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How to send money to Canada from India with the best INR-CAD rate

Compare the best ways to send money from India to Canada. Explore the fastest, cheapest, and most reliable providers with the best INR to CAD exchange rates.

Read on for the best deals, expert information, and all you need to send money to Canada from India.

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October 11th, 2025

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Best money transfer companies

Send money from India to Canada

Last updated: Today
Mid-market rate as of 10/11/2025: 1 INR = 0.015802 CAD
Results below are based on a 600000 INR search
Promoted
Wise
Recipient gets (CAD)
$9,368.83
Full transfer details
Visit Wise
$172 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
0 of 3 providers
1
Wise
Recipient gets (CAD)
$9,368.83
Full transfer details
Visit Wise
$172 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
2
Instarem
Recipient gets (CAD)
$9,360.00
Full transfer details
Visit Instarem
$163 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
3
Currencies Direct
Recipient gets (CAD)
$9,342.00
Full transfer details
Visit Currencies Direct
$145 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Promoted
Wise
Recipient gets (CAD)
$9,368.83
Full transfer details
Visit Wise
$172 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Best choice: Wise

Wise is our recommended way to send Indian Rupee to CAD.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Transferring 600,000 INR to CAD will cost you ₹7066.15 in fees, and you will receive 9,368.83 CAD. The delivery time is within a week, but it depends on the day you make the transfer.

So for a great blend of cost, speed & features, make your India to Canada transfer using Wise.

Wise is the top rated company for sending money from India (INR) to Canada (CAD) - Wise Screenshot

How to get the best deal on sending money from India to Canada

Summary of recent searches

Top rated for transfers from India to Canada
Wise
Total number of IN - CA providers
3
Average cheapest fees & rate
Wise
Average fastest transfer
Instarem
Average transfer time
Within minutes
Best for bank transfers
Wise

Sending money from India to Canada considerations

1

Compare providers

A comparison of providers offering services between India and Canada is the easiest way to ensure the best deal.

We've compared 3 providers that offer services for sending Indian Rupee to Canada.

This ensures you will get the best options for your transfer to Canada from India.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from India to Canada.

2

Get the most from the Indian Rupee-Canadian Dollar exchange rate

3

Choose the right payment method

4

Financial regulations in India and Canada

5

Consider transfer limits

6

How to receive money

7

Have your ID ready

8

Tax declarations

Cheapest way to send money to Canada from India: Wise

Wise combines the lowest fees with the best exchange rate and from the 3 companies compared offers the cheapest transfers to Canada from India.

Data collected through our comparison over the past week shows that Wise is 0.09% cheaper than the second-best option.

The cost is made up of a fee of 7066.15 INR and an exchange rate for buying Canadian Dollar with Indian Rupee that is 0.01% different to the mid-market rate.

If you want to secure the best rates on a India to Canada transfer, Wise offers value. We would still recommend searching for the amount you want to send to Canada.

Wise is the cheapest way to send money from India (INR) to Canada (CAD) - Wise Screenshot

Fastest company to send money to Canada from India: Instarem.

We compared 3 companies for fast transfers from Indian Rupees to Canada and Instarem came out on top.

Right now, if you are sending ₹600,000 with Instarem to Canada, the transfer time is minutes - 24 hours. This can vary depending on your needs, but it's the fastest option.

Sending money through Instarem to Canada from India has a fee of 0 INR.

To understand who was the fastest, we tested Instarem as part of 3 money transfer providers. Within this, we looked at the overall speed of sending money from India to Canada. This was made up of transfer times to Canada after Indian Rupees were added to a money transfer account.

When fast money transfers between India and Canada are a priority, Instarem is our recommended choice.

Instarem is the fastest way to send money from India (INR) to Canada (CAD) - Instarem Screenshot 1
Instarem is the fastest way to send money from India (INR) to Canada (CAD) - Instarem Screenshot 2

Sending a large amount of money?

For big transfers from India to Canada, competitive pricing & strong customer service are essential.

Of the
3 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from India to Canada, it's a great provider for things like buying or selling property.

Understanding the costs involved when moving money from India to Canada

The total cost of money transfers to Canada from India, is a combination of exchange rates and fees. Sending with a company that can offer a good competitive rate and low (or no) fees is the best way to get a good deal.

The Mid-Market and Exchange Rates: The current mid-market for INR-CAD is 0.0158 CAD per Indian Rupee.

  • Using a transfer company offering an exchange rate closer to this will result in being able to buy more Canadian Dollar for your Indian Rupees.

  • On average for the last week, the INR-CAD mid-market rate has been 0.0157 CAD per Indian Rupee. This hit a high of 0.0158, and a low of 0.0157.

  • From the 3 companies compared, Wise offers the best exchange rates.

  • The biggest factor in the overall cost of sending money is the exchange rate you receive on converting INR to CAD.

Fees: Some money transfers between India and Canada will be subject to fees. Wise has a fee of 7066.15 INR based on a 600,000 INR transfer.

Although you should search for your send amount for actual fees as your scenario may be different.

Amount Received: Money transfer companies will show you the amount of Canadian Dollar eventually received in Canada.

This number should guide you, as a higher amount of money received in Canada means a better overall cost of sending money from India.

How to find the best exchange rate for Indian Rupee to Canadian Dollar

Timing is essential for sending money between INR and CAD. The exchange rate you secure impacts how much CAD you get for your INR.

Mid-market Rate
1 
INR
=
0.015793 
CAD

Let's dive into some interesting recent trends.

  • Over the past week, the exchange rate from INR to CAD has seen some fluctuation. On average, it stood at 0.0157.

  • During this period, the highest value recorded was 0.0158, while the lowest was 0.0157.

  • Wise, which is our recommended service to send money online from India to Canada offers an exchange rate that is only 0.01% above the mid-market rate.

Want to secure the best INR-Canadian Dollar exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Canada!

Payment methods available to fund your India to
Canada transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from India to Canada.

    Sending money via a bank transfer with a company such as Wise for transfers from India to Canada allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Wise is the best provider for bank transfers of the 3 we tested when sending INR to Canada.

    With a fee of INR7066.15 to send money from India to Canada, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from India to Canada with a prepaid or a debit card is very simple with .


    is a leader in card payments for transfers from India to Canada, competing among a total of 3 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from India to Canada, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Canada and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Canada.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to CAD.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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Are there any minimum or maximum transfer amounts for sending money from India to Canada?
Can I schedule regular transfers between India and Canada?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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