MoneyTransfers

How to send money to Thailand from Japan with the best JPY-THB rate

Get the best deals when you transfer from Japan to Thailand. Find the cheapest, fastest, and most reliable providers with the best JPY to THB exchange rates.

Read on for analysis on the best ways to send money to Thailand from Japan.

Transferring the other way? Send THB from Thailand to Japan instead.
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June 27th, 2025
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Best money transfer companies

Send money from Japan to Thailand

Last updated: Today
Mid-market rate as of 06/27/2025: 1 JPY = 0.225528 THB
Results below are based on a 1000000 JPY search
0 of 13 providers
Sponsored
Wise
Recipient gets (THB)
฿223,306.03
Full transfer details
Visit Wise
฿4,544 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (THB)
฿222,580.00
Full transfer details
Visit Xe
฿3,818 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
Live Rates
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1
Instarem
Recipient gets (THB)
฿225,200.00
Full transfer details
Visit Instarem
฿6,438 better than a typical bank*

"Most transfers are instant or same-day. Customers can earn rewards on every transaction."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: Special Rate for 1st Transfer
2
Key Currency
Recipient gets (THB)
฿224,964.18
Full transfer details
Visit Key Currency
฿6,202 better than a typical bank*

"Key Currency offers a personal service with a dedicated account manager. There are no transfer limits or fees which is perfect for larger send amounts."

Personal account manager
Multi-currency card
Receive to bank account
Exclusive: First Transfer Deal
3
Regency FX
Recipient gets (THB)
฿224,919.07
Full transfer details
Visit Regency FX
฿6,157 better than a typical bank*

"Regency's UK-based account management team has vast experience. Get support on all kinds of transfers, from overseas property transactions to business payments & more."

Personal account manager
Multi-currency card
Receive to bank account
Professional, personal service
Rate match guarantee (T&Cs apply)
4
TorFx
Recipient gets (THB)
฿224,851.42
Full transfer details
Visit TorFx
฿6,089 better than a typical bank*

"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."

Personal account manager
Multi-currency card
Receive to bank account
Ideal for buying property abroad
5
Currencies Direct
Recipient gets (THB)
฿223,800.00
Full transfer details
Visit Currencies Direct
฿5,038 better than a typical bank*

"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."

Personal account manager
Multi-currency card
Receive to bank account
6
OFX
Recipient gets (THB)
฿223,700.00
Full transfer details
Visit OFX
฿4,938 better than a typical bank*

"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."

Personal account manager
Multi-currency card
Receive to bank account
7
Wise
Recipient gets (THB)
฿223,306.03
Full transfer details
Visit Wise
฿4,544 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
8
Xe
Recipient gets (THB)
฿222,580.00
Full transfer details
Visit Xe
฿3,818 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions
9
WorldRemit
Recipient gets (THB)
฿218,948.00
Full transfer details
Visit WorldRemit
฿186 better than a typical bank*

"24/7 live chat support provided in six languages. Special first transfer rates available, with airtime topup supported to many countries in Africa, Asia and South America."

Personal account manager
Multi-currency card
Receive to bank account or cash pickup
Mid-market rate updates every 60 minutes
Estimated Rates
We don't have access to live rates from these companies. Instead, we've researched their average exchange rates and fees.
Panda Remit
Recipient gets (THB)
฿224,850.52
Sponsored
Wise
Recipient gets (THB)
฿223,306.03
Full transfer details
Visit Wise
฿4,544 better than a typical bank*

"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for large transfers
Sponsored
Receive a £/$/€25 gift card when you refer a friend! (T&Cs apply)
Xe
Recipient gets (THB)
฿222,580.00
Full transfer details
Visit Xe
฿3,818 better than a typical bank*

"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."

Personal account manager
Multi-currency card
Receive to bank account
Dedicated support for larger transactions

Overall best option: Wise

Wise is our recommended company for sending money to Thailand from JPY.

Of the 13 companies that support JPY to THB, Wise offered the best combination of cost and speed.

Sending 1,000,000 JPY to THB will cost you ¥9804 in fees, and you will receive 223,306.03 THB. The delivery time usually is within minutes, but can be longer depending when you make the transfer.

So for a great mix of cost, speed & features, send Yens to Thailand using Wise.

Wise is the top rated company for sending money from Japan (JPY) to Thailand (THB) - Wise Screenshot

How to send money from Japan to Thailand

Summary of recent searches

Top rated for transfers from Japan to Thailand
Wise
Total number of JP - TH providers
13
Average cheapest fees & rate
Instarem
Average fastest transfer
Wise
Average transfer time
Within minutes
Best for bank transfers
Instarem

Considerations for money transfers from Japan to Thailand

1
Compare providers

Comparing providers offering services between Japan and Thailand, based on your specific needs is the best way to send money with confidence.

Our comparison includes 13 companies that provide the ability to send Yen to Thailand.

This ensures you get the best options for transfers to Thailand from Japan, based on the amount you want to send.

2
Watch the Yen-Baht exchange rate
3
Choose the right payment method
4
Use providers regulated in Thailand and Japan
5
Consider transfer limits
6
Receiving money in Thailand
7
Have your ID ready
8
Tax declarations

Cheapest way to transfer money to Thailand from Japan: Instarem

Instarem offers a combination of the lowest fees and best exchange rates - making it the cheapest transfer service for sending Yen to Thailand.

Of the 13 providers compared, data shows that Instarem is 0.1% cheaper than the second-best option.

The is cost is made up of an average JPY-THB exchange rate that is 0.15% different to the mid-market rate and an average fee of 0* JPY.

If you want to secure the best rates on a JPY to Thailand transfer, Instarem will result in the most Baht received.

Instarem is the cheapest way to send money from Japan (JPY) to Thailand (THB) - Instarem Screenshot 1
Instarem is the cheapest way to send money from Japan (JPY) to Thailand (THB) - Instarem Screenshot 2

Fastest way to transfer money to Thailand from Japan: Wise.

We tested 13 companies offering transfers from Japan to Thailand and Wise offered the quickest option.

For example, if you send 1,000,000 JPY with Wise to Thailand, the transfer time is within minutes

When using Wise to send money from Japan to Thailand you can expect to pay 9804 JPY in fees. Although we would recommend comparing the amount you want to send.

When testing the 'fastest' options we compared 13 money transfer providers. To test overall speed of sending money from Japan to Thailand we included the timeframe for depositing Yen to a money transfer account and average transfer times to Thailand.

When sending money to Thailand from Japan quickly is a priority, Wise is our recommended choice.

Wise is the fastest way to send money from Japan (JPY) to Thailand (THB) - Wise Screenshot

Sending a large amount of money?

For big transfers from Japan to Thailand, competitive pricing & strong customer service are essential.

Of the
13 providers compared, Wise is the best rated for higher transfer amounts.

Sending large amounts of money can be expensive, and while Wise may not always be the fastest or cheapest way to send money from Japan to Thailand, it's a great provider for things like buying or selling property.

Understanding the cost of transferring money from Japan to Thailand

The total cost of money transfers from Japan to Thailand is a combination of fees and exchange rates. Get the best of both, and you will be getting a good deal.

The Mid-Market and Exchange Rates: The mid-market rate for JPY-THB is currently 0.2252 THB per Yen. Providers offering services closer to this rate will ensure more Baht for your Yens.

  • To give a historic average, over the last 7 days the JPY-THB mid-market rate has been 0.2248 THB per Yen, this has had a high of 0.2256 and a low of 0.2242.

  • From the 13 companies compared, Wise offers the best exchange rate on transfers to Thailand and Japan.

  • Generally, the exchange rate you receive on converting JPY to THB will be the biggest factor impacting the cost of sending Yens to Thailand.

Fees: Transfer fees are charged alongside a transfer. The company offering the lowest fee is Instarem, just 0 JPY per transfer. In all cases, we recommend searching for your exact send amount as fees may change.

Amount Received: Money transfer companies will show you the amount eventually received in Baht. Simply, the higher the amount received in Japan, the lower the cost of sending from Thailand.

The best exchange rate for Yen to Baht transfers

When sending money between JPY and THB getting a good deal on an exchange rate is essential. The exchange rate you secure impacts how much THB you get for your JPY.

Mid-market Rate
1 
=
0.225437 
THB

Here's how the mid-market rate has performed recently, which will impact the overall cost of the exchange rate.

  • In the past week, the mid-market rate from JPY to THB has been 0.2248.

  • During this period, there was a high of 0.2256, and 0.2242 being the lowest point.

  • Wise, which is our recommended service to send money online from Japan to Thailand offers an exchange rate with a 0.01% markup against the mid-market rate.

Want to secure the best JPY-Baht exchange rates?

Sign up for our rate alerts and we'll tell you when it's the best time to move your money from Japan to Thailand!

Payment methods available to fund your Japan to
Thailand transfer

  • Bank transfers

    Bank transfers are often the default option for sending money from Japan to Thailand.

    By using a money transfer company such as Instarem for transfers from Japan to Thailand, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates. 


    On average, Instarem is the cheapest provider for bank transfers from the 13 we tested when sending JPY to Thailand.

    With a fee of JPY0 to send money from Japan to Thailand, Instarem offers a great combination of competitive exchange rates and lower fees.


  • Debit and prepaid cards

    Sending money from Japan to Thailand with a debit or a prepaid card is very simple with .


    is a leader in debit card payments for transfers from Japan to Thailand, competing among a total of 13 active money transfer companies on this route.

  • Credit cards

    When it comes to credit card transfers from Japan to Thailand, we recommend comparing your options to get the best deal.

    Not many companies offer direct credit card deposits, and usually, it means taking a cash advance and using that for the deposit, which ends up more expensive.

    Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.

How we analyze the market

We track the cost, speed, and product offerings of the leading money transfer services available between Thailand and Japan.


Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.

We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.

This thorough analysis helps you get the best available deal - every time you want to move money from Japan to Thailand.


We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send JPY to THB.


For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.

Money transfer company reviews

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Are there any minimum or maximum transfer amounts for sending money from Japan to Thailand?
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Contributors

Keith Hodges
Keith is an experienced Content Specialist with a rich background in both marketing and journalism within the financial sector. At MoneyTransfers.com, Keith plays a pivotal role in driving the business forward and broadening its reach in various international money transfer markets. His expertise is a key factor in the company's expansion and success.
Luke Eales
Luke is CEO at MoneyTransfers.com, with 10 years' experience building consumer products in finance, insurance & travel. Luke focuses on the payments sector and foreign exchange markets, as well as personal finance more broadly.
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