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Compare the best ways to send money from United States to Tonga

Get the best deals when you transfer from United States to Tonga. Find the cheapest, fastest, and most reliable providers with the best USD to TOP exchange rates.

Read on for the best deals, expert information, and all you need to send money to Tonga from United States.

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Overall best choice: Wise

Wise is our top pick for USD to TOP transfers.

We tested & reviewed dozens of money transfer providers, and Wise scored highly.

Wise appeared in 95.8% of United States to Tonga searches, and was the top rated company out of 5 that support USD to TOP.

So for a great mix of cost, speed & features, make your United States to Tonga transfer using Wise.

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How to get the best deal on your United States to Tonga transfer

Summary of recent searches

Top rated for transfers from United States to Tonga
Wise
Total number of US - TO providers
5
Average cheapest fees & rate
Wise
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Wise
Best for debit card
Wise
Best for credit card
Wise

Important things to consider before sending money from United States to Tonga

1
Compare providers

Don't settle for the first option. Always compare ways to send money from United States to Tonga to find out about fees, speed, and reliability.

Our analysis included 5 providers that operate between United States and Tonga.

Through this, you get a comprehensive view of all the options you have in United States when you need to send money to Tonga.

2
Think about the US Dollar-Pa’anga exchange rate
3
Choose the right payment method
4
Keep your money safe
5
Consider transfer limits
6
How to receive money in Tonga
7
Have your ID ready
8
Don't forget about taxes

Cheapest way to send money to Tonga from United States: Wise

Get the lowest fees with Wise - the cheapest transfer service at just $80.04 per transaction*

Data collected over the past six months show that Wise is 1.3% cheaper than the second-best option.

The $80.04 transfer cost represents the most common fee for USD to TOP international transfers, based on data from the past six months.

If you want to secure the best rates on a USD to Tonga transfer, make sure you pick Wise to send your money online.

*The most common fee applied to USD-TOP by Wise, based on data from the past six months.

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Fastest way to send money from United States to Tonga: Wise

Need to send money fast? Pick Wise and get your funds from United States to Tonga at speed.

Our data shows that Wise came up as the fastest way to send money from United States to Tonga in 75% of searches. This makes them well suited to urgent USD to TOP money transfers.

The 'fastest' way to send money is defined by the overall speed of sending money from United States to Tonga - this includes deposit, transfer and withdrawal timeframes and often differs per currency. 


When speed matters, Wise is your best choice at the moment. This service emerged as the quickest way to send money to Tonga from United States in 75% of the searches on MoneyTransfers.com over the past six months.

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Need to send over $10,000?

For those big moves, competitive pricing & strong customer service are key.

Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.


While Wise may not always be the cheapest or fastest way to send USD from United States to Tonga, it’s the provider that will keep you safe and relaxed while your money moves into TOP.

Understanding the costs involved when moving money from United States to Tonga

When calculating the costs of money transfers between United States and Tonga, here's what really matters:

The Mid-Market Rate: Today, the USD-TOP mid-market rate equals to 2.39165 TOP per US Dollar. Keep in mind that this rate fluctuates all the time.

The USD-TOP average exchange rate of the past three months has been 2.391 TOP per US Dollar, with a high of 2.4089 and a low of 2.3449.

Fees and Markups: That's where Wise shines, combining the best of both worlds: excellent USD to TOP rates that are only 0.72% away from the average.

How to find the best exchange rate for US Dollar to Pa’anga

Timing is essential sending money between USD and TOP. The exchange rate you secure impacts how much TOP you get for your USD.

Mid-market Rate
1
= 2.39165 TOP

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from USD to TOP has seen some fluctuation. On average, it stood at 2.391.

  • During this period, the highest value recorded was 2.4089, while the lowest was 2.3449.

  • Wise, which is our recommended service to send money online from United States to Tonga offers an exchange rate that is only 0.72% above the mid-market rate.

Want to secure the best USD-Pa’anga exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from United States to Tonga!

Payment methods available to fund your United States to
Tonga transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from United States to Tonga.

    By using a money transfer company such as Wise for transfers from United States to Tonga, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Wise is the cheapest provider for bank transfers from the 5 we tested when sending USD to Tonga.

    With an average fee of USD76.36 to send money from United States to Tonga, Wise offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from United States to Tonga with a debit or a prepaid card is very simple with Wise.


    Wise is a leader in debit card payments for transfers from United States to Tonga, competing among a total of 5 active money transfer companies on this route. They consistently rank at the top in this category.


  • Credit cards

    When it comes to credit card transfers from United States to Tonga, Wise emerges as our top choice of the 5 companies offering this service.

    Our comparison engine's last six months of data on USD to TOP searches show Wise has been ranked as the cheapest provider.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Tonga and United States.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United States to Tonga .


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to TOP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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FAQs

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.