In this guide, we’ll look at how to find your account number from an IBAN, the breakdown of an IBAN, and what other information you might need when sending money to friends and family abroad.
An IBAN – International Bank Account Number – is used for identifying a specific bank account for international money transfers and transactions. Along with your SWIFT/BIC code, any time you are sending your money to another bank account abroad, you are likely to be asked for the corresponding IBAN for that account. In this quick guide, we’ll cover how to find your account number from your IBAN.
An IBAN may contain up to 34 characters and can be broken down in the following way:
AA: Country code: the country that the bank account is held in
BB: Check digits: enable the sending bank to perform a security check of the routing destination.
CCCC: Bank identifier: This code identifies the account holder’s bank.
DDDDDD: Sort code
EEEEEEEE: Account number
If you know your IBAN, finding your account number will be very straight forward. The account number is the last 8-digits of your IBAN, and will be the same as the account number associated with whatever account is receiving funds.
The middle set of digits are your branch sort code, while the first 8-digits are your BIC code.
If you don’t have your IBAN code to hand, there are other ways you can find your account number, which include:
If you want to verify the validity of the IBAN you have been given, you can use an IBAN checker. An IBAN checker will validate all the separate components of the IBAN you provide so you feel confident that your international payment will be processed correctly and accurately.
Elliott is a former investment banker with a 20 year career in the city of London.
During this time he held senior roles at ABN Amro, Societe Generale, Marex Financial and Natixis bank, specialising in commodity derivatives and options market-making.
During this time, Elliott’s client list included Goldman Sachs, JP Morgan, Credit Suisse, Schroders Asset Management, and the Pennsylvania State Public School Employees Retirement System, amongst others.
Yasmin Purnell is a Content Writer and Editor for MoneyTransfers.com. Having over 5 years’ experience writing across a range of industries including finance, insurance, and travel, Yasmin joined the team with a mission to make international money transfers and everything they encompass accessible to all.