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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
Best recommended: Wise
Of the 6 money transfer providers tested and reviewed, Wise scored highly for its competitive rates and fees.
Wise appeared in 61.2% of India to New Zealand searches, and was the top rated company supporting INR to NZD transfers.
Make your India to New Zealand transfer using Wise for the best mix of cost and speed.
How to get the best deal on sending money from India to New Zealand
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from India to New Zealand.
- Choose a provider
Select the provider that offers you the best value on buying NZD & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
What to consider ahead of money transfers from India to New Zealand
Comparing based on your specific needs is the best way to send money from India to New Zealand with confidence.
Our analysis, and search results, include 6 providers that operate between India and New Zealand. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in India when you need to send money to New Zealand.
Cheapest way to transfer money from India to New Zealand: TorFx
Our data shows TorFx is 0.5% cheaper than the second-best option. The company offers an average fee of 0* INR and an average exchange rate between INR and NZD that is 0.23% different to the mid-market rate.
For a cheap way to send INR to New Zealand, TorFx is a great all round choice.
*The most common fee applied to INR-NZD by TorFx, based on data from the past six months.
Fastest way to send money from India to New Zealand: Currencies Direct.
Data from the last six months shows Currencies Direct to be the quickest way to send money from India to New Zealand Dollar in 30.2% of searches. For fast transfers between INR and NZD, Currencies Direct comes highly recommended.
Using Currencies Direct for fast transfers from India to New Zealand has an average fee of 0 INR.
Within our comparison we looked at the 6 money transfer providers offering transfers from India to New Zealand. Within this we looked at overall speed of sending money from India to New Zealand after depositing Indian Rupee to a money transfer account.
When faster money transfers are a priority, Currencies Direct is our recommended choice for sending into New Zealand from India.
Send large sums of money
Wise offers the strongest all round option for large transfers of the 6 money transfer companies compared.
Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from New Zealand Dollar to New Zealand Dollar.
As such, opt for Wise for sending large sums of money to New Zealand from India.
Understanding the costs involved when transferring money from India to New Zealand
When calculating the costs of money transfers between India and New Zealand, opt for the best combination of fees and exchange rates:
The Mid-Market and Exchange Rates: Today, the INR-NZD mid-market rate equals 0.0192 NZD per Indian Rupee.
For reference, the INR-NZD average mid-market rate for the past three months has been 0.0198 NZD per Indian Rupee, with a high of 0.0203 and a low of 0.0191.
The company offering the best exchange rate is Wise.
Often the INR-NZD exchange rate you receive is the bigger factor than how much it costs to send Indian Rupees to New Zealand.
Fees: Fees are charged on top of a transfer. The company offering the lowest fee is TorFx, averaging 0 INR over the last 6 months. We would recommend searching for your exact send amount to get an idea of fees.
Amount Received: The amount received in New Zealand Dollar is the biggest indicator the total cost of sending money from India to New Zealand. Essentially, the more the recipient receives in New Zealand, the less it is costing to send from India.
Getting the best exchange rate for Indian Rupee to New Zealand Dollar
Tracking the mid-market rate can make a huge difference when sending money INR to NZD. The exchange rate you secure impacts how much NZD you get for your INR.
Here's some data on recent trends in the mid-market rate.
Over the past six months, the interbank rate from INR to NZD has seen some fluctuation. On average, it has been 0.0198.
During this period, the highest value level was 0.0203, with a low of 0.0191.
Wise, which is our recommended service to send money online from India to New Zealand offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best INR-New Zealand Dollar exchange rates?
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Payment methods available to fund your India to New Zealand transfer
Bank transfers
Bank transfers are often the better option for money transfers from India to New Zealand.
Sending money via a bank transfer with a company such as TorFx for transfers from India to New Zealand allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, TorFx is the best provider for bank transfers of the 6 we tested when sending INR to New Zealand.
With an average fee of INR0 to send money from India to New Zealand, TorFx offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from India to New Zealand with a prepaid or a debit card is very simple with .
is a leader in card payments for transfers from India to New Zealand, competing among a total of 6 active money transfer companies on this route.
Credit cards
When it comes to transferring money with a credit card from India to New Zealand, emerges as our top choice of the 6 companies offering this service.
Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between New Zealand and India.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from India to New Zealand.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to NZD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
