Best companies for AUD/ZAR transfers
13 of 13 providers Last updated on 26 September 2026
Based on 2,000 AUD transfer Best companies for AUD/ZAR transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $13.57 1 AUD = 11.4565 ZAR +0.37% vs mid-market	Recipient gets R 22,757.54 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $13.571 AUD = 11.4565 ZAR R 22,757.54You pay$2,000.00
Ad MoneyGram Pay via Debit Card	Fees: $2.99 1 AUD = 11.2441 ZAR +2.24% vs mid-market	Recipient gets R 22,488.20 6-12 Hours
2 reviews
Ways to receive money in South Africa with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 11.2441 ZAR R 22,488.20You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 11.2441 ZAR R 22,488.20You pay$2,003.99
Run a live search Showing top Australia to South Africa deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to ZAR rates.
Run a live search These companies offer multi-currency accounts for spending ZAR. We suggest doing a live search based on how much AUD you're planning to spend in South Africa.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Ria Money Transfer Pay via Credit Card	Fees: $2.89 1 AUD = 11.4751 ZAR +0.21% vs mid-market	Recipient gets R 22,917.04 6-12 Hours
0 reviews Cheapest
Ways to receive money in South Africa with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 11.4751 ZAR R 22,917.04You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 11.4751 ZAR R 22,917.04You pay$2,000.00

Ria Money Transfer Pay via Debit Card	Fees: $2.89 1 AUD = 11.4751 ZAR +0.21% vs mid-market	Recipient gets R 22,917.04 6-12 Hours
0 reviews
Ways to receive money in South Africa with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 11.4751 ZAR R 22,917.04You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 11.4751 ZAR R 22,917.04You pay$2,000.00
Ria Money Transfer Pay via PayID	Fees: $2.89 1 AUD = 11.4751 ZAR +0.21% vs mid-market	Recipient gets R 22,917.04 6-12 Hours
0 reviews
Ways to receive money in South Africa with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 11.4751 ZAR R 22,917.04You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 11.4751 ZAR R 22,917.04You pay$2,000.00
Western Union Pay via Debit Card	Fees: $0.00 1 AUD = 11.4479 ZAR +0.44% vs mid-market	Recipient gets R 22,895.77 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in South Africa with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 11.4479 ZAR R 22,895.77You pay$2,000.00

Western Union Pay via Bank Transfer	Fees: $0.00 1 AUD = 11.4479 ZAR +0.44% vs mid-market	Recipient gets R 22,895.77 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in South Africa with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 11.4479 ZAR R 22,895.77You pay$2,000.00
TapTap Send Pay via Debit Card	Fees: $0.00 1 AUD = 11.4300 ZAR +0.60% vs mid-market	Recipient gets R 22,860.00 Minutes
0 reviews Receive to bank account
Ways to receive money in South Africa with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 AUD = 11.4300 ZAR R 22,860.00You pay$2,000.00
Orbit Remit Pay via Bank Transfer	Fees: $0.00 1 AUD = 11.4276 ZAR +0.62% vs mid-market	Recipient gets R 22,855.10 2 Days
0 reviews
Ways to receive money in South Africa with Orbit Remit when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 11.4276 ZAR R 22,855.10You pay$2,000.00
OFX Pay via Bank Transfer	Fees: $0.00 1 AUD = 11.4239 ZAR +0.65% vs mid-market	Recipient gets R 22,847.89 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in South Africa with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 11.4239 ZAR R 22,847.89You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $13.57 1 AUD = 11.4565 ZAR +0.37% vs mid-market	Recipient gets R 22,757.54 Within a week
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $13.571 AUD = 11.4565 ZAR R 22,757.54You pay$2,000.00

Wise Pay via Osko	Fees: $13.57 1 AUD = 11.4565 ZAR +0.37% vs mid-market	Recipient gets R 22,757.54 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $13.571 AUD = 11.4565 ZAR R 22,757.54You pay$2,000.00
Currencies Direct Pay via Bank Transfer	Fees: $0.00 1 AUD = 11.3614 ZAR +1.20% vs mid-market	Recipient gets R 22,722.80 6-12 Hours
3 reviews Receive to bank account
Ways to receive money in South Africa with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 11.3614 ZAR R 22,722.80You pay$2,000.00
Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 11.3572 ZAR +1.24% vs mid-market	Recipient gets R 22,714.46 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 11.3572 ZAR R 22,714.46You pay$2,000.00
Wise Pay via Debit Card	Fees: $19.09 1 AUD = 11.4565 ZAR +0.37% vs mid-market	Recipient gets R 22,694.30 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $19.091 AUD = 11.4565 ZAR R 22,694.30You pay$2,000.00
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 11.3400 ZAR +1.39% vs mid-market	Recipient gets R 22,680.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in South Africa with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 11.3400 ZAR R 22,680.00You pay$2,000.00

Remitly Pay via Credit Card	Fees: $20.00 1 AUD = 11.3400 ZAR +1.39% vs mid-market	Recipient gets R 22,680.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in South Africa with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 AUD = 11.3400 ZAR R 22,680.00You pay$2,020.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 11.3400 ZAR +1.39% vs mid-market	Recipient gets R 22,680.00 2 Days
15 reviews Receive to bank account or cash pickup
Ways to receive money in South Africa with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 AUD = 11.3400 ZAR R 22,680.00You pay$2,000.00
Xe Pay via Debit Card	Fees: $6.00 1 AUD = 11.3572 ZAR +1.24% vs mid-market	Recipient gets R 22,646.32 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 11.3572 ZAR R 22,646.32You pay$2,000.00
Moneycorp Pay via Bank Transfer	Fees: $0.00 1 AUD = 11.2917 ZAR +1.80% vs mid-market	Recipient gets R 22,583.42 Next Day
0 reviews
Ways to receive money in South Africa with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 11.2917 ZAR R 22,583.42You pay$2,000.00
NAB Pay via Bank Transfer	Fees: $0.00 1 AUD = 11.2814 ZAR +1.91% vs mid-market	Recipient gets R 22,562.86 3-5 Days
0 reviews
Ways to receive money in South Africa with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 11.2814 ZAR R 22,562.86You pay$2,000.00
Xe Pay via Credit Card	Fees: $15.00 1 AUD = 11.3572 ZAR +1.24% vs mid-market	Recipient gets R 22,544.10 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in South Africa with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 11.3572 ZAR R 22,544.10You pay$2,000.00
Wise Pay via Credit Card	Fees: $32.56 1 AUD = 11.4565 ZAR +0.37% vs mid-market	Recipient gets R 22,539.98 Within a week
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in South Africa with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:Bank Transfer $32.561 AUD = 11.4565 ZAR R 22,539.98You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $2.99 1 AUD = 11.2441 ZAR +2.24% vs mid-market	Recipient gets R 22,488.20 6-12 Hours
2 reviews
Ways to receive money in South Africa with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 11.2441 ZAR R 22,488.20You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 11.2441 ZAR R 22,488.20You pay$2,003.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $2.99 1 AUD = 11.2441 ZAR +2.24% vs mid-market	Recipient gets R 22,488.20 6-12 Hours
2 reviews
Ways to receive money in South Africa with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 11.2441 ZAR R 22,488.20You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 11.2441 ZAR R 22,488.20You pay$2,003.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $32.99 1 AUD = 11.2441 ZAR +2.24% vs mid-market	Recipient gets R 22,488.20 6-12 Hours
2 reviews
Ways to receive money in South Africa with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $32.991 AUD = 11.2441 ZAR R 22,488.20You pay$2,032.99 Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 11.2441 ZAR R 22,488.20You pay$2,032.99
Pricing based on Revolut Standard plan Revolut Pay via Bank Transfer	Fees: $24.90 1 AUD = 11.3805 ZAR +1.03% vs mid-market	Recipient gets R 22,477.62 Within minutes
10 reviews Fastest Receive to bank account
Ways to receive money in South Africa with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $24.901 AUD = 11.3805 ZAR R 22,477.62You pay$2,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 AUD = 11.4987 ZAR Updates every 60 minutes.

Why compare

AUD/ZAR exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to South Africa

Pick a company

Start with the cheapest, which is Ria Money Transfer at 22,917.04 ZAR on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 7 ways to pay, including bank transfer, debit card, credit card, payid, osko, payto, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Ways to send money from Australia to South Africa

13 money transfer companies let you send money from Australia to South Africa.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to South Africa.

For example, sending $500 with Ria Money Transfer will get you 22,917.04 ZAR after a $2.89 fee and 0.21% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Ria Money Transfer takes $2.89 in fees and 0.21% markup on a $2.89 transfer, and your ZAR arrives in 6-12 hours.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/ZAR, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in ZAR, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and ZAR in one account, and convert when the rate suits you.

Wise converts $2,000 at 0.37% markup, and the ZAR sits in your account until you spend or transfer it.

Most useful if you travel often to South Africa, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a $2,000 transfer, a bank like NAB adds 1.91% markup and delivers 22,562.86 ZAR, against 22,917.04 ZAR via Ria Money Transfer (the cheapest option).

Ways to fund AUD and receive money in South Africa

With Ria Money Transfer, paying by credit card and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 22,917.04 ZAR.

You can fund the transfer with bank transfer, debit card, credit card, payid, osko, payto, and poli.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the South Africa can collect ZAR through bank deposit and cash pickup.

They can collect cash via Ria Money Transfer

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the South Africa.

1

Debit card Bank deposit

You pay $2,000.00

R22,917

Cheapest
2

Debit card Cash pickup

You pay $2,000.00

R22,917

R0
3

Credit card Bank deposit

You pay $2,000.00

R22,917

R0
4

Credit card Cash pickup

You pay $2,000.00

R22,917

R0
5

Payid Bank deposit

You pay $2,000.00

R22,917

R0

Show moreShow less

6

Payid Cash pickup

You pay $2,000.00

R22,917

R0
7

Bank transfer Bank deposit

You pay $2,000.00

R22,896

-R21
8

Osko Bank deposit

You pay $2,000.00

R22,758

-R159
9

Payto Bank deposit

You pay $2,000.00

R22,680

-R237
10

Poli Bank deposit

You pay $2,002.99

R22,488

-R429
11

Poli Cash pickup

You pay $2,003.99

R22,488

-R429

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to South Africa, these are the best options right now:

Cheapest

Ria Money Transfer is cheapest when funded by credit card with bank deposit for the payout. Your recipient gets 22,917.04 ZAR, which is 0.09% more than the next best option.

Fastest

Revolut delivers 22,477.62 ZAR in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in South Africa.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in South Africa.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-ZAR Exchange Rate

Getting a better AUD to ZAR rate

Small changes in the AUD/ZAR rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 11.502644 ZAR

How we analyse the market

We track 13 companies sending AUD to South Africa, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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How to send money to South Africa from Australia with the best AUD-ZAR rate

Best companies for AUD/ZAR transfers