MoneyTransfers

How to send money to UAE from India with the best INR-AED rate

Compare the best deals on sending money from India to the United Arab Emirates. Get insights on the cheapest, fastest, and most reliable providers with the best INR to AED exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to United Arab Emirates from India.

Transferring the other way? Send AED from United Arab Emirates to India instead.
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July 7th, 2025
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Best money transfer companies

Send money from India to United Arab Emirates

Last updated: Today
Mid-market rate as of 07/07/2025: 1 INR = 0.042955 AED
Results below are based on a 600000 INR search
0 of 2 providers
Sponsored
Wise
Recipient gets (AED)
AED 25,459.16
Full transfer details
Visit Wise
AED 459 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (AED)
AED 25,695.68
Full transfer details
Visit TorFx
AED 696 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Live Rates
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Rate match guarantee (T&Cs apply)
1
TorFx
Recipient gets (AED)
AED 25,695.68
Full transfer details
Visit TorFx
AED 696 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
2
Wise
Recipient gets (AED)
AED 25,459.16
Full transfer details
Visit Wise
AED 459 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Sponsored
Wise
Recipient gets (AED)
AED 25,459.16
Full transfer details
Visit Wise
AED 459 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (AED)
AED 25,695.68
Full transfer details
Visit TorFx
AED 696 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Best way to send: Wise

Wise is our top pick for sending INR to AED.

We tested & reviewed 2 money transfer companies offering services between India and the United Arab Emirates, and Wise scored highly.

Sending 600,000 INR to UAE Dirham will cost you ₹7402.92 in fees, and you will receive 25,459.16 AED. The delivery time is same day.

So for a great mix of cost, speed & features, make your India to United Arab Emirates transfer using Wise.

Wise is the top rated company for sending money from India (INR) to United Arab Emirates (AED) - Wise Screenshot

How to send money from India to United Arab Emirates

Summary of recent searches

Top rated for transfers from India to United Arab Emirates
Wise
Total number of IN - AE providers
2
Average cheapest fees & rate
TorFx
Average fastest transfer
TorFx
Average transfer time
Within minutes
Best for bank transfers
TorFx

Sending money from India to United Arab Emirates considerations

1
Compare providers

A comparison of providers offering services between India and the United Arab Emirates is the easiest way to ensure the best deal.

We've compared 2 providers that offer services for sending Indian Rupee to the United Arab Emirates.

This ensures you will get the best options for your transfer to the United Arab Emirates from India.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from India to the United Arab Emirates.

2
Get the most from the Indian Rupee-UAE Dirham exchange rate
3
Choose the right payment method
4
Financial regulations in India and United Arab Emirates
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money from India to the United Arab Emirates: TorFx

TorFx offers the lowest cost transfers between India and the United Arab Emirates out of the 2 providers compared.

Our data shows TorFx is 0.92% cheaper than the second-best option. The company offers a fee of 0 INR and an exchange rate between INR and AED that is 0.3% different to the mid-market rate.

For a cheap way to send INR to the United Arab Emirates, TorFx is a great all round choice.

TorFx is the cheapest way to send money from India (INR) to United Arab Emirates (AED) - TorFx Screenshot 1
TorFx is the cheapest way to send money from India (INR) to United Arab Emirates (AED) - TorFx Screenshot 2

Fastest way to transfer money to the United Arab Emirates from India: TorFx.

We tested 2 companies offering transfers from India to the United Arab Emirates and TorFx offered the quickest option.

For example, if you send 600,000 INR with TorFx to United Arab Emirates, the transfer time is minutes - 24 hours

When using TorFx to send money from India to the United Arab Emirates you can expect to pay 0 INR in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 2 money transfer providers. To test overall speed of sending money from India to the United Arab Emirates we included the timeframe for depositing Indian Rupee to a money transfer account and average transfer times to the United Arab Emirates.

When sending money to United Arab Emirates from India quickly is a priority, TorFx is our recommended choice.

TorFx is the fastest way to send money from India (INR) to United Arab Emirates (AED) - TorFx Screenshot 1
TorFx is the fastest way to send money from India (INR) to United Arab Emirates (AED) - TorFx Screenshot 2

Send large sums of money

Transferring bigger amounts of money to the United Arab Emirates from India needs a strong exchange rate and effective management of the transfer.

From the
2 options we compared, Wise offers the strongest all round option for large transfers to the United Arab Emirates from India.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from UAE Dirhams to UAE Dirham.

As such, we recommend Wise for large transfers between the United Arab Emirates and India.

Understanding the cost of transferring money to United Arab Emirates from India

Fees and exchange rates make up the total cost of sending money from United Arab Emirates to the United Arab Emirates. Finding a company that can offer both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: The current INR-AED mid-market rate is 0.0429 AED per Indian Rupee. You will get more UAE Dirham for your Indian Rupees if you find a provider close to this number.

  • For context, over the last 7 days the INR-AED mid-market rate has had a high of 0.043, a low of 0.0429 and averaged 0.0429 AED per Indian Rupee.

  • Across the 2 companies compared, the best exchange rate is with Wise.

  • Unless fees are unusually high, the exchange rate you receive on converting INR to AED will be the biggest determining factor when working out the cost of transferring Indian Rupees to the United Arab Emirates.

Fees: Transfer fees are charged as part of the transfer. TorFx charges the lowest fee of 0 INR at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount of UAE Dirham eventually received in the United Arab Emirates. You can assume that a lower cost of sending from India will result in more money received in the United Arab Emirates.

Getting the best exchange rate for Indian Rupee to UAE Dirham

Tracking the mid-market rate can make a huge difference when sending money INR to AED. The exchange rate you secure impacts how much AED you get for your INR.

Mid-market Rate
1 
=
0.042930 
AED

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from INR to AED has seen some fluctuation. On average, it has been 0.0429.

  • During this period, the highest value level was 0.043, with a low of 0.0429.

  • Wise, which is our recommended service to send money online from India to United Arab Emirates offers an exchange rate that is only -0.1% above the mid-market rate.

Want to secure the best INR-UAE Dirham exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to United Arab Emirates!

Payment methods available to fund your India to
United Arab Emirates transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from India to the United Arab Emirates.

    Sending money via a bank transfer with a company such as TorFx for transfers from India to the United Arab Emirates allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, TorFx is the best provider for bank transfers of the 2 we tested when sending INR to the United Arab Emirates.

    With a fee of INR0 to send money from India to the United Arab Emirates, TorFx offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from India to the United Arab Emirates with a prepaid or a debit card is very simple with .


    is a leader in card payments for transfers from India to the United Arab Emirates, competing among a total of 2 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from India to the United Arab Emirates, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United Arab Emirates and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to United Arab Emirates.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to AED.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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