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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
Our recommendation: Wise
We tested & reviewed 12 money transfer providers offering money transfers from New Zealand to India, and Wise scored highly.
In total, Wise appeared in 100% of New Zealand to India searches, and was the top rated company supporting transfers between NZD and INR.
For a great mix of cost, speed & features, we recommend making your New Zealand to India transfer using Wise.
How to compare deals on New Zealand to India money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from New Zealand to India.
- Choose a provider
Select the provider that gives you the best value & service for your needs.
- Click, sign up & send
Follow the steps & start your transfer from New Zealand. Your funds will be converted to Indian Rupee and transferred to India.
Summary of recent searches
What to consider ahead of money transfers from New Zealand to India
Comparing based on your specific needs is the best way to send money from New Zealand to India with confidence.
Our analysis, and search results, include 12 providers that operate between New Zealand and India. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to India.
Cheapest way to transfer money to India from New Zealand: Revolut
Of the 12 providers compared, data shows that Revolut is 0.1% cheaper than the second-best option.
The is cost is made up of an average NZD-INR exchange rate that is 0.12% different to the mid-market rate and an average fee of 1.99* NZD.
If you want to secure the best rates on a NZD to India transfer, Revolut will result in the most Indian Rupee received.
*The most common fee applied to NZD-INR by Revolut, based on data from the past six months.
Fastest company to send money to India from New Zealand: Wise.
Through our data, Wise was the quickest way to send money from New Zealand to Indian Rupee 77.8% of the time.
Sending money through Wise to India from New Zealand has an average fee of 53.15 NZD.
To understand who was the fastest, we tested Wise as part of 12 money transfer providers. Within this, we looked at the overall speed of sending money from New Zealand to India. This was made up of transfer times to India after New Zealand Dollars were added to a money transfer account.
When fast money transfers between New Zealand and India are a priority, Wise is our recommended choice.
Transfer a large amount of money
Wise is the strongest option for large transfers of the 12 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from New Zealand to India can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to India from New Zealand.
Understanding the costs involved when moving money from New Zealand to India
The total cost of sending money to India from New Zealand is a mix of the mid-market, exchange rates and transfer fees.
The Mid-Market and Exchange Rates: The mid-market for NZD-INR is 48.0506 INR per New Zealand Dollar.
Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Indian Rupee for your New Zealand Dollars.
The NZD-INR mid-market rate over the last three months has seen the New Zealand Dollar worth an average 51.0842 INR. Within this there has been a high of 53.0859, and a low of 49.3434.
From 12 companies compared, Wise offers the strongest exchange rates.
The biggest factor in the overall cost of sending money is the exchange rate you receive on converting NZD to INR.
Fees: When sending money there may be additional fees. WorldRemit offers the lowest fee of the 12 providers tested, averaging 1.99 NZD per transfer over the last 6 months.
Amount Received: When comparing providers, the best measure is the amount of Indian Rupee eventually received in India.
This number should allow you to determine if you are getting a good deal. A higher amount of money received in India, means a better overall cost of sending money from New Zealand.
Getting best exchange rate for sending New Zealand Dollar to Indian Rupee
Timing is essential when tracking the mid-market rate between NZD and INR. The end exchange rate you secure impacts how much INR you get for your NZD.
The recent mid-market rate trends are:
Over the past six months, the mid-market rate from NZD to INR was 51.0842.
During this period, it hit a high of 53.0859, and a low of 49.3434.
Wise, which is our recommended service to send money online from New Zealand to India offers an exchange rate that is only 0% above the mid-market rate.
Want to secure the best NZD-Indian Rupee exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to India!
Paying for your New Zealand to India transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from New Zealand to India.
By using a money transfer company such as Revolut for transfers from New Zealand to India, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Revolut is the cheapest provider for bank transfers from the 12 we tested when sending NZD to India.
With an average fee of 0 NZD to send money from New Zealand to India, Revolut offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to India with a debit or a prepaid card is easy with Wise.
Wise is a one of the better options in the market for international debit card transfers from New Zealand to India.
Credit cards
For credit card transfers from New Zealand to India, Xe is our top choice of the 12 companies offering this payment method.
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between India and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to India.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to INR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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