How to send money to Cuba from Brazil with the best BRL-CUP rate

MoneyGram Agent is the cheapest way to send money from Brazil to Cuba. Sending R$1,400 will get your recipient 5,675.59 CUP in minutes - 3 days.

With MoneyGram Agent, deposit via bank transfer and withdraw in bank deposit to get the most CUP in Cuba.

Best companies for BRL/CUP transfers

2 of 2 providers

Last updated on 28 October 2026

Based on 1,400 BRL transfer

Best companies for BRL/CUP transfers

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Showing top Brazil to Cuba deals for 1,400 BRL. Do a live search with your exact amount for today's best rates.
Send cash via a MoneyGram agent

MoneyGram Agent

Pay via Bank transfer
Fee R$56.00 1 BRL = 4.2229 CUP +6.00% vs mid-market Recipient gets $5,675.59 Minutes - 3 days
0 reviews
CheapestFastest

Ways to receive money in Cuba with MoneyGram Agent when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
R$56.001 BRL = 4.2229 CUP
$5,675.59You payR$1,400.00
Send cash via a Western Union agent

Western Union Agent

Pay via Bank transfer
Fee R$42.00 1 BRL = 4.1780 CUP +7.00% vs mid-market Recipient gets $5,673.70 Minutes - 5 days
0 reviews
Recommended

Ways to receive money in Cuba with Western Union Agent when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
R$42.001 BRL = 4.1780 CUP
$5,673.70You payR$1,400.00
How Our Results Work
Mid-market rate: 1 BRL = 4.4925 CUP Updates every 60 minutes.

How to send money from Brazil to Cuba

Pick a company

Start with the cheapest, which is MoneyGram Agent at 5,675.59 CUP for a R$1,400 transfer.

MoneyGram Agent was the cheapest on 30 of the 30 days it quoted R$1,400 transfers to Cuba.

The IOF is the same whichever company you pick, so it's about the exchange rate markup and the fees.

Fund your transfer

You have 1 ways to pay, including bank transfer.

Verify and send

You'll need your CPF and a photo ID to register and verify your account.

Once that's done, you can send money to Cuba.

Compare amounts

How much BRL are you sending to Cuba?

How much BRL you send to Cuba heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows MoneyGram Agent was the cheapest in % of the transfers from R$40,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
R$1,0006.00%R$40.00$4,053.69with bank transfer to bank deposit+$0.67
R$1,400This page6.00%R$56.00$5,675.59with bank transfer to bank deposit+$0.94
R$40,0000.27%R$0.00$179,236.43with bank transfer to bank deposit$0.00
R$50,0000.27%R$0.00$224,032.87with bank transfer to bank deposit$0.00
R$100,0000.27%R$0.00$448,066.45with bank transfer to bank deposit$0.00

Mid-market rate: 1 BRL = 4.4925 CUP

BRL/CUP Exchange Rate History

Is today a good time to send money from Brazil to Cuba?

The cheapest way to send BRL to CUP can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's MoneyGram Agent), across 30 days of comparisons for 1,400 BRL transfers to Cuba.

CUP received for R$1,400, after fees

Wed, Oct 28, 2026Mid-market rate$6,289.44 MoneyGram Agent $5,675.59MoneyGram Agent$5,675.59Western Union Agent$5,673.70

5,000
5,500
6,000
6,500
7,000
At the mid-market rateWith the cheapest optionMoneyGram AgentWestern Union Agent
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5974 – $6,436.38
MoneyGram Agent Cheapest 4.3216 R$56.00 $5,808.19 −$628.19
Western Union Agent 4.2756 R$42.00 $5,806.26 −$630.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6164 – $6,462.92
MoneyGram Agent Cheapest 4.3394 R$56.00 $5,832.14 −$630.78
Western Union Agent 4.2932 R$42.00 $5,830.20 −$632.72
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6413 – $6,497.85
MoneyGram Agent Cheapest 4.3628 R$56.00 $5,863.66 −$634.19
Western Union Agent 4.3164 R$42.00 $5,861.71 −$636.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6160 – $6,462.35
MoneyGram Agent Cheapest 4.3390 R$56.00 $5,831.63 −$630.72
Western Union Agent 4.2928 R$42.00 $5,829.69 −$632.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.6049 – $6,446.90
MoneyGram Agent Cheapest 4.3286 R$56.00 $5,817.68 −$629.22
Western Union Agent 4.2826 R$42.00 $5,815.75 −$631.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5956 – $6,433.87
MoneyGram Agent Cheapest 4.3199 R$56.00 $5,805.93 −$627.94
Western Union Agent 4.2739 R$42.00 $5,804.00 −$629.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.5994 – $6,439.15
MoneyGram Agent Cheapest 4.3234 R$56.00 $5,810.69 −$628.46
Western Union Agent 4.2774 R$42.00 $5,808.76 −$630.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7913 – $6,707.89
MoneyGram Agent Cheapest 4.5039 R$56.00 $6,053.20 −$654.69
Western Union Agent 4.4560 R$42.00 $6,051.18 −$656.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8147 – $6,740.51
MoneyGram Agent Cheapest 4.5258 R$56.00 $6,082.64 −$657.87
Western Union Agent 4.4776 R$42.00 $6,080.62 −$659.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7762 – $6,686.66
MoneyGram Agent Cheapest 4.4896 R$56.00 $6,034.04 −$652.62
Western Union Agent 4.4419 R$42.00 $6,032.04 −$654.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7681 – $6,675.30
MoneyGram Agent Cheapest 4.4820 R$56.00 $6,023.79 −$651.51
Western Union Agent 4.4343 R$42.00 $6,021.79 −$653.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8092 – $6,732.88
MoneyGram Agent Cheapest 4.5206 R$56.00 $6,075.75 −$657.13
Western Union Agent 4.4726 R$42.00 $6,073.73 −$659.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8092 – $6,732.88
MoneyGram Agent Cheapest 4.5206 R$56.00 $6,075.75 −$657.13
Western Union Agent 4.4726 R$42.00 $6,073.73 −$659.15
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8060 – $6,728.46
MoneyGram Agent Cheapest 4.5177 R$56.00 $6,071.76 −$656.70
Western Union Agent 4.4696 R$42.00 $6,069.75 −$658.71
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8200 – $6,747.95
MoneyGram Agent Cheapest 4.5308 R$56.00 $6,089.35 −$658.60
Western Union Agent 4.4826 R$42.00 $6,087.33 −$660.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7643 – $6,670.05
MoneyGram Agent Cheapest 4.4785 R$56.00 $6,019.05 −$651.00
Western Union Agent 4.4308 R$42.00 $6,017.05 −$653.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7515 – $6,652.03
MoneyGram Agent Cheapest 4.4664 R$56.00 $6,002.79 −$649.24
Western Union Agent 4.4188 R$42.00 $6,000.80 −$651.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7075 – $6,590.56
MoneyGram Agent Cheapest 4.4251 R$56.00 $5,947.32 −$643.24
Western Union Agent 4.3780 R$42.00 $5,945.34 −$645.22
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7454 – $6,643.56
MoneyGram Agent Cheapest 4.4607 R$56.00 $5,995.15 −$648.41
Western Union Agent 4.4132 R$42.00 $5,993.15 −$650.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7454 – $6,643.56
MoneyGram Agent Cheapest 4.4607 R$56.00 $5,995.15 −$648.41
Western Union Agent 4.4132 R$42.00 $5,993.15 −$650.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7523 – $6,653.20
MoneyGram Agent Cheapest 4.4671 R$56.00 $6,003.85 −$649.35
Western Union Agent 4.4196 R$42.00 $6,001.85 −$651.35
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7627 – $6,667.72
MoneyGram Agent Cheapest 4.4769 R$56.00 $6,016.95 −$650.77
Western Union Agent 4.4293 R$42.00 $6,014.95 −$652.77
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7672 – $6,674.14
MoneyGram Agent Cheapest 4.4812 R$56.00 $6,022.74 −$651.40
Western Union Agent 4.4335 R$42.00 $6,020.74 −$653.40
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7773 – $6,688.25
MoneyGram Agent Cheapest 4.4907 R$56.00 $6,035.47 −$652.78
Western Union Agent 4.4429 R$42.00 $6,033.47 −$654.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.7481 – $6,647.35
MoneyGram Agent Cheapest 4.4632 R$56.00 $5,998.57 −$648.78
Western Union Agent 4.4157 R$42.00 $5,996.57 −$650.78
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8302 – $6,762.21
MoneyGram Agent Cheapest 4.5403 R$56.00 $6,102.22 −$659.99
Western Union Agent 4.4920 R$42.00 $6,100.19 −$662.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8302 – $6,762.21
MoneyGram Agent Cheapest 4.5403 R$56.00 $6,102.22 −$659.99
Western Union Agent 4.4920 R$42.00 $6,100.19 −$662.02
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.8112 – $6,735.65
MoneyGram Agent Cheapest 4.5225 R$56.00 $6,078.25 −$657.40
Western Union Agent 4.4744 R$42.00 $6,076.23 −$659.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4770 – $6,267.77
MoneyGram Agent Cheapest 4.2084 R$56.00 $5,656.03 −$611.74
Western Union Agent 4.1636 R$42.00 $5,654.15 −$613.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 4.4925 – $6,289.44
MoneyGram Agent Cheapest 4.2229 R$56.00 $5,675.59 −$613.85
Western Union Agent 4.1780 R$42.00 $5,673.70 −$615.74

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send R$1,400, after fees, as quoted by each company. The mid-market line shows what R$1,400 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CUP per BRL than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CUP on every transfer from Brazil.

Right now, MoneyGram Agent pays 5,675.59 CUP on 1,400 BRL, which is 613.85 CUP less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 6,102.22 CUP.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Cuba.

We've tracked 168 comparisons to check how often today's top companies were the cheapest across 7 amounts over the past month.

  1. MoneyGram AgentAppeared in 59 comparisons

    Cheapest every time

  2. Western Union AgentAppeared in 59 comparisons

    Never the cheapest

Based on 168 comparisons across 7 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today MoneyGram Agent is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Brazil to Cuba

There are 1 ways to send money to Cuba across 2 money transfer companies.

For property and other large transfers

Currency brokers

Brokers are best for large transfers, they will negotiate a better BRL/CUP rate, handle the paperwork, and guide you over the phone.

RegencyFX is a good option to try first and compare the quote to your bank and online money transfer specialist, then go with the cheaper option.

For freelancers & businesses

Global accounts

Global accounts like Airwallex, Wise Business, and Payoneer help with international CUP payments, invoicing, receiving payments, and more.

These are great for Brazilian businesses and freelancers, but not personal transfers.

Ways to fund BRL and receive CUP in Cuba

With MoneyGram Agent, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$1,400 gives your recipient 5,675.59 CUP.

For paying for your transfer, you have bank transfer.

For withdrawals in Cuba, they can get it as bank deposit.

IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.

  1. 1
    Bank transfer Bank deposit

    You pay R$1,400.00

    $MN5,676

    Cheapest

Consider this when sending BRL to Cuba

Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.

Compare BRL/CUP transfer options

For a R$1,400 payment to Cuba, I suggest starting with these:

Cheapest:

MoneyGram Agent, funded by bank transfer with bank deposit in Cuba. Your recipient gets 5,675.59 CUP, which is 0.03% more than the next best option.

Fastest:

MoneyGram Agent, paid by bank transfer with bank deposit for the payout. It delivers 5,675.59 CUP in minutes - 3 days.

Pix can fund but not send

Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Cuba.

The company then switches to local rails or uses an internal network of accounts to move BRL to Cuba.

A gift can have a separate state tax

Moving your own money and making a gift are not treated the same.

A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.

The rate, exemption and filing process depend on the state and the facts of the gift.

Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.

Use a company authorised for câmbio

The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.

If in doubt, check the institution's legal name with the Banco Central before sending.

Reclame Aqui can show service problems, but it does not replace the regulatory check.

How we analyse the market

We track 2 authorised companies sending BRL to Cuba, updated in real time during live comparisons.

The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.

In the past 30 days alone, we analysed 168 comparisons across 7 amounts.

This page covers the cheapest and fastest options for BRL/CUP transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.