MoneyTransfers
/Send money/To South Africa/From United Arab Emirates

How to send money to South Africa from UAE with the best AED-ZAR rate

Find the best deals when you transfer from the United Arab Emirates to South Africa. Get insights on the fastest, cheapest, and providers with the best AED to ZAR exchange rates.

Read on to get the best value, expert information, and analysis on ways to send money to South Africa from United Arab Emirates.

Transferring the other way? Send ZAR from South Africa to United Arab Emirates instead.
Disclosure
July 3rd, 2025
Personal
Business
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Send
Best money transfer companies

Send money from United Arab Emirates to South Africa

Last updated: Today
Mid-market rate as of 07/03/2025: 1 AED = 4.784654 ZAR
Results below are based on a 25000 AED search
0 of 11 providers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (ZAR)
R 118,630.00
Full transfer details
Visit Xe
R 2,602 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (ZAR)
R 119,257.50
Full transfer details
Visit TorFx
R 3,230 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (ZAR)
R 119,317.31
Full transfer details
Visit Key Currency
R 3,289 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (ZAR)
R 119,293.39
Full transfer details
Visit Regency FX
R 3,266 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
3
TorFx
Recipient gets (ZAR)
R 119,257.50
Full transfer details
Visit TorFx
R 3,230 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
OFX
Recipient gets (ZAR)
R 118,642.50
Full transfer details
Visit OFX
R 2,615 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
5
Xe
Recipient gets (ZAR)
R 118,630.00
Full transfer details
Visit Xe
R 2,602 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
6
CurrencyFair
Recipient gets (ZAR)
R 118,590.00
Full transfer details
Visit CurrencyFair
R 2,562 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
7
Currencies Direct
Recipient gets (ZAR)
R 118,410.00
Full transfer details
Visit Currencies Direct
R 2,382 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
8
Remitly
Recipient gets (ZAR)
R 117,425.00
Full transfer details
Visit Remitly
R 1,397 better than a typical bank*

"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Lumon
Recipient gets (ZAR)
R 118,420.19
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (ZAR)
R 118,630.00
Full transfer details
Visit Xe
R 2,602 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (ZAR)
R 119,257.50
Full transfer details
Visit TorFx
R 3,230 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Overall best option: Currencies Direct

Currencies Direct is our recommended company for sending money to South Africa from AED.

Of the 11 companies that support AED to ZAR, Currencies Direct offered the best combination of cost and speed.

Sending 25,000 AED to ZAR will cost you .د.إ0 in fees, and you will receive 118,410 ZAR. The delivery time usually is minutes - 24 hours, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send UAE Dirhams to South Africa using Currencies Direct.

Currencies Direct is the top rated company for sending money from United Arab Emirates (AED) to South Africa (ZAR) - Currencies Direct Screenshot 1
Currencies Direct is the top rated company for sending money from United Arab Emirates (AED) to South Africa (ZAR) - Currencies Direct Screenshot 2

Compare for the best deal on your United Arab Emirates to South Africa transfer

Summary of recent searches

Top rated for transfers from United Arab Emirates to South Africa
Currencies Direct
Total number of AE - ZA providers
11
Average cheapest fees & rate
Key Currency
Average fastest transfer
Regency FX
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Transfer consider from United Arab Emirates to South Africa

1
Compare available providers

A comparison of providers offering services between the United Arab Emirates and South Africa is paramount. Based on your specific transfer amount, the best way to send money to South Africa could change. Comparing ensures the best price for your needs.

For services allowing you to send UAE Dirham to South Africa we've compared 11 providers.

This coverage of the market ensure you will get the best options for your transfer to South Africa from the United Arab Emirates.

Overall, we rated Currencies Direct as the best, but remember comparing for your specific transfer gives you a comprehensive view of all the options for transferring money from the United Arab Emirates to South Africa.

2
Getting the best UAE Dirham-Rand exchange rate
3
Choose the right payment method
4
Financial regulators
5
Consider transfer limits
6
Consider how the money will be received
7
Have your ID ready
8
Tax declarations in South Africa

Cheapest way to send money from United Arab Emirates to South Africa: Key Currency

The combination of the lowest fees and best exchange rate is through Key Currency. This makes them our cheapest transfer service of the 11 compared for sending UAE Dirham to South Africa.

Our data shows, that Key Currency is 0.02% than the second-best option when sending via a bank transfer.

This includes the fee of 0 AED and a AED-ZAR exchange rate for international transfers that is 0.25% different to the mid-market rate.

Securing the best rates on a AED to South Africa transfer can be done with Key Currency but you can always search for your specific amount.

Key Currency is the cheapest way to send money from United Arab Emirates (AED) to South Africa (ZAR) - Key Currency Screenshot

Fastest money transfers from United Arab Emirates to South Africa: Regency FX.

Of the 11 money transfer companies tested, Regency FX offered the quickest way to send UAE Dirhams to South Africa.

A transfer of .د.إ25,000 to South Africa with Regency FX will be minutes - 24 hours (but can vary depending on the exact amount you send).

Sending money from the United Arab Emirates to South Africa through Regency FX will cost you 0 AED in fees.

Regency FX was one of 11 money transfer providers we compared for overall speed of sending money from the United Arab Emirates to South Africa. This speed test included depositing UAE Dirhams to an account and the average timeframe for sending money to South Africa.

When fast transfers are a priority, Regency FX is our best choice for sending from United Arab Emirates to South Africa.

Need to make a large transfer?

For big transfers between the United Arab Emirates and South Africa, competitive pricing & strong customer service are key.

Currencies Direct is the best option for large transfers of the
11 providers compared.

While Currencies Direct may not always be the cheapest or fastest way to send AED from the United Arab Emirates to South Africa, it's a great provider for larger transfers for things like buying or selling property.

Understanding the costs involved when transferring money from United Arab Emirates to South Africa

When calculating the costs of money transfers between United Arab Emirates and South Africa, opt for the best combination of fees and exchange rates:

The Mid-Market and Exchange Rates: Today, the AED-ZAR mid-market rate equals 4.7641 ZAR per UAE Dirham.

  • For reference, the AED-ZAR average mid-market rate for the past week has been 4.8303 ZAR per UAE Dirham, with a high of 4.8679 and a low of 4.7847.

  • The company offering the best exchange rate is Key Currency (4.7727 ZAR per UAE Dirham)

  • Often the AED-ZAR exchange rate you receive is the bigger factor than how much it costs to send UAE Dirhams to South Africa.

Fees: Fees are charged on top of a transfer. The company offering the lowest fee is Key Currency, only 0 AED. We would recommend searching for your exact send amount to get an idea of fees.

Amount Received: The amount received in Rand is the biggest indicator the total cost of sending money from the United Arab Emirates to South Africa. Essentially, the more the recipient receives in South Africa, the less it is costing to send from the United Arab Emirates.

Getting best exchange rate for sending UAE Dirham to Rand

Timing is essential when tracking the mid-market rate between AED and ZAR. The end exchange rate you secure impacts how much ZAR you get for your AED.

Mid-market Rate
1 
=
4.764597 
ZAR

The recent mid-market rate trends are:

  • Over the past 7 days, the mid-market rate from AED to ZAR was 4.8303.

  • During this period, it hit a high of 4.8679, and a low of 4.7847.

  • Currencies Direct, which is our recommended service to send money online from the United Arab Emirates to South Africa offers an exchange rate that is only 1.01% above the mid-market rate.

Want to secure the best AED-Rand exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from the United Arab Emirates to South Africa!

Funding your United Arab Emirates to
South Africa money transfer

  • Bank transfers

    Bank transfers are often the best and easier way to send money from the United Arab Emirates to South Africa.

    By using a money transfer company such as Key Currency for transfers from the United Arab Emirates to South Africa, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank. 


    On average, Key Currency is the cheapest way to send money via a bank transfer. This is of the 11 companies we tested when sending AED to South Africa.

    With a fee of 0 AED to send money from the United Arab Emirates to South Africa, Key Currency offers a decent combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from the United Arab Emirates to South Africa with a debit or a prepaid card is easy with .


    is a leading money transfer company for debit card payments, and offers transfers from the United Arab Emirates to South Africa.

  • Credit cards

    We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.

    However, if you do need to use a credit card to fund your transfer, use our comparison tool to get the latest deal.

    Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between South Africa and United Arab Emirates.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from United Arab Emirates to South Africa.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send AED to ZAR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

Related transfer routes

How much money can be transferred from United Arab Emirates to South Africa?
Are there any tax implications to sending money from United Arab Emirates to South Africa?
Can I send money from United Arab Emirates to South Africa with MoneyTransfers.com?
What are the typical transfer fees for sending UAE Dirhams to South Africa through various providers?
How long does it take to send money from United Arab Emirates to South Africa?
What is the best exchange rate I can get for sending money from United Arab Emirates to South Africa?
Are there any minimum or maximum transfer amounts for sending money from United Arab Emirates to South Africa?
Can I schedule regular transfers between United Arab Emirates and South Africa?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
Convert on the go with our currency app
  • Convert 25,000+ currencies

  • Get reviews & insights

  • No ads or subscriptions

  • Compare live transfer deals

Compare, save & shortlist in your account
  • Save your favourite searches

  • Shortlist providers

  • Sync between all your devices

  • Absolutely free