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How to send money to Benin from US with the best USD-XOF rate

Compare the best ways to send money from the United States to Benin. Explore the fastest, cheapest, and most reliable providers with the best USD to XOF exchange rates.

Read on for the best deals, expert information, and all you need to send money to Benin from the United States.

Transferring the other way? Send XOF from Benin to United States instead.
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July 15th, 2025
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Best money transfer companies

Send money from United States to Benin

Last updated: Today
Mid-market rate as of 07/15/2025: 1 USD = 562.003984 XOF
Results below are based on a 7000 USD search
0 of 6 providers
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (XOF)
F CFA 3,923,406.01
Full transfer details
Visit Regency FX
F CFA 107,399 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Live Rates
Sort by:
Exclusive: First Transfer Deal
1
Regency FX
Recipient gets (XOF)
F CFA 3,923,406.01
Full transfer details
Visit Regency FX
F CFA 107,399 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
2
Remitly
Recipient gets (XOF)
F CFA 3,795,820.00
Full transfer details

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (XOF)
F CFA 3,914,381.35
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (XOF)
    F CFA 3,621,823.43
    Not recommended
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (XOF)
F CFA 3,923,406.01
Full transfer details
Visit Regency FX
F CFA 107,399 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service

Overall best option: Revolut

Revolut is our top choice for USD to XOF transfers.

We tested & reviewed 6 money transfer companies, and Revolut came out as one of the easiest options.

Sending 7,000 USD to XOF will cost you $21 in fees, and you will receive 3,906,432.44 XOF. The delivery time is minutes - 5 days, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your United States to Benin transfer using Revolut.

Revolut is the top rated company for sending money from United States (USD) to Benin (XOF) - Revolut Screenshot 1
Revolut is the top rated company for sending money from United States (USD) to Benin (XOF) - Revolut Screenshot 2
Revolut is the top rated company for sending money from United States (USD) to Benin (XOF) - Revolut Screenshot 3

Getting the best deal on your United States to Benin transfer

Summary of recent searches

Top rated for transfers from United States to Benin
Revolut
Total number of US - BJ providers
6
Average cheapest fees & rate
Regency FX
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Regency FX

Considerations for sending money from United States to Benin

1
Compare providers

Always compare ways to send money from the United States to Benin to get the best options for fees, speed, and reliability.

Our analysis included 6 providers that operate between United States and Benin.

Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Benin.

2
Track the US Dollar-CFA Franc BCEAO exchange rate
3
Choose the right payment method
4
Use regulated providers
5
Consider transfer limits
6
How to receive money in Benin
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Benin from the United States: Regency FX

Regency FX offers the cheapest combination of low fees and competitive exchange rates of the 6 providers we compared.

They offer a fee of 0 USD and exchange rate between USD-XOF that is 0.27% different to the mid-market rate.

In comparison, Regency FX is 0.23% cheaper than the second-best option.

To secure affordable and great rates on a USD to Benin transfer, Regency FX is our recommended choice.

Fastest money transfers to Benin from the United States: Regency FX.

Of 6 money transfer companies offering services from the United States to Benin, Regency FX is the quickest way to send money.

With Regency FX , the transfer time to Benin is minutes - 24 hours, with a 0 USD transfer fee (based on $7,000 transfer)

When testing the fastest options, we compared the 6 money transfer providers offering the United States to Benin transfers for overall speed. This included transfer times to after depositing US Dollar to a money transfer account.

When you want the fastest way to send, Regency FX is our recommended choice for the United States to Benin transfers.

Transferring large sums of money

For transfers of larger amounts of CFA Franc BCEAOs to Benin picking a provider with a competitive exchange rate and hands on management can make a huge difference.

Of the
6 money transfer companies tested, Revolut is the strongest option for large transfers from the United States to Benin.

Reasons for sending large sums of money vary and include business or property purchases. But whatever the reason, sending large amounts of money from the United States to Benin can become expensive through your bank or with the wrong provider.

Revolut is our choice for sending large sums of money to USD because they offer a strong all-round product.

Understanding the cost of sending money from United States to Benin

Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from the United States to Benin.

The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more CFA Franc BCEAO for your US Dollar. The current USD-XOF mid-market rate is 561.9997 XOF per US Dollar.

  • This rate changes regularly so it can pay to track it. For comparison, the USD-XOF mid-market rate for the past 7 days has averaged 559.6219 XOF per US Dollar, with a low of 557.9994 and a high of 561.1712.

  • Revolut is currently offering the best exchange rate from the 6 companies compared.

  • Often the USD-XOF exchange rate you pay is the biggest cost factor when transferring US Dollars to Benin.

Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of US Dollar you’re sending to Benin. Regency FX currently is the cheapest option for transfers into XOF costing 0 USD per transfer. We always recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in CFA Franc BCEAO is the biggest indicator of the total cost of sending money to Benin from the United States. The bigger the amount received in Benin, the lower the overall cost of sending from the United States.

How to find the best exchange rate for US Dollar to CFA Franc BCEAO

Timing is essential for sending money between USD and XOF. The exchange rate you secure impacts how much XOF you get for your USD.

Mid-market Rate
1 
USD
=
561.999679 
XOF

Let's dive into some interesting recent trends.

  • In the last 7 days, the exchange rate from USD to XOF has seen some fluctuation. On average, it stood at 559.6219.

  • During this period, the highest value recorded was 561.1712, while the lowest was 557.9994.

  • Revolut, which is our recommended service to send money online from United States to Benin offers 559.7410 XOF per USD which is only 0.2% above the mid-market rate.

Want to secure the best USD-CFA Franc BCEAO exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Benin!

Funding your United States to
Benin transfer

  • Bank transfers

    The default option for sending money from the United States to Benin is often a bank transfer.

    Using a money transfer company, such as Regency FX for transfers from the United States to Benin, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 6 we tested, the cheapest provider for bank transfers from USD to Benin is Regency FX.

    With a fee of USD0 to send money from the United States to Benin, Regency FX offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from the United States to Benin with a prepaid or debit card is easy with .


    is a leader in accepting card payments for transfers between the United States and Benin.

  • Credit cards

    When it comes to international credit card transfers from the United States to Benin, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Benin and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Benin.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to XOF.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from United States to Benin?
Are there any tax implications to sending money from United States to Benin?
Can I send money from United States to Benin with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to Benin through various providers?
How long does it take to send money from United States to Benin?
What is the best exchange rate I can get for sending money from United States to Benin?
Are there any minimum or maximum transfer amounts for sending money from United States to Benin?
Can I schedule regular transfers between United States and Benin?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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