/Send money/To Indonesia/From Thailand

How to send money to Indonesia from Thailand with the best THB-IDR rate

Get the best deals when you send money from Thailand to Indonesia. Find the best, cheapest, and fastest, providers for THB to IDR transfers and exchange rates.

Read on for insights and expert information, and all you need to make money transfers to Indonesia from Thailand.

Transferring the other way? Send IDR from Indonesia to Thailand instead.
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November 24th, 2025

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Best money transfer companies

Send money from Thailand to Indonesia

Last updated: Today
Mid-market rate as of 11/24/2025: 1 THB = 513.995626 IDR
Results below are based on a 8100 THB search
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0 of 3 providers
Send cash via a Western Union agent
1
Western Union Agent
Recipient gets (IDR)
Rp 3,953,731.45
Full transfer details

"Western Union agents help you send money from a wide variety of countries. Find a local branch near you to deposit cash and send your funds abroad."

7.7
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send cash via a MoneyGram agent
2
MoneyGram Agent
Recipient gets (IDR)
Rp 3,953,731.45
Full transfer details

"With MoneyGram you can send money globally. Find a local MoneyGram branch near you to deposit and send cash abroad."

7.5
Personal account manager
Multi-currency card
Receive to bank account or debit card
Cash pickup
Send Money Between PayPal Accounts
3
PayPal App
Recipient gets (IDR)
Rp 3,911,630.07
Full transfer details

"If you and the person you are sending money to both have PayPal apps, you can quickly and easily send money between each other."

5.4
Personal account manager
Multi-currency card
Receive to bank account or debit card
P2P transfer
Mid-market rate updates every 60 minutes

Alternative for Thailand to Indonesia

While you can’t send THB to IDR with Wise, you can transfer USD to USD.

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Transfer Speed
Minutes - 24 hours
Exchange Rate Markup
0%
Fees
0.1% - 2.6%

The best way to send THB to Indonesia is through a cash transfer with Western Union.

Western Union offers broad coverage across Thailand and Indonesia, making it a reliable option.

Transfer fees vary depending on the branch and the amount you send, but you can generally expect to pay around 3 THB per 8,100 THB transferred.

Before sending, check which deposit options are available in your area. In many cases, you can fund your transfer online in THB, while the recipient collects IDR in cash at a local branch.

If you’re looking for alternatives, MoneyGram also offers competitive cash pickup services.

How to get the best deal on sending money from Thailand to Indonesia

Summary of recent searches

Top rated for transfers from Thailand to Indonesia
Western Union Agent
Total number of TH - ID providers
3
Average cheapest fees & rate
Western Union Agent
Average fastest transfer
PayPal App
Average transfer time
Within minutes
Best for bank transfers
Western Union Agent
Best for debit card
PayPal App
Best for credit card
PayPal App

Considerations when sending from Thailand to Indonesia

1

Compare providers

Comparing money transfer companies with services between Thailand and Indonesia, based on your specific transfer amount and transfer needs, is the best way to send money at the best price.

For this route, we’ve compared 3 providers providing services between Thailand and Indonesia. This ensures you will get the best options when sending Rupiah to Indonesia.

Over the last 7 days, we’ve picked Western Union Agent as the best overall provider. However, comparing based on the amount you want to send to Indonesia will provide a specific provider that’s best for transferring money from Thailand.

2

Understanding the Baht-Rupiah exchange rate

3

Choose the right payment method

4

Financial regulations

5

Consider transfer limits

6

Receiving money from Baht in Indonesia

7

Confirm the ID you need

8

Tax declarations

The cheapest way to send money to Indonesia from Thailand is using MoneyGram cash transfer service.

While online transfers are usually cheaper, there are very few providers offering THB to IDR transfers, making cash transfer through a MoneyGram Agent the most practical and affordable option available.

The overall cost of your transfer includes both the transfer fee (around 3 THB per 8,100 THB) and the exchange rate markup applied by MoneyGram.

These costs can vary depending on the branch location, payment method, and the amount you’re sending, so it’s always worth checking with your branch before making a transfer.

The cheapest way to to send money to Indonesia from Thailand is via PayPal P2P Transfer

The coverage of THB/IDR transfer options is very limited, therefore, PayPal’s P2P transfer service is one of the cheaper options you have, along with cash transfer via Western Union and MoneyGram.

With PayPals P2P transfer, the main cost is the conversion between currencies, which can go as high as % on top of the mid market rate, as well as a THB transfer fee.

You can also opt to use a cash transfer via MoneyGram or Western Union, which are cheaper in some cases (depending on the amount, deposit method, and your branch).

Screenshot

Send large sums of money

Transferring bigger amounts of money from Thailand to Indonesia should be done with the exchange rate and management of the service in mind.

Western Union Agent offers the strongest all round option for large transfers of the
3 money transfer companies compared.

Whether for business or a property purchase, sending large amounts of money can be expensive if you get a bad exchange rate from Rupiah to Rupiah.

As such, opt for Western Union Agent for sending large sums of money to Indonesia from Thailand.

Understanding the cost of transferring money from Thailand to Indonesia

The total cost of money transfers from Thailand to Indonesia is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for THB-IDR is currently 514.4028 IDR per Baht. Providers offering services closer to this rate will ensure more Rupiah for your Bahts.

  • To give a historic average, over the last 7 days the THB-IDR mid-market rate has been 515.0468 IDR per Baht, this has had a high of 516.1928 and a low of 513.9956.

  • From the 3 companies compared, Western Union Agent offers the best exchange rate on transfers to Indonesia and Thailand.

  • Generally, the exchange rate you receive on converting THB to IDR will be the biggest factor impacting the cost of sending Bahts to Indonesia.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Western Union Agent, just 3 THB per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Rupiah. Simply, the higher the amount received in Thailand, the lower the cost of sending from Indonesia.

Track the exchange rate for Baht to Rupiah

Sending money at the right time between THB and IDR can make a huge difference to overall cost. The exchange rate impacts how much IDR you get for your THB.

Mid-market Rate
1 
THB
=
514.268952 
IDR

Over the last 7 days, the average numbers are:

  • The exchange rate from THB to IDR averaged 515.0468 IDR.

  • The highest value recorded was 516.1928 IDR, while the lowest was 513.9956 IDR.

  • 3 providers currently offer transfers between Thailand and Indonesia close to this rate

Want to secure the best THB-Rupiah exchange rates?

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Funding your Thailand to
Indonesia transfer

  • Bank transfers

    The default option for sending money from Thailand to Indonesia is often a bank transfer.

    Using a money transfer company, such as Western Union Agent for transfers from Thailand to Indonesia, allows for sending via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    From the 3 we tested, the cheapest provider for bank transfers from THB to Indonesia is Western Union Agent.

    With a fee of THB3 to send money from Thailand to Indonesia, Western Union Agent offers a great combination of competitive exchange rates and lower fees.


  • Prepaid and debit cards

    Sending money from Thailand to Indonesia with a prepaid or debit card is easy with Western Union Agent.


    Western Union Agent is a leader in accepting card payments for transfers between Thailand and Indonesia.

  • Credit cards

    When it comes to international credit card transfers from Thailand to Indonesia, we recommend comparing your options to get the best deal.

    Fee alert: using a credit card to transfer money can mean a fee being charged by your card issuer. We recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Indonesia and Thailand.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Thailand to Indonesia.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send THB to IDR.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.

Money transfer company reviews

How much money can be transferred from Thailand to Indonesia?
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What are the typical transfer fees for sending Bahts to Indonesia through various providers?
How long does it take to send money from Thailand to Indonesia?
What is the best exchange rate I can get for sending money from Thailand to Indonesia?
Are there any minimum or maximum transfer amounts for sending money from Thailand to Indonesia?
Can I schedule regular transfers between Thailand and Indonesia?

Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is the founder and CEO of MoneyTransfers.com, with over 10 years’ experience building consumer products across finance, insurance, and travel. A frequent traveler himself, Luke has hands-on experience testing payment and transfer services globally, giving him a unique perspective on the real-world challenges users face. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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