Best companies for USD/KGS transfers
2 of 2 providers Last updated on 28 October 2026
Based on 7,000 USD transfer Best companies for USD/KGS transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee $213.62 1 USD = 87.4440 KGS +0.01% vs mid-market	Recipient gets ⃀593,428.21 Within a week
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kyrgyzstan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $213.621 USD = 87.4440 KGS ⃀593,428.21You pay$7,000.00
Promoted Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 87.2131 KGS +0.27% vs mid-market	Recipient gets ⃀610,491.60 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Kyrgyzstan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 87.2131 KGS ⃀610,491.60You pay$7,000.00
Run a live search Showing top United States to Kyrgyzstan deals for 7,000 USD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live USD to KGS rates.
Run a live search These companies offer multi-currency accounts for spending KGS. We suggest doing a live search based on how much USD you're planning to spend in Kyrgyzstan.
Run a live search These are managed services with real human support for large USD transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee $0.00 1 USD = 87.2131 KGS +0.27% vs mid-market	Recipient gets ⃀610,491.60 Minutes - 24 hours
9 reviews CheapestFastest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Kyrgyzstan with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 USD = 87.2131 KGS ⃀610,491.60You pay$7,000.00
Wise Pay via Bank transfer	Fee $213.62 1 USD = 87.4440 KGS +0.01% vs mid-market	Recipient gets ⃀593,428.21 Within a week
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Kyrgyzstan with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a weekAvailable via:SWIFT $213.621 USD = 87.4440 KGS ⃀593,428.21You pay$7,000.00
How Our Results Work Mid-market rate: 1 USD = 87.4492 KGS Updates every 60 minutes.

Why compare

USD/KGS exchange rate

Best ways to pay & receive

Transfer speed

How to send money from US to Kyrgyzstan

Pick a company

If you're sending a one-off transfer, then Regency FX is the best option.

Regency FX was the cheapest on 29 of the 29 days it quoted $7,000 transfers to Kyrgyzstan.

For recurring transfers, I'd suggest using an app or a multi-currency account with Wise.

For large transfers, a broker like Regency FX is the best option.

How much you send will affect the best option for you right now.

Pay for it

You have 1 ways to pay for your transfer to Kyrgyzstan, including bank transfer.

Usually, using bank transfer to fund your transfer is the cheapest but slowest option (ACH and takes a day or two).

You can use a debit card, Apple Pay and Google Pay for quicker deposit but its a bit more expensive.

I suggest avoiding credit cards since these are most expensive and have cash advance fees (Amex is very rarely accepted in general).

Check and send

First time round you'll need to confirm who you are.

An SSN isn't required, an ITIN or a foreign passport works with most companies here.

Compare amounts

How much USD are you sending to Kyrgyzstan?

How much USD you send to Kyrgyzstan heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from $5,000 it quoted, and in 100% of all the transfers it quoted.


$500	1.54%	$0.00	⃀43,054.80with debit card to bank deposit	+⃀19,743.31
$2,000	0.01%	$70.34	⃀168,737.19with bank transfer to bank deposit	+⃀97,022.82
$5,000	0.01%	$156.31	⃀423,551.63with bank transfer to bank deposit	⃀0.00
$7,000This page	0.27%	$0.00	⃀610,491.60with bank transfer to bank deposit	+⃀8,531.69
$10,000	0.27%	$0.00	⃀872,130.86with bank transfer to bank deposit	+⃀11,943.66
$50,000	0.25%	$0.00	⃀4,361,528.85with bank transfer to bank deposit	+⃀57,876.38
$100,000	0.20%	$0.00	⃀8,727,429.76with bank transfer to bank deposit	+⃀117,368.65
$250,000	0.20%	$0.00	⃀21,818,574.65with bank transfer to bank deposit	+⃀292,567.44

Mid-market rate: 1 USD = 87.4492 KGS

USD/KGS Exchange Rate History

Is today a good time to send money from US to Kyrgyzstan?

The cheapest way to send USD to KGS can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 USD transfers to Kyrgyzstan.

Each line shows what the recipient gets when you send $7,000, after fees, as quoted by each company. The mid-market line shows what $7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

Understanding USD/KGS exchange rate

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more KGS per USD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of KGS on every transfer from US.

Right now, Regency FX pays 610,491.6 KGS on 7,000 USD, which is 1,652.79 KGS less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 610,501.31 KGS.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Kyrgyzstan.

We've tracked 207 comparisons to check how often today's top companies were the cheapest across 8 amounts over the past month.

Regency FXAppeared in 116 comparisons
Cheapest every time
WiseAppeared in 204 comparisons
Cheapest in 23% of them

Based on 207 comparisons across 8 amounts over the last 30 days.

Is the cheapest money transfer company always the best?

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most KGS, and it was also the cheapest in 100% of the 116 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Kyrgyzstan.

Wise (today's second cheapest) was the cheapest in only 23% of its comparisons, so it's rarely the cheapest option for transfers to Kyrgyzstan.

Ways to send money from the US to Kyrgyzstan

There are 2 companies available for sending money from the US to Kyrgyzstan, across broker, online, app, multi-currency account, and global account, and more.

For regular transfers home

Money transfer apps

If you send a few hundred dollars home every payday, an app is usually the cheapest way and the least work.

Wise charges $213.62 on a $7,000 transfer with 0.01% markup, saves your recipient's details for next time, and KGS arrives in within a week.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for $7,000 transfers.

Funding from a US bank account or debit card avoids the 1% federal tax that applies to cash-funded transfers.

For one-off transfers

Online transfers

For a one-off transfer, an online service funded from your checking account is usually the cheapest way to send money to Kyrgyzstan.

Of all online companies listed here, Wise gets you the most KGS per USD.

On a $7,000 transfer, you will get 593,428.21 KGS after a $213.62 fee and 0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

But, bank funding (ACH) takes 1 to 3 business days to clear, while debit cards (and Google Pay/Apple Pay) are usually instant but cost a bit more.

For transfers over $10,000

Currency brokers

For large transfers to Kyrgyzstan (e.g. a property purchase, tuition, or moving to Kyrgyzstan), a broker like Regency FX charges no fee, gives you a dedicated account manager, and adds 0.27% markup on USD/KGS that gets lower the more you send.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from $5,000 it quoted.

It's also good to check Wise since you get a bulk discount on transfers over $25,000.

Business payments from the US

Global accounts

Global accounts are for US businesses paying people abroad.

Companies like Airwallex, WorldFirst, or Payoneer handle the recurring and batch payments, invoicing, tracking, and more.

Holding & spending currencies

Multi-currency accounts

A multi-currency account like Wise is the best for holding and receiving KGS.

This is useful for traveling to Kyrgyzstan, building up KGS balance, or receiving payments in KGS.

Wise converts $7,000 at 0.01% markup plus small fee and holds the KGS until you spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund USD and receive KGS in Kyrgyzstan

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $7,000 gives your recipient 610,491.6 KGS.

Deposit USD by bank transfer.

The simplest way is to pay from your US checking account

Pay by bank transfer using your routing and account numbers.

An ACH payment is usually cheaper than a card, but it may take some time for it to clear before a money transfer company can send the money to Kyrgyzstan.

Zelle, Venmo and Cash App only support domestic transfers, so they cannot send money to Kyrgyzstan.

Your recipient in Kyrgyzstan can collect KGS through bank deposit.

1

Bank transfer Bank deposit

You pay $7,000.00

сом610,492

Cheapest

Things to consider before sending USD to Kyrgyzstan

The way you fund the transfer now affects the tax, while US law gives you specific rights if something goes wrong.

Find the right USD/KGS company

Cheapest way to send money to Kyrgyzstan

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 610,491.6 KGS, which is 2.8% more than the next best option.

Fastest way to send money to Kyrgyzstan

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 610,491.6 KGS, with the money arriving in minutes - 24 hours.

Cash-funded transfers now carry a 1% tax

Since January 1, 2026, a 1% federal tax applies when an international transfer is funded with cash, a money order, a cashier's check or a traveler's check.

Funding from a US bank account, including ACH, or with a US-issued debit or credit card is exempt.

The rule applies to how you pay in, so your recipient can still collect cash without triggering the tax.

The $10,000 rule is not a transfer limit

There is no federal cap on how much of your own money you can send electronically abroad.

Your bank or transfer company can set its own limit and ask for proof of where a large or unusual payment came from.

Cash reports and the declaration for physically carrying more than $10,000 across the US border are separate rules.

Do not split cash transactions to avoid a report.

You normally have 30 minutes to cancel

The US Remittance Transfer Rule requires a covered company to show the exchange rate, fees and expected amount received before you pay.

You can normally cancel within 30 minutes at no charge, provided the money has not been deposited or collected.

You also have error-resolution rights if the wrong amount arrives or the transfer never turns up.

Contact the company first and keep the receipt.

The CFPB explains the cancellation and error process.

Need to send a large amount of USD to Kyrgyzstan?

For transfers over $10,000, Wise is the best option.

It offers the best exchange rate, which is more important than the fee for large transfers to Kyrgyzstan.

While Wise may not always be the cheapest or fastest way to send KGS, they offer years of experience, and will offer you the peace of mind you need when sending large amounts abroad.

Read Review

How we analyze the market

We track, save, and analyze the cost, speed, and product offerings of the leading money transfer services available between Kyrgyzstan and United States. 

We work with leading money transfer companies to provide real time fees and exchange rates. In the past 30 days alone, we analyzed 207 comparisons across 8 amounts.

This page covers the cheapest and fastest options for USD/KGS transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

For a deeper understanding of our commitment to integrity and transparency, check out these articles:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Recommendations

Fastest way to send money

Cheapest way to send money

Money transfer companies

Multi-currency accounts

Global business payments

Tools & resources

SWIFT code calculator

Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4485	–	⃀612,139.49
Regency FX Cheapest	87.2124	$0.00	⃀610,486.71	−⃀1,652.78
Wise	87.4662	$216.91	⃀593,291.11	−⃀18,848.38

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4483	–	⃀612,138.11
Regency FX Cheapest	87.2122	$0.00	⃀610,485.33	−⃀1,652.78
Wise	87.4661	$216.91	⃀593,290.43	−⃀18,847.68

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4487	–	⃀612,140.89
Regency FX Cheapest	87.2126	$0.00	⃀610,488.11	−⃀1,652.78
Wise	87.4781	$218.89	⃀593,198.62	−⃀18,942.27

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4470	–	⃀612,129.20
Regency FX Cheapest	87.2109	$0.00	⃀610,476.45	−⃀1,652.75
Wise	87.4770	$218.89	⃀593,191.16	−⃀18,938.04

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4504	–	⃀612,152.69
Regency FX Cheapest	87.2143	$0.00	⃀610,499.88	−⃀1,652.81
Wise	87.4708	$217.57	⃀593,264.58	−⃀18,888.11

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4500	–	⃀612,149.97
Regency FX Cheapest	87.2139	$0.00	⃀610,497.16	−⃀1,652.80
Wise	87.4708	$217.57	⃀593,264.58	−⃀18,885.39

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4504	–	⃀612,152.59
Regency FX Cheapest	87.2143	$0.00	⃀610,499.78	−⃀1,652.81
Wise	87.4779	$218.89	⃀593,197.26	−⃀18,955.33

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4498	–	⃀612,148.85
Regency FX Cheapest	87.2137	$0.00	⃀610,496.04	−⃀1,652.80
Wise	87.4716	$217.57	⃀593,270.00	−⃀18,878.84

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4498	–	⃀612,148.64
Regency FX Cheapest	87.2137	$0.00	⃀610,495.83	−⃀1,652.81
Wise	87.4712	$217.57	⃀593,267.29	−⃀18,881.34

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4504	–	⃀612,152.67
Regency FX Cheapest	87.2143	$0.00	⃀610,499.85	−⃀1,652.82
Wise	87.4716	$217.57	⃀593,270.00	−⃀18,882.67

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4499	–	⃀612,149.07
Regency FX Cheapest	87.2138	$0.00	⃀610,496.27	−⃀1,652.80
Wise	87.4703	$217.57	⃀593,261.19	−⃀18,887.88

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4501	–	⃀612,151.03
Regency FX Cheapest	87.2140	$0.00	⃀610,498.22	−⃀1,652.81
Wise	87.4703	$217.57	⃀593,261.19	−⃀18,889.84

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4503	–	⃀612,152.11
Regency FX Cheapest	87.2142	$0.00	⃀610,499.30	−⃀1,652.81
Wise	87.4632	$216.26	⃀593,327.61	−⃀18,824.50

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4502	–	⃀612,151.37
Regency FX Cheapest	87.2141	$0.00	⃀610,498.56	−⃀1,652.81
Wise	87.4788	$218.89	⃀593,203.37	−⃀18,948.00

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4506	–	⃀612,154.13
Regency FX Cheapest	87.2145	$0.00	⃀610,501.31	−⃀1,652.82
Wise	87.4764	$218.23	⃀593,244.83	−⃀18,909.30

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
Wise Cheapest	87.4787	$218.89	⃀593,202.69	–
Regency FX No quote collected this day	–	–	–	–

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4496	–	⃀612,146.99
Regency FX Cheapest	87.2135	$0.00	⃀610,494.19	−⃀1,652.80
Wise	87.4772	$218.89	⃀593,192.52	−⃀18,954.47

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4498	–	⃀612,148.28
Regency FX Cheapest	87.2136	$0.00	⃀610,495.48	−⃀1,652.80
Wise	87.4651	$216.91	⃀593,283.65	−⃀18,864.63

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4491	–	⃀612,143.71
Regency FX Cheapest	87.2130	$0.00	⃀610,490.93	−⃀1,652.78
Wise	87.4651	$216.91	⃀593,283.65	−⃀18,860.06

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4486	–	⃀612,140.23
Regency FX Cheapest	87.2125	$0.00	⃀610,487.45	−⃀1,652.78
Wise	87.4649	$216.91	⃀593,282.29	−⃀18,857.94

Mon, Oct 26, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4486	–	⃀612,140.21
Regency FX Cheapest	87.2125	$0.00	⃀610,487.43	−⃀1,652.78
Wise	87.4649	$216.91	⃀593,282.29	−⃀18,857.92

Tue, Oct 27, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4500	–	⃀612,150.27
Regency FX Cheapest	87.2139	$0.00	⃀610,497.46	−⃀1,652.81
Wise	87.4767	$218.89	⃀593,189.13	−⃀18,961.14

Wed, Oct 28, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	87.4492	–	⃀612,144.39
Regency FX Cheapest	87.2131	$0.00	⃀610,491.60	−⃀1,652.79
Wise	87.4440	$213.62	⃀593,428.21	−⃀18,716.18

Compare the best ways to send money from United States to Kyrgyzstan

Best companies for USD/KGS transfers

Pick a company

Pay for it

Check and send

Understanding USD/KGS exchange rate

Is the cheapest money transfer company always the best?

Money transfer apps

Online transfers

Currency brokers

Global accounts

Multi-currency accounts

Find the right USD/KGS company

Cash-funded transfers now carry a 1% tax

The $10,000 rule is not a transfer limit

You normally have 30 minutes to cancel

Need to send a large amount of USD to Kyrgyzstan?

Recommendations

Tools & resources