/Send money/To Zimbabwe/From South Africa

How to send money to Zimbabwe from South Africa with the best ZAR-USD rate

Compare the best ways to send money from South Africa to Zimbabwe. Explore the fastest, cheapest, and most reliable providers with the best ZAR to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Zimbabwe from South Africa.

Transferring the other way? Send USD from Zimbabwe to South Africa instead.
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November 27th, 2025

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Best money transfer companies

Send money from South Africa to Zimbabwe

Last updated: Today
Mid-market rate as of 11/27/2025: 1 ZAR = 0.058378 USD
Results below are based on a 4300 ZAR search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (USD)
$238.31
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (USD)
$238.31
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (USD)
$235.74
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for South Africa to Zimbabwe

While you can’t send ZAR to USD with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

The best way to send ZAR to Zimbabwe is through a cash transfer with MoneyGram.

MoneyGram offers broad coverage across South Africa and Zimbabwe, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 ZAR per 4,300 ZAR transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in ZAR, while the recipient collects USD in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

Getting the best deal on your South Africa to Zimbabwe transfer

Summary of recent searches

Top rated for transfers from South Africa to Zimbabwe
Western Union Agent
Total number of ZA - ZW providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Sending money from South Africa to Zimbabwe considerations

1

Compare providers

A comparison of providers offering services between South Africa and Zimbabwe is the easiest way to ensure the best deal.

We've compared 3 providers that offer services for sending Rand to Zimbabwe.

This ensures you will get the best options for your transfer to Zimbabwe from South Africa.

Whilst we rate Western Union Agent as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to Zimbabwe.

2

Get the most from the Rand-US Dollar exchange rate

3

Choose the right payment method

4

Financial regulations in South Africa and Zimbabwe

5

Consider transfer limits

6

How to receive money

7

Have your ID ready

8

Tax declarations

The cheapest way to send money from South Africa to Zimbabwe is a cash transfer via Western Union.

The cheapest way to send money to Zimbabwe from South Africa is via a cash transfer through a Western Union Agent.

While cash transfers are usually more expensive than online options, our analysis of hundreds of money transfer companies shows that very few services currently support ZAR/USD transfers online.

The total cost of your transfer includes both the transfer fee (around 3 ZAR per 4,300 ZAR) and an exchange rate markup.

Ultimately, the exact price will depend on your location, payment method, and transfer amount.

The cheapest way to to send money to Zimbabwe from South Africa is via PayPal P2P Transfer

The coverage of ZAR/USD transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a ZAR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Transfer a large amount of money

To transfer large sums of money from South Africa to Zimbabwe, opt for a provider with a competitive exchange rate and hands on management.

Western Union Agent is the strongest option for large transfers of the
3 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from South Africa to Zimbabwe can become expensive through your bank or with the wrong provider.

Our data shows Western Union Agent as the best choice for sending large sums of money to Zimbabwe from South Africa.

Understanding the cost of sending money to Zimbabwe from South Africa

The cost of sending money from Zimbabwe to Zimbabwe, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-USD is 0.0583 USD per Rand.

  • Finding a provider offering an exchange as close to 0.0583 as possible will ensure more US Dollar received when transferring.

  • For context, the ZAR-USD mid-market rate for the past 7 days has averaged 0.0579 USD per Rand. This includes a high of 0.0584, and low of 0.0576.

  • Western Union Agent currently offers the best exchange rate on transfers from South Africa to Zimbabwe.

For the most part the ZAR-USD exchange rate you receive is the biggest factor impacting the cost of sending ZAR to Zimbabwe.

Fees: Outside of exchange rates, you may need to pay a fee to send. Western Union Agent currently offers the lowest fees on transfers to Zimbabwe from South Africa. They charge 3 ZAR per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in US Dollar is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rands to USD, paired with a low fee, means a higher total amount received in Zimbabwe.

Getting best exchange rate for transfers between Rand and US Dollar

Timing is essential for transferring money between ZAR and USD. The exchange rate you secure impacts how much USD you get for your ZAR.

Mid-market Rate
1 
ZAR
=
0.058299 
USD

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from ZAR to USD has moved slightly. On average, it was 0.0579.

  • During this same period,there was a high of 0.0584, and a low of 0.0576.

  • Western Union Agent, which is our recommended service to send money online from South Africa to Zimbabwe offers 0.0555 USD per ZAR which is only 5% above the mid-market rate.

Want to secure the best ZAR-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to Zimbabwe!

Payment options for South Africa to
Zimbabwe money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from South Africa to Zimbabwe.

    By using a money transfer company such as Western Union Agent for transfers from South Africa to Zimbabwe, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Western Union Agent is the cheapest money transfer company for bank transfers from the 3 we compared for transfers from ZAR into Zimbabwe.

    With a fee of 3 ZAR to send money from South Africa to Zimbabwe, Western Union Agent offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from South Africa to Zimbabwe with a debit or a prepaid card is available through Western Union Agent.


    Western Union Agent is a one of the cheaper options for debit card payments for transfers from South Africa to Zimbabwe. This cost is against a total of 3 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from South Africa to Zimbabwe, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Zimbabwe and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Zimbabwe.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from South Africa to Zimbabwe?
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How long does it take to send money from South Africa to Zimbabwe?
What is the best exchange rate I can get for sending money from South Africa to Zimbabwe?
Are there any minimum or maximum transfer amounts for sending money from South Africa to Zimbabwe?
Can I schedule regular transfers between South Africa and Zimbabwe?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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