How to send money to Saudi Arabia from India with the best INR-SAR rate

Compare the best ways to send money from India to Saudi Arabia. Find the cheapest, fastest, and most reliable providers with the best INR to SAR exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Saudi Arabia from India.

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November 22nd, 2025

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Best money transfer companies

Send money from India to Saudi Arabia

Last updated: Today
Mid-market rate as of 11/22/2025: 1 INR = 0.041844 SAR
Results below are based on a 22100 INR search
Promoted
Wise
Recipient gets (SAR)
SAR 891.23
Full transfer details

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
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0 of 5 providers
1
Wise
Recipient gets (SAR)
SAR 891.23
Full transfer details

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a Western Union agent
2
Western Union Agent
Recipient gets (SAR)
SAR 878.40
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
3
MoneyGram Agent
Recipient gets (SAR)
SAR 878.40
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
4
PayPal App
Recipient gets (SAR)
SAR 869.11
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Promoted
Wise
Recipient gets (SAR)
SAR 891.23
Full transfer details

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Overall best option: Wise

Wise is our recommended company for sending money to Saudi Arabia from INR.

Of the 5 companies that support INR to SAR, Wise offered the best combination of cost and speed.

Sending 22,100 INR to SAR will cost you ₹799.17 in fees, and you will receive 891.23 SAR. The delivery time usually is within a week, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send Indian Rupees to Saudi Arabia using Wise.

Wise is the top rated company for sending money from India (INR) to Saudi Arabia (SAR) - Wise Screenshot

How to get the best deal on sending money from India to Saudi Arabia

Summary of recent searches

Top rated for transfers from India to Saudi Arabia
Wise
Total number of IN - SA providers
5
Average cheapest fees & rate
Ria Money Transfer
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Ria Money Transfer
Best for debit card
PayPal App
Best for credit card
PayPal App

Get the most from sending money from India to Saudi Arabia

1

Compare providers

Comparing providers offering services between India and Saudi Arabia based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire INR-SAR market and have compared 5 providers offering services between India and Saudi Arabia.

This ensures you will get the most comprehensive options for sending Indian Rupee to Saudi Arabia.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific India to Saudi Arabia transfer needs.

2

Beat the Indian Rupee-Saudi Riyal exchange rate

3

Choose the right payment method

4

Financial regulations across India and Saudi Arabia

5

Consider minimum and maximum limits

6

Receiving money in Saudi Arabia

7

Be ready with your ID

8

Tax declarations

The fastest way to send money to Saudi Arabia from India is by sending cash

Cash transfers are almost instant in most cases.

However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.

Considering there aren’t many INR/SAR transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to Saudi Arabia from India is via PayPal P2P Transfer

The coverage of INR/SAR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a INR transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Saudi Arabia from India needs a strong exchange rate and effective transfer management.

From the
5 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Saudi Arabia from India.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Saudi Riyals to Saudi Riyal.

As such, we recommend Currencies Direct for large Saudi Arabia transfers.

Understanding the costs involved when moving money from India to Saudi Arabia

The total cost of sending money to Saudi Arabia from India is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for INR-SAR is 0.0418 SAR per Indian Rupee.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Saudi Riyal for your Indian Rupees.

The INR-SAR mid-market rate over the last 7 days has seen the Indian Rupee worth an average 0.0422 SAR. Within this there has been a high of 0.0424, and a low of 0.0418.

From 5 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting INR to SAR.

Fees: When sending money there may be additional fees. Ria Money Transfer offers the lowest fee of the 5 providers tested, costing justs 4 INR per transfer.

Amount Received: When comparing providers, the best measure is the amount of Saudi Riyal eventually received in Saudi Arabia.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Saudi Arabia, means a better overall cost of sending money from India.

Getting the best exchange rate for Indian Rupee to Saudi Riyal

Tracking the mid-market rate can make a huge difference when sending money INR to SAR. The exchange rate you secure impacts how much SAR you get for your INR.

Mid-market Rate
1 
INR
=
0.041846 
SAR

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from INR to SAR has seen some fluctuation. On average, it has been 0.0422.

  • During this period, the highest value level was 0.0424, with a low of 0.0418.

  • Wise, which is our recommended service to send money online from India to Saudi Arabia offers an exchange rate that is only 0.11% above the mid-market rate.

Want to secure the best INR-Saudi Riyal exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Saudi Arabia!

Payment methods available to fund your India to
Saudi Arabia transfer

  • Bank transfers

    Bank transfers are often the better option for money transfers from India to Saudi Arabia.

    Sending money via a bank transfer with a company such as Ria Money Transfer for transfers from India to Saudi Arabia allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    On average, Ria Money Transfer is the best provider for bank transfers of the 5 we tested when sending INR to Saudi Arabia.

    With a fee of INR4 to send money from India to Saudi Arabia, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from India to Saudi Arabia with a prepaid or a debit card is very simple with Western Union Agent.


    Western Union Agent is a leader in card payments for transfers from India to Saudi Arabia, competing among a total of 5 active money transfer companies on this route.

  • Credit cards

    When it comes to international credit card transfers from India to Saudi Arabia, we recommend comparing your options to get the best deal.

    Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Saudi Arabia and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Saudi Arabia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to SAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

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How long does it take to send money from India to Saudi Arabia?
What is the best exchange rate I can get for sending money from India to Saudi Arabia?
Are there any minimum or maximum transfer amounts for sending money from India to Saudi Arabia?
Can I schedule regular transfers between India and Saudi Arabia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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