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How to send money to DRC from US with the best USD-CDF rate

Compare the best deals on transfers from the United States to Congo [DRC]. Explore the cheapest, fastest, and most reliable providers with the best USD to CDF exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Congo [DRC] from United States.

Transferring the other way? Send CDF from Congo [DRC] to United States instead.
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July 5th, 2025
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Best money transfer companies

Send money from United States to Congo DRC

Last updated: Today
Mid-market rate as of 07/05/2025: 1 USD = 2885.000022 CDF
Results below are based on a 7000 USD search
0 of 4 providers
Sponsored
Wise
Recipient gets (CDF)
CDF 19,918,590.69
Full transfer details
Visit Wise
CDF 329,441 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Live Rates
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1
Wise
Recipient gets (CDF)
CDF 19,918,590.69
Full transfer details
Visit Wise
CDF 329,441 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Sendwave
Recipient gets (CDF)
CDF 19,791,100.15
Not Recommended
These providers aren't as competitive as the others we've reviewed.
  • PayPal
    PayPal
    Recipient gets (CDF)
    CDF 18,592,324.94
    Not recommended
Sponsored
Wise
Recipient gets (CDF)
CDF 19,918,590.69
Full transfer details
Visit Wise
CDF 329,441 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Overall best way: Wise

Wise is our recommended company for transferring US Dollar to Congo [DRC].

We tested & reviewed 4 transfer providers, and Wise scored highly.

Sending 7,000 USD to CDF will cost you $60.74 in fees, and you will get 19,918,590.69 CDF. The delivery time is within a week, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your United States to Congo [DRC] transfer using Wise.

Wise is the top rated company for sending money from United States (USD) to Congo [DRC] (CDF) - Wise Screenshot

How to compare deals on your United States to Congo DRC transfer

Summary of recent searches

Top rated for transfers from United States to Congo DRC
Wise
Total number of US - CD providers
4
Average cheapest fees & rate
Wise
Average fastest transfer
Xoom
Average transfer time
Within minutes
Best for bank transfers
Wise

Sending money from United States to Congo DRC considerations

1
Compare providers

A comparison of providers offering services between the United States and Congo [DRC] is the easiest way to ensure the best deal.

We've compared 4 providers that offer services for sending US Dollar to Congo [DRC].

This ensures you will get the best options for your transfer to Congo [DRC] from the United States.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the United States to Congo [DRC].

2
Get the most from the US Dollar-Congolese Franc exchange rate
3
Choose the right payment method
4
Financial regulations in United States and Congo [DRC]
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Congo [DRC] from the United States: Wise

Wise offers the cheapest combination of low fees and competitive exchange rates of the 4 providers we compared.

They offer a fee of 60.74 USD and exchange rate between USD-CDF that is 0.51% different to the mid-market rate.

In comparison, Wise is 0.64% cheaper than the second-best option.

To secure affordable and great rates on a USD to Congo [DRC] transfer, Wise is our recommended choice.

Wise is the cheapest way to send money from United States (USD) to Congo [DRC] (CDF) - Wise Screenshot

Fastest way to transfer money from United States to Congo DRC: Xoom

Of the 4 companies compared, Xoom currently offers the fastest money transfers to Congo [DRC] from the United States.

For example, sending $7,000 to Congo [DRC] through Xoom will be minutes - 24 hours.

The fee for a USD-Congolese Franc transfer through Xoom is 0 USD.

To get the 'fastest' option we compared 4 providers for overall speed of sending money from the United States to Congo [DRC] - this includes depositing US Dollar, transfer times, withdrawal timeframes in Congo [DRC]. 


When speed matters, Xoom is your best choice for sending into Congo [DRC] from the United States.

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Congo [DRC] from the United States needs a strong exchange rate and effective transfer management.

From the
4 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Congo [DRC] from the United States.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Congolese Francs to Congolese Franc.

As such, we recommend Currencies Direct for large Congo [DRC] transfers.

Understanding the cost of transferring money from United States to Congo DRC

The total cost of money transfers from United States to Congo [DRC] is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for USD-CDF is currently 2,885.0004 CDF per US Dollar. Providers offering services closer to this rate will ensure more Congolese Franc for your US Dollars.

  • To give a historic average, over the last 7 days the USD-CDF mid-market rate has been 2,881.644 CDF per US Dollar, this has had a high of 2,885.0002 and a low of 2,877.5074.

  • From the 4 companies compared, Wise offers the best exchange rate on transfers to Congo [DRC] and the United States.

  • Generally, the exchange rate you receive on converting USD to CDF will be the biggest factor impacting the cost of sending US Dollars to Congo [DRC].

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Wise, just 60.74 USD per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Congolese Franc. Simply, the higher the amount received in the United States, the lower the cost of sending from Congo [DRC].

Tracking the exchange rate for US Dollar to Congolese Franc

Getting a better exchange rate between USD and CDF can make a huge difference to the overall cost of sending money.

Mid-market Rate
1 
=
2885.000362 
CDF

Over the last 7 days, between the United States and Congo [DRC], the average numbers are:

  • USD to CDF saw an average 2,881.644 CDF mid-market rate.

  • The highest point was 2,885.0002 CDF, while the lowest was 2,877.5074 CDF.

  • 4 providers are currently offering transfers between the United States and Congo [DRC].

Want to secure the best USD-Congolese Franc exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Congo [DRC]!

United States to
Congo DRC money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from the United States to Congo [DRC].

    A money transfer company like Wise offer bank transfers between the United States and Congo [DRC] with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, Wise is the cheapest provider for bank transfers of the 4 we tested when sending USD to Congo [DRC].

    Wise has a fee of 60.74 USD for money transfersfrom the United States to Congo [DRC]. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United States to Congo [DRC] with a debit or a prepaid card is very simple with .


    is a leader in debit card payments for transfers from the United States to Congo [DRC], competing among a total of 4 active money transfer companies on this route.

  • Credit cards

    Not many money transfer companies offer direct credit card deposits, because it is more expensive for everyone.

    We recommend using a bank transfer or a debit card transfer if you can; otherwise, make a quick comparison to find the latest deal.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Congo [DRC] and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Congo [DRC].


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to CDF.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from United States to Congo DRC?
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Can I send money from United States to Congo DRC with MoneyTransfers.com?
What are the typical transfer fees for sending US Dollars to Congo DRC through various providers?
How long does it take to send money from United States to Congo DRC?
What is the best exchange rate I can get for sending money from United States to Congo DRC?
Are there any minimum or maximum transfer amounts for sending money from United States to Congo DRC?
Can I schedule regular transfers between United States and Congo DRC?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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