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Compare ways to send money from India to United States

Compare the best ways to send money from India to the United States. Explore the fastest, cheapest, and most reliable providers with the best INR to USD exchange rates.

Read on for the best deals, expert information, and all you need to send money to the United States from India.

Transferring the other way? Send USD from United States to India instead.
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Companies for transfers from India to United States

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Sponsored - Managed Service

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."

Fees
$1 - $10
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
2 - 3%

Best choice: Wise

Wise is our recommended way to send Indian Rupee to USD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 70.7% of India to the United States searches in the last 6 months, and was the top rated company out of 11 that support INR to USD.

So for a great blend of cost, speed & features, make your India to the United States transfer using Wise.

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How to get the best deal on sending money from India to United States

Summary of recent searches

Top rated for transfers from India to United States
Wise
Total number of IN - US providers
11
Average cheapest fees & rate
Instarem
Average fastest transfer
Ria Money Transfer
Average transfer time
Within minutes
Best for bank transfers
Instarem
Best for debit card
Instarem
Best for credit card
Instarem

Get the most from sending money from India to United States

1
Compare providers

Comparing providers offering services between India and the United States based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire INR-USD market and have compared 11 providers offering services between India and the United States.

This ensures you will get the most comprehensive options for sending Indian Rupee to the United States.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific India to the United States transfer needs.

2
Beat the Indian Rupee-US Dollar exchange rate
3
Choose the right payment method
4
Financial regulations across India and United States
5
Consider minimum and maximum limits
6
Receiving money in United States
7
Be ready with your ID
8
Tax declarations

Cheapest way to transfer money from India to the United States: Instarem

Instarem offers the lowest cost transfers between India and the United States out of the 11 providers compared.

Our data shows Instarem is 3% cheaper than the second-best option. The company offers an average fee of 1,593.28* INR and an average exchange rate between INR and USD that is 0.84% different to the mid-market rate.

For a cheap way to send INR to the United States, Instarem is a great all round choice.

*The most common fee applied to INR-USD by Instarem, based on data from the past six months.

Screenshot
Screenshot

Fastest money transfers to the United States from India: Ria Money Transfer.

Of 11 money transfer companies offering services from India to the United States, Ria Money Transfer is the quickest way to send money.

Through our comparison, we found Ria Money Transfer to be the fastest option for sending Indian Rupee to US Dollar 53.4% of the time. For fast transfers between INR and USD, Ria Money Transfer is a great option.

When sending money from India to the United States, Ria Money Transfer has an average fee of 4 INR. Although we would recommend comparing the amount you want to send.

When testing the fastest options, we compared the 11 money transfer providers offering India to the United States transfers for overall speed. This included transfer times to after depositing Indian Rupee to a money transfer account.

When you want the fastest way to send, Ria Money Transfer is our recommended choice for India to the United States transfers.

Send large sums of money

Transferring bigger amounts of money from India to the United States should be done with the exchange rate and management of the service in mind.

Wise offers the strongest all round option for large transfers of the
11 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from US Dollar to US Dollar.

As such, opt for Wise for sending large sums of money to the United States from India.

Understanding the cost of money transfers from India to United States

The total cost of sending money to United States from India is made up of a combination of mid-market, exchange rates and fees.

The Mid-Market and Exchange Rates: The current mid-market for INR-USD is 0.0118 USD per Indian Rupee.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more US Dollar for your Indian Rupees.

Over the last three months, the average INR-USD mid-market rate has seen each Indian Rupee worth 0.0119 USD. Within this we see a high of 0.012, and a low of 0.0118.

Of the 11 companies compared, Wise offers the best exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting INR to USD.

Fees: When sending money you may have to pay fees. Instarem has had an average fee of 1,593.28 INR per transfer over the last 6 months, the lowest of the 11 providers compared. We would recommend searching to ensure you get the correct fee for your transfer amount.

Amount Received: When comparing providers, the best measure is the amount of US Dollar eventually received in the United States.

This number should be a guide for your decision if cost is important. A higher amount of money received in the United States means a better overall cost of sending money from India.

Getting the best exchange rate for Indian Rupee to US Dollar

Tracking the mid-market rate can make a huge difference when sending money INR to USD. The exchange rate you secure impacts how much USD you get for your INR.

Mid-market Rate
1
= 0.011749 USD

Here's some data on recent trends in the mid-market rate.

  • Over the past six months, the interbank rate from INR to USD has seen some fluctuation. On average, it has been 0.0119.

  • During this period, the highest value level was 0.012, with a low of 0.0118.

  • Wise, which is our recommended service to send money online from India to United States offers an exchange rate that is only 0.12% above the mid-market rate.

Want to secure the best INR-US Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to United States!

Payment methods available to fund your India to
United States transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from India to the United States.

    Sending money via a bank transfer with a company such as Instarem for transfers from India to the United States allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Instarem is the best provider for bank transfers of the 11 we tested when sending INR to the United States.

    With an average fee of INR1,600 to send money from India to the United States, Instarem offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from India to the United States with a prepaid or a debit card is very simple with Instarem.


    Instarem is a leader in card payments for transfers from India to the United States, competing among a total of 11 active money transfer companies on this route.

  • Credit cards

    When it comes to transferring money with a credit card from India to the United States, Instarem emerges as our top choice of the 11 companies offering this service.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United States and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to United States.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to USD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.