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How to send money to Spain from Japan with the best JPY-EUR rate

Compare the best deals on transfers from Japan to Spain. Explore the cheapest, fastest, and most reliable providers with the best JPY to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Spain from Japan.

Transferring the other way? Send EUR from Spain to Japan instead.
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July 8th, 2025
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Best money transfer companies

Send money from Japan to Spain

Last updated: Today
Mid-market rate as of 07/08/2025: 1 JPY = 0.005859 EUR
Results below are based on a 1000000 JPY search
0 of 11 providers
Sponsored
Wise
Recipient gets (EUR)
€5,816.95
Full transfer details
Visit Wise
€134 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,780.00
Full transfer details
Visit Xe
€97 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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1
Instarem
Recipient gets (EUR)
€5,900.00
Full transfer details
Visit Instarem
€217 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Key Currency
Recipient gets (EUR)
€5,844.35
Full transfer details
Visit Key Currency
€161 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (EUR)
€5,843.18
Full transfer details
Visit Regency FX
€160 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (EUR)
€5,841.42
Full transfer details
Visit TorFx
€158 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Currencies Direct
Recipient gets (EUR)
€5,830.00
Full transfer details
Visit Currencies Direct
€147 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
OFX
Recipient gets (EUR)
€5,823.00
Full transfer details
Visit OFX
€140 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
7
Wise
Recipient gets (EUR)
€5,816.95
Full transfer details
Visit Wise
€134 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (EUR)
€5,780.00
Full transfer details
Visit Xe
€97 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Revolut
Recipient gets (EUR)
€5,829.74
Sponsored
Wise
Recipient gets (EUR)
€5,816.95
Full transfer details
Visit Wise
€134 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (EUR)
€5,780.00
Full transfer details
Visit Xe
€97 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall top choice: Wise

Wise is the best way to transfer Yen into Euro.

Of the 11 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Sending 1,000,000 JPY to EUR will cost you ¥7134 in fees, and you will receive 5,816.95 EUR.

When sending money from Japan to Spain, using Wise in a great option.

Wise is the top rated company for sending money from Japan (JPY) to Spain (EUR) - Wise Screenshot

How to send money from Japan to Spain

Summary of recent searches

Top rated for transfers from Japan to Spain
Wise
Total number of JP - ES providers
11
Average cheapest fees & rate
Instarem
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Instarem

Considerations to make sending money from Japan to Spain easy

1
Compare providers

Comparing the different providers offering services between Japan and Spain, is the best way to send money with confidence.

The 11 providers we've compared ensures you will get the best options for your transfer to Spain from Japan. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Yen to Spain.

2
Exchange rates between Yen-Euro
3
Choose the right payment method
4
Financial regulation in Japan and Spain
5
Consider transfer limits
6
Receiving money in Spain
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Spain from Japan: Instarem

Of the 11 providers compared, Instarem is the cheapest option for sending money today.

The cost is a combination of a fee of 0 JPY and an exchange rate for converting Yen to Euro that is -0.7% different to the mid-market rate.

We found that Instarem is 0.94% cheaper than the second-best option.

We would recommend Instarem for low cost, affordable transfers from Euros to Spain.

Instarem is the cheapest way to send money from Japan (JPY) to Spain (EUR) - Instarem Screenshot 1
Instarem is the cheapest way to send money from Japan (JPY) to Spain (EUR) - Instarem Screenshot 2

Fastest way to send money to Spain from Japan: Wise.

Of the 11 companies offering Japan to Spain, Wise is the quickest.

If you send ¥1,000,000 with Wise to Spain, the transfer time is en pocos minutos. This is currently the fastest option, but can vary depending on how much JPY you send to Spain.

Sending money from Japan to Spain through Wise has a fee of 7134 JPY.

To find the fastest company, we compared 11 money transfer providers for the overall speed of sending money from Japan to Spain. This was made up of depositing Yen to a money transfer account and transfer times to Spain.

When looking for the fastest money transfer, Wise is our best choice for sending into Spain from Japan.

Wise is the fastest way to send money from Japan (JPY) to Spain (EUR) - Wise Screenshot

Transfer a large amount of money

To transfer large sums of money from Japan to Spain, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
11 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from Japan to Spain can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Spain from Japan.

Understanding the cost of transferring money from Japan to Spain

The total cost of money transfers from Japan to Spain is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for JPY-EUR is currently 0.0058 EUR per Yen. Providers offering services closer to this rate will ensure more Euro for your Yens.

  • To give a historic average, over the last 7 days the JPY-EUR mid-market rate has been 0.0059 EUR per Yen, this has had a high of 0.0059 and a low of 0.0059.

  • From the 11 companies compared, Instarem offers the best exchange rate on transfers to Spain and Japan.

  • Generally, the exchange rate you receive on converting JPY to EUR will be the biggest factor impacting the cost of sending Yens to Spain.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Instarem, just 0 JPY per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Euro. Simply, the higher the amount received in Japan, the lower the cost of sending from Spain.

The best exchange rate for Yen to Euro transfers

When sending money between JPY and EUR getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much EUR you get for your JPY.

Mid-market Rate
1 
JPY
=
0.005816 
EUR

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from JPY to EUR has been 0.0059.

  • During this period, there was a high of 0.0059, and 0.0059 being the lowest point.

  • Wise, which is our recommended service to send money online from Japan to Spain offers an exchange rate with a -0.7% markup against the mid-market rate.

Want to secure the best JPY-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to Spain!

Payment methods for Japan to
Spain transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from Japan to Spain.

    By opting for a money transfer company such as Instarem for transfers from Japan to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Instarem is the cheapest provider for bank transfers from the 11 we tested when sending JPY to Spain.

    With a fee of JPY0 to send money from Japan to Spain, Instarem offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from Japan to Spain is easy with .


    is a market leader in debit card payments for transfers from Japan to Spain, this is among a total of 11 money transfer companies compared.

  • Credit card transfers

    When it comes to credit card transfers from Japan to Spain, we recommend running a quick comparison to get the best deal as not many companies offer direct credit card deposits.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Spain and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to Spain.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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