How to send money to Netherlands from Philippines with the best PHP-EUR rate
Get the best deals when you transfer from the Philippines to the Netherlands. Find the cheapest, fastest, and most reliable providers with the best PHP to EUR exchange rates.
Read on for analysis on the best ways to send money to Netherlands from Philippines.
Transferring the other way? Send EUR from Netherlands to Philippines instead."Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
Overall best way: Wise
Wise scored the highest of the 4 money transfer companies supporting PHP to EUR transfers.
For example, sending 14,700 PHP to EUR will cost you ₱54.8 in fees, and the recipient will get 212.48 EUR. The delivery time is within minutes.
For a great mix of cost, speed & features, we suggest trying Wise for your Philippines to Netherlands transfer.

How to get the best deal on sending money from Philippines to Netherlands
Always compare rates
Don't pay more than you have to. Use our live comparison tool to make sure you aren't missing the best rates to send money from the Philippines to the Netherlands.
Choose a provider
Select the provider that offers you the best value on buying EUR & service for your needs.
Click, sign up & send
Follow the steps & make your transfer. Your funds will soon be on their way to your chosen country & currency.
Sending money from Philippines to Netherlands considerations
A comparison of providers offering services between the Philippines and the Netherlands is the easiest way to ensure the best deal.
We've compared 4 providers that offer services for sending Philippine Peso to the Netherlands.
This ensures you will get the best options for your transfer to the Netherlands from the Philippines.
Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring money from the Philippines to the Netherlands.
The fastest way to send money to Netherlands from Philippines is by sending cash
Cash transfers are almost instant in most cases.
However, in some cases, it can take a few days to process, depending on your branch, how much you are sending, and the deposit method you use.
Considering there aren’t many PHP/EUR transfer options available, this is by far the fastest way to do it.

The cheapest way to to send money to Netherlands from Philippines is via PayPal P2P Transfer
The coverage of PHP/EUR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.
With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a PHP transfer fee.
You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Transfer a large sum of money
From 4 money transfer companies compared, Wise is the best option for large transfers from the Philippines to the Netherlands.
Whether it’s for property purchases, business or any other reason, sending large amounts of money from the Philippines to the Netherlands can become expensive if you use a bank, or the wrong provider.
Wise is the top choice for sending large sums of money to the Netherlands from the Philippines because they offer a strong service and competitive exchange rates.

Understanding the cost of transferring money to Netherlands from Philippines
Fees and exchange rates make up the total cost of sending money from Netherlands to the Netherlands. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current PHP-EUR mid-market rate is 0.0145 EUR per Philippine Peso. You will get more Euro for your Philippine Pesos if you find a provider close to this number.
For context, over the last 7 days the PHP-EUR mid-market rate has had a high of 0.0149, a low of 0.0145 and averaged 0.0147 EUR per Philippine Peso.
Across the 4 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting PHP to EUR will be the biggest determining factor when working out the cost of transferring Philippine Pesos to the Netherlands.
Fees: Transfer fees are charged as part of the transfer. Wise charges the lowest fee of 54.8 PHP at the moment. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Euro eventually received in the Netherlands. You can assume that a lower cost of sending from the Philippines will result in more money received in the Netherlands.
Finding the best exchange rate between Philippine Peso and Euro
Getting a strong exchange rate between PHP and EUR is essential. The exchange rate you secure impacts how much EUR you get for your PHP.
It can pay to track rates, and keep on top of currency trends.
In the past 7 days, the mid-market rate from PHP to EUR has averaged 0.0147.
In this period there was a high of 0.0149, and a low of 0.0145.
Wise, which is our recommended service to send money online from Philippines to Netherlands offers 0.0145 EUR per PHP which is only 0.06% above the mid-market rate.
Want to secure the best PHP-Euro exchange rates?
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Funding your Philippines to Netherlands money transfer
Bank transfers
Bank transfers are often the best and easier way to send money from the Philippines to the Netherlands.
By using a money transfer company such as Wise for transfers from the Philippines to the Netherlands, you can send money via a bank transfer and benefit from lower fees and more favorable exchange rates than would be offered by a bank.
On average, Wise is the cheapest way to send money via a bank transfer. This is of the 4 companies we tested when sending PHP to the Netherlands.
With a fee of 54.8 PHP to send money from the Philippines to the Netherlands, Wise offers a decent combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from the Philippines to the Netherlands with a debit or a prepaid card is easy with Western Union Agent.
Western Union Agent is a leading money transfer company for debit card payments, and offers transfers from the Philippines to the Netherlands.
Credit cards
We recommend avoiding credit card transfers due to high fees, and instead, you should consider a bank transfer or a debit card deposit.
However, if you do need to use a credit card to fund your transfer, to get the latest deal.
Keep on top of fees: using a credit card to transfer money can result in a fee being charged by your card issuer. Where possible, we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Netherlands and Philippines.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from Philippines to Netherlands.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send PHP to EUR.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Related transfer routes
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Can I send money from Philippines to Netherlands with MoneyTransfers.com?
What are the typical transfer fees for sending Philippine Pesos to Netherlands through various providers?
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Are there any minimum or maximum transfer amounts for sending money from Philippines to Netherlands?
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