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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
Overall top choice: Wise
Of the 15 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.
Over the last six months, Wise appeared in 100% of searches for transfers between New Zealand and Spain.
When sending money from New Zealand to Spain, using Wise in a great option.
How to compare deals on New Zealand to Spain money transfers
- Always compare rates
Don't pay more than you need to. Use our live comparison tool to ensure the best rates on money transfers from New Zealand to Spain.
- Choose a provider
Select the provider that gives you the best value & service for your needs
- Click, sign up & send
Follow the steps & start your transfer from New Zealand. Your funds will be converted to Euro and transferred to Spain.
Summary of recent searches
Considerations to make sending money from New Zealand to Spain easy
Comparing the different providers offering services between New Zealand and Spain, is the best way to send money with confidence.
The 15 providers we've compared ensures you will get the best options for your transfer to Spain from New Zealand. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring New Zealand Dollar to Spain.
Cheapest way to send money to Spain from New Zealand: Revolut
The cost is a combination of an average fee of 0* NZD and an exchange rate for converting New Zealand Dollar to Euro that is 0.13% different to the mid-market rate.
On average, Revolut is 0.3% cheaper than the second-best option.
We would recommend Revolut for low cost, affordable transfers from Euros to Spain.
*The most common fee applied to NZD-EUR by Revolut, based on data from the past six months.
Fastest way to transfer money to Spain from New Zealand: Wise.
Through our data, we found Wise to be the fastest option for sending money from New Zealand into Euro in 70% of occasions. For fast NZD to EUR money transfers, Wise comes highly recommended.
New Zealand to Spain transfers with Wise have an average fee of 38.47 NZD.
To test that Wise was the 'fastest' option we compared 15 providers. With this, we compared overall speed of sending money from New Zealand to Spain made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Spain.
When sending at speed is a priority, Wise is our recommended choice for sending into Spain from New Zealand.
Transfer a large amount of money
Wise is the strongest option for large transfers of the 15 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Spain can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to Spain from New Zealand.
Understanding the cost of sending money from New Zealand to Spain
Ensuring a strong combination of fees and exchange rates ensures the best deal on money transfers from New Zealand to Spain.
The Mid-Market and Exchange Rates: Finding a provider as close to mid-market rate as possible will ensure more Euro for your New Zealand Dollar. The current NZD-EUR mid-market rate is 0.5561 EUR per New Zealand Dollar.
This rate changes regularly so it can pay to track it. For comparison, the NZD-EUR mid-market rate for the past three months has averaged 0.5596 EUR per New Zealand Dollar, with a low of 0.5407 and a high of 0.5741.
Wise is currently offering the best exchange rate from the 15 companies compared.
Often the NZD-EUR exchange rate you pay is the biggest cost factor when transferring New Zealand Dollars to Spain.
Fees: Money transfer fees are charged on top the exchange rate and can be set, or a percentage of the total amount of New Zealand Dollar you’re sending to Spain. Revolut currently has the lowest fees for transfers into EUR at an average of 0 NZD over the last 6 months. We always recommend searching for your exact send amount for an exact fee.
Amount Received: The amount received in Euro is the biggest indicator of the total cost of sending money to Spain from New Zealand. The bigger the amount received in Spain, the lower the overall cost of sending from New Zealand.
Getting best exchange rate for sending New Zealand Dollar to Euro
Timing is essential when tracking the mid-market rate between NZD and EUR. The end exchange rate you secure impacts how much EUR you get for your NZD.
The recent mid-market rate trends are:
Over the past six months, the mid-market rate from NZD to EUR was 0.5596.
During this period, it hit a high of 0.5741, and a low of 0.5407.
Wise, which is our recommended service to send money online from New Zealand to Spain offers an exchange rate that is only -0.01% above the mid-market rate.
Want to secure the best NZD-Euro exchange rates?
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Payment methods for New Zealand to Spain transfers
Bank transfers
Bank transfers are often the fastest option, and normally the cheapest, for sending money from New Zealand to Spain.
By opting for a money transfer company such as Revolut for transfers from New Zealand to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Revolut is the cheapest provider for bank transfers from the 15 we tested when sending NZD to Spain.
With an average fee of NZD0 to send money from New Zealand to Spain, Revolut offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid card payments
Using a debit card, or prepaid option, for sending money from New Zealand to Spain is easy with Wise.
Wise is a market leader in debit card payments for transfers from New Zealand to Spain, this is among a total of 15 money transfer companies compared.
Credit card transfers
When it comes to sending money with a credit card from New Zealand to Spain, Wise emerges as our top choice of the 15 companies offering this service.
Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Spain and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Spain.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
