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Send money from Spain to Philippines
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
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"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"Card-to-card transfers can be received in just two minutes."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
PayPalRecipient gets (PHP)₱432,635.58Not recommended
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
In our experience, there are always efficiencies to be made in how businesses manage international payments in and out.
Why not take our free FX health check test to see how effective your business is in managing these. It only takes a couple of minutes.
Best option: Wise
We tested & reviewed 11 money transfer providers, and Wise scored highly in each category.
Transferring 7,000 EUR to PHP will cost you €51.04 in fees, and your recipient will get 466,374.59 PHP.
For a great mix of cost, speed & features, transfer from Spain to Philippine Peso using Wise.
How to send money from Spain to Philippines
- Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you get the best rates on converting into Philippine Peso from Spain.
- Choose a provider
Select the provider offering the best way to send to the Philippines based on your needs.
- Click, sign up & send
Follow the steps & make your transfer. Your Philippine Peso will soon be on their way to the Philippines.
Summary of recent searches
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Considerations for money transfers from Spain to Philippines
Comparing providers offering services between Spain and the Philippines, based on your specific needs is the best way to send money with confidence.
Our comparison includes 11 companies that provide the ability to send Euro to Philippines.
This ensures you get the best options for transfers to the Philippines from Spain, based on the amount you want to send.
Cheapest way to send money to the Philippines from Spain: Regency FX
The cost is a combination of a fee of 0 EUR and an exchange rate for converting Euro to Philippine Peso that is 0.27% different to the mid-market rate.
We found that Regency FX is 0.03% cheaper than the second-best option.
We would recommend Regency FX for low cost, affordable transfers from Philippine Pesos to Philippines.
Fastest money transfers to Philippines from Spain: Regency FX.
For example, the transfer time for sending €7,000 to Philippines with Regency FX is minutes - 24 hours.
But, it can be quicker or longer depending on the exact amount, as well as the day and time of your transfer.
Money transfers from Spain to the Philippines through Regency FX have a fee of 0 EUR.
To confirm that Regency FX was the 'fastest' option we compared 11 money transfer providers for the overall speed of sending money from Spain to the Philippines. This was made up of depositing Euro to a money transfer account and transfer times to the Philippines.
When sending quickly is a priority, Regency FX is our recommended choice for sending into Philippines from Spain.
Transfer a large sum of money
From 11 money transfer companies compared, Wise is the best option for large transfers from Spain to the Philippines.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from Spain to the Philippines can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to the Philippines from Spain because they offer a strong service and competitive exchange rates.
Understanding the cost of moving money from Spain to Philippines
The total cost of sending money to the Philippines from Spain, is made-up of a combination of fees and exchange rates. Sending with a company that can offer a good deal on both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: Currently, the mid-market for EUR-PHP is 67.1327 PHP per Euro.
Finding a company offering an exchange rate closer to this will mean more Philippine Peso for your Euro.
The average EUR-PHP mid-market rate for the last 7 days has been 66.7172 PHP per Euro. This includes a high of 67.1327, and low of 66.3772.
Out of the 11 companies compared, Wise offers the best exchange rates.
The exchange rate you receive on converting EUR to PHP should be the biggest determining cost factor when transferring Euro to the Philippines.
Fees: Transfer fees may have to be paid alongside the transfer, either as a set fee or a percentage of the transfer. Regency FX has a fee of 0 EUR per transfer (which is the cheapest option right now for a €7,000 transfer).
Although you should search for your send amount for actual fees.
Amount Received: Money transfer companies will show you the amount of Philippine Peso eventually received in the Philippines.
A lower cost of sending from Spain will result in more money received in the Philippines.
Getting best exchange rate for transferring Euro to Philippine Peso
When transferring money between EUR and PHP, timing can make a huge difference. The exchange rate you secure impacts how much PHP you get for your EUR.
Let's dive into some interesting recent trends.
In the last week, the mid-market rate from EUR to PHP has fluctuated slightly. On average, it was 66.7172.
Across this 7 days, the highest value recorded was 67.1327, while the lowest was 66.3772.
Wise, which is our recommended service to send money online from Spain to Philippines offers an exchange rate that is only 0.03% above the mid-market rate.
Want to secure the best EUR-Philippine Peso exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Spain to Philippines!
Payment options for transfers from Spain to Philippines
Bank transfers
Bank transfers are often the fastest and cheapest way to send money from Spain to the Philippines.
Using a money transfer company such as Regency FX for payments from Spain to the Philippines, means you can send via a bank transfer and benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
Regency FX is the best money transfer provider for bank transfers of the 11 we compared when sending EUR to the Philippines.
With a fee of 0 EUR to transfer money from Spain to the Philippines, Regency FX offers a great combination of competitive exchange rates and lower fees.
Prepaid and debit cards
Sending money with a debit card from Spain to the Philippines is easy with Wise.
Wise is a leader in debit card money transfers from Spain to the Philippines. They are the best option of the 11 transfer companies compared.
Credit cards
When it comes to credit card transfers from Spain to the Philippines, we recommend comparing your options to get the best deal.
Fee alert: using a credit card to transfer money internationally often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Philippines and Spain.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Spain to Philippines.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to PHP.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
