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How to send money to Netherlands from South Africa

Get the best deals when you transfer from South Africa to the Netherlands. Find the cheapest, fastest, and most reliable providers with the best ZAR to EUR exchange rates.

Read on for analysis on the best ways to send money to Netherlands from South Africa.

Transferring the other way? Send EUR from Netherlands to South Africa instead.
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Companies for transfers from South Africa to Netherlands

Sponsored - Managed Service

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.2% - 0.7%

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.4% - 1.5%

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Fees
None
Transfer Speed
Minutes - 3 days
Exchange Rate Markup
0.1% - 0.6%

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Fees
None
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0.15% - 1.5%

"Lumon has cared for over 69,000 customers since 2000. Get support for larger transfers from dedicated currency specialists."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
1% - 2%

"Cambridge Currencies is a boutique UK-based currency broker helping clients send funds globally. Expect personable service & competitive rates from this new industry entrant."

Fees
No fees
Transfer Speed
0-5 days
Exchange Rate Markup
0.5% - 1.2%

"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."

Fees
£/€/$3 - 5
Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
1 - 2%

"Moneycorp is an established player in the market, with a focus on private clients and corporates. Make overseas payments in over 120 currencies and 190 countries."

Fees
None
Transfer Speed
Minutes - 2 days
Exchange Rate Markup
0.5% - 2%

Overall best way: Currencies Direct

Currencies Direct is our recommended company for ZAR to EUR transfers.

Currencies Direct scored the highest of the 14 money transfer companies supporting ZAR to EUR transfers.

In total, Currencies Direct appeared in 59.3% of South Africa to Netherlands searches.

For a great mix of cost, speed & features, we advise using Currencies Direct for your South Africa to Netherlands transfer.

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Getting the best deal on your South Africa to Netherlands transfer

Summary of recent searches

Top rated for transfers from South Africa to Netherlands
Currencies Direct
Total number of ZA - NL providers
14
Average cheapest fees & rate
Regency FX
Average fastest transfer
CurrencyFair
Average transfer time
Within minutes
Best for bank transfers
Regency FX

Sending money from South Africa to Netherlands considerations

1
Compare providers

A comparison of providers offering services between South Africa and the Netherlands is the easiest way to ensure the best deal.

We've compared 14 providers that offer services for sending Rand to the Netherlands.

This ensures you will get the best options for your transfer to the Netherlands from South Africa.

Whilst we rate Currencies Direct as the best overall, comparing gives you a comprehensive view of all the options for transferring money from South Africa to the Netherlands.

2
Get the most from the Rand-Euro exchange rate
3
Choose the right payment method
4
Financial regulations in South Africa and Netherlands
5
Consider transfer limits
6
How to receive money
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money from South Africa to Netherlands: Regency FX

Regency FX is the cheapest way to send money to the Netherlands from South Africa out of the 14 companies compared.

Data collected over the past six months shows that Regency FX is 0.1% cheaper than the second-best option.

This includes an average transfer fee of 0* ZAR an exchange rate for buying Euro with Rands that is 0.2% different to the mid-market rate.

If you want to secure the best rates on transfers from South Africa to Netherlands, Regency FX will result in the most Euro received.

*The most common fee applied to ZAR-EUR by Regency FX, based on data from the past six months.

Fastest way to send money from South Africa to the Netherlands: CurrencyFair.

CurrencyFair is the quickest way to send Rand to the Netherlands of the 14 companies offering the service.

Data from the last six months shows CurrencyFair to be the quickest way to send money from South Africa to Euro in 46.4% of searches. For fast transfers between ZAR and EUR, CurrencyFair comes highly recommended.

Using CurrencyFair for fast transfers from South Africa to the Netherlands has an average fee of 3 ZAR.

Within our comparison we looked at the 14 money transfer providers offering transfers from South Africa to the Netherlands. Within this we looked at overall speed of sending money from South Africa to the Netherlands after depositing Rand to a money transfer account.

When faster money transfers are a priority, CurrencyFair is our recommended choice for sending into Netherlands from South Africa.

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Transfer a large sum of money

When sending large amounts of Rand to the Netherlands it’s best to pick a company with higher maximum limits on exchange rates and send amounts.

From
14 money transfer companies compared, Currencies Direct is the best option for large transfers from South Africa to the Netherlands.

Whether it’s for property purchases, business or any other reason, sending large amounts of money from South Africa to the Netherlands can become expensive if you use a bank, or the wrong provider.

Currencies Direct is the top choice for sending large sums of money to the Netherlands from South Africa because they offer a strong service and competitive exchange rates.

Understanding the cost of sending money to Netherlands from South Africa

The cost of sending money from Netherlands to the Netherlands, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from ZAR-EUR is 0.0524 EUR per Rand.

  • Finding a provider offering an exchange as close to 0.0524 as possible will ensure more Euro received when transferring.

  • For context, the ZAR-EUR mid-market rate for the past three months has averaged 0.0512 EUR per Rand. This includes a high of 0.0533, and low of 0.0489.

  • CurrencyFair currently offers the best exchange rate on transfers from South Africa to the Netherlands.

For the most part the ZAR-EUR exchange rate you receive is the biggest factor impacting the cost of sending ZAR to the Netherlands.

Fees: Outside of exchange rates, you may need to pay a fee to send. Regency FX currently offers the lowest fees on transfers to the Netherlands from South Africa, averaging 0 ZAR over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Euro is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Rands to EUR, paired with a low fee, means a higher total amount received in the Netherlands.

Getting best exchange rate for transfers between Rand and Euro

Timing is essential for transferring money between ZAR and EUR. The exchange rate you secure impacts how much EUR you get for your ZAR.

Mid-market Rate
1 
=
0.052391 
EUR

The recent trends between the currencies are:

  • Over the past six months, the mid-market rate from ZAR to EUR has moved slightly. On average, it was 0.0512.

  • During this same period,there was a high of 0.0533, and a low of 0.0489.

  • Currencies Direct, which is our recommended service to send money online from South Africa to the Netherlands offers an exchange rate that is only 0.45% above the mid-market rate.

Want to secure the best ZAR-Euro exchange rates?

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Payment options for South Africa to
Netherlands money transfers

  • Bank transfers

    Bank transfers are usually the best and easiest way to send money from South Africa to the Netherlands.

    By using a money transfer company such as Regency FX for transfers from South Africa to the Netherlands, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates than you would get from a traditional bank.


    Regency FX is the cheapest money transfer company for bank transfers from the 14 we compared for transfers from ZAR into the Netherlands.

    With an average fee of 0 ZAR to send money from South Africa to the Netherlands, Regency FX offers a strong combination of competitive exchange rates and lower fees.


  • Debit cards and prepaid options

    Sending money from South Africa to the Netherlands with a debit or a prepaid card is available through .


    is a one of the cheaper options for debit card payments for transfers from South Africa to the Netherlands. This cost is against a total of 14 money transfer companies offering this option.

  • Credit cards

    When it comes to international credit card transfers from South Africa to the Netherlands, emerges as our top choice of the 14 companies offering this service.

    Be aware of fees: using a credit card to transfer money often results in a fee being charged by your card issuer. Where possible, we recommend a bank transfer or debit card payment.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Netherlands and South Africa.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from South Africa to Netherlands.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send ZAR to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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How long does it take to send money from South Africa to Netherlands?
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Are there any minimum or maximum transfer amounts for sending money from South Africa to Netherlands?
Can I schedule regular transfers between South Africa and Netherlands?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.