/Send money/To Saudi Arabia/From Philippines

How to send money to Saudi Arabia from Philippines with the best PHP-SAR rate

Get the best deals when you send money from the Philippines to Saudi Arabia. Find the best, cheapest, and fastest, providers for PHP to SAR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Saudi Arabia from Philippines.

Transferring the other way? Send SAR from Saudi Arabia to Philippines instead.
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November 22nd, 2025

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Best money transfer companies

Send money from Philippines to Saudi Arabia

Last updated: Today
Mid-market rate as of 11/22/2025: 1 PHP = 0.063801 SAR
Results below are based on a 14700 PHP search
Sort by:
0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (SAR)
SAR 890.80
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (SAR)
SAR 890.80
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (SAR)
SAR 881.36
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Overall best option: Western Union Agent

Western Union Agent is our recommended company for sending money to Saudi Arabia from PHP.

Of the 3 companies that support PHP to SAR, Western Union Agent offered the best combination of cost and speed.

Sending 14,700 PHP to SAR will cost you ₱3 in fees, and you will receive 890.8 SAR. The delivery time usually is minutes - 5 days, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send Philippine Pesos to Saudi Arabia using Western Union Agent.

Western Union Agent is the top rated company for sending money from Philippines (PHP) to Saudi Arabia (SAR) - Western Union Agent Screenshot

How to get the best deal on sending money from Philippines to Saudi Arabia

Summary of recent searches

Top rated for transfers from Philippines to Saudi Arabia
Western Union Agent
Total number of PH - SA providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Get the most from sending money from Philippines to Saudi Arabia

1

Compare providers

Comparing providers offering services between the Philippines and Saudi Arabia based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire PHP-SAR market and have compared 3 providers offering services between the Philippines and Saudi Arabia.

This ensures you will get the most comprehensive options for sending Philippine Peso to Saudi Arabia.

Whilst we rate Western Union Agent as the best overall for transfers between the two countries, comparing gives you the best idea for your specific the Philippines to Saudi Arabia transfer needs.

2

Beat the Philippine Peso-Saudi Riyal exchange rate

3

Choose the right payment method

4

Financial regulations across Philippines and Saudi Arabia

5

Consider minimum and maximum limits

6

Receiving money in Saudi Arabia

7

Be ready with your ID

8

Tax declarations

The fastest way to send money to Saudi Arabia from Philippines is by sending cash

Cash transfers are almost instant in most cases.

However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.

Considering there aren’t many PHP/SAR transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to Saudi Arabia from Philippines is via PayPal P2P Transfer

The coverage of PHP/SAR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Sending large amounts of money

Transferring Philippine Peso to Saudi Riyal in large sums calls for a strong exchange rate and hands-on management of the transfer.

Of the
3 companies compared, Western Union Agent has the strongest option for large transfers from the Philippines to Saudi Arabia.

Whatever the reason, sending bigger sums of money can be costly if you get a bad exchange rate from Philippine Peso to Saudi Riyal.

The Western Union Agent rate makes them great for large transfers between Saudi Arabia and the Philippines.

Understanding the costs involved when moving money from Philippines to Saudi Arabia

The total cost of sending money to Saudi Arabia from the Philippines is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for PHP-SAR is 0.0638 SAR per Philippine Peso.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Saudi Riyal for your Philippine Pesos.

The PHP-SAR mid-market rate over the last 7 days has seen the Philippine Peso worth an average 0.0636 SAR. Within this there has been a high of 0.0638, and a low of 0.0633.

From 3 companies compared, Western Union Agent offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting PHP to SAR.

Fees: When sending money there may be additional fees. Western Union Agent offers the lowest fee of the 3 providers tested, costing justs 3 PHP per transfer.

Amount Received: When comparing providers, the best measure is the amount of Saudi Riyal eventually received in Saudi Arabia.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Saudi Arabia, means a better overall cost of sending money from the Philippines.

Finding the best exchange rate between Philippine Peso and Saudi Riyal

Getting a strong exchange rate between PHP and SAR is essential. The exchange rate you secure impacts how much SAR you get for your PHP.

Mid-market Rate
1 
PHP
=
0.063791 
SAR

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from PHP to SAR has averaged 0.0636.

  • In this period there was a high of 0.0638, and a low of 0.0633.

  • Western Union Agent, which is our recommended service to send money online from Philippines to Saudi Arabia offers 0.0606 SAR per PHP which is only 5% above the mid-market rate.

Want to secure the best PHP-Saudi Riyal exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Philippines to Saudi Arabia!

Funding your Philippines to
Saudi Arabia money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from the Philippines to Saudi Arabia.

    By using a money transfer company such as Western Union Agent for transfers from the Philippines to Saudi Arabia, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Western Union Agent is the cheapest way to send money via a bank transfer. This is of the 3 companies we tested when sending PHP to Saudi Arabia.

    With a fee of 3 PHP to send money from the Philippines to Saudi Arabia, Western Union Agent offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the Philippines to Saudi Arabia with a debit or a prepaid card is easy with Western Union Agent.


    Western Union Agent is a leading money transfer company for debit card payments, and offers transfers from the Philippines to Saudi Arabia.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Saudi Arabia and Philippines.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Saudi Arabia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to SAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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How long does it take to send money from Philippines to Saudi Arabia?
What is the best exchange rate I can get for sending money from Philippines to Saudi Arabia?
Are there any minimum or maximum transfer amounts for sending money from Philippines to Saudi Arabia?
Can I schedule regular transfers between Philippines and Saudi Arabia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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