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How to send money to Philippines from Brazil with the best BRL-PHP rate

Compare the best ways to send money from Brazil to the Philippines. Find the cheapest, fastest, and most reliable providers with the best BRL to PHP exchange rates.

Explore the best deals, read expert information, and discover all you need to send money to Philippines from Brazil.

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July 7th, 2025
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Best money transfer companies

Send money from Brazil to Philippines

Last updated: Today
Mid-market rate as of 07/07/2025: 1 BRL = 10.444189 PHP
Results below are based on a 40000 BRL search
0 of 3 providers
Sponsored
Wise
Recipient gets (PHP)
₱408,849.02
Full transfer details
Visit Wise
₱3,614 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Live Rates
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1
Wise
Recipient gets (PHP)
₱408,849.02
Full transfer details
Visit Wise
₱3,614 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (PHP)
₱416,472.61
Sponsored
Wise
Recipient gets (PHP)
₱408,849.02
Full transfer details
Visit Wise
₱3,614 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

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Best option: Wise

Wise is our top choice for BRL to PHP transfers.

We tested & reviewed 3 money transfer providers, and Wise scored highly in each category.

Transferring 40,000 BRL to PHP will cost you R$854.34 in fees, and your recipient will get 408,849.02 PHP.

For a great mix of cost, speed & features, transfer from Brazil to Philippine Peso using Wise.

Wise is the top rated company for sending money from Brazil (BRL) to Philippines (PHP) - Wise Screenshot

How to compare deals on Brazil to Philippines money transfers

Summary of recent searches

Top rated for transfers from Brazil to Philippines
Wise
Total number of BR - PH providers
3
Average cheapest fees & rate
Panda Remit
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Panda Remit

Understanding Brazil to Philippines money transfers

1
Comparing providers

Comparing providers when sending money from Brazil to the Philippines is the easiest way to make a transfer at the best price.

We’ve compared 3 providers for sending Brazilian Real to Philippines. This ensures you will get the best options for your transfer to the Philippines from Brazil.

We rate Wise as the best overall, but comparing gives you a comprehensive view of all the options for transferring money from Brazil to the Philippines.

2
Get ahead of the Brazilian Real-Philippine Peso exchange rate
3
Choosing the right payment method
4
Financial regulators in Brazil and Philippines
5
Consider transfer limits
6
Receiving money in Philippines
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from Brazil to the Philippines: Panda Remit

Panda Remit offers the lowest cost transfers of the 3 compared.

Data collected for transfers between Brazil and the Philippines over the past week shows that Panda Remit is 1.83% cheaper than the second-best option.

This cost combines the exchange rate between the Brazilian Real and Philippine Peso that is 0.3% different to the mid-market rate and the fee of 4 BRL.

Fastest way to send money to the Philippines from Brazil: Wise.

Of the 3 companies offering Brazil to the Philippines, Wise is the quickest.

If you send R$40,000 with Wise to Philippines, the transfer time is next day. This is currently the fastest option, but can vary depending on how much BRL you send to Philippines.

Sending money from Brazil to the Philippines through Wise has a fee of 854.34 BRL.

To find the fastest company, we compared 3 money transfer providers for the overall speed of sending money from Brazil to the Philippines. This was made up of depositing Brazilian Real to a money transfer account and transfer times to the Philippines.

When looking for the fastest money transfer, Wise is our best choice for sending into Philippines from Brazil.

Wise is the fastest way to send money from Brazil (BRL) to Philippines (PHP) - Wise Screenshot

Transfer a large sum of money

When sending large amounts of Brazilian Real to the Philippines it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
3 money transfer companies compared, Wise is the best option for large transfers from Brazil to the Philippines.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from Brazil to the Philippines can become expensive if you use a bank, or the wrong provider.

Wise is the top choice for sending large sums of money to the Philippines from Brazil because they offer a strong service and competitive exchange rates.

Understanding the cost of moving money from Brazil to Philippines

The total cost of sending money to the Philippines from Brazil, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.

The Mid-Market and Exchange Rates: Currently, the mid-market for BRL-PHP is 10.3759 PHP per Brazilian Real.

  • Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Brazilian Real.

  • The average BRL-PHP mid-market rate for the last 7 days has been 10.3997 PHP per Brazilian Real. This includes a high of 10.4442, and low of 10.3233.

  • Out of the 3 companies compared, Wise offers the best exchange rates.

  • The exchange rate you receive on converting BRL to PHP should be the biggest determining cost factor when transferring Brazilian Real to the Philippines.

Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Panda Remit has a fee of 4 BRL per transfer (which is the cheapest option right now for a R$40,000 transfer).

Although you should search for your send amount for actual fees.

Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.

A lower cost of sending from Brazil will result in more money received in the Philippines.

Finding the best exchange rate between Brazilian Real and Philippine Peso

Getting a strong exchange rate between BRL and PHP is essential. The exchange rate you secure impacts how much PHP you get for your BRL.

Mid-market Rate
1 
=
10.375922 
PHP

It can pay to track rates, and keep on top of currency trends.

  • In the past 7 days, the mid-market rate from BRL to PHP has averaged 10.3997.

  • In this period there was a high of 10.4442, and a low of 10.3233.

  • Wise, which is our recommended service to send money online from Brazil to Philippines offers 10.4443 PHP per BRL which is only 0% above the mid-market rate.

Want to secure the best BRL-Philippine Peso exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Brazil to Philippines!

Payment options for transfers from Brazil to
Philippines

  • Bank transfers

    Bank transfers are often the fastest and cheapest way to send money from Brazil to the Philippines.

    Using a money transfer company such as Panda Remit for payments from Brazil to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank. 


    Panda Remit is the best money transfer provider for bank transfers of the 3 we compared when sending BRL to the Philippines.

    With a fee of 4 BRL to transfer money from Brazil to the Philippines, Panda Remit offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money with a debit card from Brazil to the Philippines is easy with .


    is a leader in debit card money transfers from Brazil to the Philippines. They are the best option of the 3 transfer companies compared.

  • Credit cards

    When it comes to credit card transfers from Brazil to the Philippines, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Brazil.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Brazil to Philippines.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send BRL to PHP.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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