MoneyTransfers
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How to send money to India from New Zealand

Get the best deals when you transfer from New Zealand to India. Find the cheapest, fastest, and most reliable providers with the best NZD to INR exchange rates.

Read on for analysis on the best ways to send money to India from New Zealand.

Transferring the other way? Send INR from India to New Zealand instead.
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Companies for transfers from New Zealand to India

Sponsored - Online

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Sponsored - Managed Service

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Fees
0.1% - 2.6%
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."

Fees
0.3% - 1%
Transfer Speed
Minutes - 5 days
Exchange Rate Markup
0.1% - 0.6%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Fees
$1.99 - $2.99
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.3% - 2.1%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 1.3%

"Cambridge Currencies is a boutique UK-based currency broker helping clients send funds globally. Expect personable service & competitive rates from this new industry entrant."

Fees
No fees
Transfer Speed
0-5 days
Exchange Rate Markup
0.5% - 1.2%

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Fees
£/€/$3 - 5
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 2%

"Send money to over 40 destinations online and in the mobile app."

Fees
$0 - $10
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.3% - 2%
Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.7% - 2%
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Our recommendation: Wise

Wise is our top choice for NZD to INR transfers.

We tested & reviewed 14 money transfer providers offering money transfers from New Zealand to India, and Wise scored highly.

In total, Wise appeared in 100% of New Zealand to India searches, and was the top rated company supporting transfers between NZD and INR.

For a great mix of cost, speed & features, we recommend making your New Zealand to India transfer using Wise.

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How to compare deals on New Zealand to India money transfers

Summary of recent searches

Top rated for transfers from New Zealand to India
Wise
Total number of NZ - IN providers
14
Average cheapest fees & rate
WorldRemit
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Revolut
Best for debit card
Wise

What to consider ahead of money transfers from New Zealand to India

1
Compare providers

Comparing based on your specific needs is the best way to send money from New Zealand to India with confidence.

Our analysis, and search results, include 14 providers that operate between New Zealand and India. These are ranked by speed, overall cost and ease of use.

Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to India.

2
Understand the New Zealand Dollar-Indian Rupee exchange rate
3
Choose the right payment method
4
Use providers regulated in New Zealand and India
5
Consider transfer limits
6
Receiving money in India
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to transfer money to India from New Zealand: Revolut

Revolut offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending New Zealand Dollar to India.

Of the 14 providers compared, data shows that Revolut is 0.1% cheaper than the second-best option.

The is cost is made up of an average NZD-INR exchange rate that is 0.17% different to the mid-market rate and an average fee of 1.99* NZD.

If you want to secure the best rates on a NZD to India transfer, Revolut will result in the most Indian Rupee received.

*The most common fee applied to NZD-INR by Revolut, based on data from the past six months.

Screenshot
Screenshot
Screenshot

Fastest company to send money to India from New Zealand: Wise.

We compared 14 companies for fast transfers from New Zealand Dollars to India and Wise came out on top.

Through our data, Wise was the quickest way to send money from New Zealand to Indian Rupee 71.4% of the time.

Sending money through Wise to India from New Zealand has an average fee of 15.85 NZD.

To understand who was the fastest, we tested Wise as part of 14 money transfer providers. Within this, we looked at the overall speed of sending money from New Zealand to India. This was made up of transfer times to India after New Zealand Dollars were added to a money transfer account.

When fast money transfers between New Zealand and India are a priority, Wise is our recommended choice.

Screenshot

Transfer a large amount of money

To transfer large sums of money from New Zealand to India, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
14 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from New Zealand to India can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to India from New Zealand.

Understanding the costs involved when moving money from New Zealand to India

The total cost of sending money to India from New Zealand is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for NZD-INR is 49.6962 INR per New Zealand Dollar.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your New Zealand Dollars.

The NZD-INR mid-market rate over the last three months has seen the New Zealand Dollar worth an average 51.0842 INR. Within this there has been a high of 53.0859, and a low of 49.3434.

From 14 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NZD to INR.

Fees: When sending money there may be additional fees. WorldRemit offers the lowest fee of the 14 providers tested, averaging 1.99 NZD per transfer over the last 6 months.

Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from New Zealand.

Getting best exchange rate for sending New Zealand Dollar to Indian Rupee

Timing is essential when tracking the mid-market rate between NZD and INR. The end exchange rate you secure impacts how much INR you get for your NZD.

Mid-market Rate
1 
=
49.696164 
INR

The recent mid-market rate trends are:

  • Over the past six months, the mid-market rate from NZD to INR was 51.0842.

  • During this period, it hit a high of 53.0859, and a low of 49.3434.

  • Wise, which is our recommended service to send money online from New Zealand to India offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best NZD-Indian Rupee exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to India!

Paying for your New Zealand to
India transfer

  • Bank transfers

    Paying via a bank transfer is often the better option for sending money from New Zealand to India.

    By using a money transfer company such as Revolut for transfers from New Zealand to India, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Revolut is the cheapest provider for bank transfers from the 14 we tested when sending NZD to India.

    With an average fee of 0 NZD to send money from New Zealand to India, Revolut offers the best combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from New Zealand to India with a debit or a prepaid card is easy with Wise.


    Wise is a one of the better options in the market for international debit card transfers from New Zealand to India.

  • Credit cards

    For credit card transfers from New Zealand to India, is our top choice of the 14 companies offering this payment method.

    Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between India and New Zealand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to India.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to INR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from New Zealand to India?
Are there any tax implications to sending money from New Zealand to India?
Can I send money from New Zealand to India with MoneyTransfers.com?
What are the typical transfer fees for sending New Zealand Dollars to India through various providers?
How long does it take to send money from New Zealand to India?
What is the best exchange rate I can get for sending money from New Zealand to India?
Are there any minimum or maximum transfer amounts for sending money from New Zealand to India?
Can I schedule regular transfers between New Zealand and India?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.