MoneyTransfers

How to send money to UAE from South Africa with the best ZAR-AED rate

Compare the best deals on sending money from South Africa to the United Arab Emirates. Get insights on the cheapest, fastest, and most reliable providers with the best ZAR to AED exchange rates.

Read on for the insights, analysis, and all you need to know about money transfers to United Arab Emirates from South Africa.

Transferring the other way? Send AED from United Arab Emirates to South Africa instead.
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July 6th, 2025
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Best money transfer companies

Send money from South Africa to United Arab Emirates

Last updated: Today
Mid-market rate as of 07/06/2025: 1 ZAR = 0.208757 AED
Results below are based on a 130000 ZAR search
0 of 8 providers
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (AED)
AED 27,056.99
Full transfer details
Visit TorFx
AED 733 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (AED)
AED 27,065.14
Full transfer details
Visit Regency FX
AED 741 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Live Rates
Sort by:
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (AED)
AED 27,070.56
Full transfer details
Visit Key Currency
AED 746 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Currencyflow
Recipient gets (AED)
AED 27,067.85
Full transfer details
Visit Currencyflow
AED 744 better than a typical bank*

"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."

Personal account manager
Multi-currency card
Receive to bank account
Support via email, phone, live chat + WhatsApp
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (AED)
AED 27,065.14
Full transfer details
Visit Regency FX
AED 741 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (AED)
AED 27,056.99
Full transfer details
Visit TorFx
AED 733 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Currencies Direct
Recipient gets (AED)
AED 26,949.00
Full transfer details
Visit Currencies Direct
AED 625 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
CurrencyFair
Recipient gets (AED)
AED 26,895.00
Full transfer details
Visit CurrencyFair
AED 571 better than a typical bank*

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Personal account manager
Multi-currency card
Receive to bank account
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Lumon
Recipient gets (AED)
AED 26,867.03
Sponsored
Rate match guarantee (T&Cs apply)
TorFx
Recipient gets (AED)
AED 27,056.99
Full transfer details
Visit TorFx
AED 733 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
Sponsored
Exclusive: First Transfer Deal
Regency FX
Recipient gets (AED)
AED 27,065.14
Full transfer details
Visit Regency FX
AED 741 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
How effectively does your finance team manage international cash flow?

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.

Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.

Overall best way: Currencies Direct

Currencies Direct is our recommended company for ZAR to AED transfers.

Currencies Direct scored the highest of the 8 money transfer companies supporting ZAR to AED transfers.

For example, sending 130,000 ZAR to AED will cost you R0 in fees, and you will receive 26,949 AED. The delivery time usually is minutes - 24 hours, but it depends on the day you make the transfer.

For a great mix of cost, speed & features, we advise using Currencies Direct for your South Africa to United Arab Emirates transfer.

Currencies Direct is the top rated company for sending money from South Africa (ZAR) to United Arab Emirates (AED) - Currencies Direct Screenshot 1
Currencies Direct is the top rated company for sending money from South Africa (ZAR) to United Arab Emirates (AED) - Currencies Direct Screenshot 2

How to send money from South Africa to United Arab Emirates

Summary of recent searches

Top rated for transfers from South Africa to United Arab Emirates
Currencies Direct
Total number of ZA - AE providers
8
Average cheapest fees & rate
Key Currency
Average fastest transfer
Currencyflow
Average transfer time
Within minutes
Best for bank transfers
Key Currency

Sending money from South Africa to United Arab Emirates considerations

1
Compare providers

A comparison of providers offering services between South Africa and the United Arab Emirates is the easiest way to ensure the best deal.

We've compared 8 providers that offer services for sending Rand to the United Arab Emirates.

This ensures you will get the best options for your transfer to the United Arab Emirates from South Africa.

Whilst we rate Currencies Direct as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to the United Arab Emirates.

2
Get the most from the Rand-UAE Dirham exchange rate
3
Choose the right payment method
4
Financial regulations in South Africa and United Arab Emirates
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to send money from South Africa to the United Arab Emirates: Key Currency

We compared 8 money transfer companies and Key Currency offers the cheapest transfer service between South Africa and the United Arab Emirates.

We found that Key Currency fees were 0 ZAR per transfer, and customers would expect an exchange rate between ZAR-AED that is 0.25% different to the mid-market rate

Against the others tested, Key Currency is 0.01% cheaper than the second-best option.

To secure a cheap way to transfer ZAR to the United Arab Emirates, Key Currency is our recommendation.

Key Currency is the cheapest way to send money from South Africa (ZAR) to United Arab Emirates (AED) - Key Currency Screenshot

Fastest way to transfer money to the United Arab Emirates from South Africa: Currencyflow.

We tested 8 companies offering transfers from South Africa to the United Arab Emirates and Currencyflow offered the quickest option.

For example, if you send 130,000 ZAR with Currencyflow to United Arab Emirates, the transfer time is minutes - 24 hours

When using Currencyflow to send money from South Africa to the United Arab Emirates you can expect to pay 0 ZAR in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 8 money transfer providers. To test overall speed of sending money from South Africa to the United Arab Emirates we included the timeframe for depositing Rand to a money transfer account and average transfer times to the United Arab Emirates.

When sending money to United Arab Emirates from South Africa quickly is a priority, Currencyflow is our recommended choice.

Currencyflow is the fastest way to send money from South Africa (ZAR) to United Arab Emirates (AED) - Currencyflow Screenshot

Send large sums of money

Transferring bigger amounts of money to the United Arab Emirates from South Africa needs a strong exchange rate and effective management of the transfer.

From the
8 options we compared, Currencies Direct offers the strongest all round option for large transfers to the United Arab Emirates from South Africa.

Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from UAE Dirhams to UAE Dirham.

As such, we recommend Currencies Direct for large transfers between the United Arab Emirates and South Africa.

Understanding the cost of sending money to United Arab Emirates from South Africa

The cost of sending money from United Arab Emirates to the United Arab Emirates, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-AED is 0.2086 AED per Rand.

  • Finding a provider offering an exchange as close to 0.2086 as possible will ensure more UAE Dirham received when transferring.

  • For context, the ZAR-AED mid-market rate for the past 7 days has averaged 0.2089 AED per Rand. This includes a high of 0.2095, and low of 0.2082.

  • Key Currency currently offers the best exchange rate on transfers from South Africa to the United Arab Emirates.

For the most part the ZAR-AED exchange rate you receive is the biggest factor impacting the cost of sending ZAR to the United Arab Emirates.

Fees: Outside of exchange rates, you may need to pay a fee to send. Key Currency currently offers the lowest fees on transfers to the United Arab Emirates from South Africa. They charge 0 ZAR per transfer.

Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in UAE Dirham is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rands to AED, paired with a low fee, means a higher total amount received in the United Arab Emirates.

Getting best exchange rate for transfers between Rand and UAE Dirham

Timing is essential for transferring money between ZAR and AED. The exchange rate you secure impacts how much AED you get for your ZAR.

Mid-market Rate
1 
=
0.208641 
AED

The recent trends between the currencies are:

  • Over the past 7 days, the mid-market rate from ZAR to AED has moved slightly. On average, it was 0.2089.

  • During this same period,there was a high of 0.2095, and a low of 0.2082.

  • Currencies Direct, which is our recommended service to send money online from South Africa to United Arab Emirates offers 0.2073 AED per ZAR which is only 0.7% above the mid-market rate.

Want to secure the best ZAR-UAE Dirham exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to the United Arab Emirates!

Payment options for South Africa to
United Arab Emirates money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from South Africa to the United Arab Emirates.

    By using a money transfer company such as Key Currency for transfers from South Africa to the United Arab Emirates, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Key Currency is the cheapest money transfer company for bank transfers from the 8 we compared for transfers from ZAR into the United Arab Emirates.

    With a fee of 0 ZAR to send money from South Africa to the United Arab Emirates, Key Currency offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from South Africa to the United Arab Emirates with a debit or a prepaid card is available through .


    is a one of the cheaper options for debit card payments for transfers from South Africa to the United Arab Emirates. This cost is against a total of 8 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from South Africa to the United Arab Emirates, we recommend comparing your options to get the best deal.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between United Arab Emirates and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to United Arab Emirates.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to AED.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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