How to send money to Spain from UK with the best GBP-EUR rate

We’ve compared 15 companies, and found TapTap Send to be the cheapest, while Wise the fastest.

Sending £6,000 gets you €6,990 with TapTap Send at 1.1650 rupees per pound, about 0.27% more than the next best option.

Best companies for GBP/EUR transfers

16 of 16 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze GBP/EUR exchange rates from our comparisons.

Based on 6,000 GBP transfer

Best companies for GBP/EUR transfers

All money transfer offers for GBP/EUR transfers, sorted by most EUR received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee £20.25 1 GBP = 1.1649 EUR -0.01% vs mid-market Recipient gets €6,965.75 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£20.251 GBP = 1.1649 EUR
€6,965.75You pay£6,000.00
Promoted
Xe

Xe

Pay via Debit card
Fee £0.00 1 GBP = 1.1569 EUR +0.68% vs mid-market Recipient gets €6,941.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Spain with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1569 EUR
€6,941.40You pay£6,000.00

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TapTap Send

TapTap Send

Pay via Debit card
Fee £0.00 1 GBP = 1.1650 EUR -0.02% vs mid-market Recipient gets €6,990.00 Minutes
CheapestUsing Debit card with TapTap Send is the cheapest way to send money to Spain from United Kingdom.
Receive to bank account

Ways to receive money in Spain with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 GBP = 1.1650 EUR
€6,990.00You pay£6,000.00
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1619 EUR +0.25% vs mid-market Recipient gets €6,971.17 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Spain with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 GBP = 1.1619 EUR
€6,971.17You pay£6,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1616 EUR +0.27% vs mid-market Recipient gets €6,969.77 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Spain with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1616 EUR
€6,969.77You pay£6,000.00
TorFx

TorFx

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1613 EUR +0.30% vs mid-market Recipient gets €6,967.68 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Spain with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1613 EUR
€6,967.68You pay£6,000.00
Wise

Wise

Pay via Bank transfer
Fee £20.25 1 GBP = 1.1649 EUR -0.01% vs mid-market Recipient gets €6,965.75 Within minutes
FastestWise with Bank transfer deposit is the fastest way to send GBP to Spain.RecommendedBased on our editorial reviews, Wise is our recommended way to send money from United Kingdom to Spain.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£20.251 GBP = 1.1649 EUR
€6,965.75You pay£6,000.00
Starling Bank

Starling Bank

Pay via Bank transfer
Fee £24.30 1 GBP = 1.1654 EUR -0.05% vs mid-market Recipient gets €6,963.84 1-2 Hours

Ways to receive money in Spain with Starling Bank when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit1-2 HoursAvailable via:Bank Account (SWIFT), Bank Account (Low Cost)
£24.301 GBP = 1.1654 EUR
€6,963.84You pay£6,000.00
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1590 EUR +0.50% vs mid-market Recipient gets €6,954.00 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Spain with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1590 EUR
€6,954.00You pay£6,000.00
OFX

OFX

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1590 EUR +0.50% vs mid-market Recipient gets €6,953.70 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Spain with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1590 EUR
€6,953.70You pay£6,000.00
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee £2.58 1 GBP = 1.1583 EUR +0.56% vs mid-market Recipient gets €6,946.80 Minutes - 24 hours
Receive to bank account

Ways to receive money in Spain with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
£2.581 GBP = 1.1583 EUR
€6,946.80You pay£6,000.00
Wise

Wise

Pay via Debit card
Fee £39.24 1 GBP = 1.1649 EUR -0.01% vs mid-market Recipient gets €6,943.63 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£39.241 GBP = 1.1649 EUR
€6,943.63You pay£6,000.00
Xe

Xe

Pay via Debit card
Fee £0.00 1 GBP = 1.1569 EUR +0.68% vs mid-market Recipient gets €6,941.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Spain with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1569 EUR
€6,941.40You pay£6,000.00
Xe

Xe

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1569 EUR +0.68% vs mid-market Recipient gets €6,941.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Spain with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1569 EUR
€6,941.40You pay£6,000.00
Xe

Xe

Pay via Credit card
Fee £0.00 1 GBP = 1.1569 EUR +0.68% vs mid-market Recipient gets €6,941.40 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Spain with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 GBP = 1.1569 EUR
€6,941.40You pay£6,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee £50.00 1 GBP = 1.1629 EUR +0.16% vs mid-market Recipient gets €6,919.07 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Spain with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£50.001 GBP = 1.1629 EUR
€6,919.07You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit card
Fee £0.00 1 GBP = 1.1513 EUR +1.16% vs mid-market Recipient gets €6,907.80 Minutes - 24 hours

Ways to receive money in Spain with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 1.1513 EUR
€6,907.80You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 1.1432 EUR
€6,859.20You pay£6,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
Free1 GBP = 1.1048 EUR
€6,628.80You pay£6,000.00
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit card
Fee £0.00 1 GBP = 1.1513 EUR +1.16% vs mid-market Recipient gets €6,907.80 Minutes - 24 hours

Ways to receive money in Spain with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 1.1513 EUR
€6,907.80You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 1.1432 EUR
€6,859.20You pay£6,004.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
Free1 GBP = 1.1048 EUR
€6,628.80You pay£6,000.00
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1513 EUR +1.16% vs mid-market Recipient gets €6,907.80 Minutes - 24 hours

Ways to receive money in Spain with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
Free1 GBP = 1.1513 EUR
€6,907.80You pay£6,000.00
Cash pickupMinutes - 24 hours
£4.991 GBP = 1.1432 EUR
€6,859.20You pay£6,004.99
Moneycorp

Moneycorp

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1485 EUR +1.40% vs mid-market Recipient gets €6,890.80 Minutes - 2 days

Ways to receive money in Spain with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 GBP = 1.1485 EUR
€6,890.80You pay£6,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Debit card
Fee £92.00 1 GBP = 1.1629 EUR +0.16% vs mid-market Recipient gets €6,870.23 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Spain with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
£92.001 GBP = 1.1629 EUR
€6,870.23You pay£6,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Opal Transfer

Opal Transfer

Pay via Bank transfer
Fee £0.30 1 GBP = 1.1430 EUR +1.89% vs mid-market Recipient gets €6,857.66 Minutes - 24 hours
0 reviews

Ways to receive money in Spain with Opal Transfer when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
£0.301 GBP = 1.1430 EUR
€6,857.66You pay£6,000.00
HSBC

HSBC

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1390 EUR +2.24% vs mid-market Recipient gets €6,833.98 Minutes - 5 days

Ways to receive money in Spain with HSBC when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
Free1 GBP = 1.1390 EUR
€6,833.98You pay£6,000.00
Wise

Wise

Pay via Credit card
Fee £153.10 1 GBP = 1.1649 EUR -0.01% vs mid-market Recipient gets €6,811.00 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Spain with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
£153.101 GBP = 1.1649 EUR
€6,811.00You pay£6,000.00
Barclays

Barclays

Pay via Bank transfer
Fee £0.00 1 GBP = 1.1327 EUR +2.79% vs mid-market Recipient gets €6,796.48 Minutes - 5 days
0 reviews

Ways to receive money in Spain with Barclays when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 5 days
Free1 GBP = 1.1327 EUR
€6,796.48You pay£6,000.00
How Our Results Work
Mid-market rate: 1 GBP = 1.164774 EUR Updates every 60 minutes.

How to send money from UK to Spain

Pick a company

For a one-off transfer to Spain, I suggest picking the cheapest option which is TapTap Send.

On a 6,000 GBP transfer, TapTap Send delivers the most EUR.

The best option will change depending on how much you actually send, so I suggest to get the best GBP/EUR rate.

Fund your transfer

You have 3 ways to pay, including bank transfer, debit card, and credit card.

Paying from your bank is usually both cheapest and quickest, since most companies connect straight into your banking app via Open Banking.

Anywhere a debit card works, Apple Pay and Google Pay usually do too.

Verify and send

First time round you'll need to confirm your name, date of birth, address and a photo ID.

On £6,000 transfer it's normally instant but can take a couple hours.

Ways to send money from the UK to Spain

There are many ways to send money to Spain from the UK, including broker, app, online, multi-currency account, global account, bank, in person, and challenger bank, and more.

For small & frequent transfers

Money transfer apps

If you send small amounts back home to Spain, say weekly or monthly, an app like TapTap Send is the easiest and cheapest way to do it.

It charges £0 in fees, has -0.02% markup, lets you save recipient details, and EUR will arrive in minutes.

For one off transfers

Online transfers

Sending money online is good for occasional medium sized EUR transfers, around £1,000 - £5,000.

Online companies like Wise often have higher limits and/or first time promos.

Of 1 online services, Wise is the cheapest and will get you €6,965.75 on £6,000 transfer.

For large transfers

Brokers

Currency brokers like Key Currency are the best for £10,000+ transfers (things like house deposits, education fees, relocation, etc.).

You get a dedicated account manager to handle your transfer to Spain, and 24/7 support.

Key Currency charges no fees on large transfers, but adds 0.25% markup on top of the current GBP/EUR rate.

The markup gets better the more GBP you send, so we suggest .

For fast money transfers

Cash transfer

Sending cash is the fastest way to send money from the UK to Spain, but is usually a bit more more expensive.

You will need to deposit £6,000 online via MoneyGram, and your recipient in Spain will be able to collect €6,907.8 in minutes.

For spending and receiving

Multi-currency accounts

Multi-currency accounts let you hold and spend Euros abroad like a local.

Wise offers the best multi-currency account.

With it, converting £6,000 to EUR will get you €6,965.75 after fees.

If you don’t have EUR in your account, your GBP will auto-convert whenever you pay with Wise in Spain.

Once you have EUR in the account, there are no extra fees from Wise for spending or holding it (local ATM charges may still apply).

Cheaper than a high-street bank

Challenger banks

If you already bank with Starling Bank, it’s rarely the cheapest way to send money to Spain, but it’s fine for an occasional small transfer.

On a £6,000 transfer, Starling Bank will get you €6,963.84.

It charges £24.3 in fees and adds -0.05% to the mid-market rate.

It is cheaper than using a traditional bank like HSBC (which charges €6,833.98 in fees with 2.24% markup), but still more expensive than a money transfer company.

For business transfers

Global accounts

Global accounts are for UK businesses making payments overseas.

For suppliers, freelancers, salaries, or invoices in Spain, companies like Airwallex, WorldFirst, or Payoneer handle batch and recurring payments a consumer app simply can’t.

Only if you have to

Banks

Your UK bank is the most expensive way to send money to Spain.

On a £6,000 transfer, banks like HSBC will add 2.24% markup, getting you €6,833.98 vs €6,990 with TapTap Send.

Ways to fund GBP and receive EUR in Spain

Pay-in and pay-out methods will affect how much GBP you deposit and how much EUR your recipient gets. Use the table below to see how different options change how much you pay and what they get.

The overall best and cheapest way to send £6,000 to Spain is via TapTap Send, using a debit card to deposit GBP and bank deposit to receive EUR.

Depositing GBP

You have 3 pay-in options for transfers to Spain, including bank transfer, debit card, and credit card.

The cheapest pay-in option is debit card.

The fastest option in the UK is almost always bank transfer, since most companies use Open Banking and Faster Payments System (FPS).

The most expensive deposit option is credit card.

Be careful with credit card deposits, since your bank often treats it as a cash advance and will charge interest.

Receiving money in Spain

Money can reach Spain by bank deposit, cash pickup, and card deposit, and each delivery method comes with its own fees.

The cheapest way to receive money in Spain is with bank deposit on average.

Receiving cash

MoneyGram is the cheapest option for cash pickup ( getting you €6,907.8 on £6,000 transfer).

Digital wallets

Your recipient can receive EUR directly into a digital wallet (like PayPal) which usually takes a few minutes to arrive.

  1. 1
    Debit card Bank deposit

    You pay £6,000.00

    €6,990

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay £6,000.00

    €6,971

    -€19

  3. 3
    Credit card Bank deposit

    You pay £6,000.00

    €6,941

    -€49

  4. 4
    Debit card Cash pickup

    You pay £6,004.99

    €6,859

    -€131

  5. 5
    Bank transfer Cash pickup

    You pay £6,004.99

    €6,859

    -€131

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay £6,004.99

    €6,859

    -€131

  2. 7
    Debit card Card deposit

    You pay £6,000.00

    €6,629

    -€361

  3. 8
    Credit card Card deposit

    You pay £6,000.00

    €6,629

    -€361

Consider this when sending GBP to Spain

There are a few nuances you should consider before sending GBP to Spain such as limits, taxes, and safety.

Compare GBP/EUR transfer options

Right now, these are the best money transfer options for £6,000 transfer to Spain:

Cheapest way to send money to Spain

The cheapest way is to use TapTap Send, pay in with a debit card and withdraw via bank deposit. You will get €6,990, which is 0.27% more than the next best option.

Fastest way to send money to Spain

The fastest way is to use Wise via bank transfer deposit and bank deposit for pay out. You get €6,965.75 and it will arrive in within minutes.

UK transfer limits

There is no legal limit and no tax on sending your own money abroad.

Main hard limits come from your bank or money transfer company, often around £10,000 to £25,000 online (which you can usually increase in the app).

Also, the "£10,000 declaration" only applies to physically carrying cash through the border, not online transfers.

And on bigger GBP/EUR transfers (roughly £10,000 up) expect a source-of-funds check, such as a payslip or a statement.

That's anti-money-laundering checks, but it holds transfers up, so be prepared.

The transfer costs involved

Your cost is the fee plus the exchange-rate margin.

For example, sending €6,990 with TapTap Send will get you 6,990 EUR, that’s including £0 fee and -0.02% in exchange rate markup.

A bank like HSBC on the other hand, will get you €6,833.98, that’s £0 in fees but 2.24% in FX fees.

Taxes on money transfers

There is no UK tax for the act of sending money to Spain.

And, regular gifts out of your normal income are free of inheritance tax straight away, no cap and no seven-year wait.

Staying safe when sending abroad

Only ever use a provider authorised by the FCA, which you can check on the FCA register in under a minute.

The rules in place for any scams cover domestic pound transfers only, on a transfer abroad you're less protected.

Always confirm who you're really sending to before you send, because there's little recourse after.

For more information, check our guide to money transfer regulations in the UK.

Live GBP-EUR Exchange Rate

Finding the best exchange rate for GBP to EUR

The exchange rate you secure impacts how much EUR you get for your GBP, so waiting a day or two can get you more Euros.

Mid-market rate:1 GBP = 1.164295 EUR

How we analyse the market

We track 15 regulated companies offering money transfers from the UK to Spain in real time.

We analyse the fees, exchange rates, deposit/withdrawal methods, and each goes through our internal review.

Most GBP/EUR pricing data comes directly from the providers. We collect the rest manually, run it through our comparison engine and label it in the table.

More on how we work:

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.