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Sending money from New Zealand to Spain

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Amount
2000
NZD
EUR
New Zealand
NZD
Spain
EUR
NZD
$
Top Provider
Amount Received
By Bank Transfer
€1,194.10
Fees: 0
Rate: 0.59705 *
Payment Options
Speed
Debit Card
1-2 Hours
Bank Transfer
1-2 Hours
Key Features
5-star customer rating on TrustPilot
No transfer limit & no fees
£25 gift card when you refer a friend
Excellent customer support
Amount Received
By Bank Transfer
€1,198.92
Fees: NZ$10.00
Rate: 0.60247 *
Payment Options
Speed
Bank Transfer
Next Day
Credit Card
Next Day
Debit Card
Next Day
Key Features
Offers low rates
Well known brand
Amount Received
By Bank Transfer
€1,168.21
Fees: NZ$40.00
Rate: 0.59602 *
Payment Options
Speed
Bank Transfer
1-2 Hours
Key Features
BUSINESS CUSTOMERS ONLY
NOT SUITABLE FOR PERSONAL USE
Amount Received
By Bank Transfer
€1,159.95
Fees: NZ$10.00
Rate: 0.58289 *
Payment Options
Speed
Bank Transfer
3-5 Days
Debit Card
3-5 Days
Key Features
Internationally renowned bank
Current Mid-Market Rate: 1 NZD = 0.602471 EUR
* Some rates may be indicative.

NZD to EUR Currency Transfers

According to the Bank of Spain, remittances worth 3448 million were transferred to Spain in the third quarter of 2020. Whether you are sending money from New Zealand to Spain as a business or an individual, it is important to understand the different transfer methods available, the type of information required by Spanish financial institutes, as well as how the recipient will access the money. International payments sent to Spain will be processed as Euro transfers so it is important to understand the NZD to EUR exchange rate before getting started. 

Best Providers for Sending Money to Spain from New Zealand

When considering how to send money Spain from New Zealand there are some key aspects of the transfer that will impact the best provider for your needs. 

There are plenty of international money transfer providers for New Zealand to Spain. The fastest provider is XE. The cheapest provider we found is TransferWise at 0.9% Above Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using XE when sending NZD – EUR.

This means that by using XE for online money transfers to Spain from New Zealand, you are likely to save on transfer fees and benefit from fast speeds – so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access XE for any reason, our comparison engine has found TransferWise and VertoFX also to be very good options when sending NZD to EUR.

If you are looking to make an international transfer, in some cases you might need to know the SWIFT/BIC code of your recipient in Spain. If you’re unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in Spain.

The cheapest way to send money from New Zealand to Spain

The cost of transferring money will depend on the value of the transaction and amount of EUR you want the recipient in Spain to receive. 

In order to avoid high fees, you should consider the cheapest way to send money from New Zealand to Spain.  

TransferWise has been determined by our comparison engine to be currently offering you the cheapest rates possible.

The fastest way to send money from New Zealand to Spain

When sending money from New Zealand to Spain, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers, particularly if you want to send money instantly. Currently, XE is the fastest way to send NZD – EUR.

What payment methods are available when sending money from New Zealand to Spain?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer every option. Typically you’ll find the most common methods are bank transfers and card payments, but many providers also accept cash and some will even deliver funds straight to your recipient’s door.

Sending money to Spain from New Zealand using credit card

To avoid high fees you can opt to use an online money transfer provider such as TransferWise to pay for your transfer to Spain. Our guide on sending money using a credit card has more information. 

Sending money to Spain from New Zealand using a debit card

With XE you can send money online to Spain using your debit card. But before making a payment, make sure you understand all the processing fees in place. Our guide on sending money using a debit card has more information. 

Using a wire transfer to send money from New Zealand to Spain

Bank and international wire transfers are the most common ways of sending money Spain as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use XE to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

When sending money to Spain from New Zealand using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. If you do decide to make an international transfer using wire transfer, you might be required to use a SWIFT/BIC code when completing your transaction. If you’re unsure of what it is, check out our guide on what is a SWIFT code as well as use our SWIFT code calculator to find the right SWIFT/BIC code.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as XE, TransferWise and VertoFX .

Considerations for a NZD to EUR Currency Transfer

Before sending money to Spain from New Zealand, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to Spain the more value you will get and more EUR the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.
  2. The NZD – EUR exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 0.602471 and the lowest exchange rate margin is currently offered by XE at 0.9% above the mid market rate.
  3. Hidden fees & charges: Before sending money to Spain, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers XE, TransferWise and VertoFX will give insight here.

How to send money from New Zealand to Spain at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send NZD to EUR. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table
  2. Register for an account if required
  3. Input how much you are willing to send
  4. Fund your transfer
  5. Receive & save an email confirming your transfer

How to receive transfers from NZD to EUR in Spain?

Your recipient has a few methods available to receive your money in Spain. These will vary between providers, but it is possible to find services that will:

If your recipient is going to collect or have the money delivered to them in Spain, then they will usually need the following:

How much money can be transferred from New Zealand to Spain?

The amount of EUR you can receive from New Zealand will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers. 

You should also check if there are any government regulations pertaining to the amount of EUR that can be received in Spain or sent from New Zealand before making your transfer.

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