How to send money to UAE from South Africa with the best ZAR-AED rate
Compare the best deals on sending money from South Africa to the United Arab Emirates. Get insights on the cheapest, fastest, and most reliable providers with the best ZAR to AED exchange rates.
Read on for the insights, analysis, and all you need to know about money transfers to United Arab Emirates from South Africa.
Transferring the other way? Send AED from United Arab Emirates to South Africa instead."TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Currencyflow is a modern FX broker backed by industry veterans with 30+ years of currency trading experience. Contact the UK-based team for a free quote."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."
"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Overall best way: TorFx
TorFx scored the highest of the 8 money transfer companies supporting ZAR to AED transfers.
For example, sending 130,000 ZAR to AED will cost you R0 in fees, and you will receive 28,068.21 AED. The delivery time usually is minutes - 24 hours, but it depends on the day you make the transfer.
For a great mix of cost, speed & features, we suggest using TorFx for your South Africa to United Arab Emirates transfer.


How to send money from South Africa to United Arab Emirates
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into UAE Dirham from South Africa.
Choose a provider
Select the provider offering the best way to send to the United Arab Emirates based on your needs.
Click, sign up & send
Follow the steps & make your transfer. Your UAE Dirham will soon be on their way to the United Arab Emirates.
Sending money from South Africa to United Arab Emirates considerations
A comparison of providers offering services between South Africa and the United Arab Emirates is the easiest way to ensure the best deal.
We've compared 8 providers that offer services for sending Rand to the United Arab Emirates.
This ensures you will get the best options for your transfer to the United Arab Emirates from South Africa.
Whilst we rate TorFx as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to the United Arab Emirates.
Cheapest way to send money from South Africa to the United Arab Emirates: Key Currency
We found that Key Currency fees were 0 ZAR per transfer, and customers would expect an exchange rate between ZAR-AED that is 0.25% different to the mid-market rate
Against the others tested, Key Currency is 0.01% cheaper than the second-best option.
To secure a cheap way to transfer ZAR to the United Arab Emirates, Key Currency is our recommendation.

Fastest way to transfer money to the United Arab Emirates from South Africa: Currencyflow.
For example, if you send 130,000 ZAR with Currencyflow to United Arab Emirates, the transfer time is minutes - 24 hours
When using Currencyflow to send money from South Africa to the United Arab Emirates you can expect to pay 0 ZAR in fees. Although we would recommend comparing the amount you want to send.
When testing the 'fastest' options we compared 8 money transfer providers. To test overall speed of sending money from South Africa to the United Arab Emirates we included the timeframe for depositing Rand to a money transfer account and average transfer times to the United Arab Emirates.
When sending money to United Arab Emirates from South Africa quickly is a priority, Currencyflow is our recommended choice.

The best apps to send ZAR to United Arab Emirates from South Africa
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 8 apps & companies for ZAR/AED transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.7 / 106 reviews Android: 4.8 / 835 reviews | No |
Send large sums of money
From the 8 options we compared, TorFx offers the strongest all round option for large transfers to the United Arab Emirates from South Africa.
Whatever the reason, sending large sums of money can be expensive if you get a bad exchange rate from UAE Dirhams to UAE Dirham.
As such, we recommend TorFx for large transfers between the United Arab Emirates and South Africa.

Understanding the cost of sending money to United Arab Emirates from South Africa
The cost of sending money from United Arab Emirates to the United Arab Emirates, is made-up of a combination of fees and exchange rates:
The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-AED is 0.2177 AED per Rand.
Finding a provider offering an exchange as close to 0.2177 as possible will ensure more UAE Dirham received when transferring.
For context, the ZAR-AED mid-market rate for the past 7 days has averaged 0.2164 AED per Rand. This includes a high of 0.217, and low of 0.2154.
Key Currency currently offers the best exchange rate on transfers from South Africa to the United Arab Emirates.
For the most part the ZAR-AED exchange rate you receive is the biggest factor impacting the cost of sending ZAR to the United Arab Emirates.
Fees: Outside of exchange rates, you may need to pay a fee to send. Key Currency currently offers the lowest fees on transfers to the United Arab Emirates from South Africa. They charge 0 ZAR per transfer.
Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in UAE Dirham is the amount you started with, minus the amount you paid in the exchange and fees.
The better deal you get on exchanging Rands to AED, paired with a low fee, means a higher total amount received in the United Arab Emirates.
Getting best exchange rate for transfers between Rand and UAE Dirham
Timing is essential for transferring money between ZAR and AED. The exchange rate you secure impacts how much AED you get for your ZAR.
The recent trends between the currencies are:
Over the past 7 days, the mid-market rate from ZAR to AED has moved slightly. On average, it was 0.2164.
During this same period,there was a high of 0.217, and a low of 0.2154.
TorFx, which is our recommended service to send money online from South Africa to United Arab Emirates offers 0.2159 AED per ZAR which is only 0.3% above the mid-market rate.
Want to secure the best ZAR-UAE Dirham exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from South Africa to the United Arab Emirates!
Payment options for South Africa to United Arab Emirates money transfers
Bank transfers
Bank transfers are usually the best and easiest way to send money from South Africa to the United Arab Emirates.
By using a money transfer company such as Key Currency for transfers from South Africa to the United Arab Emirates, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.
Key Currency is the cheapest money transfer company for bank transfers from the 8 we compared for transfers from ZAR into the United Arab Emirates.
With a fee of 0 ZAR to send money from South Africa to the United Arab Emirates, Key Currency offers a strong combination of competitive exchange rates and lower fees.
Debit cards and prepaid options
Sending money from South Africa to the United Arab Emirates with a debit or a prepaid card is available through .
is a one of the cheaper options for debit card payments for transfers from South Africa to the United Arab Emirates. This cost is against a total of 8 money transfer companies offering this option.
Credit cards
When it comes to international credit card transfers from South Africa to the United Arab Emirates, we to get the best deal.
Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between United Arab Emirates and South Africa.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to United Arab Emirates.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to AED.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes
Send money from South Africa
Send money to United Arab Emirates
How much money can be transferred from South Africa to United Arab Emirates?
Are there any tax implications to sending money from South Africa to United Arab Emirates?
Can I send money from South Africa to United Arab Emirates with MoneyTransfers.com?
What are the typical transfer fees for sending Rands to United Arab Emirates through various providers?
How long does it take to send money from South Africa to United Arab Emirates?
What is the best exchange rate I can get for sending money from South Africa to United Arab Emirates?
Are there any minimum or maximum transfer amounts for sending money from South Africa to United Arab Emirates?
Can I schedule regular transfers between South Africa and United Arab Emirates?
Tools & resources
Contributors



