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How to send money to Nigeria from Saudi Arabia with the best SAR-NGN rate

Find money transfer deals for sending money from Saudi Arabia to Nigeria. Compare the cheapest, fastest, and most reliable providers with the best SAR to NGN exchange rates.

Read on for the best deals, expert information, and easiest ways to send money to Nigeria from Saudi Arabia.

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August 11th, 2025
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Best money transfer companies

Send money from Saudi Arabia to Nigeria

Last updated: Today
Mid-market rate as of 08/11/2025: 1 SAR = 408.309995 NGN
Results below are based on a 50000 SAR search
0 of 1 providers
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1
WorldRemit
Recipient gets (NGN)
₦20,209,323.62
Full transfer details
Visit WorldRemit
₦406,289 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Overall best way: WorldRemit

WorldRemit is our recommended company for transferring Saudi Riyal to Nigeria.

We tested & reviewed 1 transfer providers, and WorldRemit scored highly.

Sending 50,000 SAR to NGN will cost you ﷼5 in fees, and you will receive 20,209,323.62 NGN. The delivery time is minutes - 2 days, but it depends on the day you make the transfer.

So for a great mix of cost, speed & features, make your Saudi Arabia to Nigeria transfer using WorldRemit.

WorldRemit is the top rated company for sending money from Saudi Arabia (SAR) to Nigeria (NGN) - WorldRemit Screenshot 1
WorldRemit is the top rated company for sending money from Saudi Arabia (SAR) to Nigeria (NGN) - WorldRemit Screenshot 2

How to get the best deal on your Saudi Arabia to Nigeria money transfer

Summary of recent searches

Top rated for transfers from Saudi Arabia to Nigeria
WorldRemit
Total number of SA - NG providers
1
Average cheapest fees & rate
WorldRemit
Average fastest transfer
WorldRemit
Average transfer time
Within minutes

Considerations for money transfers from Saudi Arabia to Nigeria

1
Compare providers

Comparing providers offering services between Saudi Arabia and Nigeria, based on your specific needs is the best way to send money with confidence.

Our comparison includes 1 companies that provide the ability to send Saudi Riyal to Nigeria.

This ensures you get the best options for transfers to Nigeria from Saudi Arabia, based on the amount you want to send.

2
Watch the Saudi Riyal-Naira exchange rate
3
Choose the right payment method
4
Use providers regulated in Nigeria and Saudi Arabia
5
Consider transfer limits
6
Receiving money in Nigeria
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Nigeria from Saudi Arabia: WorldRemit

WorldRemit combines the lowest fees with the best exchange rate and from the 1 companies compared offers the cheapest transfers to Nigeria from Saudi Arabia.

Data collected through our comparison over the past week shows that WorldRemit is 0% cheaper than the second-best option.

The cost is made up of a fee of 5 SAR and an exchange rate for buying Naira with Saudi Riyal that is 1% different to the mid-market rate.

If you want to secure the best rates on a Saudi Arabia to Nigeria transfer, WorldRemit offers value. We would still recommend searching for the amount you want to send to Nigeria.

WorldRemit is the cheapest way to send money from Saudi Arabia (SAR) to Nigeria (NGN) - WorldRemit Screenshot 1
WorldRemit is the cheapest way to send money from Saudi Arabia (SAR) to Nigeria (NGN) - WorldRemit Screenshot 2

Fastest money transfers from Saudi Arabia to Nigeria: WorldRemit.

Of the 1 money transfer companies tested, WorldRemit offered the quickest way to send Saudi Riyals to Nigeria.

Based on our recent data, transfer time for a ﷼50,000 transfer to Nigeria with WorldRemit is minutes - 2 days. This can vary by amount and method, but it is a good point of reference.

Sending money from Saudi Arabia to Nigeria through WorldRemit will cost you 5 SAR in fees & small markup.

WorldRemit was one of 1 money transfer providers we compared for overall speed of sending money from Saudi Arabia to Nigeria. This speed test included depositing Saudi Riyals to an account and the average timeframe for sending money to Nigeria.

When fast transfers are a priority, WorldRemit is our best choice for sending from Saudi Arabia to Nigeria.

WorldRemit is the fastest way to send money from Saudi Arabia (SAR) to Nigeria (NGN) - WorldRemit Screenshot 1
WorldRemit is the fastest way to send money from Saudi Arabia (SAR) to Nigeria (NGN) - WorldRemit Screenshot 2

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Nigeria from Saudi Arabia needs a strong exchange rate and effective transfer management.

From the
1 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Nigeria from Saudi Arabia.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Nairas to Naira.

As such, we recommend Currencies Direct for large Nigeria transfers.

Understanding the costs involved when transferring money from Saudi Arabia to Nigeria

When calculating the costs of money transfers between Saudi Arabia and Nigeria, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the SAR-NGN mid-market rate equals 408.1107 NGN per Saudi Riyal.

  • For reference, the SAR-NGN average mid-market rate for the past week has been 406.7884 NGN per Saudi Riyal, with a high of 408.31 and a low of 403.5087.

  • The company offering the best exchange rate is WorldRemit (404.2269 NGN per Saudi Riyal)

  • Often the SAR-NGN exchange rate you receive is the bigger factor than how much it costs to send Saudi Riyals to Nigeria.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is WorldRemit, only 5 SAR. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Naira is the biggest indicator the total cost of sending money from Saudi Arabia to Nigeria. Essentially, the more the recipient receives in Nigeria, the less it is costing to send from Saudi Arabia.

Getting best exchange rate for sending Saudi Riyal to Naira

Timing is essential when tracking the mid-market rate between SAR and NGN. The end exchange rate you secure impacts how much NGN you get for your SAR.

Mid-market Rate
1 
SAR
=
408.110689 
NGN

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from SAR to NGN was 406.7884.

  • During this period, it hit a high of 408.31, and a low of 403.5087.

  • WorldRemit, which is our recommended service to send money online from Saudi Arabia to Nigeria offers an exchange rate that is only 1% above the mid-market rate.

Want to secure the best SAR-Naira exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Saudi Arabia to Nigeria!

Saudi Arabia to
Nigeria money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from Saudi Arabia to Nigeria.

    A money transfer company like offer bank transfers between Saudi Arabia and Nigeria with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, is the cheapest provider for bank transfers of the 1 we tested when sending SAR to Nigeria.

    has a fee of SAR for money transfersfrom Saudi Arabia to Nigeria. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Saudi Arabia to Nigeria with a debit or a prepaid card is very simple with .


    is a leader in debit card payments for transfers from Saudi Arabia to Nigeria, competing among a total of 1 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Nigeria and Saudi Arabia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Saudi Arabia to Nigeria.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SAR to NGN.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Saudi Arabia to Nigeria?
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What are the typical transfer fees for sending Saudi Riyals to Nigeria through various providers?
How long does it take to send money from Saudi Arabia to Nigeria?
What is the best exchange rate I can get for sending money from Saudi Arabia to Nigeria?
Are there any minimum or maximum transfer amounts for sending money from Saudi Arabia to Nigeria?
Can I schedule regular transfers between Saudi Arabia and Nigeria?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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