange rate you secure impacts how much USD you get for your ZAR.
The recent trends between the currencies are:
Over the past 7 days, the mid-market rate from ZAR to USD has moved slightly. On average, it was 0.0589.
During this same period,there was a high of 0.0591, and a low of 0.0587.
Western Union Agent, which is our recommended service to send money online from South Africa to Zimbabwe offers 0.0560 USD per ZAR which is only 5% above the mid-market rate.
Want to secure the best ZAR-US Dollar exchange rates?
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Payment options for South Africa to Zimbabwe money transfers
Bank transfers
Bank transfers are usually the best and easiest way to send money from South Africa to Zimbabwe.
By using a money transfer company such as Western Union Agent for transfers from South Africa to Zimbabwe, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
Western Union Agent is the cheapest money transfer company for bank transfers from the 3 we compared for transfers from ZAR into Zimbabwe.
With a fee of 3 ZAR to send money from South Africa to Zimbabwe, Western Union Agent offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from South Africa to Zimbabwe with a debit or a prepaid card is available through Western Union Agent.
Western Union Agent is a one of the cheaper options for debit card payments for transfers from South Africa to Zimbabwe. This cost is against a total of 3 money transfer companies offering this option.
Credit cards
When it comes to international credit card transfers from South Africa to Zimbabwe, we to get the best deal.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Zimbabwe and South Africa.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Zimbabwe.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to USD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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