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Compare the best ways to send money from South Africa to Togo

Get the best deals when you transfer from South Africa to Togo. Find the cheapest, fastest, and most reliable providers with the best ZAR to XOF exchange rates.

Read on for the best deals, expert information, and all you need to send money to Togo from South Africa.

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How to send money from South Africa to Togo

Sending money from South Africa to Togo doesn’t have a huge amount of options. Because of this, we would recommend sending money via:

How to get the best deal on your South Africa to Togo transfer

Sending money from South Africa to Togo: key insights and tips

1
Compare all the options

Don't settle for the first option. Always compare ways to send money from South Africa to Togo to find out about fees, speed, and reliability.

Your analysis should include all the providers that operate between South Africa and Togo. Through this, you get a comprehensive view of all the options you have in South Africa when you need to send money to Togo.

2
Think about the Rand-CFA Franc BCEAO exchange rate
3
Keep your money safe
4
Consider transfer limits
5
How to receive money in Togo
6
Have your ID ready
7
Don't forget about taxes

Cheapest way to send money from South Africa to Togo

Without any money transfer providers serving the South Africa to Togo route, the cheapest money transfer options are limited.

We would recommend using:

Understanding the costs involved when moving money from South Africa to Togo

When calculating the costs of money transfers between South Africa and Togo, here's what really matters:

The Mid-Market Rate: Today, the ZAR-XOF mid-market rate equals to 32.247541. Keep in mind that this rate fluctuates all the time.

The ZAR-XOF average exchange rate of the past three months has been 32.0188, with a highest of 32.5977 and a lowest of 31.3508.

Fees and Markups: When you pick a service with competitive exchange rates and low fees, you get to make the most out of your ZAR to XOF transfers. This strategy keeps your costs down, offering a smart way to handle your international transactions.

How to find the best exchange rate for Rand to CFA Franc BCEAO

Timing is essential sending money between ZAR and XOF. The exchange rate you secure impacts how much XOF you get for your ZAR.

Mid-market Rate
1
= 32.247541 XOF

Let's dive into some interesting recent trends.

  • Over the past six months, the exchange rate from ZAR to XOF has seen some fluctuation. On average, it stood at 32.0188.

  • During this period, the highest value recorded was 32.5977, while the lowest was 31.3508.

  • , which is our recommended service to send money online from South Africa to Togo offers an exchange rate that is only % above the mid-market rate.

Want to secure the best ZAR-CFA Franc BCEAO exchange rates?

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What payment methods are available when sending money from South Africa to
Togo?

  • Sending bank transfers from South Africa to Togo

    Bank transfers are the most common way of sending ZAR to Togo as they are secure, reliable, and convenient.

    If you want to send Rands to Togo via bank transfer, has been the top rated provider in our comparison system for the last three months, recommended % of the time.

    That’s because companies like bypass the SWIFT network and rely on their own digital network of banks, making transfers faster and cheaper. As an example, 's transaction fees for Rands into Togo have averaged at for the last three months. This is significantly lower than the fees charged by banks.

  • Sending money from South Africa to Togo by credit card

    Credit card payments are quick, convenient, and typically more secure than other methods, thanks to backing by the issuing party. Some users may even be able to rack up reward points when making large transactions.

    If you want to send Rands to Togo with a credit card, is your best option. They've been the top rated provider in our comparison system for the last three months, recommended % of the time.

    Note: Beware of charges

    Credit card payments are often classified as cash advances, which bring their own charges, as well as currency conversion and usage fees. Forgetting to pay your balance can also result in high interest charges, and can even damage your credit score.

  • Sending money from South Africa to Togo by payment apps

    If you’d like to send money from South Africa to Togo via payment app, follow these steps:

    1. Download the app and register. Download the app from the App Store or Google Play. You’ll need to register to be able to open an account. Make sure the app services transfers from South Africa to Togo.

    2. Enter your details. Enter any of the details required. You may need a valid form of ID.

    3. Start your transfer. Enter the details of your recipient. Some apps will require full payment details, while others allow you to pay with just an email address. You may need to state that you’re planning to send money to Togo in CFA Franc BCEAO at this stage.

    4. Check the details. It’s vital that you check the details you’ve added to make sure everything is correct. It can be very difficult to reverse a transfer, and most payment apps don’t let you cancel a transfer from South Africa to Togo after it’s been sent.

    5. Send the money. Your app will probably charge a fee for the transfer. They may also add a markup to the ZAR to XOF exchange rate. Check the rate they’re offering against the mid-market rate to make sure you’re getting a good deal.

    The current mid-market rate of ZAR to XOF is 32.247541

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Togo and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Togo .


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to XOF.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

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FAQs

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Contributors

Giovanni Angioni
Giovanni Angioni, a journalist specialized in financial and political topics, has written for well-known outlets like La Stampa, Repubblica, the Economist, and Politico. His background in political sciences complements his extensive experience in covering major international events such as ASEAN and NATO summits, and European Council meetings. His insightful approach to global finance and politics enriches his role at MoneyTransfers.com, where he focuses on making personal finance relatable and understandable for a broad audience.