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Overall top choice: Wise
Of the 5 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.
Over the last six months, Wise appeared in 100% of searches for transfers between Puerto Rico and Spain.
When sending money from Puerto Rico to Spain, using Wise in a great option.
How to get the best deal on sending money from Puerto Rico to Spain
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from Puerto Rico to Spain.
- Choose a provider
Select the provider that offers you the best value on buying EUR & service for your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Summary of recent searches
Considerations to make sending money from Puerto Rico to Spain easy
Comparing the different providers offering services between Puerto Rico and Spain, is the best way to send money with confidence.
The 5 providers we've compared ensures you will get the best options for your transfer to Spain from Puerto Rico. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring US Dollar to Spain.
Cheapest way to send money to Spain from Puerto Rico: Wise
The cost is a combination of an average fee of 0* USD and an exchange rate for converting US Dollar to Euro that is -0.22% different to the mid-market rate.
On average, Wise is 0.5% cheaper than the second-best option.
We would recommend Wise for low cost, affordable transfers from Euros to Spain.
*The most common fee applied to USD-EUR by Wise, based on data from the past six months.
Fastest company to send money to Spain from Puerto Rico: Xe.
Through our data, Xe was the quickest way to send money from Puerto Rico to Euro 42.1% of the time.
Sending money through Xe to Spain from Puerto Rico has an average fee of 0.37 USD.
To understand who was the fastest, we tested Xe as part of 5 money transfer providers. Within this, we looked at the overall speed of sending money from Puerto Rico to Spain. This was made up of transfer times to Spain after US Dollars were added to a money transfer account.
When fast money transfers between Puerto Rico and Spain are a priority, Xe is our recommended choice.
Transfer a large amount of money
Wise is the strongest option for large transfers of the 5 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from Puerto Rico to Spain can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to Spain from Puerto Rico.
Understanding the cost of sending money from Puerto Rico to Spain
Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from Puerto Rico to Spain.
The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Euro for your US Dollar. The current USD-EUR mid-market rate is 0.8983 EUR per US Dollar.
This rate changes regularly so it can pay to track it. For comparison, the USD-EUR mid-market rate for the past three months has averaged 0.924 EUR per US Dollar, with a low of 0.8922 and a high of 0.9424.
Wise is currently offering the best exchange rate from the 5 companies compared.
Often the USD-EUR exchange rate you pay is the biggest cost factor when transferring US Dollars to Spain.
Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of US Dollar you’re sending to Spain. Instarem currently has the lowest fees for transfers into EUR at an average of 0 USD over the last 6 months. We always recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Euro is the biggest indicator of the total cost of sending money to Spain from Puerto Rico. The bigger the amount received in Spain, the lower the overall cost of sending from Puerto Rico.
Getting best exchange rate for sending US Dollar to Euro
Timing is essential when tracking the mid-market rate between USD and EUR. The end exchange rate you secure impacts how much EUR you get for your USD.
The recent mid-market rate trends are:
Over the past six months, the mid-market rate from USD to EUR was 0.924.
During this period, it hit a high of 0.9424, and a low of 0.8922.
Wise, which is our recommended service to send money online from Puerto Rico to Spain offers an exchange rate that is only 0% above the mid-market rate.
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Payment methods for Puerto Rico to Spain transfers
Bank transfers
Bank transfers are often the fastest option, and normally the cheapest, for sending money from Puerto Rico to Spain.
By opting for a money transfer company such as Wise for transfers from Puerto Rico to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Wise is the cheapest provider for bank transfers from the 5 we tested when sending USD to Spain.
With an average fee of USD34.82 to send money from Puerto Rico to Spain, Wise offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid card payments
Using a debit card, or prepaid option, for sending money from Puerto Rico to Spain is easy with Wise.
Wise is a market leader in debit card payments for transfers from Puerto Rico to Spain, this is among a total of 5 money transfer companies compared.
Credit card transfers
When it comes to sending money with a credit card from Puerto Rico to Spain, Instarem emerges as our top choice of the 5 companies offering this service.
Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Spain and Puerto Rico.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Puerto Rico to Spain.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send USD to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
