Best companies for AUD/EUR transfers
8 of 8 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AUD/EUR exchange rates from our comparisons. This page updates weekly. We collect, store, and analyze AUD/EUR exchange rates from our comparisons.
Based on 2,000 AUD transfer Best companies for AUD/EUR transfers All money transfer offers for AUD/EUR transfers, sorted by most EUR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. All money transfer offers for AUD/EUR transfers, sorted by most EUR received. The first two offers may be sponsored promotions. Some offers here pay us a commission. Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $6.99 1 AUD = 0.6197 EUR 0.00% vs mid-market	Recipient gets €1,235.07 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Netherlands with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $6.991 AUD = 0.6197 EUR €1,235.07You pay$2,000.00
Ad MoneyGram Pay via Debit Card	Fees: $2.99 1 AUD = 0.6085 EUR +1.82% vs mid-market	Recipient gets €1,217.00 6-12 Hours
2 reviews
Ways to receive money in Netherlands with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 0.6085 EUR €1,217.00You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 0.5796 EUR €1,159.20You pay$2,003.99
Run a live search Showing top Australia to Netherlands deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to EUR rates.
Run a live search These companies offer multi-currency accounts for spending EUR. We suggest doing a live search based on how much AUD you're planning to spend in Netherlands.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Western Union Pay via Debit Card	Fees: $0.00 1 AUD = 0.6200 EUR -0.05% vs mid-market	Recipient gets €1,240.05 Next Day
8 reviews CheapestUsing Debit Card with Western Union is the cheapest way to send money to Netherlands from Australia. Using Debit Card with Western Union is the cheapest way to send money to Netherlands from Australia. Receive to bank account or cash pickup
Ways to receive money in Netherlands with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.6200 EUR €1,240.05You pay$2,000.00

Western Union Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.6200 EUR -0.05% vs mid-market	Recipient gets €1,240.05 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Netherlands with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.6200 EUR €1,240.05You pay$2,000.00
Wise Pay via Bank Transfer	Fees: $6.99 1 AUD = 0.6197 EUR 0.00% vs mid-market	Recipient gets €1,235.07 Within minutes
25 reviews FastestWise with Bank Transfer deposit is the fastest way to send AUD to Netherlands. Wise with Bank Transfer deposit is the fastest way to send AUD to Netherlands. RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Australia to Netherlands. Based on our editorial reviews, Wise is our recommended way to send money from Australia to Netherlands. Receive to bank accountDedicated support for large transfers
Ways to receive money in Netherlands with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $6.991 AUD = 0.6197 EUR €1,235.07You pay$2,000.00

Wise Pay via Osko	Fees: $6.99 1 AUD = 0.6197 EUR 0.00% vs mid-market	Recipient gets €1,235.07 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Netherlands with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $6.991 AUD = 0.6197 EUR €1,235.07You pay$2,000.00
Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.6172 EUR +0.40% vs mid-market	Recipient gets €1,234.44 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Netherlands with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.6172 EUR €1,234.44You pay$2,000.00
TapTap Send Pay via Debit Card	Fees: $0.00 1 AUD = 0.6170 EUR +0.44% vs mid-market	Recipient gets €1,234.00 Minutes
0 reviews Receive to bank account
Ways to receive money in Netherlands with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 AUD = 0.6170 EUR €1,234.00You pay$2,000.00
Wise Pay via Debit Card	Fees: $12.54 1 AUD = 0.6197 EUR 0.00% vs mid-market	Recipient gets €1,231.63 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Netherlands with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $12.541 AUD = 0.6197 EUR €1,231.63You pay$2,000.00
OFX Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.6157 EUR +0.65% vs mid-market	Recipient gets €1,231.34 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Netherlands with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.6157 EUR €1,231.34You pay$2,000.00
Xe Pay via Debit Card	Fees: $6.00 1 AUD = 0.6172 EUR +0.40% vs mid-market	Recipient gets €1,230.74 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Netherlands with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.001 AUD = 0.6172 EUR €1,230.74You pay$2,000.00
Xe Pay via Credit Card	Fees: $15.00 1 AUD = 0.6172 EUR +0.40% vs mid-market	Recipient gets €1,225.18 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Netherlands with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $15.001 AUD = 0.6172 EUR €1,225.18You pay$2,000.00
Wise Pay via Credit Card	Fees: $26.07 1 AUD = 0.6197 EUR 0.00% vs mid-market	Recipient gets €1,223.25 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Netherlands with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $26.071 AUD = 0.6197 EUR €1,223.25You pay$2,000.00
Moneycorp Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.6085 EUR +1.80% vs mid-market	Recipient gets €1,217.09 Next Day
0 reviews
Ways to receive money in Netherlands with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.6085 EUR €1,217.09You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $2.99 1 AUD = 0.6085 EUR +1.82% vs mid-market	Recipient gets €1,217.00 6-12 Hours
2 reviews
Ways to receive money in Netherlands with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 0.6085 EUR €1,217.00You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 0.5796 EUR €1,159.20You pay$2,003.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $2.99 1 AUD = 0.6085 EUR +1.82% vs mid-market	Recipient gets €1,217.00 6-12 Hours
2 reviews
Ways to receive money in Netherlands with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 0.6085 EUR €1,217.00You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 0.5796 EUR €1,159.20You pay$2,003.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $32.99 1 AUD = 0.6085 EUR +1.82% vs mid-market	Recipient gets €1,217.00 6-12 Hours
2 reviews
Ways to receive money in Netherlands with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $32.991 AUD = 0.6085 EUR €1,217.00You pay$2,032.99 Cash pickup6-12 Hours $32.991 AUD = 0.5796 EUR €1,159.20You pay$2,032.99
NAB Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.6041 EUR +2.55% vs mid-market	Recipient gets €1,208.19 3-5 Days
0 reviews
Ways to receive money in Netherlands with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 0.6041 EUR €1,208.19You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 0.619699 EUR Updates every 60 minutes.

Why compare

AUD/EUR exchange rate

Best ways to pay & receive

Transfer speed

Historic AUD/EUR options

How to send money from Australia to Netherlands

Pick a company

Start with the cheapest, which is Western Union at 1,240.05 EUR on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 5 ways to pay, including bank transfer, debit card, credit card, osko, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Ways to send money from Australia to Netherlands

8 money transfer companies let you send money from Australia to Netherlands.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Netherlands.

For example, sending $500 with Western Union will get you 1,240.05 EUR after a $0 fee and -0.05% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Western Union takes $0 in fees and -0.05% markup on a $0 transfer, and your EUR arrives in next day.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 0.4% on AUD/EUR, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in EUR, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and EUR in one account, and convert when the rate suits you.

Wise converts $2,000 at 0% markup, and the EUR sits in your account until you spend or transfer it.

Most useful if you travel often to the Netherlands, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a $2,000 transfer, a bank like NAB adds 2.55% markup and delivers 1,208.19 EUR, against 1,240.05 EUR via Western Union (the cheapest option).

Ways to fund AUD and receive money in Netherlands

With Western Union, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 1,240.05 EUR.

You can fund the transfer with bank transfer, debit card, credit card, osko, and poli.

Recipients in the Netherlands can collect EUR through bank deposit and cash pickup.

They can collect cash via Western Union

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Netherlands.

1

Debit card Bank deposit

You pay $2,000.00

€1,240

Cheapest
2

Bank transfer Bank deposit

You pay $2,000.00

€1,240

€0
3

Osko Bank deposit

You pay $2,000.00

€1,235

-€5
4

Credit card Bank deposit

You pay $2,000.00

€1,225

-€15
5

Poli Bank deposit

You pay $2,002.99

€1,217

-€23

Show moreShow less

6

Debit card Cash pickup

You pay $2,003.99

€1,159

-€81
7

Credit card Cash pickup

You pay $2,032.99

€1,159

-€81
8

Poli Cash pickup

You pay $2,003.99

€1,159

-€81

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Netherlands, these are the best options right now:

Cheapest

Western Union is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 1,240.05 EUR, which is 0.4% more than the next best option.

Fastest

Wise delivers 1,235.07 EUR in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Netherlands.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in the Netherlands.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-EUR Exchange Rate

Getting a better AUD to EUR rate

Small changes in the AUD/EUR rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 0.619491 EUR

How we analyse the market

We track 8 companies sending AUD to the Netherlands, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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How to send money to Netherlands from Australia with the best AUD-EUR rate

Best companies for AUD/EUR transfers

Transfer details