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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"Ria Money Transfer has over 35 yeas of trusted experience. Send money online to over 190 countries, and to over 500,000 pickup locations."
Overall best way: Wise
We tested & reviewed 7 transfer providers, and Wise scored highly.
In the last six months, Wise appeared in 100% of United States to Tonga searches, and was the top rated company supporting payments the United States into Pa’anga.
So for a great mix of cost, speed & features, make your United States to Tonga transfer using Wise.
How to compare deals on your United States to Tonga transfer
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure get best exchange rates on transfers from the United States to Tonga.
- Choose a provider
Select the provider that offers you the best value & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to Tonga from the United States.
Summary of recent searches
Considerations for sending money from United States to Tonga
Always compare ways to send money from the United States to Tonga to get the best options for fees, speed, and reliability.
Our analysis included 7 providers that operate between United States and Tonga.
Through this, you get a comprehensive view of all the options you have in the United States when you need to send money to Tonga.
Cheapest way to send money to Tonga from the United States: Revolut
They offer an average fee of 0* USD and exchange rate between USD-TOP that is 0.2% different to the mid-market rate.
In comparison, Revolut is 1.8% cheaper than the second-best option.
To secure affordable and great rates on a USD to Tonga transfer, Revolut is our recommended choice.
*The most common fee applied to USD-TOP by Revolut, based on data from the past six months.
Fastest way to send money to Tonga from the United States: Ria Money Transfer
Our comparison shows Ria Money Transfer is the fastest option for sending US Dollar into Pa’anga 80% of the time. For urgent USD to TOP money transfers, they’re our recommended choice.
A USD-Pa’anga transfer through Ria Money Transfer comes with an average 4 USD fee.
To ensure Ria Money Transfer was the 'fastest' option we compared 7 providers. This comparison was for overall speed of sending money from the United States to Tonga and is a combination of depositing US Dollar, transfer times to Tonga and withdrawal timeframes where applicable.
When speed is a priority, Ria Money Transfer is the top choice for sending into Tonga from the United States.
Transfer a large sum of money
From 7 money transfer companies compared, Wise is the best option for large transfers from the United States to Tonga.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from the United States to Tonga can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to Tonga from the United States because they offer a strong service and competitive exchange rates.
Understanding the cost of transferring money from United States to Tonga
The total cost of money transfers from United States to Tonga is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.
The Mid-Market and Exchange Rates: The mid-market rate for USD-TOP is currently 2.3421 TOP per US Dollar. Providers offering services closer to this rate will ensure more Pa’anga for your US Dollars.
To give a historic average, over the last three months the USD-TOP mid-market rate has been 2.3518 TOP per US Dollar, this has had a high of 2.3548 and a low of 2.3421.
From the 7 companies compared, Revolut offers the best exchange rate on transfers to Tonga and the United States.
Generally, the exchange rate you receive on converting USD to TOP will be the biggest factor impacting the cost of sending US Dollars to Tonga.
Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Revolut at an average of 0 USD per transfer over the last 6 months. In all cases, we recommend searching for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount eventually received in Pa’anga. Simply, the higher the amount received in the United States, the lower the cost of sending from Tonga.
How to find the best exchange rate for US Dollar to Pa’anga
Timing is essential for sending money between USD and TOP. The exchange rate you secure impacts how much TOP you get for your USD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from USD to TOP has seen some fluctuation. On average, it stood at 2.3518.
During this period, the highest value recorded was 2.3548, while the lowest was 2.3421.
Wise, which is our recommended service to send money online from United States to Tonga offers an exchange rate that is only 1.49% above the mid-market rate.
Want to secure the best USD-Pa’anga exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Tonga!
United States to Tonga money transfer payment methods
Bank transfers
Bank transfers are often the best payment method for money transfers from the United States to Tonga.
A money transfer company like Revolut offer bank transfers between the United States and Tonga with lower fees and better exchange rates than you would get from a traditional bank.
On average, Revolut is the cheapest provider for bank transfers of the 7 we tested when sending USD to Tonga.
Revolut has an average fee of
0 USD for money transfersfrom the United States to Tonga. Overall, they offer a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the United States to Tonga with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from the United States to Tonga, competing among a total of 7 active money transfer companies on this route.
Credit cards
is our top choice of the 7 companies offering credit card transfers from the United States to Tonga.Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Tonga and United States.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from United States to Tonga.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to TOP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
