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How to send money from India to Pakistan
Sending money from India to Pakistan doesn’t have a huge amount of options. Because of this, we would recommend sending money via:
An agent like Western Union, MoneyGram, or Ria Money Transfer
Send cash to Pakistan from India
Agents are physical stores where you hand in INR as cash and the receiver picks it up from the store in Pakistan.
Western Union Agent
We suggest using Western Union agent as it's reputable, fast, and is partnered with multiple banks in India.
The fees and rates will vary from day to day and based on your transfer amount, but it's still much cheaper than using your bank directly.
To get started, find the closest WU agent using the store locator, fill in the forms at the counter, pay for your transfer and let the recipient know.
Most transfers will be available for collection the same day, but sometimes can take up to a few days.
Sending money from India to Pakistan: key insights and tips
Don't settle for the first option. Always compare ways to send money from India to Pakistan to find out about fees, speed, and reliability.
Your analysis should include all the providers that operate between India and Pakistan. Through this, you get a comprehensive view of all the options you have in India when you need to send money to Pakistan.
Cheapest way to send money from India to Pakistan
Without any money transfer providers serving the India to Pakistan route, the cheapest money transfer options are limited.
We would recommend using:
Understanding the costs involved when moving money from India to Pakistan
When calculating the costs of money transfers between India and Pakistan, here's what really matters:
The Mid-Market Rate: Today, the INR-PKR mid-market rate equals to 3.2122. Keep in mind that this rate fluctuates all the time.
The INR-PKR average exchange rate of the past three months has been 3.2214, with a highest of 3.2447 and a lowest of 3.1956.
Fees and Markups: When you pick a service with competitive exchange rates and low fees, you get to make the most out of your INR to PKR transfers. This strategy keeps your costs down, offering a smart way to handle your international transactions.
How to find the best exchange rate for Indian Rupee to Pakistan Rupee
Timing is essential for sending money between INR and PKR. The exchange rate you secure impacts how much PKR you get for your INR.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from INR to PKR has seen some fluctuation. On average, it stood at 3.2214.
During this period, the highest value recorded was 3.2447, while the lowest was 3.1956.
, which is our recommended service to send money online from India to Pakistan offers an exchange rate that is only % above the mid-market rate.
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What payment methods are available when sending money from India to Pakistan?
Sending bank transfers from India to Pakistan
Bank transfers are the most common way of sending INR to Pakistan as they are secure, reliable, and convenient.
If you want to send Indian Rupees to Pakistan via bank transfer, has been the top rated provider in our comparison system for the last three months, recommended % of the time.
That’s because companies like bypass the SWIFT network and rely on their own digital network of banks, making transfers faster and cheaper. As an example, 's transaction fees for Indian Rupees into Pakistan have averaged at 0 for the last three months. This is significantly lower than the fees charged by banks.
Sending money from India to Pakistan by credit card
Credit card payments are quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.
If you want to send Indian Rupees to Pakistan with a credit card, is your best option. They've been the top rated provider in our comparison system for the last three months, recommended % of the time.
Note: Beware of chargesCredit card payments are often classified as cash advances, which bring their own charges, as well as currency conversion and usage fees. Forgetting to pay your balance can also result in high interest charges, and can even damage your credit score.
Sending money from India to Pakistan by payment apps
If you’d like to send money from India to Pakistan via payment app, follow these steps:
Download the app and register. Download the app from the App Store or Google Play. You’ll need to register to be able to open an account. Make sure the app services transfers from India to Pakistan.
Enter your details. Enter any of the details required. You may need a valid form of ID.
Start your transfer. Enter the details of your recipient. Some apps will require full payment details, while others allow you to pay with just an email address. You may need to state that you’re planning to send money to Pakistan in Pakistan Rupee at this stage.
Check the details. It’s vital that you check the details you’ve added to make sure everything is correct. It can be very difficult to reverse a transfer, and most payment apps don’t let you cancel a transfer from India to Pakistan after it’s been sent.
Send the money. Your app will probably charge a fee for the transfer. They may also add a markup to the INR to PKR exchange rate. Check the rate they’re offering against the mid-market rate to make sure you’re getting a good deal.
The current mid-market rate of INR to PKR is 3.2122
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Pakistan and India.
Our comparison engine and algorithms evaluate providers based on over 25 factors.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from India to Pakistan.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send INR to PKR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
