MoneyTransfers

How to send money to UAE from Saudi Arabia with the best SAR-AED rate

Compare the best deals on sending money from Saudi Arabia to the United Arab Emirates. Get insights on the cheapest, fastest, and most reliable providers with the best SAR to AED exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to United Arab Emirates from Saudi Arabia.

Transferring the other way? Send AED from United Arab Emirates to Saudi Arabia instead.
Disclosure
July 5th, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Send
Best money transfer companies

Send money from Saudi Arabia to United Arab Emirates

Last updated: Today
Mid-market rate as of 07/05/2025: 1 SAR = 0.979409 AED
Results below are based on a 26272 SAR search
0 of 5 providers
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (AED)
AED 25,661.56
Full transfer details
Visit Regency FX
AED 702 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Sponsored
Exclusive: Special Rate for 1st Transfer
Key Currency
Recipient gets (AED)
AED 25,666.71
Full transfer details
Visit Key Currency
AED 708 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Live Rates
Sort by:
1
OFX
Recipient gets (AED)
AED 25,796.48
Full transfer details
Visit OFX
AED 837 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Key Currency
Recipient gets (AED)
AED 25,666.71
Full transfer details
Visit Key Currency
AED 708 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
3
Currencyflow
Recipient gets (AED)
AED 25,664.13
Full transfer details
Visit Currencyflow
AED 705 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
4
Regency FX
Recipient gets (AED)
AED 25,661.56
Full transfer details
Visit Regency FX
AED 702 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
5
Currencies Direct
Recipient gets (AED)
AED 25,502.23
Full transfer details
Visit Currencies Direct
AED 543 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (AED)
AED 25,661.56
Full transfer details
Visit Regency FX
AED 702 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Sponsored
Exclusive: Special Rate for 1st Transfer
Key Currency
Recipient gets (AED)
AED 25,666.71
Full transfer details
Visit Key Currency
AED 708 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Our recommendation: Currencies Direct

Currencies Direct is our top choice for SAR to AED transfers.

We tested & reviewed 5 money transfer providers offering money transfers from Saudi Arabia to the United Arab Emirates, and Currencies Direct scored highly.

Sending 26,272 SAR to AED will cost you ﷼0 in fees, and you will receive 25,502.23 AED. The delivery time usually is minutes - 24 hours.

For a great mix of cost, speed & features, we recommend making your Saudi Arabia to United Arab Emirates transfer using Currencies Direct.

Currencies Direct is the top rated company for sending money from Saudi Arabia (SAR) to United Arab Emirates (AED) - Currencies Direct Screenshot 1
Currencies Direct is the top rated company for sending money from Saudi Arabia (SAR) to United Arab Emirates (AED) - Currencies Direct Screenshot 2

How to send money from Saudi Arabia to United Arab Emirates

Summary of recent searches

Top rated for transfers from Saudi Arabia to United Arab Emirates
Currencies Direct
Total number of SA - AE providers
5
Average cheapest fees & rate
OFX
Average fastest transfer
OFX
Average transfer time
Within minutes
Best for bank transfers
OFX

Sending money from Saudi Arabia to United Arab Emirates considerations

1
Compare providers

A comparison of providers offering services between Saudi Arabia and the United Arab Emirates is the easiest way to ensure the best deal.

We've compared 5 providers that offer services for sending Saudi Riyal to the United Arab Emirates.

This ensures you will get the best options for your transfer to the United Arab Emirates from Saudi Arabia.

Whilst we rate Currencies Direct as the best overall, comparing gives you a comprehensive view of all the options for transferring money from Saudi Arabia to the United Arab Emirates.

2
Get the most from the Saudi Riyal-UAE Dirham exchange rate
3
Choose the right payment method
4
Financial regulations in Saudi Arabia and United Arab Emirates
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to the United Arab Emirates from Saudi Arabia: OFX

OFX offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Saudi Riyal to the United Arab Emirates.

Of the 5 providers compared, data shows that OFX is 0.5% cheaper than the second-best option.

The is cost is made up of an average SAR-AED exchange rate that is -0.25% different to the mid-market rate and an average fee of 0* SAR.

If you want to secure the best rates on a SAR to United Arab Emirates transfer, OFX will result in the most UAE Dirham received.

OFX is the cheapest way to send money from Saudi Arabia (SAR) to United Arab Emirates (AED) - OFX Screenshot

Fastest way to transfer money to the United Arab Emirates from Saudi Arabia: OFX.

We tested 5 companies offering transfers from Saudi Arabia to the United Arab Emirates and OFX offered the quickest option.

For example, if you send 26,272 SAR with OFX to United Arab Emirates, the transfer time is minutes - 24 hours

When using OFX to send money from Saudi Arabia to the United Arab Emirates you can expect to pay 0 SAR in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 5 money transfer providers. To test overall speed of sending money from Saudi Arabia to the United Arab Emirates we included the timeframe for depositing Saudi Riyal to a money transfer account and average transfer times to the United Arab Emirates.

When sending money to United Arab Emirates from Saudi Arabia quickly is a priority, OFX is our recommended choice.

OFX is the fastest way to send money from Saudi Arabia (SAR) to United Arab Emirates (AED) - OFX Screenshot

Send large sums of money

Transferring bigger amounts of money to the United Arab Emirates from Saudi Arabia needs a strong exchange rate and effective management of the transfer.

From the
5 options we compared, Currencies Direct offers the strongest all round option for large transfers to the United Arab Emirates from Saudi Arabia.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from UAE Dirhams to UAE Dirham.

As such, we recommend Currencies Direct for large transfers between the United Arab Emirates and Saudi Arabia.

Understanding the costs involved when transferring money from Saudi Arabia to United Arab Emirates

When calculating the costs of money transfers between Saudi Arabia and United Arab Emirates, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the SAR-AED mid-market rate equals 0.9794 AED per Saudi Riyal.

  • For reference, the SAR-AED average mid-market rate for the past week has been 0.9794 AED per Saudi Riyal, with a high of 0.9797 and a low of 0.9792.

  • The company offering the best exchange rate is OFX (0.9819 AED per Saudi Riyal)

  • Often the SAR-AED exchange rate you receive is the bigger factor than how much it costs to send Saudi Riyals to the United Arab Emirates.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is OFX, only 0 SAR. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in UAE Dirham is the biggest indicator the total cost of sending money from Saudi Arabia to the United Arab Emirates. Essentially, the more the recipient receives in the United Arab Emirates, the less it is costing to send from Saudi Arabia.

Getting best exchange rate for sending Saudi Riyal to UAE Dirham

Timing is essential when tracking the mid-market rate between SAR and AED. The end exchange rate you secure impacts how much AED you get for your SAR.

Mid-market Rate
1 
=
0.979404 
AED

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from SAR to AED was 0.9794.

  • During this period, it hit a high of 0.9797, and a low of 0.9792.

  • Currencies Direct, which is our recommended service to send money online from Saudi Arabia to the United Arab Emirates offers an exchange rate that is only 0.89% above the mid-market rate.

Want to secure the best SAR-UAE Dirham exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Saudi Arabia to the United Arab Emirates!

Saudi Arabia to
United Arab Emirates money transfer payment methods

  • Bank transfers

    Bank transfers are often the best payment method for money transfers from Saudi Arabia to the United Arab Emirates.

    A money transfer company like OFX offer bank transfers between Saudi Arabia and the United Arab Emirates with lower fees and better exchange rates than you would get from a traditional bank. 


    On average, OFX is the cheapest provider for bank transfers of the 5 we tested when sending SAR to the United Arab Emirates.

    OFX has a fee of 0 SAR for money transfersfrom Saudi Arabia to the United Arab Emirates. Overall, they offer a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Saudi Arabia to the United Arab Emirates with a debit or a prepaid card is very simple with .


    is a leader in debit card payments for transfers from Saudi Arabia to the United Arab Emirates, competing among a total of 5 active money transfer companies on this route.

  • Credit cards


    We recommend avoiding credit cards where possible due to a lack of support and high fees.

    If you have to use a credit card, we recommend comparing your options to find the company with the lowest fees.

    Fee alert: using a credit card to transfer money can result in a fee being charged by your card issuer as it is considered as a cash advance. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United Arab Emirates and Saudi Arabia.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Saudi Arabia to United Arab Emirates.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send SAR to AED.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Saudi Arabia to United Arab Emirates?
Are there any tax implications to sending money from Saudi Arabia to United Arab Emirates?
Can I send money from Saudi Arabia to United Arab Emirates with MoneyTransfers.com?
What are the typical transfer fees for sending Saudi Riyals to United Arab Emirates through various providers?
How long does it take to send money from Saudi Arabia to United Arab Emirates?
What is the best exchange rate I can get for sending money from Saudi Arabia to United Arab Emirates?
Are there any minimum or maximum transfer amounts for sending money from Saudi Arabia to United Arab Emirates?
Can I schedule regular transfers between Saudi Arabia and United Arab Emirates?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free