How to send money to Brazil from Germany with the best EUR-BRL rate

Xe is the best and cheapest service overall. On €7,000 you will get 41,484.1 BRL after fees and the exchange rate.

We’ve compared 9 money transfer companies in more detail below.

Best companies for EUR/BRL transfers

9 of 9 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/BRL transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €71.53 1 EUR = 5.8945 BRL +0.08% vs mid-market Recipient gets R$40,840.14 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€71.531 EUR = 5.8945 BRL
R$40,840.14You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 5.9263 BRL -0.46% vs mid-market Recipient gets R$41,484.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.9263 BRL
R$41,484.10You pay€7,000.00

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Showing top Germany to Brazil deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 5.9263 BRL -0.46% vs mid-market Recipient gets R$41,484.10 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.9263 BRL
R$41,484.10You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 5.9263 BRL -0.46% vs mid-market Recipient gets R$41,484.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.9263 BRL
R$41,484.10You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 5.9263 BRL -0.46% vs mid-market Recipient gets R$41,484.10 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Brazil with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.9263 BRL
R$41,484.10You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €3.99 1 EUR = 5.9000 BRL -0.02% vs mid-market Recipient gets R$41,300.00 Minutes
Receive to bank account

Ways to receive money in Brazil with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
PixMinutesAvailable via:Pix, Pix Code Payment Brazil, Pix Key Brazil
€3.991 EUR = 5.9000 BRL
R$41,300.00You pay€7,003.99
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 5.8831 BRL +0.27% vs mid-market Recipient gets R$41,182.00 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Brazil with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.8831 BRL
R$41,182.00You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 5.8696 BRL +0.50% vs mid-market Recipient gets R$41,087.03 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Brazil with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 5.8696 BRL
R$41,087.03You pay€7,000.00
Only available via Mobile App

Sendwave

Pay via Debit card
Fee €1.99 1 EUR = 5.8404 BRL +1.00% vs mid-market Recipient gets R$40,871.04 Minutes - 3 days
Receive to bank account or cash pickup

Ways to receive money in Brazil with Sendwave when paying by debit card.

MethodFee & ratesRecipient gets
PixMinutes - 3 days
€1.991 EUR = 5.8404 BRL
R$40,871.04You pay€7,000.00

Wise

Pay via Bank transfer
Fee €71.53 1 EUR = 5.8945 BRL +0.08% vs mid-market Recipient gets R$40,840.14 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€71.531 EUR = 5.8945 BRL
R$40,840.14You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €81.57 1 EUR = 5.8945 BRL +0.08% vs mid-market Recipient gets R$40,780.96 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€81.571 EUR = 5.8945 BRL
R$40,780.96You pay€7,000.00
Only available via Mobile App

WorldRemit

Pay via Debit card
Fee €1.99 1 EUR = 5.8109 BRL +1.51% vs mid-market Recipient gets R$40,664.67 Minutes - 2 days
Receive to bank account or cash pickup

Ways to receive money in Brazil with WorldRemit when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
€1.991 EUR = 5.8109 BRL
R$40,664.67You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €65.00 1 EUR = 5.8517 BRL +0.81% vs mid-market Recipient gets R$40,581.29 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Brazil with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€65.001 EUR = 5.8517 BRL
R$40,581.29You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €125.96 1 EUR = 5.8945 BRL +0.08% vs mid-market Recipient gets R$40,519.30 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€125.961 EUR = 5.8945 BRL
R$40,519.30You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €9.99 1 EUR = 5.7708 BRL +2.20% vs mid-market Recipient gets R$40,395.60 Minutes - 24 hours

Ways to receive money in Brazil with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
PixMinutes - 24 hoursAvailable via:PIX
€9.991 EUR = 5.7708 BRL
R$40,395.60You pay€7,009.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 5.7602 BRL
R$40,321.40You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 5.6907 BRL
R$39,834.90You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €9.99 1 EUR = 5.7708 BRL +2.20% vs mid-market Recipient gets R$40,395.60 Minutes - 24 hours

Ways to receive money in Brazil with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
PixMinutes - 24 hoursAvailable via:PIX
€9.991 EUR = 5.7708 BRL
R$40,395.60You pay€7,009.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 5.7602 BRL
R$40,321.40You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 5.6907 BRL
R$39,834.90You pay€7,009.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €9.99 1 EUR = 5.7708 BRL +2.20% vs mid-market Recipient gets R$40,395.60 Minutes - 24 hours

Ways to receive money in Brazil with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
PixMinutes - 24 hoursAvailable via:PIX
€9.991 EUR = 5.7708 BRL
R$40,395.60You pay€7,009.99
Bank depositMinutes - 24 hoursAvailable via:All Banks
€9.991 EUR = 5.7602 BRL
R$40,321.40You pay€7,009.99
Cash pickupMinutes - 24 hours
€9.991 EUR = 5.6907 BRL
R$39,834.90You pay€7,009.99

Wise

Pay via Credit card
Fee €167.57 1 EUR = 5.8945 BRL +0.08% vs mid-market Recipient gets R$40,274.03 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Brazil with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€167.571 EUR = 5.8945 BRL
R$40,274.03You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 5.8991 BRL Updates every 60 minutes.

How to send money from Germany to Brazil

Pick a company

For a one-off transfer from Germany, I suggest picking the cheapest option which is Xe.

On a 7,000 EUR transfer, Xe delivers the most BRL.

This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/BRL rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Verify and send

First time round you'll need a photo ID and proof of your German address.

Video identification is also normal and takes a few minutes.

Ways to send money from Germany to Brazil

There are 9 companies for sending money from Germany to Brazil, across app, online, broker, multi-currency account, global account, and in person, and more below.

Fastest and easiest way

Online and app transfers

Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.

Sending €7,000 with Xe to Brazil gets you 41,484.1 BRL with a €0 fee and -0.46% markup.

Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.

For paying in cash at a counter

In-person transfers

There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.

Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.

In general, online transfers are cheaper than sending cash to Brazil.

For large transfers from Germany

Currency brokers

For buying property, moving to Brazil, or moving pensions, a currency broker is the best option.

A broker like Xe charges no fee and works on a margin. It adds -0.46% on EUR/BRL which gets negotiated the more you send.

And you get an account manager to help you through the process.

For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.

For making business payments

Global accounts

Global accounts are for businesses making payments to Brazil.

Be it overseas suppliers and contractors, receiving BRL payments, or holding BRL and EUR in one business account.

Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.

For spending & receiving

Multi-currency accounts

A multi-currency account lets you hold EUR and BRL in one account.

You get BRL bank details, and can receive international payments like rent, dividends, family payments without additional conversions.

You can convert BRL to EUR or EUR to BRL whenever you need.

The best multi currency account is Wise, it adds ~0.08% markup and charges small fees.

Ways to fund EUR and receive BRL in Brazil

With Xe, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 41,484.1 BRL.

You can pay for the transfer using bank transfer, debit card, credit card, and ideal.

Using German bank

A SEPA bank transfer is usually the cheapest way to deposit EUR.

An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Brazil.

The recipient in Brazil can receive BRL by bank deposit, pix, and cash pickup.

To receive BRL by bank deposit

Enter the recipient's banking details and account holders name.

Check both before sending because correcting a bank deposit will delay the transfer.

They can receive cash in Brazil

For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.

  1. 1
    Debit card Bank deposit

    You pay €7,000.00

    R$41,484

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay €7,000.00

    R$41,484

    R$0

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    R$41,484

    R$0

  4. 4
    Debit card Pix

    You pay €7,003.99

    R$41,300

    -R$184

  5. 5
    Ideal Bank deposit

    You pay €7,000.00

    R$40,781

    -R$703

Show moreShow less
  1. 6
    Bank transfer Pix

    You pay €7,009.99

    R$40,396

    -R$1,089

  2. 7
    Credit card Pix

    You pay €7,009.99

    R$40,396

    -R$1,089

  3. 8
    Debit card Cash pickup

    You pay €7,009.99

    R$39,835

    -R$1,649

  4. 9
    Bank transfer Cash pickup

    You pay €7,009.99

    R$39,835

    -R$1,649

  5. 10
    Credit card Cash pickup

    You pay €7,009.99

    R$39,835

    -R$1,649

Things to know before sending money from Germany to BRL

The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.

Compare EUR/BRL transfer options

For a €7,000 transfer to Brazil, these are the best options:

Cheapest way to send money to Brazil

The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 41,484.1 BRL, which is 0.44% more than the next best option.

Fastest way to send money to Brazil

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 40,581.29 BRL in innerhalb von minuten.

Transfers over €50,000 may get reported

Germany's AWV reporting threshold is €50,000.

A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.

It is a statistics report, not a tax or permission request.

Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.

The automated AWV notice shown by a bank does not mean every transfer is reportable.

The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.

SEPA and SWIFT are different

If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.

A payment converted into BRL sits outside that pricing rule and may involve another bank or payout partner.

Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.

This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.

Live EUR-BRL Exchange Rate

Finding the best rate to send money from Germany to Brazil

The EUR/BRL rate can move noticeably within a week, changing the amount your recipient gets in BRL.

Mid-market rate:1 EUR = 5.926555 BRL

How we analyse the market

Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.

We then track 9 of them on EUR to Brazil, comparing rates, fees and the pay-in and payout options.

More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.