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Send money from South Africa to Netherlands

South Africa
Live mid-market rate*: 1 ZAR = 0.050654 EUR
Top provider

Total Amount Received (EUR)

Fees: 10
Rate: 0.049008
Bank Transfer:
3-5 Days
Debit Card:
3-5 Days
Mid-market rate updates every 3 hours

Best ways to send money to the Netherlands from South Africa

  • 🏅 The overall best way to send ZAR to the Netherlands: HSBC

  • 💲 The cheapest way to send money to the Netherlands from South Africa: HSBC

  • ⏲️ The fastest way to send money to the Netherlands from South Africa: HSBC

  • 🏦 The best way to send money from South Africa to the Netherlands via a bank transfer: HSBC

  • 💳 The best provider for credit card transfers from South Africa to the Netherlands:

  • 💳 The best provider for debit card transfers from South Africa to the Netherlands: HSBC


Netherlands is a country in north-western Europe, also known as Holland. Since 2002, EUR has been the official currency of Netherlands, following the phasing out of the nation’s original legal tender - the Dutch guilder - a transitional period which lasted 3 years. De Nederlandsche Bank (DNB) is the National Central Bank of the Netherlands, and it is their responsibility to supervise and oversee incoming transfers from overseas, including funds sent from South Africa.

Choosing the best service provider

The prevalence of the Euro means every international money transfer company will facilitate payments from ZAR to EUR. We have found [NUMBER OF PROVIDERS] that service payments South Africa to Netherlands. The fastest provider is HSBC. The cheapest provider we found is HSBC at 0.05% above the Mid-Market Rate.

If you’re looking for the best combination of price, speed, and reliability we recommend using HSBC when transferring ZAR to EUR.

This means that by using HSBC for online money transfers to Netherlands from South Africa, you are likely to save on transfer fees and benefit from fast speeds - so your recipient will get more money and have it delivered in less time.

Alternatively, if you are unable to access HSBC for any reason, our comparison engine has found and also to be very good options when sending ZAR - EUR.

The cheapest way to send money from South Africa to Netherlands

HSBC has been determined by our comparison engine to currently offer you the cheapest rates possible. Many customers are caught out by hidden fees and unexpected exchange rate mark-ups, so to avoid any disappointment at a later date, be sure to acquire all the relevant information before any funds are taken for payment.

The fastest way to send money from South Africa to Netherlands

When sending money from South Africa to Netherlands, speed is one of the biggest factors you need to consider in terms of the service offered by different money transfer providers.

Currently, HSBC is the fastest way to send ZAR - EUR. Typically these transfers should arrive with the recipient within 24 hours but it is important to consider delivery speeds are subject to daily cut-off times, office hours and public holidays. We recommend all customers review the terms and conditions in full before making a payment.

What payment methods are available when sending money from South Africa to Netherlands?

Most money transfer providers allow you to deposit and send money using various payment methods, but not all providers offer multiple options. You are likely to find the most common methods are bank transfers and card payments, but some providers also accept cash and some will even deliver funds straight to your recipient’s door.

When it comes to sending an international money transfer from South Africa to Netherlands you will need to provide the recipient’s full name, residential address, account details (the bank name, branch name and account number), email address and the reason for the transfer. It is crucial that these details are correct, as some money transfer providers and financial institutions do not provide a cancellation service once payment has been made.

Sending money to Netherlands from South Africa using credit card

To avoid high fees you can opt to use an online money transfer provider such as to pay for your transfer to Netherlands.

Sending money to Netherlands from South Africa using a debit card

With HSBC you can send money online to Netherlands using your debit card. But before making a payment, make sure you understand all the processing fees in place.

Using a wire transfer to send money from South Africa to Netherlands

Bank and wire transfers are the most common ways of sending money Netherlands as they are secure, reliable, and convenient. However, they often come with the slowest delivery times in case speed is an important factor for you. You can use HSBC to send money using a bank or wire transfer at a great rate as long as you’re happy for your transfer to take 1-2 days.

If you want to make an international transfer using wire transfer, you will need to know the SWIFT/BIC code of your recipient in Netherlands. If you're unsure what it is, check out our SWIFT calculator to figure out the correct SWIFT code in Netherlands.

When sending money to Netherlands from South Africa using bank account transfer you are paying for the outgoing fees, flat fees, currency exchange rate markup, and sometimes an additional incoming transfer fee. In some cases, the intermediary and incoming transfer fees will be covered by the receiving bank or financial institution in Netherlands; this is something that should be clarified ahead of making payment.

On the other hand, you usually only pay a sender fee and a small exchange rate markup when using online money transfer services such as HSBC, and .

Considerations for a ZAR - EUR Currency Transfer

Before sending money to Netherlands from South Africa, you should consider the following:

  1. The amount you want to transfer: It is likely that the more money you send to Netherlands the more value you will get and more EUR the recipient will receive. This is because any flat fee charged ends up as a smaller percentage of your transfer amount, and also because many providers allow you to negotiate a better exchange rate margin if sending large amounts.

  2. The ZAR - EUR exchange rate margin: Money transfer providers charge a small percentage on top of the mid-market exchange rates in order to generate revenue. Current mid market rate is 0.050654 and the lowest exchange rate margin is currently offered by HSBC at 0.05% above the mid market rate.

  3. Hidden fees & charges: Before sending money to Netherlands, make sure the provider you are using doesn’t charge any hidden fees. Our reviews of the top ranked providers HSBC, undefined and undefined will give insight here.

How to send money from South Africa to Netherlands at the best rate?

This one’s easy. Simply use our comparison table above to find the best provider to send ZAR to EUR. After that it’s just a process of making your transfer via the following steps:

  1. Click “Visit Site” inside our comparison table

  2. Register for an account if required

  3. Input how much you are willing to send

  4. Fund your transfer

  5. Receive & save an email confirming your transfer

How to receive transfers from ZAR to EUR in Netherlands?

Your recipient has a few methods available to receive your money in Netherlands. These will vary between providers, but it is possible to find services that will:

  • Deposit EUR directly into a bank account

  • Enable the recipient to pick up cash a specific locations across Netherlands

  • Deliver money directly to their door

  • Send EUR to your recipient’s mobile wallet

If your recipient is going to collect or have the money delivered to them in Netherlands, then they will usually need the following:

  • Government issued photo I.D. such as drivers license, passport or Dutch identity card

  • The money transfer reference number

  • Senders details and the amount of money sent

How much money can be transferred from South Africa to Netherlands?

The amount of EUR you can receive from South Africa will largely depend on the money transfer service you are using. There are providers that specialise in smaller remittance payments, and providers who specialise in larger transfers.

You should also check if there are any government regulations pertaining to the amount of EUR that can be received in Netherlands or sent from South Africa before making your transfer.

About Money Transfers to the Netherlands from South Africa

We’ve compared the best money transfer providers to send money from South Africa to the Netherlands. The cheapest provider for ZAR to EUR transfers is HSBC, while the fastest is HSBC.

💰 Most transferred amount1000EUR +
💸 Cheapest provider (on average)HSBC
⚡ ️Fastest transfer timeIn minutes with HSBC
💱 Currency Transfer PairZAR - EUR
📈 ZAR - EUR mid market rate0.050654
💳 Pay-in options in South AfricaBank transfer from South Africa with HSBC, Debit card with HSBC, Credit card with
💵 Pay-out options in the NetherlandsBank accounts in the Netherlands, Debit card
🏆 Top 3 ZAR - EUR providersHSBC, and

Frequently Asked Questions

Are there any Dutch laws about the amount of money I can send from South Africa to Netherlands?
What are the best banks in Netherlands?
What are the top 3 reasons money is sent overseas to Netherlands?