How to send money to South Africa from Zimbabwe with the best USD-ZAR rate
Find the best deals when you transfer from Zimbabwe to South Africa. Get insights on the fastest, cheapest, and providers with the best USD to ZAR exchange rates.
Read on to get the best value, expert information, and analysis on ways to send money to South Africa from Zimbabwe.
Transferring the other way? Send ZAR from South Africa to Zimbabwe instead."Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
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Overall best option: Wise
Of the 4 companies that support USD to ZAR, Wise offered the best combination of cost and speed.
Sending 250 USD to ZAR will cost you $12.86 in fees, and you will receive 4,024 ZAR. The delivery time usually is same day, but can be longer depending when you make the transfer.
So for a great mix of cost, speed & features, send US Dollars to South Africa using Wise.

Compare for the best deal on your Zimbabwe to South Africa transfer
Always compare rates
Don't spend more than you have to. Use our live comparison tool to compare rates on money transfers from Zimbabwe to South Africa.
Choose a provider
Pick the provider that offers you the best value & service for your needs for USD to ZAR transfers.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be heading to South Africa.
Transfer consider from Zimbabwe to South Africa
A comparison of providers offering services between Zimbabwe and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.
For services allowing you to send US Dollar to South Africa we've compared 4 providers.
This coverage of the market ensure you will get the best options for your transfer to South Africa from Zimbabwe.
Overall, we rated Wise as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from Zimbabwe to South Africa.
The fastest way to send money to South Africa from Zimbabwe is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many USD/ZAR transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to South Africa from Zimbabwe is via PayPal P2P Transfer
The coverage of USD/ZAR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a USD transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Need to make a large transfer?
Wise is the best option for large transfers of the 4 providers compared.
While Wise may not always be the cheapest or fastest way to send USD from Zimbabwe to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the cost of sending money to South Africa from Zimbabwe
The cost of sending money from South Africa to South Africa, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from USD-ZAR is 16.8727 ZAR per US Dollar.
Finding a provider offering an exchange as close to 16.8727 as possible will ensure more Rand received when transferring.
For context, the USD-ZAR mid-market rate for the past 7 days has averaged 16.97 ZAR per US Dollar. This includes a high of 17.0406, and low of 16.9247.
Wise currently offers the best exchange rate on transfers from Zimbabwe to South Africa.
For the most part the USD-ZAR exchange rate you receive is the biggest factor impacting the cost of sending USD to South Africa.
Fees: Outside of exchange rates, you may need to pay a fee to send. Wise currently offers the lowest fees on transfers to South Africa from Zimbabwe. They charge 12.86 USD per transfer.
Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Rand is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging US Dollars to ZAR, paired with a low fee, means a higher total amount received in South Africa.
Getting best exchange rate for sending US Dollar to Rand
Timing is essential when tracking the mid-market rate between USD and ZAR. The end exchange rate you secure impacts how much ZAR you get for your USD.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from USD to ZAR was 16.97.
During this period, it hit a high of 17.0406, and a low of 16.9247.
Wise, which is our recommended service to send money online from Zimbabwe to South Africa offers an exchange rate that is only 0.02% above the mid-market rate.
Want to secure the best USD-Rand exchange rates?
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Zimbabwe to South Africa money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from Zimbabwe to South Africa.
A money transfer company like Western Union Agent offer bank transfers between Zimbabwe and South Africa with lower fees and better exchange rates than you would get from a traditional bank.
On average, Western Union Agent is the cheapest provider for bank transfers of the 4 we tested when sending USD to South Africa.
Western Union Agent has a fee of 3 USD for money transfers from Zimbabwe to South Africa. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from Zimbabwe to South Africa with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from Zimbabwe to South Africa, competing among a total of 4 active money transfer companies on this route.
Credit cards
We recommend avoiding credit cards where possible due to a lack of support and high fees.
If you have to use a credit card, we to find the company with the lowest fees.
Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and Zimbabwe.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Zimbabwe to South Africa.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to ZAR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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How long does it take to send money from Zimbabwe to South Africa?
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