How to send money to Saudi Arabia from India with the best INR-SAR rate

Compare the best ways to send money from India to Saudi Arabia. Find the cheapest, fastest, and most reliable providers with the best INR to SAR exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Saudi Arabia from India.

April 9th, 2026
22,100 INR
SAR
Last updated: Today
Results below are based on a 22100 INR search
Live mid-market rate*: 1 INR = 0.04045 SAR
Promoted
Wise
Recipient gets (SAR)
SAR 834.97
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sort by:
5 of 5 providers
1
Wise
Recipient gets (SAR)
SAR 834.97
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (SAR)
SAR 806.70
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App (P2P Transfer)
Recipient gets (SAR)
SAR 806.70
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
1
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Send cash via a Western Union agent
4
Western Union Agent
Recipient gets (SAR)
SAR 806.43
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Click here to see other options
Ria Money Transfer
Recipient gets (SAR)
SAR 868.76
Promoted
Wise
Recipient gets (SAR)
SAR 834.97
Full transfer details

"Over 15 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers

Overall best option: Wise

Wise is our recommended company for sending money to Saudi Arabia from INR.

Of the 5 companies that support INR to SAR, Wise offered the best combination of cost and speed.

Sending 22,100 INR to SAR will cost you ₹1454.72 in fees, and you will receive 834.97 SAR. The delivery time usually is within a week, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send Indian Rupees to Saudi Arabia using Wise.

Wise is the top rated company for sending money from India (INR) to Saudi Arabia (SAR) - Wise Screenshot

How to get the best deal on sending money from India to Saudi Arabia

Always compare rates

Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from India to Saudi Arabia.

Always compare rates

Choose a provider

Select the provider that offers you the best value on buying SAR & service for your needs.

Choose a provider

Click, sign up & send

Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.

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Summary of recent searches

Top rated for transfers from India to Saudi Arabia
Wise
Total number of IN - SA providers
5
Average cheapest fees & rate
Ria Money Transfer
Average fastest transfer
PayPal App (P2P Transfer)
Average transfer time
Within a week
Best for bank transfers
Ria Money Transfer
Best for debit card
PayPal App (P2P Transfer)
Best for credit card
PayPal App (P2P Transfer)

Get the most from sending money from India to Saudi Arabia

Comparing providers offering services between India and Saudi Arabia based on your specific transfer amount, is the easiest way to get the best price on your transfer.

We cover the entire INR-SAR market and have compared 5 providers offering services between India and Saudi Arabia.

This ensures you will get the most comprehensive options for sending Indian Rupee to Saudi Arabia.

Whilst we rate Wise as the best overall for transfers between the two countries, comparing gives you the best idea for your specific India to Saudi Arabia transfer needs.

Cheapest way to transfer money from India to Saudi Arabia: Ria Money Transfer

Ria Money Transfer offers the lowest cost transfers between India and Saudi Arabia out of the 5 providers compared.

Our data shows Ria Money Transfer is 3.89% cheaper than the second-best option. The company offers a fee of 4 INR and an exchange rate between INR and SAR that is 2.8% different to the mid-market rate.

For a cheap way to send INR to Saudi Arabia, Ria Money Transfer is a great all round choice.

Ria Money Transfer is the cheapest way to send money from India (INR) to Saudi Arabia (SAR) - Ria Money Transfer Screenshot 1
Ria Money Transfer is the cheapest way to send money from India (INR) to Saudi Arabia (SAR) - Ria Money Transfer Screenshot 2
Ria Money Transfer is the cheapest way to send money from India (INR) to Saudi Arabia (SAR) - Ria Money Transfer Screenshot 3

Fastest way to send money from India to Saudi Arabia: PayPal App (P2P Transfer).

PayPal App (P2P Transfer) is the quickest way to send Indian Rupee to Saudi Arabia of the 5 companies offering the service.

Based on a ₹22,100 transfer, PayPal App (P2P Transfer) transfer time for INR-SAR transfers is minutes.

Using PayPal App (P2P Transfer) for fast transfers from India to Saudi Arabia has a fee of 884 INR.

Within our comparison we looked at the 5 money transfer providers offering transfers from India to Saudi Arabia. Within this we looked at overall speed of sending money from India to Saudi Arabia after depositing Indian Rupee to a money transfer account.

When faster money transfers are a priority, PayPal App (P2P Transfer) is our recommended choice for sending into Saudi Arabia from India.

PayPal App (P2P Transfer) is the fastest way to send money from India (INR) to Saudi Arabia (SAR) - PayPal App (P2P Transfer) Screenshot

Send large sums of money abroad with Currencies Direct

Transferring bigger amounts of money to Saudi Arabia from India needs a strong exchange rate and effective transfer management.

From the
5 options we compared, Currencies Direct offers the strongest all-round option for large transfers to Saudi Arabia from India.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from Saudi Riyals to Saudi Riyal.

As such, we recommend Currencies Direct for large Saudi Arabia transfers.

Understanding the costs involved when moving money from India to Saudi Arabia

The total cost of sending money to Saudi Arabia from India is a mix of the mid-market, exchange rates and transfer fees.

The Mid-Market and Exchange Rates: The mid-market for INR-SAR is 0.0406 SAR per Indian Rupee.

Using a transfer company with an exchange rate as close to the mid-market rate as possible will result in being able to buy more Saudi Riyal for your Indian Rupees.

The INR-SAR mid-market rate over the last 7 days has seen the Indian Rupee worth an average 0.0404 SAR. Within this there has been a high of 0.0406, and a low of 0.0403.

From 5 companies compared, Wise offers the strongest exchange rates.

The biggest factor in the overall cost of sending money is the exchange rate you receive on converting INR to SAR.

Fees: When sending money there may be additional fees. Ria Money Transfer offers the lowest fee of the 5 providers tested, costing justs 4 INR per transfer.

Amount Received: When comparing providers, the best measure is the amount of Saudi Riyal eventually received in Saudi Arabia.

This number should allow you to determine if you are getting a good deal. A higher amount of money received in Saudi Arabia, means a better overall cost of sending money from India.

Getting the best exchange rate for Indian Rupee to Saudi Riyal

Tracking the mid-market rate can make a huge difference when sending money INR to SAR. The exchange rate you secure impacts how much SAR you get for your INR.

Mid-market Rate
1 
INR
=
0.040643 
SAR

Here's some data on recent trends in the mid-market rate.

  • Over the past 7 days, the interbank rate from INR to SAR has seen some fluctuation. On average, it has been 0.0404.

  • During this period, the highest value level was 0.0406, with a low of 0.0403.

  • Wise, which is our recommended service to send money online from India to Saudi Arabia offers an exchange rate that is only 0.12% above the mid-market rate.

Want to secure the best INR-Saudi Riyal exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from India to Saudi Arabia!

Payment methods available to fund your India to
Saudi Arabia transfer

Bank transfers

Bank transfers are often the better option for money transfers from India to Saudi Arabia.

Sending money via a bank transfer with a company such as Ria Money Transfer for transfers from India to Saudi Arabia allows you to benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


On average, Ria Money Transfer is the best provider for bank transfers of the 5 we tested when sending INR to Saudi Arabia.

With a fee of INR4 to send money from India to Saudi Arabia, Ria Money Transfer offers a great combination of competitive exchange rates and lower fees.


Debit and prepaid cards

Sending money from India to Saudi Arabia with a prepaid or a debit card is very simple with Western Union Agent.


Western Union Agent is a leader in card payments for transfers from India to Saudi Arabia, competing among a total of 5 active money transfer companies on this route.

Credit cards

When it comes to international credit card transfers from India to Saudi Arabia, we to get the best deal.

Beware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Saudi Arabia and India.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from India to Saudi Arabia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to SAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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