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Find the best ways to transfer money from Netherlands to Spain

Compare the best deals on transfers from the Netherlands to Spain. Explore the cheapest, fastest, and most reliable providers with the best EUR to EUR exchange rates.

Read on for the insights and in-depth analysis, and all you need to send money to Spain from Netherlands.

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Overall top choice: Wise

Wise is the best way to transfer Euro into Euro.

Of the 7 money transfer providers we tested and reviewed, Wise was a standout option for its combination of speed and cost.

Over the last six months, Wise appeared in 100% of searches for transfers between the Netherlands and Spain.

When sending money from the Netherlands to Spain, using Wise in a great option.

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How to get the best deal on your Netherlands to Spain money transfer

Summary of recent searches

Top rated for transfers from Netherlands to Spain
Wise
Total number of NL - ES providers
7
Average cheapest fees & rate
Paysend
Average fastest transfer
Paysend
Average transfer time
Within minutes
Best for bank transfers
TransferGo
Best for debit card
Wise
Best for credit card
Wise

Considerations to make sending money from Netherlands to Spain easy

1
Compare providers

Comparing the different providers offering services between the Netherlands and Spain, is the best way to send money with confidence.

The 7 providers we've compared ensures you will get the best options for your transfer to Spain from Netherlands. By taking the time to compare you can save yourself in the region of 3% of the total transfer amount.

Whilst we rate Wise as the best overall, comparing gives you a comprehensive view of all the options for transferring Euro to Spain.

2
Exchange rates between Euro-Euro
3
Choose the right payment method
4
Financial regulation in Netherlands and Spain
5
Consider transfer limits
6
Receiving money in Spain
7
Have your ID ready
8
Tax declarations

Cheapest way to send money to Spain from the Netherlands: TransferGo

Of the 7 providers compared, TransferGo is the cheapest option for sending money over the last six months.

The cost is a combination of an average fee of 0* EUR and an exchange rate for converting Euro to Euro that is 0% different to the mid-market rate.

On average, TransferGo is 0% cheaper than the second-best option.

We would recommend TransferGo for low cost, affordable transfers from Euros to Spain.

*The most common fee applied to EUR-EUR by TransferGo, based on data from the past six months.

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Fastest way to transfer money from Netherlands to Spain: Paysend

Of the 7 companies compared, Paysend currently offers the fastest money transfers to Spain from the Netherlands.

Our data shows that Paysend came up as the fastest option for sending Euro into Euro in 50% of searches. This makes them well suited to urgent EUR to EUR money transfers.

The average fee for a EUR-Euro transfer through Paysend is 0 EUR.

To get the 'fastest' option we compared 7 providers for overall speed of sending money from the Netherlands to Spain - this includes depositing Euro, transfer times, withdrawal timeframes in Spain. 


When speed matters, Paysend is your best choice for sending into Spain from the Netherlands.

Transfer a large amount of money

To transfer large sums of money from the Netherlands to Spain, opt for a provider with a competitive exchange rate and hands on management.

Wise is the strongest option for large transfers of the
7 money transfer companies tested.

Whatever the reason is for the transfer, sending large amounts of money from the Netherlands to Spain can become expensive through your bank or with the wrong provider.

Our data shows Wise as the best choice for sending large sums of money to Spain from the Netherlands.

Understanding the cost of sending money to Spain from Netherlands

The cost of sending money from Spain to Spain, is made-up of a combination of fees and exchange rates:

The Mid-Market and Exchange Rates: The mid-market rate determines a mid-price for buying currency. The current mid-market rate from EUR-EUR is 1 EUR per Euro.

  • Finding a provider offering an exchange as close to 1 as possible will ensure more Euro received when transferring.

  • For context, the EUR-EUR mid-market rate for the past three months has averaged 1 EUR per Euro. This includes a high of 1, and low of 1.

  • Wise currently offers the best exchange rate on transfers from the Netherlands to Spain.

For the most part the EUR-EUR exchange rate you receive is the biggest factor impacting the cost of sending EUR to Spain.

Fees: Outside of exchange rates, you may need to pay a fee to send. Paysend currently offers the lowest fees on transfers to Spain from the Netherlands, averaging 0 EUR over the last 6 months. Although this does include large transfers as well, we recommend searching for your exact send amount for an exact fee.

Amount Received: The amount received in Euro is the amount you started with, minus the amount you paid in the exchange and fees.

The better deal you get on exchanging Euros to EUR, paired with a low fee, means a higher total amount received in Spain.

Getting the best exchange rate for Euro to Euro

Tracking the mid-market rate can make a huge difference when sending money EUR to EUR. The exchange rate you secure impacts how much EUR you get for your EUR.

Mid-market Rate
1
= 1 EUR

Here's some data on recent trends in the mid-market rate.

  • Over the past six months, the interbank rate from EUR to EUR has seen some fluctuation. On average, it has been 1.

  • During this period, the highest value level was 1, with a low of 1.

  • Wise, which is our recommended service to send money online from Netherlands to Spain offers an exchange rate that is only 0% above the mid-market rate.

Want to secure the best EUR-Euro exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Netherlands to Spain!

Payment methods for Netherlands to
Spain transfers

  • Bank transfers

    Bank transfers are often the fastest option, and normally the cheapest, for sending money from the Netherlands to Spain.

    By opting for a money transfer company such as TransferGo for transfers from the Netherlands to Spain, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, TransferGo is the cheapest provider for bank transfers from the 7 we tested when sending EUR to Spain.

    With an average fee of EUR0 to send money from the Netherlands to Spain, TransferGo offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid card payments

    Using a debit card, or prepaid option, for sending money from the Netherlands to Spain is easy with Wise.


    Wise is a market leader in debit card payments for transfers from the Netherlands to Spain, this is among a total of 7 money transfer companies compared.

  • Credit card transfers

    When it comes to sending money with a credit card from the Netherlands to Spain, Wise emerges as our top choice of the 7 companies offering this service.

    Fee alert: credit card money transfers often result in a cash advance fee being charged by your card issuer. We recommend bank transfer or debit card where possible.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Spain and Netherlands.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Netherlands to Spain.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send EUR to EUR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

How much money can be transferred from Netherlands to Spain?
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Can I send money from Netherlands to Spain with MoneyTransfers.com?
What are the typical transfer fees for sending Euros to Spain through various providers?
How long does it take to send money from Netherlands to Spain?
What is the best exchange rate I can get for sending money from Netherlands to Spain?
Are there any minimum or maximum transfer amounts for sending money from Netherlands to Spain?
Can I schedule regular transfers between Netherlands and Spain?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.