/Send money/To Spain/From Japan

How to send money to Spain from Japan with the best JPY-EUR rate

Compare the best deals on transfers from Japan to Spain. Explore the cheapest, fastest, and most reliable providers with the best JPY to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Spain from Japan.

Transferring the other way? Send EUR from Spain to Japan instead.
December 27th, 2025
1,000,000 JPY
EUR
Last updated: Today
Results below are based on a 1000000 JPY search
Live mid-market rate*: 1 JPY = 0.005434 EUR
Promoted
Wise
Recipient gets (EUR)
€5,394.99
Full transfer details
Visit Wise
€124 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (EUR)
€5,300.00
Full transfer details
Visit Xe
€29 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Sort by:
10 of 10 providers
Exclusive: Special Rate for 1st Transfer
1
Key Currency
Recipient gets (EUR)
€5,420.41
Full transfer details
Visit Key Currency
€149 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
2
Regency FX
Recipient gets (EUR)
€5,419.33
Full transfer details
Visit Regency FX
€148 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
3
TorFx
Recipient gets (EUR)
€5,417.70
Full transfer details
Visit TorFx
€147 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
4
OFX
Recipient gets (EUR)
€5,406.83
Full transfer details
Visit OFX
€136 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
5
Currencies Direct
Recipient gets (EUR)
€5,406.00
Full transfer details
Visit Currencies Direct
€135 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
Wise
Recipient gets (EUR)
€5,394.99
Full transfer details
Visit Wise
€124 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
7
Xe
Recipient gets (EUR)
€5,300.00
Full transfer details
Visit Xe
€29 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Promoted
Wise
Recipient gets (EUR)
€5,394.99
Full transfer details
Visit Wise
€124 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Promoted
Xe
Recipient gets (EUR)
€5,300.00
Full transfer details
Visit Xe
€29 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall top choice: Wise

Wise is the best way to transfer Yen into Euro.

Of the 10 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Sending 1,000,000 JPY to EUR will cost you ¥7134 in fees, and you will receive 5,394.99 EUR.

When sending money from Japan to Spain, using Wise in a great option.

Wise is the top rated company for sending money from Japan (JPY) to Spain (EUR) - Wise Screenshot

How to send money from Japan to Spain

Always compare rates

Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Euro from Japan.

Always compare rates

Choose a provider

Select the provider offering the best way to send to Spain based on your needs.

Choose a provider

Click, sign up & send

Follow the steps & make your transfer. Your Euro will soon be on their way to Spain.

Click, sign up & send

Summary of recent searches

Top rated for transfers from Japan to Spain
Wise
Total number of JP - ES providers
10
Average cheapest fees & rate
Key Currency
Average fastest transfer
Wise
Average transfer time
Next day
Best for bank transfers
Key Currency

Considerations to make when sending money from Japan to Spain

Comparing the different providers offering services between Japan and Spain, is the best way to send money with confidence.

The 10 providers we've compared ensures you will get the best options for your transfer to Spain from Japan. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Yen to Spain.

Cheapest way to send money to Spain from Japan: Key Currency

Of the 10 providers compared, Key Currency is the cheapest option for sending money today.

The cost is a combination of a fee of 0 JPY and an exchange rate for converting Yen to Euro that is 0.25% different to the mid-market rate.

We found that Key Currency is 0.02% cheaper than the second-best option.

We would recommend Key Currency for low cost, affordable transfers from Euros to Spain.

Key Currency is the cheapest way to send money from Japan (JPY) to Spain (EUR) - Key Currency Screenshot

Fastest way to send money to Spain from Japan: Wise.

Of the 10 companies offering Japan to Spain, Wise is the quickest.

If you send ¥1,000,000 with Wise to Spain, the transfer time is en menos de una hora. This is currently the fastest option, but can vary depending on how much JPY you send to Spain.

Sending money from Japan to Spain through Wise has a fee of 7134 JPY.

To find the fastest company, we compared 10 money transfer providers for the overall speed of sending money from Japan to Spain. This was made up of depositing Yen to a money transfer account and transfer times to Spain.

When looking for the fastest money transfer, Wise is our best choice for sending into Spain from Japan.

Wise is the fastest way to send money from Japan (JPY) to Spain (EUR) - Wise Screenshot

The best apps to send JPY to Spain from Japan

Most money transfer companies have apps you can use to send money abroad.

We've compared and analyzed over 10 apps & companies for JPY/EUR transfers and these are the best apps we found. All these apps are available on iOS and Android for free.

App

Rating

Mobile wallet

Currencies Direct App

iOS: 4.8 / 4.4K reviews

Android: 4.7 / 2.09K reviews

Yes (21 currencies)

OFX App

iOS: 4.8 / 2.6K reviews

Android: 4.4 / 4.19K reviews

Yes (30+ currencies)

TorFx App

iOS: 4.7 / 106 reviews

Android: 4.8 / 835 reviews

No

Wise App

iOS: 4.8 / 158K reviews

Android: 4.8 / 1.52M reviews

Yes (40+ currencies)

Xe App

iOS: 4.8 / 108.4K reviews

Android: 4.8 / 346K reviews

No

Revolut

iOS: 4.9 / 936K reviews

Android: 4.8 / 3.64M reviews

Yes (39 currencies)

Transfer a large amount of money

To transfer large sums of money from Japan to Spain, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
10 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from Japan to Spain can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Spain from Japan.

Understanding the cost of transferring money from Japan to Spain

The total cost of money transfers from Japan to Spain is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for JPY-EUR is currently 0.0054 EUR per Yen. Providers offering services closer to this rate will ensure more Euro for your Yens.

  • To give a historic average, over the last 7 days the JPY-EUR mid-market rate has been 0.0054 EUR per Yen, this has had a high of 0.0054 and a low of 0.0054.

  • From the 10 companies compared, Key Currency offers the best exchange rate on transfers to Spain and Japan.

  • Generally, the exchange rate you receive on converting JPY to EUR will be the biggest factor impacting the cost of sending Yens to Spain.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Key Currency, just 0 JPY per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Euro. Simply, the higher the amount received in Japan, the lower the cost of sending from Spain.

The best exchange rate for Yen to Euro transfers

When sending money between JPY and EUR getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much EUR you get for your JPY.

Mid-market Rate
1 
JPY
=
0.005424 
EUR

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from JPY to EUR has been 0.0054.

  • During this period, there was a high of 0.0054, and 0.0054 being the lowest point.

  • Wise, which is our recommended service to send money online from Japan to Spain offers an exchange rate with a 0.63% markup against the mid-market rate.

Want to secure the best JPY-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to Spain!

Payment methods for Japan to
Spain transfers

Bank transfers

Bank transfers are often the fastest option, and normally the cheapest, for sending money from Japan to Spain.

By opting for a money transfer company such as Key Currency for transfers from Japan to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


On average, Key Currency is the cheapest provider for bank transfers from the 10 we tested when sending JPY to Spain.

With a fee of JPY0 to send money from Japan to Spain, Key Currency offers a great combination of competitive exchange rates and lower fees.


Debit and prepaid card payments

Using a debit card, or prepaid option, for sending money from Japan to Spain is easy with .


is a market leader in debit card payments for transfers from Japan to Spain, this is among a total of 10 money transfer companies compared.

Credit card transfers

When it comes to credit card transfers from Japan to Spain, we to get the best deal as not many companies offer direct credit card deposits.

Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Spain and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to Spain.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

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Can I schedule regular transfers between Japan and Spain?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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